Home Credit India Finance Complaints & Reviews

I financed a scooty from home credit for which i used to pay my emi . On 13th Of december . I paid my EMI online through Your Website. and next day they deducted 4526 from my account again. i have asked for a refund from last 7 days. but not received it yet. My Contract No is [protected]. Really fed up by Calling at customer care.

Dear sir I am umesh Malik mobile no [protected].. I wish to inform you that I all ready give you my account details to you for esly pay me emi by ecs however your callection calls are coming day by day to my frnds and relations mobiles no which are [protected]and [protected] I all ready do so many calls for this issue which is not resolve from your side kindly give me a mail if you want to do countinew relation with me and to take emi of my vehicle i am vary disepointed the kind for services you made to customer I will send this mail to rbi also

Consumer id [protected] consume name Pankaj Sharma. the matter is that i am late in paying my emi. I do its my mistake but i have told them i will pay your amount on next time even they are taking late charges that is not a problem. But the problem is that I am out delhi they threatening my family members very giving warning about a police they beat u n all even when I try to contact or talk to them they are using abuse language and are not ready to listen my words. Is this the way of any finance company to threat their customer. for just taking a payment making my life in danger. regards, pankaj sharma

I am very unsatisfied as a guy the name of Mr Rana from home credit... Why this guy is visited at my home yesterday. I am very unhappy from this activity and he asked for the Sunil Kumar but Sunil Kumar was lived in my building but now he has been gone from here so why they harassing as asking to my family about that guy. I am very unsatisfied and unhappy about this type of resolution from your side as you send me person to my home. I want the resolution as soon as possible otherwise i will take further action as whenever any guy from Home credit will visit at my home in Gharoli Delhi I will kept them and submit in the police as he is a thief because i am very irritated from Home credit and I do not want to any call personal visit and other activity from Home credit side otherwise i will file the complaint on higher authorities.. Regards Sudesh

Iam bharat paunikar using credit card for three months from now ... and now i am facing a problem of excessive withdrawls from my account . i hope i will be provided comfort fot the same

They always called again and again on my alternate number [protected] so i m very disturb as they always asking for Vivek Kumar but i dont know any Vivek kumar. I already told them as i m not Vivek kumar and provide my details but they call again and again and due to that i am having lots of problems. Please register my complaint and take strict against again Home credit. Please do the needful. Regards Sudesh [protected] Sunil.[protected]@zopper.com

Im pay my last installment but not update in home credit im pay in paynmo in my account deduct 660 rupees paying date is 19/12/2015

Dear sir my Name is kisum mishra, mere pass august 2015 se mere is no. [protected] par barabar call aati hai, ki aapne micromax phone finance karwaya hai, jiski 3 EMI balance hi, jabki maine koi mobile finance nahi karwaya hai, agar mere name se koi finance hua hai to please mujhe loan ka vivran dijiye, aur finance kis name se aur kahna se hua hai, please aap mijhe poora vivran dijiye ki kisne, kab aur kahna se finance karwaya hai. thanks Kusum Mishra MB. [protected] [protected]

Executives from home credit india calling me again n again i told that i pay your monthly emi 25 dec but he called my family members no.and ur executives abused me... so many times i told them company plz dont call me i m in ofyc bt they say that we will call u continous this is not the way kidly stop calling me otherwise i will file a FIR complaint in police station ...

Executives from home credit india calling me again n again without any reason and some o[censored]r executives named ravindra and vashishth abused me... so many times i told them that i did not took any loan from ur company plz dont call me i m in ofyc bt they say that we will call u continous this is not the way kidly stop calling me otherwise i will file a FIR complaint in police station ...

I have taken loan from Home Credit against HP Laptop, with contract number= [protected]. My EMI due date is 5th of every month, but due to some reasons I requested the company to take the EMI for December month from my home, instead of deducting it from my bank account with Union Bank (details with the bank, cancelled cheque too)... Customer care executive told me to request for physical pick before 20 days. which I requested. But later, Home Credit deducted the payment from my bank as well as from my home by sending the executive. When I called and tried to solve the matter with the customer, they told that the payment deducted will be credited to my account soon. Today is 17th, but tha payment was not received, I called the executive again, so he told me that the are sorry, and cannot do anything. When I said now I will not make the further payments, the response was ok, thats your wish, your record will suffer, and its a loss for you. My complaint is that: 1. Process should be followed, due to less amount in bank, i requested for physical pick of EMI, which resulted into this mess. Why proper process was not followed? 2. The response from the executive of the bank, and then he continued to say that its only "Me" who is going to suffer. Common, it happens that bank by mistake deduct the payment twice, but then do provide with the solution. I so disappointed with the bank service and with the customer care feedback.

