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ICICI Bank Complaints & Reviews

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Updated: Dec 13, 2025
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K
kishorebhat
from Mumbai, Maharashtra
Jul 9, 2012
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Problem Statement



Please note that I haven't received my credit card statement for period: May-2012



Hence, I checked the same online when I found the following entry recorded which is not transacted by me.



ICICI Credit Card No: [protected]

Reference: 15130942122121211341038

Date: 30.04.2012

Particulars: Dining plus

Request No: SR[protected]

Amount: 5499/-



I reported the same at Customer Care on 04-Jun-2012 and talked with Ms. Nitu. She informs me that the said entry will be rolled back for now. But, if there is no Resolution by end of 3 months then I will be liable to pay the same. She is unable to give me the other details regarding the said transaction.



Resolution Expected

I am not ready to pay for something which I haven't transacted for.

Please note that I am the credit card user since Dec-2005. I didn't receive SMS intimation when the said transaction was made. Else the mistake would have come to my notice on 30-Apr-2012, itself.





Thanking you in anticipation,



Yours Sincerely,



Kishore R. Bhat.
Hi Kishore,

We have made a note of your credit card number . Our official will get back to you soon.

Regards,
ICICI Bank Customer Service Team
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    R
    Rajesh Singhal
    from Gangtok, Sikkim
    Jul 9, 2012
    Resolved
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    Resolved

    Address: Jalpaiguri, West Bengal

    sir sorry to say mis behaviour and rude behaviour of icici bank jalpaiguri branch was unexpected .i went to deposit cash i told the cashier to make it fast i am in a hurry as i am an hni customer she took my deposit slip and asked me to keep cash with me and she will call me i waited for 15 minutes and asked her again but still same answer then i waited for 45 minutes i requsted her to make fast she says we are working not sitting .then i asked her to return my deposit slip and came out of the bank .it was extremly urgent for me ,then i went to sbi and deposited cash there in my sbi a/c and did my work if i had waited for icici bank i would had suffered huge loss today .then i aked mr saddam ansari staff of icici bank jalpaiguri branch the name of cashier he said miss kajal .This kind of rude behaviour was not expected from your side what to say for the harresment given to me ????????? . my a/c[protected] my phone no [protected] email id [protected]@gmail.com
    Aug 7, 2021
    Complaint marked as Resolved 
    felt very bad towards the rude behaviour of bank staff
    sir sorry to say mis behaviour and rude behaviour of icici bank jalpaiguri branch was unexpected .i went to deposit cash i told the cashier to make it fast i am in a hurry as i am an hni customer she took my deposit slip and asked me to keep cash with me and she will call me i waited for 15 minutes and asked her again but still same answer then i waited for 45 minutes i requsted her to make fast she says we are working not sitting .then i asked her to return my deposit slip and came out of the bank .it was extremly urgent for me, then i went to sbi and deposited cash there in my sbi a/c and did my work if i had waited for icici bank i would had suffered huge loss today .then i aked mr saddam ansari staff of icici bank jalpaiguri branch the name of cashier he said miss kajal .This kind of rude behaviour was not expected from your side what to say for the harresment given to me ????????? . my a/c[protected] my phone no [protected] email id [protected]@gmail.com
    Hi Rajesh,

    We are sorry for the inconvenience caused to you. We have made a note of your contact details. Our official will get back to you soon.

    Regards,
    ICICI Bank Customer Service Team
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      george lalu
      from Kolkata, West Bengal
      Jul 8, 2012
      Resolved
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      Resolved

      Address: South Andaman, Andaman and Nicobar Islands

      DEAR SIR,
      FATE OF TAX SAVING BOND-102003-TSB-ONE
      DETAILS:
      OPTION I FACE VALUE PER BOND Rs.5000/- ISSUE PRICE Rs.5000/-
      DEEMED DATE OF ALLOTMENT 15.12.2003 REDEMPTION DATE 15.12.2006
      INTT.RATE 5.60% TAX BENEFIT U/S SEC 88

      BOND HOLDER NO.[protected] CERTIFICATE NO.126233
      NAME OF BOND HOLDER GEORGE LALU
      NO.OF BONDS SIX **6**
      DISTINCTIVE NO(S) [protected]



      SCRIP CODE BSE 960873 NSE ICIBK1203 N1
      Aug 13, 2020
      Complaint marked as Resolved 

      TAX SAVING BOND-102003-TSB — REDEMPTION AMOUNT NOT RECEIVED

      SIR,

      I BOUGHT 6 NUMBERS OF TAX SAVING BONDS AS DETAILED BELOW FOR WHICH REDEMPTION DATE IS[protected] BUT THE REDEMPTION AMOUNT IS YET TO BE RECEIVED IN MY SBI SB ACCOUNT AT HOSUR BRANCH .

      BOND HOLDER NO:[protected] CERTIFICATE NO:391
      :[protected] :391
      NO OF BONDS: 3+[protected],[protected]

      PLS INFORM THE PRESENT STATUS.
      Hi,

      We are sorry for the inconvenience caused to you. We have made a note of your bond number . Our official will get back to you soon.

      Regards,
      ICICI Bank Customer Service Team
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        P
        pushkar sinha
        from Noida, Uttar Pradesh
        Jul 7, 2012
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        Address: Ghaziabad, Uttar Pradesh

        I Pushkar kumar sinha has applied for home loan for 25 lakhs to ICICI bank. They given me senctioned letter or offer letter having application no.
        [protected]. Now the bank demanded for three cheque leaves of my bank account of SBI. The bank (SBI) cheque leaves is a multicity type and captioned with not more than 5 lakhs. Now the bank(ICICI ) demanded for normal cheque leaves or other bank account cheque leaves. My bank (SBI) has been denied for issuing the normal cheques. I advice that I will give more than 3 cheques to you for your paper formalities but they are not agree with me. They (ICICI) are advising me for opening a new account , which is not suited me because I am a self employed and the SBI is my professional account and get audit every year and thats why I want show my all the expenses from only my proffesional account. so please give a solution and help me out.
        Aug 13, 2020
        Complaint marked as Resolved 
        Hi Pushkar,

        We are sorry to here about your experience. Please send us your contact details at [protected]@icicibank.com and our official will get back to you soon. Kindly refer '3177477' in the subject line.

