Home Credit India Finance Complaints & Reviews

Dear Sir,

I have paid off all of my emis back in 2016-17 but my loan is still active and written off.
I have paid it to the collection guy of home credit.
I am unable to take any mortgage due to this please help me close this loan. I have tried to contact home credit multiple times but they never get back to me.

Loan account number: [protected]
Name: Chirag Patel
Contact number: [protected]

Home Credit India Finance customer support has been notified about the posted complaint.

Verified Support

Apr 15, 2022

Home Credit India Finance Customer Care's response "Dear Chirag,

Thank you for highlighting your concern.

We have forwarded your to concern to the relevant department and our team will contact you shortly to provide resolution.

Thanks
Team Home Credit".

May 02, 2022

Updated by Chirag D Patel I still haven't received the NOC, it's been more than 15 days

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C

Chirag D Patel

from Vadodara, Gujarat

May 2, 2022

I still haven't received the NOC

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Address: c-302 mangeshi dazzel thakurli

I have been called them since 1 month asking for the NOC of my loan, they say that we have sent it back, what should I do to solve my problem? got a solution

May 18, 2022

Complaint marked as Resolved

Home Credit India Finance customer support has been notified about the posted complaint.

Verified Support

Apr 13, 2022

Home Credit India Finance Customer Care's response "Dear Sir,

Thank you for highlighting your concern.

With reference to your concern, we would request you to please share your Contract ID, contact number or registered email ID as we are unable to check the details as of now.

Thank you,

Team Home Credit."

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I have fully paid the EMI of the Loan number- [protected]. You have also sent me the NOC for the same but in your website it is showing that i have an Outstanding EMI. I have attached the screenshot of NOC and Error Below

Please solve the issue as soon as possible because it is badly affecting my CIBIL score.

Thanks
Saurabh Panday
Contact No- [protected]
Loan number- [protected]

Home Credit India Finance customer support has been notified about the posted complaint.

Apr 13, 2022

Updated by saurabh540 They are not solving my issue

Verified Support

Apr 13, 2022

Home Credit India Finance Customer Care's response "Dear Saurabh,

Thank you for highlighting your concern.

We would like to inform you that kindly fetch updated Credit report after 45 days from last payment update date to view changes in Cibil.

Thanks
Team Home Credit"

Apr 15, 2022

Updated by saurabh540 Did you sent report to the CIBIL.

Apr 18, 2022

Updated by saurabh540 MUJHE NDC MIL GYA HAI PR APKE WEBSITE PR CHECK KARNE PR 1693rs AUE DENA HOGA YE SHOW KR RHA HAI

MERA LOAN ACCOUNT CLOSE SHOW NHI KR RHA HAI

PLEASE MERA LOAN ACCOUNT CLOSE KR DO

Agr ye problem solve nhi hota hai to mai case karunga

Apr 20, 2022

Updated by saurabh540 They are not solving my issue

Apr 23, 2022

Updated by saurabh540 One EMI Is still showing pending on after all payment done

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Regarding Loan Account no. [protected]. We got call from home credit gurgaon and they told us to payment need to be done 3866 and we did it Please find the attachment for screenshot and he told me you will get closure letter within 2-3 hours and you will get noc within 15 days
Amount is showing outstanding against this loan number
Please close this loan and arrange NOC

Home Credit India Finance customer support has been notified about the posted complaint.

Verified Support

Apr 08, 2022

Home Credit India Finance Customer Care's response "Dear Saurabh,

Thank you for highlighting your concern.

We would like to inform you that we have forwarded No Due Certificate (NDC) on your registered email ID.
Hence, would request you to kindly check the same.

Thanks
Team Home Credit"

Apr 08, 2022

Updated by saurabh540 I have fully paid the EMI of the Loan number- [protected]. You have also sent me the NOC for the same but in your website it is showing that i have an Outstanding EMI. I have attached the screenshot of NOC and Error Below

Please solve the issue as soon as possible because it is badly affecting my CIBIL score.

Thanks
Saurabh Panday
Loan number- [protected]

Apr 15, 2022

Updated by saurabh540 I cleared all dues and you sent me NOC but your website shows 1693rs outstanding against LOAN Number - [protected]
What is the issue?

