[Resolved]  HDFC Bank — resolution of negative account balance

Address:

Dewas, Madhya Pradesh, 455001

Hi,
My name is bhaskar dutt
Sharma. I had join a company in indore in year 2016 and that company opened my salary account in hdfc bank and didn't gave any basic terms and conditions of salary account. I left that job after few months because of my personal resion i had never used that account till now. When i checked my account balance it is showing negative 9k approx. I'm totally shock with the negative balance. The hdfc bank refused to open a new bank account as i'm already having it. They have advised me to go to indore and close that account. But it is not possible to again go to their and make this request. I have reached the customer care to close this account but they are asking me to clear the negative balance. It is not possible me to pay this huge amount.
Moreover i have a credit card also which is issued by my previous company with hdfc and i'm still using it.
Can you please suggest me any way that what should i do. Can it be waived, so i can use this account again with my new company or i have to pay the penalty.