        Regards,
        ICICI Bank Customer Service Team
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          S
          sachin madan
          from delhi, Delhi
          Jul 6, 2012
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          Resolved

          PF NOT RECEIVED

          Address: East Delhi, Delhi

          Dear Sir/ Madam,
          My Name Is sachin Madan. Previously I am Worked With Icici Bank Since Feb, 2010, On The Pay Roll O[censored]ttam associates at Green Park, Delhi Branch. My Code Is UTTA005135/AN/S/B05276 Sir/Madam I Request U To Provide Me, PROVIDENT FUND.
          Thanks,
          Sachin Madan
          Retainer:- Icici Bank
          Ph. No :- [protected]...
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          H
          hittudeep
          from Mumbai, Maharashtra
          Jul 5, 2012
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          Address: Mumbai Suburban, Maharashtra

          Dear Sir,

          My name is Hitendra Dewangan. I had ICICI Bank credit card and i already settled the credit card payment in July 2010. Now i dont have ICICI bank credit card. i am applying for another credit card from another bank but they are telling me you are not applicable for Credit card. May be my name is in Black List. Please help, how can i know my name is in black list or not.

          Regards
          Hitendra Dewangan
          Hi Hitendra,

          Please write to us at [protected]@icicibank.com with your contact details. Refer '3174112' in the subject line.

          Regards,
          ICICI Bank Customer Service Team.
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            N
            nitin36
            from Mumbai, Maharashtra
            Jul 5, 2012
            Resolved
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            Resolved

            Withdrawal of cash with ICICI card through SBI ATM

            Address: Chandigarh

            Respected Sir/Madam,
            I am an existing account holder from ICICI bank.I stay in Gurgaon and i go to chandigarh.There at Sec-43 ISBT there is SBI ATM cabin there they have 3 ATM machine, i had to withdraw 2,500/- but when i swiped my ICICI ATM CARD in to SBI ATM then after entring my PIN the machine becomes hang and i wait for some time and then i presses CANCEL button 4-5 times and it cancel it. When I withdrew that 2,500/- from other...
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            A
            avinashpatra.sitm
            from Mumbai, Maharashtra
            Jul 2, 2012
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            Hi,

            Some amount of money has been tken away by online transaction. It was on two consecutive days. I have called ICICI bank but not getting any proper solution,

            Please help.
            my mail: avinashpatra.[protected]@gmail.com
            Hi,

            We have made a note of your email id. Our official will get back to you soon.

            Regards,
            ICICI Bank Customer Service Team
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              R
              rahoolmoray
              from Pune, Maharashtra
              Jun 30, 2012
              Resolved
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              Address: Pune, Maharashtra

              Hi,

              ICICI Bank Tax Saving Bond 012003-TSB TWO
              date of allotment[protected] date of redemption[protected]
              bond holder number[protected] certificate number 131026
              name of bond holder - Rahool Moray
              number of bonds - six
              Distinctive numbers[protected]

              I have currently moved to my new house.
              I do not have any acknowledgement of redemption of this Bond. Please let me know when was this processed and encashed

              My current address is

              Rahool Moray
              Spring Valley, Lavender B303
              Next to Magarpatta City,
              Hadapsar Pune 411013
              Maharashtra
              Aug 13, 2020
              Complaint marked as Resolved 
              Hi Rahool,

              We have made a note of your bond holder number. Our official will get back to you soon.

              Regards,
              ICICI Bank Customer Service Team
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                U
                umamaheshn
                from Bhimunipatnam, Andhra Pradesh
                Jun 30, 2012
                Resolved
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                Resolved

                Address: Hyderabad, Andhra Pradesh

                Dear Sir,

                I Mr. Nanduri Uma Mahesh Resident of Hyderabad at G3 Balaji Arcade, East Anand Bagh, Malkajgiri - Hyd, an Existing Credit Card Holder of the ICICI Bank with Card No : [protected] of Master Card Type. On 20th June 2012, I had one Transaction of Rs/- 1313 at Shiva Shakthi Bar & Restaurant Located at Anand Bagh, Hyderabad. But Unfortunatley, The Bank has deducted the above said amount for Twice on my card. Regarding this, I already spoken to the customer care executive but there is no proper response from their side. I have taken the online credit card machine statement from the restuarant,which was showing me for only one time transaction had done from the restaurant. So I request you to credit the deducted amount for my card as early as possible else, I will take legal action on the ICICI BANK regarding this...

                Thanks & Regards

                UMA MAHESH NANDURI
                Mob :[protected]
                Aug 13, 2020
                Complaint marked as Resolved 
                Hi Uma,

                We are sorry for the inconvenience caused to you. We have made a note of your contact details. Our official will get back to you soon.

                Regards,
                ICICI Bank Customer Service Team

                Individual — Excess billing in June 2014

                Consumer Number : [protected]. Customer ID : [protected] Dear Sir, With utter dismay I would like to draw your immediate attention to investigate the astounding amount appearing in my June Bill: 1287 units (Rs.10210) . Interestingly my May Bill reached with "Zero" amount . As we were away from home, we were unable to registrar a separate complain for zero billing which was also absurd . It is a small dwelling unit comprising of two rooms occupied by only two senior citizens! As it is a flat with multiple dwelling units, please check your records and relieve me from the unjustified burden at your earliest. Regards Kamal Banerjee
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                  D
                  debapriyag
                  Jun 30, 2012
                  Resolved
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                  Resolved

                  Address: Bangalore, Karnataka

                  I had applied for a home loan from ICICI Bank as I had been a regular customer of the bank for a long time for its varied suit of products like savings a/c, property loan, credit card, etc.
                  I had applied for a loan of 15 lakhs and while applying I was told that I am eligible for a loan of 24 lakhs, so be it through whatever stringent checks they perform I would easily get 15 Lakhs.
                  My credit history is good with no defaults or delays on any payments.
                  I was told that I can make either of my parent or my wife as my co-applicant and i had opted for my father as he is helping me in financing my down payment.
                  And then followed a flurry of phone calls from people of rank and file asking the same set of questions again and again. I patiently answered each one of them, and finally the call from the credit manager. He admitted that my credit history and asked me questions about each entry on my payslip.
                  After explaining all that to him, he asked would it be ok to change the co-applicant to my wife. I said it was a family thing and a token of respect for my dad that I would want him to be the co-applicant. I had also informed him straight that if that is a hindrance then I would not want the loan.
                  I had other banks as options. He confirmed that it won't be a problem.

                  After again a series of procedures, ICICI sanctioned a loan of 14 Lakhs. I was surprised and requested to speak to the Credit manager to understand how this happened. But he was not willing to speak.
                  With hardly a couple of days left for the signing of agreement, I agreed to the loan amount as going through the process again with some other bank would take time which I didn't have. Since the sanction was done, I thought now things would be smoother.

                  Hradly did I expect that things would get funnier.
                  Even after the sanction was done, ICICI informed that they would not be able to disburse the amount unless I change my co-applicant to my wife. I was taken aback and informed the guy who was dealing with me from the bank about the conversation I had with the credit manager. The guy spoke to his supervisors and then one of his seniors called and said they would be able to do it only if I take an insurance along with that from ICICI prudential. I was bemused. If they were not able to enhance my loan amount by 1 Lakh they expected me to take an insurance of 50K. However hard I tried to argue about this point they were not ready to listen.
                  With the date of signing the agreement already past and since I started getting reminders from my builder, I finally had to accept their terms.