Apr 18, 2022

Updated by saurabh540 MUJHE NDC MIL GYA HAI PR APKE WEBSITE PR CHECK KARNE PR 1693rs AUE DENA HOGA YE SHOW KR RHA HAI

MERA LOAN ACCOUNT CLOSE SHOW NHI KR RHA HAI

PLEASE MERA LOAN ACCOUNT CLOSE KR DO

Agr ye problem solve nhi hota hai to mai case karunga

Apr 20, 2022

Updated by saurabh540 They are not solving my issue

Apr 23, 2022

Updated by saurabh540 One EMI Is still showing pending on after all payment done

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Even i have paid my emi on time..daily 20 calls irritating..some importent work they don't lisitn need to spek with them..reduculas behaviour..

i dont want again this type of harrashment.

kindly take action with immidicate effect.

May 9, 2022

Complaint marked as Resolved

Home Credit India Finance customer support has been notified about the posted complaint.

Verified Support

Apr 06, 2022

Home Credit India Finance Customer Care's response "Dear Sir,

Thank you for highlighting your concern.

With reference to your concern, we would request you to please share your Contract ID, contact number or registered email ID as we are unable to check the details as of now.

Thank you,

Team Home Credit."

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Address: 3rd Floor, Tower C, DLF Infinity Towers, DLF Cyber City, Phase- II, Gurgaon, Haryana, India - 122002

Due To Jobless Condition And Mentioning About My Case On My Loan Contract [protected] They Are Creating Mental Torture On Daily Basis Which Affect My Health Issue And Creating Lot Of Bad Impact On My Family As Now I Want Mental Relief From Them I need my mental relief from them how could they create pressure on me want to WAIVE OFF This loan or WAIVE OFF The overdue amount I will pay the amount by next month from May month so its request if its possible that till this month overdue could be WAIVE OFF then it would be glad for me .

May 8, 2022

Complaint marked as Resolved

Home Credit India Finance customer support has been notified about the posted complaint.

Verified Support

Apr 06, 2022

Home Credit India Finance Customer Care's response "Dear Harsh,

Thank you for highlighting your concern.

We have forwarded your to concern to the relevant department and our team will contact you shortly to provide resolution.

Thanks
Team Home Credit"

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Address: 32/23 chellammal lay out, sambamoorthy nagar palakkad roa pollachi 642001

My home credit personal loan account is closed. contract number [protected]. my name is peter joseph date of birth is 27.05.1955. my mobile no [protected]. no due certificate issued date25.03.2022. please activate my si bile score peter joseph

May 2, 2022

Complaint marked as Resolved

Home Credit India Finance customer support has been notified about the posted complaint.

Verified Support

Mar 31, 2022

Home Credit India Finance Customer Care's response "Dear Peter,

Thank you for highlighting your concern.

We would like to inform you that kindly fetch updated Credit report after 45 days from last payment update date to view changes.

Thanks
Team Home Credit"

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Hello My Personal loan ([protected])was clear i have not received NOC letter by home credit.i will try to contact customer care many times but not replied. They ask we will contact you in 48hrs but today gone already 12 days and still not receive that NOC i want NOC by mail & also hard copy.
my loan ac no, [protected]

May 2, 2022

Complaint marked as Resolved

Home Credit India Finance customer support has been notified about the posted complaint.

Verified Support

Mar 29, 2022

Home Credit India Finance Customer Care's response "Dear Sunil,

Thank you for highlighting your concern.

We would like to inform you that we have forwarded No Due Certificate (NDC) on your registered email ID.
Hence, would request you to kindly check the same.

Thanks
Team Home Credit"

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Address: b 1659 phase 2 holambi kalan metro vihar new delhi

I have been mailing them since 1 month asking for the NOC of my loan, they say that they have sent it, but the speed post with which they have sent it says that we do not have, we have sent it back, what should I do to solve my problem? got a solution

Apr 3, 2022

Complaint marked as Resolved

[email protected]

Home Credit India Finance customer support has been notified about the posted complaint.

