Home Credit India Finance Complaints & Reviews

Hi I am receiving continuous calls from various numbers stating that calling from Home credit and asking our personal information and if we deny to give our personal information then talking very rudely. if it is repeated again I will lodge a complaint on cyber cell and other sources.

there is no concern woth Home credit till now, No loan and No service has taken from them even though calling and harassing us.

for your ready reference attached call records

As due to my lost of job as i was terminated from my company and from last two month not having job and not in good condition to pay the EMI of home credit loan [protected] but still getting harassments from Agent Mr. Pankaj Choudhary - +[protected] who is making pressure on me for settlement and even i shared this concern to HOME CREDIT in Oct. month that i will not be able to pay the EMI due to lost of job but now they are saying that they will proceed for legal action so its request please help me in this matter also i can see that my LOAN CONTRACT
i borrow 65000/- loan for 3 years and my EMI amount which they provide is 3342/- for 42 months which is double of my LOAN amount so its request please take action on this matter

Hi,
I have paid all settlement amount and still not getting NDC and loan settlement letter from company and their customer not picking up my phone please look into this
Contract ID [protected]...

I have an loan with home credit with loan no. [protected] intially my tenure was 48 months now it has become 55 months just because I took 2months moratorium

Home credit company bahut badi fraud company hai loan dene ke liye paresan krti hai loan dene ke bad loan close nhi karti hai iska koi office nhi hai aur na koi legal company sirf fraud executive ko bhej dete hai collection ke liye paresan krte hai mently pressure dete hai loan close krte hi nhi hai sirf paisa barhne me lage hai interest jorte hai loan amount santosh gupta, prem, and [protected] yea fake executive fraud sale chor paisa lene ke liye paresan krte hai kavi iss company se koi bhi loan mat lijiea fraud hai home credit company fake all costmer executive, costmer care

Dear team,
I am smita jagtap I taken loan from home credit fiance rs 1lac but due to lockdown I did not pay EMI on time but I taken moratorium after i pay regularly emi but without my permission home credit done restructure loan. Now my tenure and loan amount also increase this is not only happened with me also no of customer facing same problem without customer permission how finance company do restructure no any calls or no any mail when I wanted to forclouser loan on that time tell caller told me about restructure Request you please guide me what should I do

Dear Sir/ Madam,

Name: Omkar Prakash Lele

Address: 304 Matrubaug Anex near kala talav telephone exchange kalyan west - 421301

Email- [protected]@gmail.com

Mob No- [protected]

Name of entity- Home Credit India pvt ltd

Loan Account no- [protected]

Transaction: Personal Loan

Description:

I have availed Personal Loan of 200000 for the tenure of 48 months on 28.51% flat interest rate from Home Credit in sept 2019 . I have paid 21 emi till date which means I have paid 21*8971= Rs 188391.

I have taken moratorium period of 5 months i.e. from Apr 2020 to Aug 2020. After moratorium period they have restructured my loan and tenure increased to 84 months . At the the time of disbursement they have provided repayment schedule in which emi bifurcation was not mentioned. Now after 21 emi paid to close
this loan they are asking me to pay 2, 12, 148 .
In sanction letter it was clearly mentioned that Rate of Interest is flat, even calculation of Emi is based on flat interst rate calculation i.e. Loan amount + amount of interest divided by tenure. As per my knowledge in flat interest rate bifurcation of emi i.e. part of interest in emi is same throughout the tenure but HOME Credit has some different calculation which they have not provided at the time of disbursement. I am asking them to close this loan for rs . 150000 ( o/s principal+ interst for the period of moratorium) . After several emails they have contacted me and still they are not agree to close this loan on 150000. I have already paid 188391 in 21 emi still they are asking to pay 212148 . Kindly guide me in this .

OMKAR PRAKASH LELE
[protected]

Please provide noc or ndc for contract number [protected]

Dear Sir, I wish to tell you the date of birth present in my is UAN NO. because I am not able to turn on my UAN no. and I am like this. Can I turn on UAN No or check my PF account correctly
UAN NO:[protected]
NAME:- VIPIN KUMAR
FATHER'S NAME:- RANDHEER SINGH ESTABLISHMENT NAME :- HOME CREDIT PVT LTD.

Stope cheating and harashing poor people. Your strategy of charging late penal charges is very cheatful.