                  Even with all this, I was asked to submit statements of FD and other assets to justify that I had money to pay for the difference amount that I had to pay the builder.

                  After I received the Insurance documents, I saw a clause stating that I can cancel the insurance within 15 days. I thought of resorting to that and have applied for a cancellation. It is under process at the time of writing this mail.

                  The story doesn't end here. In the welcome letter that I have received for the home loan, it was mentioned that I have been registered for Pre-EMI when I had clearly mentioned that I wanted to pay EMI on the amount that is being disbursed. (it is a property under construction, so the bank would be disbursing the money to the builder in installments). When I checked with the bank, I was told that it was a typo as some clerical person had filled the form incorrectly and it would take two days to get it fixed.
                  More than 10 days have passed and I am still waiting for the correction to take place. Today, I was informed that until the correction is done, whatever Pre-EMI I would have paid will not be adjusted to the EMI.

                  This is a testimony of the unscrupulous and insensitive behavior of the banks taking into advantage of the trust and helplessness of the customers. Sweet talk at the beginning and as one crosses the point of no return, the mask of "khayal aapka" comes off to reveal the ugly faces.

                  I hope ICICI Bank listens to this or else I am going to fight this with all my might and grit.

                  Mr. D. Ghosh
                  +91-[protected]
                  Aug 13, 2020
                  Complaint marked as Resolved 
                  Mr Ghosh,

                  We understand that our official had spoken to you and is addressing your concerns.

                  Regards,
                  ICICI Bank Customer Service Team
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                    A
                    Adhyoksaja Barun Ashirbada
                    from Bhubaneshwar, Odisha
                    Jun 29, 2012
                    Resolved
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                    Resolved

                    Address: Khordha, Odisha

                    respective sir,
                    employs false commitment and lack of knowledge about product shows a unprofessional attitude. they convince me to by gold from them in a higher rate than market by saying we have jewellery shop owners who will purchase in a good rate we will organise.and also take loan from us by depositing those gold for which your interest will be payable at the time of closing of loan.one more thing this is not a personal loan I deposited my gold for loan for which they cut higher processing fees and also interest of that processing fees for that month.I got the cheque book to withdraw the loan amount after 20 days but they dont support or behave properly to solve my requirement which they have told within 3-7 days you will able to operate.I have to wait for 20 days for my money which they putted in buying gold for there target.Does the bank will pay me yhe intrest for that.I have given 4 months interest just for a safe side,but due to some problem not able to pay the interest of last 4 month(as they told no interest required to pay) they called me and without any written notice and anything says that pay within a day or we will forward it for auction.I request them to give me some time and is there any letter or list of customers who are asked for such thing.They said yes but we dont show you,we will not give you time directly send it for auction and the manager said I have a buyer ,he will take immediately but the price he says is 25,400 per 10 gram which they sold me in 29,000 approx-9 month before(27500 that day rate approx).The manager and staffs planed to take some profit by fearing me.they harass me full day for that………….any how I adjust from some where and manage.2nd issue-my son opened a current account to operate business,he requir higher cash deposits without charges ,he paid 43000 approx charges in a month and closed the account disheartedly which the manager and the marketing staffs say s it’s a mistake from our side to don’t have the proper knowledge of the account you required-we will get back your charged ammount-waited for 2 month nothing happened .we are being a good customer all time we have 5 saving accounts and 3 cuttent accounts and promoted several accounts,we done high transactions,purchased gold ,taken loan alwayes supported bank staffs for there target for a friendly jesture and now we are forced to close all the relations with the bank and will definitely look to withdraw maximum accounts with the bank promoted by us and others .we have been cheated all the time false commitment ,maximum staffs don’t know about their loan ,account and other products most of all how to behave with customers.I will definitely go for a legal action.
                    BASANTA KUMAR NANDA
                    [protected]
                    The Worst Employer Among Indian Banks.
                    ICICI BANK,CUTTACK ROAD,BHUBANESWAR,ORISSA
                    MANAGER-RAJESH DAS-[protected]
                    PRIVELAGE BANKER-SMITA-[protected]
                    SASMITA-
                    MARKETING-BISWAJIT-[protected]
                    Aug 6, 2021
                    Complaint marked as Resolved 
                    Hi Basanta,

                    We are sorry for the inconvenience caused to you. We have made a note of your contact details. Our official will get back to you soon.

                    Regards,
                    ICICI Bank Customer Service Team
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                      T
                      tathagata01
                      from Bengaluru, Karnataka
                      Jun 28, 2012
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                      Address: Karnataka

                      Hi,

                      I had opened of the gold account with ICICI Bank,Marathahalli Branch in month of May. The details are below :-
                      Account No. :[protected]
                      Customer no. :[protected]

                      However, due to some unexplained reasons, this account never got activated till date due to which I was forced to submit the withdraw letter dated 19th June. But still I am still able to login in to the account using netbanking and I have still not got the cheque of Rs.50,000 which I had issued to open the account.

                      The bank people are stating that the account will first open, then you transfer the amt to some other account and close the above account. Now, my question is if they have accepted my withdraw form, then why do they want to open the account?

                      Also, as the account is still not activated till date, when it will open and when shall I close it.

                      I have already made some 10 visits regarding this account to the Marathahalli branch but the bank people are not co-operating. One time they say that account is closed and they accept the kit, but when I ask them to return the cheque, they say that cheque is required to open the account, they return the kit and they say to withdraw the amount through ATM and close the account.

                      I request ICICI people to close this account without any further delay.

                      Regards,

                      Tathagata
                      Dear Tathagata,

                      We are sorry for the inconvenience caused. We have made a note of your account details. Our official will get back to you soon.

                      Regards,
                      ICICI Bank Customer Service Team
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                        S
                        sameer chaturvedi
                        from Tadepallegudem, Andhra Pradesh
                        Jun 27, 2012
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                        Address: Mumbai Suburban, Maharashtra

                        To,
                        The Managing Director,

                        ICICI Bank




                        Mam,




                        My name is Sameer Chaturvedi.Im drafting this letter with a heavy heart.Im extremely sad to report this matter to u that ur credit card department could come down to such low levels of integrity.Ur dept people have been calling me since a week continuosly and haressing me during office hours.Today they called my wife and abused her in a very bad manner.I request u to take this on a war footing.My wife got abusive calls from no [protected].




                        If this is not dealt seriously then i will proceed to police and press with this matter




                        Complainant,




                        Sameer Chaturvedi
                        Hi Sameer,

                        We are sorry to hear about your experience. Please send us your contact details at [protected]@icicibank.com and our official will get back to you soon. Kindly refer '3161001' in the subject line.

