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Home Credit India Finance Complaints & Reviews

www.homecredit.co.in
4.2
Updated: Mar 16, 2025
Complaints 1106
Resolved
920
Unresolved
186
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Home Credit India Finance reviews & complaints page 9

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S
saurabh540
Apr 7, 2022
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Regarding Loan Account no. [protected]. We got call from home credit gurgaon and they told us to payment need to be done 3866 and we did it Please find the attachment for screenshot and he told me you will get closure letter within 2-3 hours and you will get noc within 15 days
Amount is showing outstanding against this loan number
Please close this loan and arrange NOC
+2 photos
Home Credit India Finance customer support has been notified about the posted complaint.
Verified Support
Apr 08, 2022
Home Credit India Finance Customer Care's response "Dear Saurabh,

Thank you for highlighting your concern.

We would like to inform you that we have forwarded No Due Certificate (NDC) on your registered email ID.
Hence, would request you to kindly check the same.

Thanks
Team Home Credit"
Apr 08, 2022
Updated by saurabh540 I have fully paid the EMI of the Loan number- [protected]. You have also sent me the NOC for the same but in your website it is showing that i have an Outstanding EMI. I have attached the screenshot of NOC and Error Below

Please solve the issue as soon as possible because it is badly affecting my CIBIL score.

Thanks
Saurabh Panday
Loan number- [protected]

Apr 15, 2022
Updated by saurabh540 I cleared all dues and you sent me NOC but your website shows 1693rs outstanding against LOAN Number - [protected]
What is the issue?
Apr 18, 2022
Updated by saurabh540 MUJHE NDC MIL GYA HAI PR APKE WEBSITE PR CHECK KARNE PR 1693rs AUE DENA HOGA YE SHOW KR RHA HAI

MERA LOAN ACCOUNT CLOSE SHOW NHI KR RHA HAI

PLEASE MERA LOAN ACCOUNT CLOSE KR DO

Agr ye problem solve nhi hota hai to mai case karunga
Apr 20, 2022
Updated by saurabh540 They are not solving my issue
Apr 23, 2022
Updated by saurabh540 One EMI Is still showing pending on after all payment done
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    S
    sasank p
    Apr 5, 2022
    Resolved
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    Resolved

    Even i have paid my emi on time..daily 20 calls irritating..some importent work they don't lisitn need to spek with them..reduculas behaviour..

    i dont want again this type of harrashment.

    kindly take action with immidicate effect.
    May 9, 2022
    Complaint marked as Resolved 
    Home Credit India Finance customer support has been notified about the posted complaint.
    Verified Support
    Apr 06, 2022
    Home Credit India Finance Customer Care's response     "Dear Sir,

    Thank you for highlighting your concern.

    With reference to your concern, we would request you to please share your Contract ID, contact number or registered email ID as we are unable to check the details as of now.

    Thank you,

    Team Home Credit."
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      H
      HHarsh Maheta
      Apr 5, 2022
      Resolved
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      Resolved

      Address: 3rd Floor, Tower C, DLF Infinity Towers, DLF Cyber City, Phase- II, Gurgaon, Haryana, India - 122002

      Due To Jobless Condition And Mentioning About My Case On My Loan Contract [protected] They Are Creating Mental Torture On Daily Basis Which Affect My Health Issue And Creating Lot Of Bad Impact On My Family As Now I Want Mental Relief From Them I need my mental relief from them how could they create pressure on me want to WAIVE OFF This loan or WAIVE OFF The overdue amount I will pay the amount by next month from May month so its request if its possible that till this month overdue could be WAIVE OFF then it would be glad for me .
      +1 photos
      May 8, 2022
      Complaint marked as Resolved 
      Home Credit India Finance customer support has been notified about the posted complaint.
      Verified Support
      Apr 06, 2022
      Home Credit India Finance Customer Care's response       "Dear Harsh,

      Thank you for highlighting your concern.

      We have forwarded your to concern to the relevant department and our team will contact you shortly to provide resolution.

      Thanks
      Team Home Credit"
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        J
        J PETER
        Mar 29, 2022
        Resolved
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        Resolved

        Address: 32/23 chellammal lay out, sambamoorthy nagar palakkad roa pollachi 642001

        My home credit personal loan account is closed. contract number [protected]. my name is peter joseph date of birth is 27.05.1955. my mobile no [protected]. no due certificate issued date25.03.2022. please activate my si bile score peter joseph
        May 2, 2022
        Complaint marked as Resolved 
        Home Credit India Finance customer support has been notified about the posted complaint.
        Verified Support
        Mar 31, 2022
        Home Credit India Finance Customer Care's response         "Dear Peter,

        Thank you for highlighting your concern.

