HDFC Bank — regarding credit card

Address:

Ratlam, Madhya Pradesh, 457001

Res/-

I am a salaried indian railways employee since 2001. I have submitted twice, all the documents requires for hdfc credit card and my only telephonic confirmation done, afterwards my credit card status was showed accepted & in process but within 3 or 4 days a email i received, in this email following was mentioned -

Dear sir/madam,
Subject : your credit card application reference no. [protected]xf
Thank you for your interest in hdfc bank credit card.

We wish to inform you that your application has been considered in line with the bank's internal credit policy (Which is based on a combination of financial and related criteria and/or statistically determined scores to assess credit eligibility) and operating/credit processes (Which include a combination of verifications, credit bureau reports and document verifications). We regret to inform you that we are unable to approve your application as it does not meet the above mentioned internal criteria of the bank.

Please be assured that our inability to approve the credit card application does not reflect in anyway on your credit standing or your financial stability.

We would be pleased to provide any other assistance/service that you may require.

Thank you once again.

Assuring you of our best attention at all times

Please do not reply to this email, this is sent from an automated mailbox

Note that all credit card benefits/facilities including third party products as opted by you in the application will not be processed due to non-approval of your credit card application. Any financial/non - financial liability arising due to the same would not be borne by the bank.

Hdfc bank cards division, p. O. Box 8654, thiruvanmiyur p. O., chennai 600041

So please do needful.
Thanks