                        Regards,
                        ICICI Bank Customer Service Team
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                          J
                          James Majori
                          from Mahbubabad, Telangana
                          Jun 27, 2012
                          Resolved
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                          Resolved

                          Address: Tamil Nadu

                          A withdrawal of amount 20,000 on my account[protected] on May 31 2012, description stating "IPS DX DT 20.05 GR THANGA MALI" is not a valid deduction, I did not do any such transaction.

                          Please note that the same amount got deducted with the same kind of description last year(Oct 5 2011) I followed up with ICICI people then it got refunded on Oct 11 2011, the same issue I face again, please address this issue as soon as possible and make sure this kind of wrong deduction never happen again. Kindly assist.

                          I checked with ICICI customer care and got call back ref #: SR[protected].

                          For the issue, I got a reply from ICICI as follows:

                          We thank you for your patience.
                          Referring to the reference number vide SR[protected], Please note that the transaction was done on May 20, 2012 towards G R THANGA MALIGAI FIRM but claim from the merchant side was received on May 31, 2012 based on which your account was debited.

                          For further assistance, we request you to check with the merchant for further clarification.

                          We look forward to more opportunities to be of service to you.

                          So I started my follow ups again and checked with GRT accounts section.
                          From GRT they have confirmed the issue is from ICICI, and the amount needs to be refunded to my account.It is almost a month over I am doing the follow up on a regular basis.Please do the necessary at the earliest refunding the amount otherwise I may need to close my account due to poor customer service from your end.
                          Aug 13, 2020
                          Complaint marked as Resolved 
                          Hi,

                          We are sorry for the inconvenience caused to you. We have made a note of your account number. Our official will get back to you soon.

                          Regards,
                          ICICI Bank Customer Service Team
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                            N
                            Nick32
                            from Mumbai, Maharashtra
                            Jun 27, 2012
                            Resolved
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                            Resolved

                            Address: Mumbai City, Maharashtra

                            Respected Ms/Mrs Kochhar,

                            I bring to your notice the appallng customer service by your staff.

                            I, Mr Ramesh Pai, card no:- [protected] had to make a payment of Rs 4000/- with 26th June 2012, the due date, unfortunately, I could make only the part payment.

                            Hence, I called customer service to enquire, how to make make the ICICI card payment, through another Credit card, since I could not use netbanking. One lady told me to go on the site and check for CItibank option, which I duly did, but it only had debit card option!

                            I called up again to check & was told, there is no option to make payment through another credit card & he told me to check with Citibank!!.

                            Then, I asked him to pass on to a supervisor, which he said yes & then remembered to verify details.

                            Unfortunately, since the email address was old & I was on field, did not remember the last payment, but confirmed the birthdate, also I told him that, last payment was made on 26th June 2012 morning of Rs 3000/- & bal was pending of Rs 1000/- .

                            He flatly refused, stating, he cannot see that, & argued with me, stating that I told him, that the payment was made by cheque, which obviously I did not ( You can hear the conversation )

                            Then I requested to pass to a supervisor, since he was wasting my time, he flatly refused for any further conversation.

                            This has really disappointed me, since, this was the last day of the payment & would incur unnecessary charges.

                            Kindly have a hear at the conversation & decide for yourself.

                            Name of Rep:- Harikrishna from Hyd
                            Time of Call:- 19:20 pm to 19.33 pm on[protected] on 26th June 2012

                            Kind Regards

                            Ramesh Pai

                            [protected]
                            Aug 13, 2020
                            Complaint marked as Resolved 
                            Hi Ramesh,

                            We are sorry for the inconvenience caused to you. We have made a note of your contact details. Our official will get back to you at the earliest.

                            Regards,
                            ICICI Bank Customer Service Team
                            Just look at this FRAUD & shameless organisation. Could anybody advise me how to contact RBI or the leading newspapers to hammer this GUTTERSIDE organisation.!!!

                            Hello, Mr. Gani,

                            Finally, after playing around, you showed your true colors.

                            I was under the impression, you were deaf, but now I realise, you are blind as well. You cannot even see, that your so called external officer has been cc'd in previous mail.

                            Also, I'd clearly told you, Mr. Ramesh Pai had called up on 26th June 2012 & before this call, there was another call made some time earlier, which was confirmed & this was the 2nd call, when your illiterate road side rep started acting smart.

                            Why were other details not verified by him, why did he accuse us of lying, when he had been clearly told, that on 26th June morning, Online payment of Rs 3000/- was made.
                            Why after that, your person, Mr. Ravi Vanker, said, not to worry, since, no interest will be charged, since, the payment amt was of Rs 1700/- only & not Rs 3900/-

                            Why did he not escalate to his senior when requested to do so, after explaining that it was the last day of payment?, why doesnt ICICI afford a toll free number, instead of keeping people on hold for ages & then getting disconnected in this manner rudely?

                            Try to answer things specificially if you a real manager, as I've asked & not type non productive nonsense in half the mail.

                            Your person has made a terrible mistake, if not he, the company should pay for his mistakes, else, if you love him so much, take him home, but compensate us, till then the issue will remain wide open, whatever you say.

                            Regards

                            Ramesh Pai



                            --- On Fri, 27/7/12, Senior Management Desk <senior.[protected]@ICICIBANK.COM> wrote:


                            From: Senior Management Desk <senior.[protected]@ICICIBANK.COM>
                            Subject: RE:'ICICICARE=[protected]' Adamant & indifferent staff!! Card No:-[protected]
                            To: "pai.[protected]@yahoo.co.in" <pai.[protected]@yahoo.co.in>
                            Date: Friday, 27 July, 2012, 6:51 PM




                            Dear Mr. Pai,

                            We refer to your email dated July 26, 2012 addressed to the senior management and Directors of ICICI Bank.

                            We understand that you contacted our Customer Care on June 26, 2012 with queries related to Credit Card 5239XXXXXXXX0000 in the name of your father Mr. Ramesh Pai. Since you were unable to respond to the verification questions put forth by the phone officer, the officer denied to proceed further with the call or respond further to your queries. Please note that this was done for confidentiality and account security of Card Holder. At our Customer Care, if a caller is unable to identify himself as the authentic Card holder, the officer shall not divulge details related to the Card account.

                            Since you were unable to verify the Card details correctly, there is no possibility that the phone officer revealed details to you regarding the billing and payments done on the Card. Therefore, your allegations in the email below is completely baseless. We have already clarified to you and Mr. Ramesh Pai that officer on call have no options to choose if the call must be recorded or not.

