First never get hdfc credit card, they loot you with several hidden charges. I did same mistake. Swipe was made for 20k on my credit card and every month part payment minimum due/more was paid but the amount never reduced in turn it increased. I paid arnd 35k still 45k showed pending you can understand my situation. I wanted to close it once and for all so applied loan to pay off so skipped 2 months payment. Now for that the credit card department started their goondaism, even after explaining situation.
With out my consent saving account was hacked, *i mind you there is no privacy here they see everything, how much money comes in goes out which ws even communicated through msg and call* once my salary was credited the amount was kept on hold from my saving account and also said they ll take it from my account with out my consent. So gone are those days where your consent is security now any executive can look in to your account and even transact. Pin signature are just for outsiders, so much for safe banking in hdfc.
Now that i have paid the credit card due using loan still the amount is not been released i am only getting promise of call back since days, my emi's have gone for toss. If any extra amount is charged for those emi i ll sue you hdfc. They even give wrong number to torture you when you say you ll call the concern department.
Take my advice stay away from these dacoits.
For hdfc if my amount is nt released by day end will take strict action. Was this information helpful? | 
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