Mar 24, 2022

Updated by Vishalsharma. I have been mailing them since 1 month asking for the NOC of my loan, they say that they have sent it, but the speed post with which they have sent it says that we do not have, we have sent it back, what should I do to solve my problem? got a solution

Verified Support

Mar 26, 2022

Home Credit India Finance Customer Care's response "Dear Sir,

Thank you for highlighting your concern.

With reference to your concern, we would request you to please share your Contract ID, contact number or registered email ID as we are unable to check the details as of now.

Thank you,

Team Home Credit."

Mar 26, 2022

Updated by Vishalsharma. Name - vishal
Contract Number -[protected]
Mobile number - [protected]
Gmail’- [protected]@gmail.com

Mar 30, 2022

Updated by Vishalsharma. No Solution Yet!

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Dear All,

This is to inform you that due to jobless condition and not having fund I was not able to clear my overdue of PERSONAL LOAN [protected] from Home credit of Rs 14K from last 4 months but now I joined new company and my salary will be credit by 2nd of April so the only thing which I need from HOME CREDIT team is to stop all collection activities till 1st April before that I will clear my all overdue and will be REGULAR from next month and Assure you that there will be no delay from next month so its request if you can share this detail to MR. PARAS GARHWAL from home credit Indore +[protected] as this is my only last hope from your team and this is final declaration form my side .

Thanking You
Regards
Harsh Maheta

Home Credit India Finance customer support has been notified about the posted complaint.

Verified Support

Mar 26, 2022

Home Credit India Finance Customer Care's response "Dear Harsh,

Thank you for highlighting your concern.

We would like to inform you that we have stopped collection activities till 01-Apr-2022 for the loan account [protected].

Thanks
Team Home Credit"

Apr 05, 2022

Updated by HHarsh Maheta Need some more time on my contract as salary is delayed due to non funding issue of company so it would be credited till 15th April so its request please stop collection activities till 12th April I will sure make the due by that day .

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This is to inform that Home Credit India Finance Private Limited company has given personal loan to someone who has used my PAN card details in 2018. I was not aware of this.

When i applied the home loan and check my credit score, i got to know that one loan is coming under my name (which i have not taken) because of this i am not able to take the loan. I do not know how this company gave the loan to anyone without doing the proper verification. I am planning to log a police FIR/complaint against this scam as this is impacting me mental harassments.

Take action against this company ASAP and sort out my problem/issue.

I cannot leave this issue as it is impacting to name and respect. When i have not taken any loan how can i am responsible for others fraud.

I am repeating again and again take action ASAP

May 5, 2022

Complaint marked as Resolved

Home Credit India Finance customer support has been notified about the posted complaint.

Mar 24, 2022

Updated by mamta1607 please find loan details :-

Home Credit India Finance Private Limited
Personal Loan
Account Number: xxxx3184
Account Status: Charge Off/Written Off

Verified Support

Mar 26, 2022

Home Credit India Finance Customer Care's response "Dear Sir,

Thank you for highlighting your concern.

With reference to your email, we would request you to please share an updated Credit report in PDF format along with control number mentioning complete ten digits loan number for further investigation and
scan copy of ID proof like Pan card and address proof like Aadhaar card (front and back side). Post receiving it, our team will check and assist you accordingly.

Thank you,

Team Home Credit."

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I have not taken any loan from home credit but my cibil shows loan from home credit.
Home credit has fraudulently used my personal credentials to provide loans to other which badly affects my cibil score..
I have sent number of emails to home credit but didn’t receive any reply except auto reply from home credit..
I have made my mind to send legal notice to hone credit to use my credentials to provide loans which is affecting my cibil.
This is all about the issues which have been raised number of times via email..

Ashish Arora (FCS, Advocate)

Home Credit India Finance customer support has been notified about the posted complaint.

Verified Support

Mar 22, 2022

Home Credit India Finance Customer Care's response "Dear Sir,

Thank you for highlighting your concern.

With reference to your concern, we would request you to kindly share an updated Credit report in PDF format along with Control number and scan copy of ID proof like PAN card and address proof like Aadhar card( front and back side) and post receiving it, our team will check and assist you accordingly.