                            We tried contacting you on several ocassions on [protected] however your phone was unreachable. Consequently, we contacted your alternate contact number and spoke with Mr. Ramesh Pai. We have clarified our points to Mr. Ramesh Pai on your concerns and he acknowledged the above facts presented to him in detail. As discussed and agreed by Mr. Ramesh Pai, we waived as service gesture the total of Rs. 198.62 (Late Payment Charges Rs. 176.77 plus Service Tax Rs. 21.85) levied in Credit Card [protected] bill due on July 26, 2012.

                            In view of the above, and our series of communications exchanged with you, we provided you with the best possible solutions for your satisfaction however you have continued to escalate the issue. We reiterate that we will not be able to value add in any manner to the resolution provided so far. We have mentioned that in case you wish to escalate the issue further, you could write to Mr. Gopalkrishnan at external.[protected]@icicibank.com.

                            However, we will not be able to correspond further with you in this matter.


                            Sincerely,

                            Shaikh Gani
                            Senior Manager | Senior Management Desk












                            Begin forwarded message:


                            From: "pai.[protected]@yahoo.co.in" <pai.[protected]@yahoo.co.in>
                            Date: July 26, 2012 4:05:46 AM GMT+05:30
                            To: "Chanda Kochhar /CORP/IBANK/BKC" <chanda.[protected]@icicibank.com>, "[protected]@bom2.vsnl.net.in" <[protected]@bom2.vsnl.net.in>, "[protected]@rbi.org.in" <[protected]@rbi.org.in>
                            Cc: "Swati Piramal /CORPORATE/IBANK/BKC" <swati.[protected]@icicibank.com>, "Rajiv Sabharwal /CORP/IBANK/BKC" <rajiv.[protected]@icicibank.com>, "arvind.[protected]@icicibank.com" <arvind.[protected]@icicibank.com>, "Chanda Kochhar /CORP/IBANK/BKC" <chanda.[protected]@icicibank.com>, "SENIOR MANAGEMENT DESK /RCSG/IBANK/BKC" <senior.[protected]@icicibank.com>, "HEADSERVICEQUALITY /RCSG/IBANK/BKC" <[protected]@icicibank.com>, "EXTERNAL OMUDSMAN /RCSG/IBANK/BKC" <external.[protected]@icicibank.com>
                            Subject: RE:'ICICICARE=[protected]' Adamant & indifferent staff!! Card No:-[protected]


                            Hello,

                            Do not try to skirt & avoid your responsbilities by giving silly & vague reasons.

                            You told me the call is not recorded, the person before you apologised for it,
                            so you decide, how much you want to lie or say what, before talking any more
                            nonsense.

                            Why do you try to provide best possible solutions, why do you not provide actual solution?

                            Tommorow, I will say, I tried my best to pay your money, but, I could not, then I would request you
                            to waive of the pending Rs 900/-, kindly waive it off, is it possible?

                            2 weeks ago, since our conversation, you were supposed to respond to me, through your senior management by email, where is that response?
                            If this issue is still on, your illterate staff is the sole reason, also, you do not record such crucial calls, in that scenario, does
                            that give me the license to abuse your staff personally left & right, in such a scenario?

                            Your person said, since amt for prev mth was only Rs 1700/- there would be no charges, sinces amt of
                            Rs 3000/- was paid, still you went ahead and applied the late charges & your illterate staff says,
                            I am going round & round,

                            Regards

                            Ramesh Pai

                            --- On Wed, 25/7/12, Senior Management Desk <senior.[protected]@ICICIBANK.COM> wrote:


                            From: Senior Management Desk <senior.[protected]@ICICIBANK.COM>
                            Subject: RE:'ICICICARE=[protected]' Adamant & indifferent staff!! Card No:-[protected]
                            To: "pai.[protected]@yahoo.co.in" <pai.[protected]@yahoo.co.in>
                            Date: Wednesday, 25 July, 2012, 7:11 PM



                            Dear Mr. Ramesh Pai and Nikhil Pai,

                            We refer to your email dated July 25, 2012 to the Senior Management Team of ICICI Bank.

                            In continuation to our earlier emails and the last email of July 24, 2012 we reiterate that we have tried to provide our best possible solutions for your satisfaction, as you have continued to escalate the issue. We have reviewed your concerns and there is no value additon that we can do from our end in this matter.

                            If in case you wish to escalate the issue further, you could write to Mr. Gopalkrishnan at external.[protected]@icicibank.com

                            Mr. Gopalkrishnan has been appointed External Ombudsman to examine customer-issues and provide unbiased resolution.

                            We reiterate that ICICI Bank at all times acts with diligence, in good faith, and in no manner prejudicial to the interests of its customers.


                            Sincerely,

                            Shaikh Gani
                            Senior Manager | Senior Management Desk




                            Begin forwarded message:


                            From: Nikhil <pai.[protected]@yahoo.co.in>
                            Date: July 25, 2012 1:25:46 AM GMT+05:30
                            To: "Chanda Kochhar /CORP/IBANK/BKC" <chanda.[protected]@icicibank.com>, "Swati Piramal /CORPORATE/IBANK/BKC" <swati.[protected]@icicibank.com>, "Rajiv Sabharwal /CORP/IBANK/BKC" <rajiv.[protected]@icicibank.com>, "arvind.[protected]@icicibank.com" <arvind.[protected]@icicibank.com>, "k.v.[protected]@icicibank.com" <k.v.[protected]@icicibank.com>
                            Cc: "SENIOR MANAGEMENT DESK /RCSG/IBANK/BKC" <senior.[protected]@icicibank.com>, "HEADSERVICEQUALITY /RCSG/IBANK/BKC" <[protected]@icicibank.com>
                            Subject: RE:'ICICICARE=[protected]' Adamant & indifferent staff!! Card No:-[protected]



                            Hello,

                            What service gesture??
                            A pathetic organisation like you, is giving me a gesture for the brazenness of your illiterate & 3rd grade staff? Do I need your charity?

                            The very fact, I'd mentioned in the first mail, that I will be not liable for any charges, since the credit for the entire fiasco & stupidity was courtesy your rep.

                            Later, when your person called after this incident, he said, since the original amt due was only Rs 1700/- & Rs 3000/- have been paid, for that mth, no charges wil incur till next billing date, now what charges are you talking about?

                            Also, please stop making calls and only reply with mails, from your senior management, since, tomorrow you will say, you did not find any call records!

                            I need your mail response, since I am liasing with RBI as well.

                            Regards

                            Ramesh Pai

                            PS:- Its now a mth, for this issue if you've any shame left, kindly resolve this by escalating or taking action.

                            --- On Tue, 24/7/12, Senior Management Desk <senior.[protected]@ICICIBANK.COM> wrote:


                            From: Senior Management Desk <senior.[protected]@ICICIBANK.COM>
                            Subject: RE:'ICICICARE=[protected]' Adamant & indifferent staff!! Card No:-[protected]
                            To: "Nikhil" <pai.[protected]@yahoo.co.in>
                            Date: Tuesday, 24 July, 2012, 4:51 PM



                            Dear Mr. Ramesh Pai,

                            We refer to your email dated July 10, 2012 addressed to Ms. Chanda Kochhar.