Dear Sir,

I would like to know that. I got a call from one of Executive of Home credit . His name is Rohit Gupta. and he said, `` Sir you took a personal loan and you have an outstanding amount to clear against your personal loan. Kindly clear that amount and your loan closed.
I have paid the foreclosure amount as per given time but Loan is not closed and still didn't get any noc and ndc. Loan number still showing active. and putting fine and charges day by day.

Regards
Kapil Kumar Choudhary
M.No:- [protected]

Contract id -[protected] name swapnil annasaheb jadhav
I have taken loan for 51 months. And in loan account statement, you are showing this for 84 months. How it comes?

I have taken EMI Holiday for 3 months. And Moratorium for 5 months. Due to Covid -19 outbreak, Govt has lockdown everything. Nothing is open. And as per RBI guidelines, they have given moratorium period for 6 months that is from March 2019 to August 2019. If anyone is not earning anything, how he can pay his dues. So as per RBI guidelines, every financial institutions has to Stopped the EMI for the Moratorium period.

Please give clarification regarding this and send back corrected loan account statement as earliest.

I am waiting for your earliest reply

I have taken loan for 51 months. And in loan account statement, you are showing this for 84 months. How it comes?

I have taken EMI Holiday for 3 months. And Moratorium for 5 months. Due to Covid -19 outbreak, Govt has lockdown everything. Nothing is open. And as per RBI guidelines, they have given moratorium period for 6 months that is from March 2019 to August 2019. If anyone is not earning anything, how he can pay his dues. So as per RBI guidelines, every financial institutions has to Stopped the EMI for the Moratorium period.

Please give clarification regarding this and send back corrected loan account statement as earliest.

I am waiting for your earliest reply

I have an loan with home credit with loan no. [protected] intially my tenure was 36 months now it has become 60 months just because I took 5 months moratorium

My contract id is [protected].
I took a cashloan of 30000 from home credit which I have to pay in 15 emi's but due to lockdown I took loan monetorium of three months .now I payed my 15 emi's but the always call me and harras me all the day and says that your loan tenior is 18 months .you have to pay it and threatened me that we can harm your cibil score.
According to RBI guidelines I have to pay only interest amount of these three months which is about 2250 but they increased my loan period for 3 months which lead to increase my amount about 9000.
When I mail to customer care they send me same mail again and again .
They have no any customer care executive, if I call to talk to them they always told me that it is collection department and we have no solution.

Get everyday three to four automated unwanted calls for loan please stop it ASAP
Mob: [protected]

I paid my emi earlier than emi date as always doing.But current month they didn't reflect my money on their server and took my some money by Ecs charge.What should i do? i need my money back

Dear sir/mam, i had applied loan for your company, which is aproved loan 125000 after then completing all proces like ecs and link banking etc. after then reacive a msg was received that your loan has been approved, but money has not come in the account yet.till now it has been 2 days. my loan acc. no. is [protected] my name is manju lata chouhan. pls chek and solve.

Good morng sir my name is balvir vill masita p o tibba distt kapurthala my complaint aingst is mobile redmi 9 power mene ek mobile liya uss mujhe kuch galat lagga loan karvaya tha mobile sir mere saath kuch galat kiya hai mera 10499 ka tha mujh bola gaya ki apka loan 10499 me 3200 ghatta kr 7299 loan butt mera 10432 kiya firr mera 3200 rupaye kahha gaye mene kuch dinn annlyes ki mujhe mobile padeha 13699 mere bahute dhokha huya hai plzz meri compailt ko dekha jaye jahha mene mobile liya hai us delar ka nam hai M S arora mobile hai sultanpur lodhi distt kapurthala je co. essa kaam krti hai kon loan karvaye sir iss se co. ka naam kharab hoga or badnaam hoga je bahute galat baat hai plz mera complait ko dekha jaye naam balvir call [protected]

There was a guy who's name was mangesh dhotre I had just met him only one time and he took my mobile number and misused it .
He has given my mobile number ([protected]) as reference number to home credit without my permission and I haven't take loan than why your team is calling me daily and harassing me in very badly if this issue is not solve as soon as possible then I will register a FIR against you for torturing me on daily basis like verbal abuse kindly remove my number as soon as possible or else I will raise a complaint in police station my uncle is PSI