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ICICI Bank Complaints & Reviews

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Updated: Oct 19, 2025
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S
SAURABH JAYANT KATE
from Benaulim, Goa
Jan 28, 2010
Resolved
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Resolved

i have credit card of ICICI bank for which i have not applied. i have not purchased any policy but it was alloted directly. they started to charge some amount to me, i always disagree to this. But now in last month Dec 2009, ICICI bank has debited Rs.12000.00 directly thru my ICICI bank saving acount (A/c No[protected]. What i shoul do Pl clarify my issue. I am salaried person & i can not afford to give this mush amount. Hopes you can understand my problem & resolve it.
Thanks
Saurabh Kate
[protected]
Aug 14, 2020
Complaint marked as Resolved 
I have been using credit card of ICICI bank since 2005. On 16th and 17th Dec 07 I have shopped from Priknit Retials with considering additional 10% discount in the ongoing offer. I did not get additional 10 % on the purchase done. When communicated with ICICI Bank customer care, they refused for any such offer existing, then I send the scan copy of offer send by them. After 20 days they revert me with gift voucher of Rs232/-(additional 10% discount amount) which is not valid with any existing scheme or discount. More over this gift voucher was sent by Priknit not from ICICI bank. This is just the fool they are making to the customer. I have again revert against this but did not get satisfactory reply from their side. Can you help me out for the fraud done by them.

Regards,
Dear Sir,

My card number is [protected], and my contact number is [protected].
One more thing i had given one cheque to one of my relative before 3-4 days of rs 20000 and that is been bounced and charges are been debited to me, please tell me what is my mistake in this bounce of cheque, and charges are 336 rs????????????? really i am not able to under stand what is going on i am really in situtation about to belive on banks or not, some one can do any thing with my money without my knodledge, then why should i keep money in any banks????????? when banker has such an authority.
Regards
GAjarj Soni


-----Reply Separator-------
Dear Customer.

We are unable to trace out your credit card number with given details.

Hence kindly provide us your complete 16-digit credit card number to assist you.

For faster resolution of your query, please update us your contact numbers along with the preferred time of contact.

Sincerely

Nagarjuna
Account Manager
ICICI Bank Limited

Now get your credit card statements whenever you feel like, simply visit the cards section on www.icicibank.com and click on Personal Banking >Cards> View credit card e-statement.This facility will not be available for Add-on Card holders and ICICI Bank Amex Card holders.

If your contact details have changed, important letters, e-mails and other communication may never reach you. The easiest way to remain connected is by updating your contact details in our records online. To do this, log on to credit card Internet Banking, click 'Change of Address' under service request or download the Address Change form from our website http://www.icicibank.com/pfsuser/webnews/products11.htm, fill it and drop it at any ICICI Bank/ATM drop box.

Safe Tip: Remember your passwords and do not tell anyone else, be it your close relative, trusted friend or even your banker.





-----Original Message-----
From: B[protected]@infinity.icicibank.co.in (B[protected]@infinity.icicibank.co.in)
Date: Friday, April 25, 2008 08:26 PM
To: [protected]@icicibank.com ([protected]@icicibank.com)
Subject: Credit Card

Branch Id : 0005 Account Id :[protected]
Dear Sir/Madam,

I will very firstlly tell you that i am very much happy with icici bank services, this is the only reason that i was unable to close my relation with icici, but there are some issues created by icici bank executives as below, due to this i am very much unhappy.

I Have received a letter from bank regarding my cr-card diduction from my company savings account, this is to inform you that i had already maid all the payments against my cr-card and there is no dues towards my cr-card, which also been confirmed from your executive, for which i also have a phone recording, then too i was harressed & mentally torchured from ICICI bank for the same reason, inspite of explaning many time that ICICI bank had made a mistake in my dec 2006 statement they have charged me access amount in same month, but now i think i will have to go legally for the same case as icici bank has blocked my money which is my salary account, this is like untrustng any bank, any bank can do this to any one there are many other way to exploit the situation, i can also send letter regarding the same to rbi bank, i can also put matter in bloggers site, can send a notice of fraud to icici bank, i can put a public notice in economic times, but all this is time consuming, b!
est is that i will request you to please go through my cr-card account statement and then decide what is to be done either i confirm you that i will do all above said, no matter what ever expenditure are affected to my pocket.
For above confirmation i will give you a web site were i am putting the above letter.
http://www.consumercomplaints.in/complaints/icici-bank-credit-card-c25807.html
Thank you
Gajraj Soni





-----Reply Separator-------Dear Customer.

