HDFC Bank — Unwanted deduction from my account

An amount of Rs.1049.17 has been deducted from my account due to loan related issue. Please refund the amount as soon as possible. I am paying an EMI of 11894/- every month for my personal loan. Only 2 rupees was short at the time of deduction which is also I paid eventually and still charged me Rs. 1049.17 as a bouncing charge. This is outrageous and too much to handle. So please kindly reverse it.
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