        We would like to inform you that kindly fetch updated Credit report after 45 days from last payment update date to view changes.

        Thanks
        Team Home Credit"
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          S
          sunildhiman12
          from Naraingarh, Haryana
          Mar 28, 2022
          Resolved
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          Resolved

          Hello My Personal loan ([protected])was clear i have not received NOC letter by home credit.i will try to contact customer care many times but not replied. They ask we will contact you in 48hrs but today gone already 12 days and still not receive that NOC i want NOC by mail & also hard copy.
          my loan ac no, [protected]
          +1 photos
          May 2, 2022
          Complaint marked as Resolved 
          Home Credit India Finance customer support has been notified about the posted complaint.
          Verified Support
          Mar 29, 2022
          Home Credit India Finance Customer Care's response           "Dear Sunil,

          Thank you for highlighting your concern.

          We would like to inform you that we have forwarded No Due Certificate (NDC) on your registered email ID.
          Hence, would request you to kindly check the same.

          Thanks
          Team Home Credit"
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            V
            Vishalsharma.
            from Delhi, Delhi
            Mar 24, 2022
            Resolved
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            Resolved

            Address: b 1659 phase 2 holambi kalan metro vihar new delhi

            I have been mailing them since 1 month asking for the NOC of my loan, they say that they have sent it, but the speed post with which they have sent it says that we do not have, we have sent it back, what should I do to solve my problem? got a solution
            +3 photos
            Apr 3, 2022
            Complaint marked as Resolved 
            [email protected]
            Home Credit India Finance customer support has been notified about the posted complaint.
            Mar 24, 2022
            Updated by Vishalsharma.             I have been mailing them since 1 month asking for the NOC of my loan, they say that they have sent it, but the speed post with which they have sent it says that we do not have, we have sent it back, what should I do to solve my problem? got a solution
            Verified Support
            Mar 26, 2022
            Home Credit India Finance Customer Care's response             "Dear Sir,

            Thank you for highlighting your concern.

            With reference to your concern, we would request you to please share your Contract ID, contact number or registered email ID as we are unable to check the details as of now.

            Thank you,

            Team Home Credit."
            Mar 26, 2022
            Updated by Vishalsharma.             Name - vishal
            Contract Number -[protected]
            Mobile number - [protected]
            Gmail’- [protected]@gmail.com
            Mar 30, 2022
            Updated by Vishalsharma.             No Solution Yet!
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              H
              HHarsh Maheta
              Mar 24, 2022
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              Dear All,

              This is to inform you that due to jobless condition and not having fund I was not able to clear my overdue of PERSONAL LOAN [protected] from Home credit of Rs 14K from last 4 months but now I joined new company and my salary will be credit by 2nd of April so the only thing which I need from HOME CREDIT team is to stop all collection activities till 1st April before that I will clear my all overdue and will be REGULAR from next month and Assure you that there will be no delay from next month so its request if you can share this detail to MR. PARAS GARHWAL from home credit Indore +[protected] as this is my only last hope from your team and this is final declaration form my side .

              Thanking You
              Regards
              Harsh Maheta
              Home Credit India Finance customer support has been notified about the posted complaint.
              Verified Support
              Mar 26, 2022
              Home Credit India Finance Customer Care's response               "Dear Harsh,

              Thank you for highlighting your concern.

              We would like to inform you that we have stopped collection activities till 01-Apr-2022 for the loan account [protected].

              Thanks
              Team Home Credit"
              Apr 05, 2022
              Updated by HHarsh Maheta               Need some more time on my contract as salary is delayed due to non funding issue of company so it would be credited till 15th April so its request please stop collection activities till 12th April I will sure make the due by that day .
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                M
                mamta1607
                Mar 24, 2022
                Resolved
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                Resolved

                This is to inform that Home Credit India Finance Private Limited company has given personal loan to someone who has used my PAN card details in 2018. I was not aware of this.

                When i applied the home loan and check my credit score, i got to know that one loan is coming under my name (which i have not taken) because of this i am not able to take the loan. I do not know how this company gave the loan to anyone without doing the proper verification. I am planning to log a police FIR/complaint against this scam as this is impacting me mental harassments.

                Take action against this company ASAP and sort out my problem/issue.

                I cannot leave this issue as it is impacting to name and respect. When i have not taken any loan how can i am responsible for others fraud.