                            This is with reference to your telephonic conversation with our official, Ms Manasi Mohare on 23rd July, 2012.

                            We reconfirm that your Credit Card xxxxxxxxxxxx0000 is in active state. As a service gesture, we have waived-off the total of Rs. 198.62 (Late Payment Charges Rs. 176.77 plus Service Tax Rs. 21.85) levied on your credit card bill due on July 26, 2012.

                            We wish to inform you that Rs.3, 906.39 was due on June 26, 2012 however the bank has received Rs. 3, 000.00 only. We request you to kindly make the balance payment of Rs. 906.39 at the earliest.

                            We once again regret the inconvenience caused to you and look forward to continue servicing you.

                            Sincerely,

                            Shaikh Gani
                            Senior Manager |Senior Management Desk


                            -----Original Message-----
                            From: Nikhil (pai.[protected]@yahoo.co.in)
                            Date: Friday, July 13, 2012 09:42 PM
                            To: Senior Management Desk (senior.[protected]@icicibank.com)
                            Subject: RE: Adamant & indifferent staff!! Card No:[protected]

                            < TD> Dear Mr Gani,

                            Sincerely appreciate your time. Will await your revert

                            Regards

                            Ramesh Pai

                            --- On Fri, 13/7/12, Senior Management Desk <senior.[protected]@ICICIBANK.COM> wrote:


                            From: Senior Management Desk <senior.[protected]@ICICIBANK.COM>
                            Subject: RE:'ICICICARE=[protected]' Adamant & indifferent staff!! Card No:-[protected]
                            To: "Nikhil" <pai.[protected]@yahoo.co.in>
                            Date: Friday, 13 July, 2012, 6:14 PM



                            Dear Mr. Nikhil Pai,

                            In reference to our telephonic discussion earlier today, we shall check and discuss this case again with the senior management and try to arrange a phone call for you.

                            We will update you with details by Monday- July 16, 2012.

                            Sincerely,

                            Shaikh Gani
                            Senior Manager |Senior Management Desk



                            Begin forwarded message:


                            From: Nikhil <pai.[protected]@yahoo.co.in>
                            Date: July 10, 2012 10:59:18 PM GMT+05:30
                            To: "SENIOR MANAGEMENT DESK /RCSG/IBANK/BKC" <senior.[protected]@icicibank.com>
                            Cc: "Chanda Kochhar /CORP/IBANK/BKC" <chanda.[protected]@icicibank.com>, "Swati Piramal /CORPORATE/IBANK/BKC" <swati.[protected]@icicibank.com>, "Tushaar Shah /CORPORATE/IBANK/BKC" <tushaar.[protected]@icicibank.com>, "Rajiv Sabharwal /CORP/IBANK/BKC" <rajiv.[protected]@icicibank.com>, "Sridar Iyengar /CORPORATE/IBANK/BKC" <sridar.[protected]@icicibank.com>, "Arvind Kumar /RSPPG/IBANK/BKC" <arvind.[protected]@icicibank.com>, "kv.[protected]@icicibank.com" <kv.[protected]@icicibank.com>, "V Sridar /CORPORATE/IBANK/BKC" <V.[protected]@icicibank.com>
                            Subject: RE:'ICICICARE=[protected]' Adamant & indifferent staff!! Card No:-[protected]


                            Hello,

                            If you are not finding the call records, then I've 2 options.
                            Either shut down your business, or put me on call with the Management, let them check the records:)

                            The issue is still open from my side & you are ensuring that this is being escalated at the highest level with your silly responses & lies, since your very mail dated 5th July, acknowledges the call!

                            Regards

                            Ramesh Pai

                            [protected]

                            PS:- Respected Mgmt, kindly have a detailed look at how you, your staff is doing flip flop on a genuine issue since the last 2 weeks & trying my patience instead of resolving.

                            --- On Tue, 10/7/12, Senior Management Desk <senior.[protected]@ICICIBANK.COM> wrote:


                            From: Senior Management Desk <senior.[protected]@ICICIBANK.COM>
                            Subject: RE:'ICICICARE=[protected]' Adamant & indifferent staff!! Card No:-[protected]
                            To: "Nikhil" <pai.[protected]@yahoo.co.in>
                            Date: Tuesday, 10 July, 2012, 7:04 PM



                            Dear Mr. Pai,

                            We refer to your email dated July 5, 2012 addressed to the senior management.

                            We have gone through your concerns once again and have re-checked our systems. However, no recording for your phone call to our Contact Centre on June 26, 2012 has been recorded.

                            We therefore request you to please be guided by our earlier response in this matter dated July 5, 2012.

                            We tried contacting you earlier today on [protected] to explain our position in this matter however the phone was ringing..

                            We thank you for writing in to us.


                            Sincerely,

                            Shaikh Gani
                            Senior Manager | Senior Management Desk



                            -----Original Message-----
                            From: Nikhil (pai.[protected]@yahoo.co.in)
                            Date: Thursday, July 05, 2012 10:22 PM
                            To: Senior Management Desk (senior.[protected]@icicibank.com)
                            Cc: [protected]@icicibank.com ([protected]@icicibank.com)
                            Subject: RE: ICICI Bank Limited

                            < TD> Dear Rinku,

                            You have taken 5 days to investigate this, are you joking?
                            Everything else is secondary now. I want to know the status of the call transcript.
                            Your rep has not understood my concern & was not ready to even remotely understand it.
                            Please do not waste any further time..

                            Regards

                            Ramesh Pai

                            [protected]

                            --- On Thu, 5/7/12, Senior Management Desk <senior.[protected]@icicibank.com> wrote:


                            From: Senior Management Desk <senior.[protected]@icicibank.com>
                            Subject: RE:'ICICICARE=[protected]' ICICI Bank Limited
                            To: "Nikhil" <pai.[protected]@yahoo.co.in>
                            Date: Thursday, 5 July, 2012, 8:21 PM


                            Dear Mr. Pai,

                            We refer to your appended E-mail of June 30, 2012 addressed to Senior Management.

                            As per our telephonic conversation earlier today on [protected], we have reviewed your concerns and understand that your interaction dated June 26, 2012 with our Customer Care officials were not satisfactory. We sincerely apologise for the inconvenience caused to you due to this. Please be assured that your e-mail has been accorded the seriousness that it deserves and we have sensitized our team concerned.

                            We confirm that the you can make payments though Visa Debit cards or through Bank accounts and not through any other Bank Credit Card. Additionally, request you to refer the below payment modes through which you can make the payment against the outstanding on your Credit Card.

