HDFC Bank — Payment not recieved

Address:	Bangalore, Karnataka
Website:	HDFC LIFE

My hdfc policy no. is 14370552. I have not recieved the payment of my policy amount around one lakh sixty five thousand, although my policy lock in period has completed. company is telling that, the amount would be credited to the beneficiary account. but i dont know that, i have made my wife as nominee, but not beneficiary. she dont have the account.
actually iam still alive, the amount should be credited to me, as a policy holder.
so iam in need of amount immediately, for my needs. but company is troubling me to give the amount.
so, iam writing this complaint to aware the public, about hdfc policies.