                I am repeating again and again take action ASAP
                May 5, 2022
                Complaint marked as Resolved 
                Home Credit India Finance customer support has been notified about the posted complaint.
                Mar 24, 2022
                Updated by mamta1607                 please find loan details :-

                Home Credit India Finance Private Limited
                Personal Loan
                Account Number: xxxx3184
                Account Status: Charge Off/Written Off
                Verified Support
                Mar 26, 2022
                Home Credit India Finance Customer Care's response                 "Dear Sir,
                 
                Thank you for highlighting your concern.

                With reference to your email, we would request you to please share an updated Credit report in PDF format along with control number mentioning complete ten digits loan number for further investigation and
                scan copy of ID proof like Pan card and address proof like Aadhaar card (front and back side). Post receiving it, our team will check and assist you accordingly.

                 
                Thank you,

                Team Home Credit."
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                  A
                  Ashishkr092
                  from Delhi, Delhi
                  Mar 19, 2022
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                  I have not taken any loan from home credit but my cibil shows loan from home credit.
                  Home credit has fraudulently used my personal credentials to provide loans to other which badly affects my cibil score..
                  I have sent number of emails to home credit but didn’t receive any reply except auto reply from home credit..
                  I have made my mind to send legal notice to hone credit to use my credentials to provide loans which is affecting my cibil.
                  This is all about the issues which have been raised number of times via email..

                  Ashish Arora (FCS, Advocate)
                  Home Credit India Finance customer support has been notified about the posted complaint.
                  Verified Support
                  Mar 22, 2022
                  Home Credit India Finance Customer Care's response                   "Dear Sir,

                  Thank you for highlighting your concern.

                  With reference to your concern, we would request you to kindly share an updated Credit report in PDF format along with Control number and scan copy of ID proof like PAN card and address proof like Aadhar card( front and back side) and post receiving it, our team will check and assist you accordingly.

                  Further, request you to kindly share your contact number and email ID as well for communication.

                  Thank you,

                  Team Home Credit."""
                  Mar 31, 2022
                  Updated by Ashishkr092                   I have sent number of emails to Care mail and also to ombudsman but did not get any solution except auto reply. so kindly arrange a call service from your team so that problem gets resolved.

                  Thanks & Regards
                  #[protected]
                  [protected]@gmail.com
                  View replies
                  I have sent number of emails to Care mail and also to ombudsman but did not get any solution except auto reply. so kindly arrange a call service from your team so that problem gets resolved.

                  Thanks & Regards
                  #[protected]
                  [protected]@gmail.com
                  Reply
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                    P
                    Paras Latiyan
                    Mar 18, 2022
                    Resolved
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                    Resolved

                    They deducted 295 rupees two times from my account without inform me.
                    I cleared my all emi
                    Apr 22, 2022
                    Complaint marked as Resolved 
                    Home Credit India Finance customer support has been notified about the posted complaint.
                    Verified Support
                    Mar 22, 2022
                    Home Credit India Finance Customer Care's response                     "Dear Sir,

                    Thank you for highlighting your concern.

                    With reference to your concern, we would request you to please share your Contract ID, contact number or registered email ID as we are unable to check the details as of now.

                    Thank you,

                    Team Home Credit."
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                      P
                      Pratik Naskar
                      Mar 16, 2022
                      Resolved
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                      Resolved

                      Address: 5A/2 B floor 0, Block Extn, Joyashree Park, Behala, Kol- 700034

                      Sir/Madam,

                      I, DIPALI DEY residing at 5A/2 B floor 0, Block Extn, Joyashree Park, Behala, Kol- 700034 have taken a Mobile Phone Through HOME CREDIT EMI system. My loan Contract number: [protected] and Customar ID: 21587468 & Loan Amount: 9189/- from your branch in the year 22th November 2020.

                      I have already paid all the EMI /Dues of the mentioned loan Contract number. Now I required NOC from HOME CREDIT. It’s need to be very emergency and essential.

                      I hereby request you to kindly issue No Objection Certificate from the above said mentioned loan Contract number at the earliest.

                      Thanking You,

                      DIPALI DEY

                      MOB : [protected] / [protected]
                      +1 photos
                      Apr 18, 2022
                      Complaint marked as Resolved 
                      Home Credit India Finance customer support has been notified about the posted complaint.
                      Verified Support
                      Mar 17, 2022
                      Home Credit India Finance Customer Care's response                       "Dear Dipali,

                      Thank you for highlighting your concern.

                      We have forwarded your to concern to the relevant department and our team will contact you shortly to provide resolution.