Further, request you to kindly share your contact number and email ID as well for communication.

Thank you,

Team Home Credit."""

Mar 31, 2022

Updated by Ashishkr092 I have sent number of emails to Care mail and also to ombudsman but did not get any solution except auto reply. so kindly arrange a call service from your team so that problem gets resolved.

Thanks & Regards
#[protected]
[protected]@gmail.com

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A

Ashishkr092

from Delhi, Delhi

Mar 31, 2022

I have sent number of emails to Care mail and also to ombudsman but did not get any solution except auto reply. so kindly arrange a call service from your team so that problem gets resolved.

Thanks & Regards
#[protected]
[protected]@gmail.com

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They deducted 295 rupees two times from my account without inform me.
I cleared my all emi

Apr 22, 2022

Complaint marked as Resolved

Home Credit India Finance customer support has been notified about the posted complaint.

Verified Support

Mar 22, 2022

Home Credit India Finance Customer Care's response "Dear Sir,

Thank you for highlighting your concern.

With reference to your concern, we would request you to please share your Contract ID, contact number or registered email ID as we are unable to check the details as of now.

Thank you,

Team Home Credit."

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Address: 5A/2 B floor 0, Block Extn, Joyashree Park, Behala, Kol- 700034

Sir/Madam,

I, DIPALI DEY residing at 5A/2 B floor 0, Block Extn, Joyashree Park, Behala, Kol- 700034 have taken a Mobile Phone Through HOME CREDIT EMI system. My loan Contract number: [protected] and Customar ID: 21587468 & Loan Amount: 9189/- from your branch in the year 22th November 2020.

I have already paid all the EMI /Dues of the mentioned loan Contract number. Now I required NOC from HOME CREDIT. It’s need to be very emergency and essential.

I hereby request you to kindly issue No Objection Certificate from the above said mentioned loan Contract number at the earliest.

Thanking You,

DIPALI DEY

MOB : [protected] / [protected]

Apr 18, 2022

Complaint marked as Resolved

Home Credit India Finance customer support has been notified about the posted complaint.

Verified Support

Mar 17, 2022

Home Credit India Finance Customer Care's response "Dear Dipali,

Thank you for highlighting your concern.

We have forwarded your to concern to the relevant department and our team will contact you shortly to provide resolution.

Thanks
Team Home Credit"

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Address: pune

Maine 1lakh mobile ka loan liya tha aur maine lockdown clear kiya aur ek emi bounce hone karan home credit walo ne 15000 penlty lagai is wajah se mera cibil me gaya penlaty, aur muje noc chahiiye lekin aur credit ke office band ho gaye hai aur unke customer care kabhi phone band he,
home credit are cheated me

Apr 14, 2022

Complaint marked as Resolved

Home Credit India Finance customer support has been notified about the posted complaint.

Verified Support

Mar 13, 2022

Home Credit India Finance Customer Care's response "Dear Sir,

Thank you for highlighting your concern.

With reference to your concern, we would request you to please share your Contract ID, contact number or registered email ID as we are unable to check the details as of now.

Thank you,

Team Home Credit."

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I have applied for personal loan on 27th Feb 2022 to Home credit on mobile App.

In mean time I got my loan approved from some other institutions on 28th March so subsequently I requested Home credit through E mail on 1st March 2022 to cancel my loan application. My application number is [protected].

I keep following for cancelation thru e mail and every time the message comes that concerned person is following it and will contact in next 2 to 3 days. But no one calls for related query and finally after 10 days of request no one listened and no one solve my point and amount was disbursed to my account and I was intimated to pay EMI.

Now how should I pay 2 EMI.
I am not in position to pay double EMI.

Kindly look into matter and resolve it asap.
My mobile number is [protected]
E mail ID [protected]@gmail.com

Thanks

Home Credit India Finance customer support has been notified about the posted complaint.

Mar 10, 2022

Updated by Neeruharish Kindly resolve at earliest

Verified Support

Mar 13, 2022

Home Credit India Finance Customer Care's response "Dear Neeru,

Thank you for highlighting your concern.

