HDFC Bank — cheated in the hdfc life classicassure policy

This is with reference to my hdfc life policy no.[protected]Photo of policy document attached).

I had bought this policy in 2014 and it was sold to me by hdfc representative. I was told that its a minimal investment per month and benefits are very good. I was given a sheet with hdfc life logo and break up of investment with returns.

The person explained me that after the lock-in period of 3 years i will get 1, 15, 000/- as the sum assured. And he gave me the paper that had the breakup mentioned on it. Since i have my daughter's education to be managed i decided to go for it and plan her education accordingly.

Now i knew i have completed my 3 years so i went to hdfc life office in thane to surrender the policy as i needed the money to pay my daughter's term fee. I got the shock of my life when they told me there is no repayment of this kind of amount available on your policy. They told me that a maximum amount of 11-20k would be payable to me even if i surrender it now.

I am still not able to recover from this shock. I had planned my expenses on the basis of getting 1, 15, 000 and i am told that you might not get even 15, 000.

Please imagine my plight now. I have invested 72, 000/- in this policy and i am not even getting what i have paid the bank.

I have lost all the strength mentally to fight or complaint. As of now i can only beg to you to please look into the matter and pay me my money.

The contact details of people who sold this policy to me are as given below:

Ganesh patil: [protected]
Vikrant: [protected]

I request you to hear my plea and return me my money at the earliest.
Regards
Deepa nakhawa
(M) [protected]