                      Thanks
                      Team Home Credit"
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                        A
                        Abhijeet Hingane
                        Mar 12, 2022
                        Resolved
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                        Resolved

                        Address: pune

                        Maine 1lakh mobile ka loan liya tha aur maine lockdown clear kiya aur ek emi bounce hone karan home credit walo ne 15000 penlty lagai is wajah se mera cibil me gaya penlaty, aur muje noc chahiiye lekin aur credit ke office band ho gaye hai aur unke customer care kabhi phone band he,
                        home credit are cheated me
                        Apr 14, 2022
                        Complaint marked as Resolved 
                        Home Credit India Finance customer support has been notified about the posted complaint.
                        Verified Support
                        Mar 13, 2022
                        Home Credit India Finance Customer Care's response                         "Dear Sir,

                        Thank you for highlighting your concern.

                        With reference to your concern, we would request you to please share your Contract ID, contact number or registered email ID as we are unable to check the details as of now.

                        Thank you,

                        Team Home Credit."
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                          N
                          Neeruharish
                          Mar 10, 2022
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                          I have applied for personal loan on 27th Feb 2022 to Home credit on mobile App.

                          In mean time I got my loan approved from some other institutions on 28th March so subsequently I requested Home credit through E mail on 1st March 2022 to cancel my loan application. My application number is [protected].

                          I keep following for cancelation thru e mail and every time the message comes that concerned person is following it and will contact in next 2 to 3 days. But no one calls for related query and finally after 10 days of request no one listened and no one solve my point and amount was disbursed to my account and I was intimated to pay EMI.

                          Now how should I pay 2 EMI.
                          I am not in position to pay double EMI.

                          Kindly look into matter and resolve it asap.
                          My mobile number is [protected]
                          E mail ID [protected]@gmail.com

                          Thanks
                          Home Credit India Finance customer support has been notified about the posted complaint.
                          Mar 10, 2022
                          Updated by Neeruharish                           Kindly resolve at earliest
                          Verified Support
                          Mar 13, 2022
                          Home Credit India Finance Customer Care's response                           "Dear Neeru,

                          Thank you for highlighting your concern.

                          We have forwarded your to concern to the relevant department and our team will contact you shortly to provide resolution.

                          Thanks
                          Team Home Credit."
                          Mar 14, 2022
                          Updated by Neeruharish                           My query is still not resolved. Kindly cancel my loan application and take your money back and issue us NOC.

                          Thanks
                          Neeru Sachdeva
                          View replies
                          Kindly resolve before EMI due date.

                          I am waiting for resolution from 1st March onwards.
                          Thanks
                          Reply
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                            P
                            pscdit
                            Mar 3, 2022
                            Resolved
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                            Resolved

                            Fraud and torture by Home Credit

                            Website: www.homecredit.co.in

                            My Name is Prabha Singh
                            Fraud has been done by Home Credit Finance with me .

                            This company people forged the document, they forged my signature . and crated FAKE document with 24% flat interest . and other fake details .
                            I am attaching he document here.
                            Now they are calling me day and night to pay EMI . and also calling my relative .

                            I never signed any such document
                            and they are calling...
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                            H
                            HHarsh Maheta
                            Mar 3, 2022
                            Resolved
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                            Resolved

                            Address: 3rd Floor, Tower C, DLF Infinity Towers, DLF Cyber City, Phase- II, Gurgaon, Haryana, India - 122002

                            As previously the home credit team contact with me to help on my contract number [protected] which was good but now not in condition to pay the EMI so its request please WAIVE OFF the loan or else please provide me the new top up loan to solve some of my query as i make sure i will work on my startup and it will surely give me good return but the thing is need fund so its request please help me
                            Apr 5, 2022
                            Complaint marked as Resolved 
                            Home Credit India Finance customer support has been notified about the posted complaint.
                            Verified Support
                            Mar 04, 2022
                            Home Credit India Finance Customer Care's response                             "Dear Harsh,

                            Thank you for highlighting your concern.

                            We have forwarded your to concern to the relevant department and our team will contact you shortly to provide resolution.

                            Thanks
                            Team Home Credit"
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                              N
                              Nagendra Kumar R
                              from Bengaluru, Karnataka
                              Feb 27, 2022
                              Resolved
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                              Resolved

                              Address: Sujay industries ,136-B,KIADB, bommasandra industrial area, Jigani link road Bangalore pin-560105.

                              As mentioned have availed personal loan of 150000 and emi of 8700 am paying regularly.opted for moratorium for 5 months.now suddenly they have increased tenure from 36 months to 54 months, i will be paying 29 emis* 8700 Rs=252300 already paid now only pending 7 emis, they showing 25 emis, how could they do this and also intrest is too high for 8700 emi -principal is 2800 and rest is intrest.kindly help me.