We have forwarded your to concern to the relevant department and our team will contact you shortly to provide resolution.

Thanks
Team Home Credit."

Mar 14, 2022

Updated by Neeruharish My query is still not resolved. Kindly cancel my loan application and take your money back and issue us NOC.

Thanks
Neeru Sachdeva

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N

Neeruharish

Mar 13, 2022

Kindly resolve before EMI due date.

I am waiting for resolution from 1st March onwards.
Thanks

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Website: www.homecredit.co.in

My Name is Prabha Singh
Fraud has been done by Home Credit Finance with me .

This company people forged the document, they forged my signature . and crated FAKE document with 24% flat interest . and other fake details .
I am attaching he document here.
Now they are calling me day and night to pay EMI . and also calling my relative .

I never signed any such document
and they are calling...

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Address: 3rd Floor, Tower C, DLF Infinity Towers, DLF Cyber City, Phase- II, Gurgaon, Haryana, India - 122002

As previously the home credit team contact with me to help on my contract number [protected] which was good but now not in condition to pay the EMI so its request please WAIVE OFF the loan or else please provide me the new top up loan to solve some of my query as i make sure i will work on my startup and it will surely give me good return but the thing is need fund so its request please help me

Apr 5, 2022

Complaint marked as Resolved

Home Credit India Finance customer support has been notified about the posted complaint.

Verified Support

Mar 04, 2022

Home Credit India Finance Customer Care's response "Dear Harsh,

Thank you for highlighting your concern.

We have forwarded your to concern to the relevant department and our team will contact you shortly to provide resolution.

Thanks
Team Home Credit"

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Address: Sujay industries ,136-B,KIADB, bommasandra industrial area, Jigani link road Bangalore pin-560105.

As mentioned have availed personal loan of 150000 and emi of 8700 am paying regularly.opted for moratorium for 5 months.now suddenly they have increased tenure from 36 months to 54 months, i will be paying 29 emis* 8700 Rs=252300 already paid now only pending 7 emis, they showing 25 emis, how could they do this and also intrest is too high for 8700 emi -principal is 2800 and rest is intrest.kindly help me.

Regards
Nagendra
Mob-[protected]

Feb 27, 2022

Complaint marked as Resolved

Not resolved

Home Credit India Finance customer support has been notified about the posted complaint.

Verified Support

Feb 28, 2022

Home Credit India Finance Customer Care's response "Dear Nagendra,

Thank you for highlighting your concern.

We have forwarded your to concern to the relevant department and our team will contact you shortly to provide resolution.

Thanks
Team Home Credit."

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Dear sir, my name sapna having loan account no. [protected] pending amount Rs.2098
Currently I'm able to pay my installment due to some unavoidable financial issues.
But collection Executive call me daily basis and he was visit my home address for harassment .
Please look into this and give me time of 1 week
And please inform your collection Executive for coprate with us
Agent name - [protected]

Apr 2, 2022

Complaint marked as Resolved

Home Credit India Finance customer support has been notified about the posted complaint.

Verified Support

Feb 28, 2022

Home Credit India Finance Customer Care's response "Dear Sapna,

Thank you for highlighting your concern.

We have forwarded your to concern to the relevant department and our team will contact you shortly to provide resolution.

Thanks
Team Home Credit."

Home Credit India Finance Complaints & Reviews

File a complaint to Home Credit India Finance

Home Credit India Finance reviews & complaints page 9

Loan Repayment - Chirag Patel

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Tried calling regarding NOC

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Loan number 3804446760 fully paid but not updated on your website

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Regarding Loan Account no. 3804446760

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Daily 20 calls irritating..don't want reminder

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Mental Torture and Harassment

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My home credit personal loan account closed

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Ndc

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Loan NOC

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Need Support for last time

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Scam

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Fraudulently use of personal credential by Hume credit

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Deducted rupees from bank account without any information

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Did not receive NOC

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Cibil problem

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Personal loan 4201196203

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Fraud and torture by Home Credit

Need to waive off or need some time to solve

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Increase tenure from 36 months to 54 months without any information

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I'm complaining about home credit collection Executive report abuse harassment

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