We are unable to trace out your credit card number with given details.

Hence kindly provide us your complete 16-digit credit card number to assist you.

For faster resolution of your query, please update us your contact numbers along with the preferred time of contact.

Sincerely

Nagarjuna
Account Manager
ICICI Bank Limited

Now get your credit card statements whenever you feel like, simply visit the cards section on www.icicibank.com and click on Personal Banking >Cards> View credit card e-statement.This facility will not be available for Add-on Card holders and ICICI Bank Amex Card holders.

If your contact details have changed, important letters, e-mails and other communication may never reach you. The easiest way to remain connected is by updating your contact details in our records online. To do this, log on to credit card Internet Banking, click 'Change of Address' under service request or download the Address Change form from our website http://www.icicibank.com/pfsuser/webnews/products11.htm, fill it and drop it at any ICICI Bank/ATM drop box.

Safe Tip: Remember your passwords and do not tell anyone else, be it your close relative, trusted friend or even your banker.





-----Original Message-----
From: B[protected]@infinity.icicibank.co.in (B[protected]@infinity.icicibank.co.in)
Date: Friday, April 25, 2008 08:26 PM
To: [protected]@icicibank.com ([protected]@icicibank.com)
Subject: Credit Card

Branch Id : 0005 Account Id :[protected]
Dear Sir/Madam,

I will very firstlly tell you that i am very much happy with icici bank services, this is the only reason that i was unable to close my relation with icici, but there are some issues created by icici bank executives as below, due to this i am very much unhappy.

I Have received a letter from bank regarding my cr-card diduction from my company savings account, this is to inform you that i had already maid all the payments against my cr-card and there is no dues towards my cr-card, which also been confirmed from your executive, for which i also have a phone recording, then too i was harressed & mentally torchured from ICICI bank for the same reason, inspite of explaning many time that ICICI bank had made a mistake in my dec 2006 statement they have charged me access amount in same month, but now i think i will have to go legally for the same case as icici bank has blocked my money which is my salary account, this is like untrustng any bank, any bank can do this to any one there are many other way to exploit the situation, i can also send letter regarding the same to rbi bank, i can also put matter in bloggers site, can send a notice of fraud to icici bank, i can put a public notice in economic times, but all this is time consuming, b!
est is that i will request you to please go through my cr-card account statement and then decide what is to be done either i confirm you that i will do all above said, no matter what ever expenditure are affected to my pocket.
For above confirmation i will give you a web site were i am putting the above letter.
http://www.consumercomplaints.in/complaints/icici-bank-credit-card-c25807.html
Thank you
Gajraj Soni
I am holding an credit card of ICICI bank. Today I have received phone call from offer center chennai. He told me regarding up-gradation in my credit card. I was traveling and I was trying to understand what he was trying to convey. He was so speaking very fast and voice was cutting in-between. So I could not understand. He tried to make me understand 3-4 times. At the end I could understand that he will upgrade my credit card limit and I will require to have policy of ICICI Lombard company. I said that I am not interested. He told that on the basis of your partial recording of OKAY. He will activate this on my card.

I have received phone call from[protected]
Dear sir
We have applied for ATM card in June 2008 and message has been sent to us that ATM has been dispatched vide IT courier service AWB- [protected] but till the date we have not got the same. Again we have applied in September –08 and u have dispatched the ATM card vide SR NO[protected] on 23/9/08 and we have not get the same. U told me how many times we have to apply for issuing of ATM card. I[censored] are not able to solve my problem then u are requested to provide me contact detail o[censored] higher authority for contacting him. Because if we applied for ATM the same will be sanded to Branch office or vide courier whose service is not available here. Why the same mistake is going on.My contact no-[protected]