                              Regards
                              Nagendra
                              Mob-[protected]
                              Feb 27, 2022
                              Complaint marked as Resolved 
                              Not resolved
                              Home Credit India Finance customer support has been notified about the posted complaint.
                              Verified Support
                              Feb 28, 2022
                              Home Credit India Finance Customer Care's response                               "Dear Nagendra,

                              Thank you for highlighting your concern.

                              We have forwarded your to concern to the relevant department and our team will contact you shortly to provide resolution.

                              Thanks
                              Team Home Credit."
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                                V
                                vipin12345678
                                Feb 27, 2022
                                Resolved
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                                Resolved

                                Dear sir, my name sapna having loan account no. [protected] pending amount Rs.2098
                                Currently I'm able to pay my installment due to some unavoidable financial issues.
                                But collection Executive call me daily basis and he was visit my home address for harassment .
                                Please look into this and give me time of 1 week
                                And please inform your collection Executive for coprate with us
                                Agent name - [protected]
                                Apr 2, 2022
                                Complaint marked as Resolved 
                                Home Credit India Finance customer support has been notified about the posted complaint.
                                Verified Support
                                Feb 28, 2022
                                Home Credit India Finance Customer Care's response                                 "Dear Sapna,

                                Thank you for highlighting your concern.

                                We have forwarded your to concern to the relevant department and our team will contact you shortly to provide resolution.

                                Thanks
                                Team Home Credit."
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                                  S
                                  sonuatk
                                  from pune, Maharashtra
                                  Feb 27, 2022
                                  Resolved
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                                  Resolved

                                  Address: Pune

                                  I do not want your spamming team calling me every single day. I already mailed on official email id so many times but i haven't got any reply from your support till now.
                                  Apr 2, 2022
                                  Complaint marked as Resolved 
                                  Home Credit India Finance customer support has been notified about the posted complaint.
                                  Verified Support
                                  Feb 28, 2022
                                  Home Credit India Finance Customer Care's response                                   "Dear Sir,

                                  Thank you for highlighting your concern.

                                  With reference to your concern, we would request you to please share your Contract ID, contact number or registered email ID as we are unable to check the details as of now.

                                  Thank you,

                                  Team Home Credit."
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                                    A
                                    Amitwarsi
                                    from LUCKNOW, Uttar Pradesh
                                    Feb 24, 2022
                                    Resolved
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                                    Resolved

                                    Address: LKS Colony, Purniya railway crossing, Lucknow

                                    I do not appear to have received my no dues certificate or statement of account. Whereas i have already cleared my loan [protected]. Pl help in expediting ndc or statement of account.
                                    Apr 4, 2022
                                    Complaint marked as Resolved 
                                    Home Credit India Finance customer support has been notified about the posted complaint.
                                    Verified Support
                                    Feb 28, 2022
                                    Home Credit India Finance Customer Care's response                                     "Dear Amit,

                                    Thank you for highlighting your concern.

                                    We have forwarded your to concern to the relevant department and our team will contact you shortly to provide resolution.

                                    Thanks
                                    Team Home Credit".
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                                      R
                                      rupinder7
                                      from New Delhi, Delhi
                                      Feb 21, 2022
                                      Resolved
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                                      Resolved

                                      Hi, I took a mobile phone on EMI from HOME CREDIT on my name and paid an advance of 2500/- + 599 as a processing fee and was promised for 12 installments of 1133 each,
                                      which i have paid successfully, however i was suffering from covid and my second last payment was late.
                                      but Home CREDIT is forcing me to pay more 1483/- as i have already paid extra, hence, they call me at midnights and early mornings 100 times a day, which is not acceptable.
                                      I am mentally tortured and due to this i again was hospitalized for 4 day from dated 08th Feb. - 12 march 2022.
                                      I request you to please help me with this matter as
                                      regards
                                      rupinder singh
                                      [protected]
                                      LOAN CONTRACT NUMBER: [protected]
                                      Apr 2, 2022
                                      Complaint marked as Resolved 
                                      Home Credit India Finance customer support has been notified about the posted complaint.
                                      Verified Support
                                      Feb 28, 2022
                                      Home Credit India Finance Customer Care's response                                       "Dear Rupinder,

                                      Thank you for highlighting your concern.

                                      We have forwarded your to concern to the relevant department and our team will contact you shortly to provide resolution.

                                      Thanks
                                      Team Home Credit".
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