Dear sir, i dont get my full and final salary from 13th july 2015 to 21th july 2015. they dnt pick my calls. m wahan 34 baar jaa chuka hu har baar bolte h, ki aapka cheque nhi aaya mail bhi kar chika hu, but koi reply nhi aata my employee id :- 106591 Name :- sachin kumar Please help me someone

Fedup from home credit customer care phone calls they're Breaking relationships with friends and families am ready to settle all my rest EMIs in one short payment because I don't want to take divorce from my wife regarding this company phone calls and idont cut my friends relationships because of home credit India.

My loan no. [protected] mohd anas my loan has been closed but m complaints my N.O.C. dispatched my home address 1 month ago 5/11/2015 but today 4/12/2015 nd my N.O.C NOT RECEIVE pls help me

My concern is about about my first loan for my phone Micromax Canvas Nitro which is cleared before 2 months ago. Now i want my Bill which is taken by your agent at the time of documentation. I called many times on the customer care for the same concern and last time agent assured me that you guys will sent a soft copy(Scan Copy) on my mail and hard copy to my address but till now i don't receive any thing.My registered contact number is [protected], you can get my all the details by this one.

I got a call from the company of the home credit the employee name is vikas he told me that her company is providing loan of rupees20000 and it should be payable in 18 month with the monthly instalment of rupees 1710 . i said i dont want the loan then he told me that if i give amount in 6 months then i have to pay only 3500 extra on the loan amount then i agree with him n he credited 20000 to my bank acount after paying 6 installment of rupees 1710 in each month i ask the company that when i have to pay the full amount then the company said that someone gives u wrong information you have to pay all the 18 installments of rupees 1710 in each month...the company provide me the wrong information and traped me he told me that i have to pay only 3500 extra on 20000 loan in 6 months which is rupees 23500 in total fullfill now thwy are saying that i have to pay all the 18 installments of rupees 1710 in each month which is rupees 30780 total... +

My contract number [protected] and customer ID IS 453568 ...I have bought samsung mobile 13000 .and i paid 3700/- as my down payment in advance. I have taken the loan of Rs.1424/- from Home Credit India .. i have deposited all of, my EMI's on time but still they charge me penalty 399/- on 03.10.2015 and i paid my EMI's by hand to their executive staff .. they deduct 399/- from my bank account .. the person who took my EMI by hand .he told me that have no need to pay any penalty for by hand submission of EMI.. then i called on helpline no. of home credit and i asked them about my deduction then they told me that they didn't deduct any charger from my bank account but according to my AXIS BANK details that my 399/- has been debited by home credit company.

I have bought samsung mobile 13000 .and i paid 3700/- as my down payment in advance. I have taken the loan of Rs.1424/- from Home Credit India .. i have deposited all of, my EMI's on time but still they charge me penalty 399/- on 03.10.2015 and i paid my EMI's by hand to their executive staff .. they deduct 399/- from my bank account .. the person who took my EMI by hand .he told me that have no need to pay any penlty for one day late subbmission of EMI.. then i called on helpline no. of home credit and i asked them about my dceduction then they told me that they didn'nt deduct any charger from my bank account but according to my AXIS BANK details that my 399/- has been debited by home credit comapany

I, T.K.Banerjee have no way concerned with the company as I have not take any loan or have not given any guarantee /my concern in any loan but the company disturbing me by making 20 to 30 calls daily. In this regard I may mention here that few days ago two boys visited my house and introduce them as employee of Home Credit and ask me to give them Rs.20000/- otherwise the disturb me by making frequent phone calls I refused to give them money, it seems they are disturbing my daily life by making 20 to 30 calls daily pl. ask the company to stop the harassment and take necessary action against the employees who visited my house.

I, T.K.Banerjee have no concern with the above company, neither I have taken any loan nor I have given any guarantee or concern regarding any loan but their call center making repeated calls, in this regarding I may mention here that some day ago two boys visited my house on motor cycle and ask me to give them Rs.20000/- and they introduce them as working in above company and as i refused to give any money they warn me and told that they will disturb me by making phone calls and now it seems they are disturbing my normal life by making 25 to 30 calls daily.Pl take necessary action in the matter.In the mean time i am taking advice of advocate.
With Regards