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HDFC Bank — NWD charges deducted without even using the card in any atm

Hi, amount of 29.50 and 19.40 has been deducted from my account recently without even any intimation regarding this. I came to know that it has been deducted abruptly even when I am not using my card to take money from any atm. Now my account has minus balance. Also there is no proof of why it has gone below zero.
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