HDFC Bank — negative balance hold in my account

Address:citycom networks pvt ltd, 258, okhla phase 3 new delhi, New Delhi, Delhi, 110058

When I have already surrendered the car on 31 march 2017 to HDFC bank, and received the NOC also then why again after more than one and half the HDFC bank hold the negative balance in my saving and current account. warning kindly solve this issue with immediate effect, otherwise i will proceed for legal action on bank and the employee involve in it. Already complaint this in past also then why the same incident is repeated by bank. this is last time else i will proceed for police complaint and legal action from court through consumer forum.

Loan account number is 42558480
HDFC Bank saving account number is [protected] showing negative balance of -INR -160, 576.39
HDFC Bank Current Account [protected] showing negative balance of INR -156, 281.90
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