                            1) Cheque or Draft payment: You may make a cheque or draft payment and cheque drawn in favour of "ICICI Bank Credit Card number XXXX XXXX XXXX XXXX". You can drop the cheque at any ICICI Bank ATM drop box. Maximum time taken for posting the payment in your Card account is:
                            ICICI Bank Local Cheque - 3 working days
                            Non-ICICI Bank Local Cheque - 5 working days

                            2) Cash Payments: You may deposit cash towards your credit card payment at any of our bank branches from 9 a.m. to 6 p.m. Cash payment of Credit Card bills will invite a service charge of Rs.100.00 per payment. The payment would reflect in your Credit card account within 24 hours.

                            3) Internet Banking: In case you have opted for Internet Banking services, you can make your credit card payments through the secured channel of Internet Banking. However, you will be required to have an ICICI Bank savings account for the paying through Internet Banking. The payment done through Internet Banking is posted to your Card account immediately.

                            4) National Electronic Funds Transfer (NEFT): You can make payment of your ICICI Bank credit card bill from any bank that has enabled the NEFT capability on its Internet banking facility. This feature is an additional convenience for ICICI Bank credit cardholders who do not have an ICICI Bank savings account*.
                            Steps to make the payments:
                            * Log in to the Internet banking facility of your bank and go to its online funds transfer module.
                            * Add your ICICI Bank credit card as a beneficiary to receive the funds transferred.
                            * Initiate an online funds transfer with the ICICI Bank credit card as the beneficiary.
                            * Please make sure that you enter the information correctly while transferring funds to make your credit card bill payment using the NEFT facility.
                            * The maximum time taken for posting the payment to your Card account is 24 working hours..

                            5) Auto-Debit: If you have an account with any ICICI Bank branch, you can make payment of your monthly Credit Card bill (either the minimum amount due or the total amount due) by Direct Debit to your bank account through a simple mandate. To know more click on http://www..icicibank.com/pfsuser/cards/creditcard/popup_autodebit.htm .

                            6) Click To Pay: If you wish to make a payment online through your Non ICICI Bank savings account, then can use the "Click to pay" option available on our website www.icicibank.com under Online Services Tab.

                            We thank you for bringing this matter to our attention and look forward to your continue patronage of our services.


                            Sincerely,

                            Rinku Gupta
                            Senior Manager
                            Senior Management Desk

                            -----Original Message-----
                            From: Nikhil (pai.[protected]@yahoo.co.in)
                            Date: Saturday, June 30, 2012 04:02 PM
                            To: Senior Management Desk (senior.[protected]@icicibank.com)
                            Cc: [protected]@icicibank.com ([protected]@icicibank.com)
                            Subject: RE: ICICI Bank Limited

                            Hello,

                            Hope, this is not another of your ways to waste time.

                            Regards

                            Ramesh Pai
                            [protected]

                            --- On Fri, 29/6/12, Senior Management Desk <senior.[protected]@icicibank.com> wrote:


                            From: Senior Management Desk <senior.[protected]@icicibank.com>
                            Subject: RE:'ICICICARE=[protected]' ICICI Bank Limited
                            To: "Nikhil" <pai.[protected]@yahoo.co.in>
                            Date: Friday, 29 June, 2012, 8:39 PM


                            Dear Mr. Pai,

                            We refer to your appended e-mail of June 29, 2012 addressed to the Senior Management that has been forwarded to the undersigned for due analysis and redressal.

                            We are looking into your query and we will update you with the status on or before July 5, 2012.

                            Looking forward to your co-operation.


                            Sincerely,

                            Rinku Gupta
                            Senior Manager
                            Senior Management Desk


                            -----Original Message-----
                            From: Nikhil (pai.[protected]@yahoo.co.in)
                            Date: Friday, June 29, 2012 12:04 PM
                            To: Ravi Vanker (senior.[protected]@icicibank.com)
                            Subject: RE: ICICI Bank Ltd.


                            Dear Mr. Vanker,

                            Appreciate the prompt response as per our call.

                            Although, it is gracious on your part to apologise, it doesn't seem logical that any employee can act in a indifferent manner & the management apologises & expects the issue to be closed, especially, when the person said here, was adamant & stubborn enough, not to pass my call to a supervisor, inspite of not understanding my genuine concern at that time.

                            He indirectly or directly accused me of lying, stating, I made the payment by cheque, when I'd clearly stated, that I transferred it online.

                            Secondly, it does not seem amusing, that, you are pointing out the previous payments made or not made.

                            Kindly explain, what relevance, does it hold in this issue or how does it matter here?

                            If you've a concern with my credit record, then please state so, I've no qualms in closing this asap, but not before, this issue is resolved.

                            You've not mentioned the details of the transcript as requested earlier.

                            If Im wrong or miscommunicated, I take back my words, if not, you should take action against your staff, or let him state a written apology, cc'ing the management.

                            Best Regards

                            Ramesh Pai

                            [protected]


                            PS:- Kindly revert on same mail


                            --- On Thu, 28/6/12, Ravi Vanker <senior.[protected]@ICICIBANK.COM> wrote:


                            From: Ravi Vanker <senior.[protected]@ICICIBANK..COM>
                            Subject: RE:'ICICICARE=[protected]'ICICI Bank Ltd.
                            To: "Nikhil" <pai.[protected]@yahoo...co.in>
                            Date: Thursday, 28 June, 2012, 8:08 PM


                            Dear Mr. Pai,

                            We refer to your appended e-mail of June 25, 2012 addressed to Ms. Chanda Kochhar which has been assigned to the undersigned for due analysis and redressal...

                            Further, with reference to our telephonic conversation today, we sincerely apologize for the unpleasant experience you had with our customer care. We urge you to treat this incident as an exceptional occurrence and not an indicator of our service levels.

                            As per the statement of June 8, 2012 the total outstanding was Rs. 3906.39 to be paid on or before June 26, 2012. We would like to inform you that, we have received the part payment through Infinity payment of Rs. 3000.00 and the same has been credited to your Credit Card account 5239 xxxx xxxx 0000 on June 27, 2012. As per process, the Turn Around Time (TAT) for crediting the infinity payments is 48 working hours. The current outstanding on your Credit Card 5239 xxxx xxxx 0000 is Rs. 2066.39.

                            As per terms and conditions governing usage of the credit card, if a customer makes payment of only the Minimum Amount Due (MAD) or any amount less than the Total Amount Due (TAD), then appropriate charges and interest are levied to the account. Over-limit charges are levied when the total outstanding exceeds the credit limit prescribed for the card. This is explained in the terms and conditions sent to the card member at the time of issuance of the card.