Thanking u.
Sir,
Misusage of ICICI Bank's Card.
I have Card No.[protected]
Name Jatin Joshi, Ahmedabad, Gujarat, INDIA
Complain No. 90068402

transaction done Rs.25000 + 4500 + 4500 + 7000 + 10000 + 20000

I got message on mobile after i contact to ashiwini shinoy
i send fax message
My wife as using a credit card from ICICI bank and there as a fraud happened on the card i logged the complaint immediately to the bank and blocked the card. And then I did all the formalities of the bank which were required as to courier them with fraud details and fax them. But i got no revert except 5, 6 transaction details as to there were around 35 to 40 transaction and in those also bank reverted the lowest amount revert which were only 200 or 300.
And I contacted bank manyt times but no revert from bank as I called many times the bank but the people sitting over there at telephone disconnects the phone or transfer me here and there But Iam not at all happy with the kind of answer reverts or the procedure.
I have made all the payments of my expenditure of around 30000 Rs I made payment of around 31500 Rs and i will not make any more payment as I did not did the transactions.
And Iam going through bad mental condations some times I have to take madicines. And cannot sleep.
So please take care of the matter and revert me as soon as possible.
I want a compensation for what I have been through despite being a loyal customer to them as previously I have madee 30000 or 40000 Rs per month what ever was due on me but I am not responsible for those which I havent made.

Thanks and Regards
Mohit Beniwal
Phone No. [protected]
Address :
House No. 234
Sector 9 Gurgaon
Haryan 122001
dear,
sir,
i am paid my minimum amount rs 7772 pass on 30/07/09 its statment fax all redy done and meagha madaum note them name, my credit card no on [protected] but customer care pikup purason mr ajinya his rireing any other pourson credit card numer then aso toled me its senier purson its mistke and promese me its correction within two days but not yet problem solved,
please take atction immeditally.

regard

sanjay tayshete
Dear Saurabh,

We apologise for the inconvenience caused.
We'll contact you and work to address your issue at the earliest.

Regards,
ICICI Customer Service Team.
i am meiappan, living in chennai only.i recieved one call from one guy on 26.11.2010 and the number is landline[protected].He said you recieved credit card you have to pay 24000 rupeesfor your transactions .But up to now i didnt have any credit card from ICICI bank.i think some body is missusing the credit card through my name. This is my complaint.Take immediate action and give me your reply to me.

Thanks & regards

RM.Meiappan
[protected]
Dear sir.,

Subject : icici bank Non- issued Credit card fraud, I am bringing to notice an ICICI Bank Credit Card fraud

This is R. Gopal Samy S/o A.Rangasamy from Gurgaon, working in Ranbaxy Laboratories Ltd, Gurgaon.

I remember that I have applied for a credit card in ICICI Bank in Oct/2006. But I have not received any further communication thereafter till date. I thought my application was rejected.

But last month I have received a letter dated on 14 – Oct – 2011(Ref. No –[protected] & shocked to see that it was stating, I have used a credit card and due was pending for a amount of Rs.130, 741.09

I immediately I contact the Credit card section of ICICI bank, Sector – 8, Rohini, New Delhi - 110085 for verification.

I got the credit card application form, salary slip & PAN card photocopy. When we verified I came across following discrepancy reflecting clearly some fraud thing happened.

1) Photography was not at all there

2) Mother name is not matching

3) Present & Permanent address mismatch

4) I’m not having any four wheelers – but mentioned as I owned.

5) Contact number is unknown

6) My Signature is fraud and shown lots of variation with each other in the form which is not acceptable

7) More over the dates are mismatch with the application form (02/11/2006) and supporting documents (04/10/2006)

8) No statement or any communication received from bank till date

Please look into this matter seriously, since I was very much disappointed regarding.

Based on your reply, I have to proceed further., Looking forward towards your immediate guidance

Please help me to come out of this distress.

Note: I hereby attached the application form & supporting documents – letter received from icici credit card section bank for your reference.

Thanks and Regards

R.Gopal Samy

Mobile No: [protected], Email: gopal.[protected]@ranbaxy.com
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    R
    Rajesh Kumar
    from Delhi, Delhi
    Jan 27, 2010
    Resolved
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    Resolved

    Amritsar.
    27.01.2010.
    With ref. to the above,it is intimated that I have deposit a local cheque for cleqaring in the above said branch vide my S/B No.[protected] on dated 16.1.2010,but till date the same has neither been passed or returned to me. Mr.Aman also used unparliamementary language when I enquiry reg my cheque.

