| Address: New Delhi, Delhi, 110046 | | Website: www.hdfcbank.co.in |
Dear HDFC Team,
I had three account with your bank, Main Detail is given below:
1. Auto Loan No: 20041822 Foreclosure - in July 2016
2. Personal Loan: 21429021 Foreclosure- Aug 2016
3. Credit Card : XXXX7754 Settled- In Dec 2015 (But As per CIBIL report, this account marked me as a Defaulter for this as all dues against credit card settlement is cleared in dec 2015)
Name: Raja Bharti
Dob: 27/12/1990
PAN: BGCPB7385L
Registered No: [protected] for Credit Card & [protected] for Auto Loan and Personal Loan.
Current Cont No: [protected]
Address: RZ-112/254 Jagdamba Vihar, West Sagar Pur Gali Number 1 Near Primary MCD School, New Delhi -110046
Note: I have applied for the credit card but request has been declined due to the presence of "Defaulter in my credit card account" which was cleared last year. from there i got a message that i am in the blacklisted list/ defaulter list. I am wondering how is it possible as all dues has been cleared approx 1 year back but CIBIL report still shows me defaulter for credit card account. So kindly ask your Updation team to remove my name from Defaulter list/Blacklisted list ASAP.
Kindly find the attached NOC for the credit card account.
Reason :As my all due has been cleared but my CIBIL report shows me defaulter for the credit card account .Already 1 year has passed but my CIBIL report again shows me a "Defaulter for the credit card account" which was settled last year. As all accounts is closed .I have communicated with your customer care team, they told me that my score will be refreshed in 30 to 45 days after all closing of all accounts but still i am in the "Defaulter list for the credit card account".So kindly ask your Updation team to update my CIBIL data and remove my name from Defaulter list/Blacklisted list ASAP as due to it i am facing so many problems which is very hard to me.
Regards,
Raja Bharti
[protected]
[protected]
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