                            As indicated above, the payments made by you were less than the TAD and less than even MAD on several occasions and at irregular intervals on the aforesaid card. Further, payment of only the MAD amount, does not abstain the responsibility of the outstanding dues on the card account. The customer has to make payments of the TAD within specified due dates, to avoid levy of interest and charges on the card account. The card has been utilized by you for your personal benefit without any deficiency in the services offered by the Bank. However, failure to make TAD within specified due dates attract interest and other charges in your card account. We also confirm that we have been regularly dispatching your statements at your registered communication address updated in our records.

                            As per the process, customer can make payments though Visa Debit cards or through Bank accounts and not through any other Credit Cards.

                            We deeply value our relationship with you and hope that you will give us the opportunity of continuing to serve you.

                            We look forward to an early opportunity to restore your full confidence in us and provide you with a high standard of service that would indeed be up to your expectations... We are confident that in the near future you would have a better banking experience with us.

                            Sincerely,

                            Ravi Vanker
                            Manager - Senior Management Desk

                            -----Original Message-----
                            From: Nikhil (pai.[protected]@yahoo.co.in)
                            Date: Tuesday, June 26, 2012 08:12 PM
                            To: chanda.[protected]@icicibank.com (chanda.[protected]@icicibank.com)
                            Cc: senior.[protected]@icicibank.com (senior.[protected]@icicibank.com); [protected]@icicibank.com ([protected]@icicibank.com)
                            Subject: Adamant & indifferent staff!! Card No:-[protected]

                            Respected Ms/Mrs Kochhar,

                            I bring to your notice the appallng customer service by your staff.

                            I, Mr Ramesh Pai, card no:- [protected] had to make a payment of Rs 4000/- with 26th June 2012, the due date, unfortunately, I could make only the part payment.

                            Hence, I called customer service to enquire, how to make make the ICICI card payment, through another Credit card, since I could not use netbanking. One lady told me to go on the site and check for CItibank option, which I duly did, but it only had debit card option!

                            I called up again to check & was told, there is no option to make payment through another credit card & he told me to check with Citibank!!.

                            Then, I asked him to pass on to a supervisor, which he said yes & then remembered to verify details.

                            Unfortunately, since the email address was old & I was on field, did not remember the last payment, but confirmed the birthdate, also I told him that, last payment was made on 26th June 2012 morning of Rs 3000/- & bal was pending of Rs 1000/- .

                            He flatly refused, stating, he cannot see that, & argued with me, stating that I told him, that the payment was made by cheque, which obviously I did not ( You can hear the conversation )

                            Then I requested to pass to a supervisor, since he was wasting my time, he flatly refused for any further conversation.

                            This has really disappointed me, since, this was the last day of the payment & would incur unnecessary charges.

                            Kindly have a hear at the conversation & decide for yourself.

                            Name of Rep:- Harikrishna from Hyd
                            Time of Call:- 19:20 pm to 19.33 pm on[protected] on 26th June 2012

                            Kind Regards

                            Ramesh Pai

                            [protected]
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                              p.deb75
                              from Mumbai, Maharashtra
                              Jun 27, 2012
                              Resolved
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                              Resolved

                              Address: Bathinda, Punjab

                              Dear Sir,

                              I applied to open an savings bank A/c (A/c no.[protected] on ICICI bank Bathinda Branch( IFSC Code : ICICI0000163) with a deposit money Rs.10200 (Cheque No135804,Royal Bank of Scottland, debited on 21-Dec-2010). and after opening of the account, I transferred Rs. 500(Date:1-Feb-2011) and Rs. 2000(Date:10-Feb-2011 ) to this Account from my another bank A/c through net banking. But,after some days my A/c (ICICI )was cancelled due unknown reason, Still now I have not got back the amount of money (Rs.12700/Rupees twelve thousand seven hundred only) deposited in this A/c.
                              Aug 13, 2020
                              Complaint marked as Resolved 
                              Hi,

                              We are sorry for the inconvenience caused. We have made a note of your account details. Our official will get back to you regarding your concern.

                              Regards,
                              ICICI Bank Customer Service Team
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                                ketan lodaya
                                from Mumbai, Maharashtra
                                Jun 26, 2012
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                                Address: Mumbai City, Maharashtra

                                pl we inform u that i cant get last 2 months statement. so can help us and send regularly statement. my cell no.[protected]
                                sir, i have icici credit card no [protected].for the last three months i am not in rceiet of statement of account of above credit card. request dispetch the same earliest possible for calculation at my end.
                                Dear Satyadev,

                                We're sorry to hear about your experience.
                                We'll contact you and work to address your issue at the earliest.

                                Regards,
                                ICICI Customer Service Team.
                                Hi Ketan,

                                We have made a note of your contact number. Our official will get in touch with you to assist you soon.

                                Regards,
                                ICICI Bank Customer Service Team
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                                  p.bhilavendra dayalan
                                  from Delhi, Delhi
                                  Jun 26, 2012
                                  Resolved
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                                  Resolved

                                  Address: Chennai, Tamil Nadu

                                  Sub: car loan –instalment- excess amount of Rs.9000/-
                                  LAN Number : LACHE[protected]
                                  Bank : ICICI BANK

                                  If you go through the Amortization schedule, the loan amount shown is 6,00,000.00 and the principle amount (less ) ADV EMIs 5,87,145.00
                                  i.e.6,00,000.00 less ADV EMI. 12,855.00 = 5,87,145.00.

                                  As per the above details, the last EMI date of 05 Aug 2012 should be the last
                                  Instalment to close my car loan account.

                                  But in the Amortization schedule you have shown 05 September 2012 as the
                                  Last instalment – the amount is 12,748.00 which exceeds the principal
                                  Amount by Rs.9,000.00 (5,96,145.00 less 5,87,145.00).

                                  I request you to rectify the same and send me a note towards the same.
                                  Aug 13, 2020
                                  Complaint marked as Resolved 
                                  Hi,

                                  We regret the inconvenience caused. We have made a note of your loan account number. Our official will get back to you to address the issue.

                                  Regards,
                                  ICICI Bank Customer Service Team
                                  yes, its true that the bank must not charge cfoc.cfoc should be deleted.
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                                    S
                                    sen2004
                                    Jun 24, 2012
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                                    Address: Chennai, Tamil Nadu

                                    Hello sir,
                                    This is G.Radha working in TCS(ESERVE) since 2006 and i were using the ICICI credit card for the past 2 years and due to personnel reason and improper communication among the bank executives I were forced to close my credit card.in this regard I like to activate my account if possible.
                                    Credit card no:[protected]
                                    Name : G. Radha
                                    Email I'd : [protected]@yahoo.co.in
                                    Contact No. : [protected]
                                    EKindly accepet my request and do the needfull.
                                    Hi Radha,

                                    We are sorry for the inconvenience caused to you. We have made a note of your contact details. Our official will get back to you soon.

                                    Regards,
                                    ICICI Bank Customer Service Team
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