    Please take a suitable actioin against such persom,who defame the name of the Bank and fullfill my loss of Intt.& mentally harassment.
    Rajesh Kumar.
    Aug 14, 2020
    Complaint marked as Resolved 
    Dear Rajesh,

    We apologise for the inconvenience caused.
    We'll contact you and work to address your issue at the earliest.

    Regards,
    ICICI Customer Service Team.
    Hi Sir/ Madam,
    My self Sameer Kapoor from Amritsar (PUNJAB) & I have an account in your Bank a/c no.[protected]. There is one transaction made by Bank.
    Transaction is as follow, 16/04/2010----QABChgs, jan-mar10+ST90----- DR -----INR 960.00
    Could you please tell me what kind of transaction is this & why you don't inform me before make these kind of transactions. Please reply as soon as possible or I stop my account in your bank. Thanks. Sameer Kapoor.
    Hi Sirmadam,

    This is Gurpreet singh with acc. no[protected]. Currentely i am facing problem that can't withdraw money from my account and as guided by ICICI customer care there will be need to be submitted Add proof with one application which i have already sumitted to bank (ICICI mall road Novalty chownk) on Monday but still not able to transect ammount from my account as acoording to customer care 3 working days issue will be solved and today is fifth day. So pls look into this issue and resolve.

    Regards
    Gurpreet singh
    sir this is to bring under you kind notice that my salary account[protected] is freezed withaut any intimation or any correspondence this is simply big harrasement and threat on my that i, m not able to withdraw any amount from my salary account when i contacted miss nidhi at credit card department then i came to know that its freezed because my brother used some credit card and details like mother and father name is matched, she gave me the no of mrAnil arora manager mobile no [protected] at chandigarh he simply threat me that amount will be deducted and if i contacted him before then he could give me some waver on late fees and unnesessary charges laid by bank, his attitude is is threatneing and not even listening the problem i, m facing, it is requested kindly favour me in this issue otherwise i, m gonna file case in consumer court and i will be not hassitating in filing complaint to RBI regarding this freezing account without any intimation,

    regards
    amit yadav
    Dear Aman,

    My name is Varinder Kaur. I am residing at London and I have two accounts in your Branch.
    Account no[protected] customer ID[protected]
    Account no[protected] [protected] NRO

    It has come to my attention that some fraudulent activity has been taken place in my NRO account. I would like to have the full statement of my account at earliest convenience. My phone number in uk is[protected]
    Dear Concern

    I am a NRE-NRO Account holder of your bank in mall road Amritsar branch having a/c no[protected].(IFSC Code-ICIC0000066) I Have made all the formalities regarding the account opening in the starting of the month Sep-2015 but till now i have not received my debit card pin passwords. Moreover my mandate account holder (NRO) in the name of Tejinder mohan singh have not received anything till now and when he called ms. chaman in your branch who was the main concerned person while opening an account she does not entertained him properly all the times and spoke rudely once as well. I really did not expected this kind of services from your side and i want everything to be resolved ASAP.

    Waiting for your reply.
    Email- kanav.[protected]@gmail.com
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      Anita Singh
      from Mannargudi, Tamil Nadu
      Jan 27, 2010
      Resolved
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      Resolved

      Bond Holder No. 4334-380
      Certificate No. 20964
      Distinctive No.[protected]

      Payment in respect of this Bond, which was issued in August 1998 and matures on 05.05.2009 is yet to be received by me. Please advise the position and remit the proceeds on my following address:

      Anita Singh
      C/o Raj Kishore Rakesh
      C-101, Manorath Flats,
      Near Jalaramnagar Society
      B/h Mother's School
      Gotri, Baroda
      Gujarat.
      Aug 14, 2020
      Complaint marked as Resolved 
      Dear Anita,

      We apologise for the inconvenience caused.
      We'll contact you and work to address your issue at the earliest.

