Home Credit India Finance Complaints & Reviews

I subhas kumar tandi, s/o - late narayan tandi my loan no-[protected], on augest -2016 i was taken samsung j2 mobike loan from madhuvan electronics shop thru home credit. They told me 0% finance. After processing they added interest 36.5pa but did not convinced as interest is added on loan summery. They took signature from me. They cheated with me. That time they told mobile parice is rs7800 without interest. Even they did not give sanciational...

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I have taken a personal loan from "Home Credit India" on Sep 2016. They have provided me with a personal loan of 1.25 Lac rupees (Rs.122, 000/- received after documentation fee).
Their interest rate was too much high than the market rate but since I was need of money so I agreed to pay 30.54% per annum (2.54% every month). I took this loan for 36 months.

Also I have told the sales executive that...

Dear sir/ madam
Mene samsung J2 (16) mobile liya tha. Next stage shop, fatehganj, vadodara se. Aapke employee ne mujse kaha tha aapko 7 emi bharna he wo bhi 0 interest ke sath.. or 3500 down pament bhara tha mene.. Mobile ki kimmat he 9570 rs. Mene 7 emi complete kiye fir baad me pata chala loan 12 month ki he.. mene next stage shop me ja kar aapke home credit ke employee se baat ki to pata chala ke usne muje hi nahi balke kai logo...

I took personal loan from home credit and now I want to close it after paying 6 months EMI .
They are now saying EMI (interest and principal) is calculated on reducing balance basis and my balance principal amount is somewhere nearby the loan disbursal amount after paying 6 EMI.

Initially I was told that my EMI includes equal amount of principal and interest.Now I am feeling cheated and would never suggest anybody to...

Sir meri shop ka add. airfoce tempo stand jodhpur he.
meri shop waha 7 sal se he mene 2 bar fill lgai par fill reject ho gai or kya karan se hua iski koi jankari nhI mil rhi he
jab ki mere hi market me 7-8 mahine pheke khuli ak shop pe home credit start ho gya SIR... please mere shop pa bhi home credit start kar vaye mere shop ka name jai bhawani mobile shopee he
or add. near by tempo stand opp. mother dairy airfoce...

I have loan in Home credit for mobile phone, before buying a phone, home credit executive confirmed that i can do pre-closure after 3 months, i pad 4 EMI on time without fail, now i would to close my loan account but when spoke with customer care executive he said i dont have right to do pre-close my loan account, , , , even i requested him no need to reduce rate of interest for pre-close, im ready to pay balance 2 month EMI amount at one...

I have been receiving so many calls from Home Credit company from last week in my number [protected]. Someone has taken loan from Home credit and given my number as reference. And this home credit company has never called me to verify before giving loan and now they are calling me several times from different numbers and harassing me. I told them to delete my number from there database but they are not ready to listen to me. Pls help.....

Home credit's executive commuted me wrong commitment for bikes loan installments. he said to me bikes installments are 24 and i have paid 12 installment but after 1 year executive know me installments are 36 with processing charges and given me fake registration and bill and all documents attached there and i hope so Honorable he/she solved that matter....

I have been receiving so many calls from Home Credit company from last month in my number [protected]. Someone has taken loan from Home credit and given my number as reference. And this home credit company has never called me to verify before giving loan and now they are calling me several times from different numbers and harrasing me. I told them to delete my number from there database but they are not ready to listen to me. Pls help......

Mane apne Mobile ki all installment payment Kar Di hai Iske Wabajood Bhi company mere pass call Kar k prashan karti hai mere pass all evidence hai. Mere mobile ki installment Payment bank K Duwara or cash se jayada hui hai mere paise Jayda chale Gaye hai plz mere Baaki Ka balance return Kare.. ... Ab ki baar call aai toh me police chowki me complent daal dungi.. ... Customer Contract number. [protected] Book no. 7974 And receipt no. 10797409...

I am raising a complain due to telephone call harassment on daily basis 2 to 5 calls daily. I have also contacted to toll free no [protected] mentioned on web http://homecredit.co.in and mailed to [protected]@homecredit.co.in for stop call me/harassing but story remain same.
My concern:-Exucutive of home credit calling me and say that "Prakash kapurji"and every time I say that its a wrong number and some one provide my number wrongly to...

Team- (Loan no: [protected])

I purchased a mobile on 27th of Dec and for some reasons they are unable to pick the EMI from bank and asked me to make manual payment. My due date is 27th but I am being forced to make payment on 21st.
I am not sure why they doing this. We did a mistake by choosing home credit

WILL NEVER DO ANY FUTURE BUSINESS WITH YOU OR RECOMMEND ANY FAMILY OR FRIENDS

BIG NO...

I have been receiving so many calls from Home Credit company from last week in my number [protected]. Someone has taken loan from Home credit and given my number as reference. And this home credit company has never called me to verify before giving loan and now they are calling me several times from different numbers and harrasing me. I told them to delete my number from there database but they are not ready to listen to me. Pls help.....

I took loan for Hero Scooty from Pashupati Motors, Adhini. A authorized dealer of hero company. I got loan from Home Credit Finance company
(CIN-U65910HR1997PTC047448 ). At the time of discussion company person offer me 13.25 % p. a. But after sign on documentation they handover me 19.75 % p.a . I call to his customer care and mailed their officer but they are not supported me. After complete 10th installment they issue my installment...

I have finance the mobile from your company and your agent is told me after 6 month u will do the forth close and get discount in your payment asper agent i am pay 6 month installment after that i am call from customer case for forth close but his told me you will pay 4502 rupees form close the payment and your agent is told me you will pay total 11500 and your loan was close so please help i want Clem in this company this company agent was...

Dear Team,
Name: Ridon Daimary
Contract number: [protected].
Maine 22nd November 2016 mai oppo a37 home credit se finance mai liya tha aur bank account se 1, 399 rs direct debit hone wala tha har month ka 16th tarik ko but debit nhi huwa hai, uske waja se every month ka 20th, 21st date mai Cash Payment kar k aya hu December se lekar 21st February tak jo k 3 month complete ho gaya hai aur hai k 3 month ka Bill pending...

I have taken a loan from Home Credit to purchase a Oppo Mobile phone on the 20th Jan 2017. My EMI due date is 20th of every month for 6 months. While applying for loan I have opted for ECS, i.e., direct deduction from my account. This has not been activated and the collection department start calling me atleast twice in a day from the 14th itself.

Inspite of several requests, politely, not to disturb me as I would be working...

Hey guys
I had take a load from this company and give them 5 nub for contact but I want to remove one nub from my alternative nub so regarding for this I was called in customer care but they are unable to resolve this and I want to remove that nub because that nub belong to my sister and she's is hearts patient .. so kindly remove it ...

Regards
Sanju anand
[protected]...

Contract No - [protected]
Date of Loan Start - 19/10/2015
No of EMI - 6
EMI -1667

I paid All EMIs

It was a Consumer Loan
Laon Amount was 9999
For Samsung J7 Golden Colour

Recently I checked My CIBIL report
i found account is still active
I got My NOC than why you didn't Update to CIBIL.

Home Credit, Your Service is seriously to slow...

Sir i am bhanu pandey s/o bachraj pandey sir i have finence one bike from
home credit india sir bike price is -63485 including all sir i have paid down payment 21800 and along with 3000 file charge sir i want to clear his loan
before 5 month but they are charging so much amount 12 emi alredy gone
sir my amount 21800 down payment he is told me we have receive only 17000
thousand sir these are pepole eating my so...