      Regards,
      ICICI Customer Service Team.
      Reminder
      Status of Money Multiplier Bond-1998-MMB-THREE

      Bondholder No 4546-427
      Certificate No.4344
      Distinctive No[protected]

      I am steal reply your waiting.

      Ajai Kumar Sharma,
      L-215, shastri nagar,
      Meerut. U.P.
      email: [protected]@yahoo.com
      Should I hope to get a revert from ICICI

      Ajai Sharma
      Status of Money Multiplier Bond.. Option : II
      I, Rashmikant K.Shah a father of JAINISHA R.SHAH., would like to know a status of, the above subject., for which i mentioined a details for the same...
      Name of Bond Holder : JAINISHA R, SHAH - Mother : Heena R.Shah
      Bond Holder No: 4067-129 Certificate No: 30541
      No.of Bond :1 [ One ] Dinstinctive No :[protected]
      Redemption Date was : 17.12.2003 Amt : Rs:8000.00

      Address : JAINISHA R.SHAH C/o Rashmikant K.Shah
      Plot No: 75, Flat # 301, Jawahar Nagar,
      Main Road, Varsha Apartment, Goregaon (West)
      MUMBAI : 400062

      Pl. let me know the status., as i was totally forget about this holdings., also give me your feed back on
      my email ID : [protected]@yahoo.co.in

      Thanks., Awaiting for your rply...
      Regards.. R.K.Shah
      Status of Money Multiplier Bond-1998-MMB- III

      Bondholder No. 2600 - 163
      Certificate No. 56810
      Distinctive No.[protected]
      Name(s) of Bondholders: Geetika Bhatia & Sunil Bhatia
      The orignal; bond is lying with me. Kindly convey the status.

      email: [protected]@yahoo.com
      I am having an ICICI money multiplier bond series RDBDDB99. Redumption date of the same is Dec.27, 2025. But the company sent an intimation for closure of the bond. I Was issued the bond on Dec.21, 1999. I wish to know the redemption price of the same as on Today.

      Kindly revert ASAP.
      Bondholder No. 0034 - 243
      Mobile: [protected]
      Sub: Change of address

      I G.Shyam Mukherjee having an ICICI multiplier bonds.I recently got moved to different address.I provide the details of the bonds purchased.Kindly provide me the status and details of the bond to the new address mentioned below.

      No of Bond: 1
      Bondholder No.: 2561-461
      Distinctive No.: 210543
      Certificate No.: 74067

      No of Bond: 1
      Bondholder No.: 2561-461
      Distinctive No.: 210542
      Certificate No.: 74066

      No of Bond: 1
      Bondholder No.: 2561-461
      Distinctive No.: 210541
      Certificate No.: 74065

      No of Bond: 1
      Bondholder No.: 2561-461
      Distinctive No.: 210544
      Certificate No.: 74068

      Current Address:
      G.Shyam Mukherjee,
      Hig-2, Block-3, Flat-3,
      Baghlingampally,
      Hyderbad-500044,
      A.P.
      India.
      Mobile No.: [protected]
      Dear Sir,

      I had purchased MOney MUltiplier Bond -898-MMB-Three

      Face Value- 1, 00, 000
      Certificate No.- 16724 & 16725
      No. Of Bonds-TWO
      Distinctive No- - 23797 & 23798.

      I had changed my residential address, please advise me t, how to change the address & the status of Bonds as on date.

      SVR SARMA
      House-No-02, Ground Floor,
      2nd Cross Extension, Netaji Nagar,
      KARAIKAL-609602 ( UT)
      Non-Receipt of Payment

      Bond Holder No. 2538-545
      Option - III
      Certificate No. 40655
      Distinctive No.[protected]

      Payment in respect of this Bond, which was issued in 22nd January 1998 and matures on 21.01.2009 is yet to be received by me. Please advise the position and remit the proceeds on my following address:

      Somajit Deb
      J-34, Shriram Sadhana Appartment,
      M.S.Ramaiah Road, Gokula,
      Bangalore - 560054
      Karnataka
      Poturaju Sambaiah
      kakumanivari Street 3rd Line,
      Donka Road, Guntur - 1
      Cell : [protected].
      Sir,
      I have multiplier bond 1098 MMB three. I Was issued the bond on Dec. 1st, 1998. I wish to know the redemption price of the same as on Today. Kindly provide me the status and details of the bond to my address or mail mentioned below.

      [protected]@gmail.com,
      Poturaju Sambaiah
      kakumanivari Street 3rd Line,
      Donka Road, Guntur - 1
      Cell : [protected].
      Sir,
      I have multiplier bond 1098 MMB three. I Was issued the bond on Dec. 1st, 1998. I wish to know the redemption price of the same as on Today. Kindly provide me the status and details of the bond to my address or mail mentioned below.

      [protected]@gmail.com,
      Bond Holder No. 6174-433
      Certificate No. 3823
      Distinctive No.[protected]

      Status in respect of this Bond, which was issued on 25.08.1999 and
      matures on 25.07.2018
      Please advise the position at following address:

      Sahajbir Singh Sidhu
      C/o H S Sidhu
      D-36, Railway Colony, College Lane, New Delhi-110001
      Ph No-[protected]
      Samir Mazumder
      ICICI ONLY VIMAL VAATSALYA BONDS
      Money Multiplier Bond-Private Placement Series/BPN/99/1
      Distinctive No (s).[protected] Bond Holder.0000001 Certificate No-25195

      Status in respect of this bond which was issued on[protected] and Redemption date[protected]
      Please advise the position at following address.
      Samir Mazumder([protected]@gmail.com)
      Nagabangla Road, ward No-4
      P.O+Dist-Golaghat
      Pin-785621, Assam
      Dilip Sarkar
      ICICI ONLY VIMAL VAATSALYA BONDS
      Money Multiplier Bond-Private Placement Series/BPN/99/1
      Distinctive No (s).[protected] Bond Holder.0000001 Certificate No-15018
      Distinctive No (s).[protected] Bond Holder.0000001 Certificate No-15019
      Distinctive No (s).[protected] Bond Holder.0000001 Certificate No-15017
      Status in respect of this bond which was issued on[protected] and Redemption date[protected]
      Please advise the position at following address.
      Dilip Sarkar ([protected]@gmail.com)
      P.O+Dist-Coochbehar
      Pin-736101
      How to redeem ICICI ONLY VIMAL VAATSALYA BONDS.
      Subrata Dutta

      ICICI ONLY VIMAL VAATSALYA BONDS
      Money Multiplier Bond-Private Placement Series R/BPN/99/1

      Distinctive No (s).[protected] Bond Holder No.0000001 Certificate No-17726
      Distinctive No (s).[protected] Bond Holder No.0000001 Certificate No-17727

      Status in respect of this bond which was issued on[protected] and Redemption date[protected].
      Please advise the position at following address.

      Subrata Dutta
      Qr No. 5/81-B, CPT.
      P.O-Haldia Township
      Dist- Purba Midnapur
      Pin-721607
      (E-Mail-subratahaldia.[protected]@gmail.com)
      dutta subrata's reply, Aug 6, 2017
      Still waiting for reply.
      Call me 8016800663
      No replies, still waiting
      Pl call.
      Subrata dutta
      Haldia township
      Ph no [protected]
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        P
        Prabjit Kaur
        from Chakrata, Uttarakhand
        Jan 25, 2010
        Resolved
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        Resolved

        i had worked with ICICI Bank, Videocon Tower, 11th Floor, Block E-1, Jhandewalan Extn., New Delhi-110055 on off-rolls from 18th Dec 2007 to 2nd Sept 2009 as an operation executive. i had submitted my form for provident fund dated on 24th feb 2009 and send it through BLUE DART (Awb. No. [protected]) Courier Company to pilot commercial services in attention to Sachin Jha, Kolkata as i was under the payroll of PILOT COMMERCIAL SERVICES. i have not received any details about my pf and tried to retrieve it through ICICI bank, but till now nothing has been done yet.kindly check and do the needful.

        PRABJIT KAUR
        [protected]
        +1 photos
        Aug 14, 2020
        Complaint marked as Resolved 
        i am raghavendra from ex-icici bank sales executive in karnataka state manipal cluster kundapur branch branch code 1076. my employe code c33609.
        november month end of the contract base.working join the starting from nov 2008 to nov 2009. p.f not available sir, pl

        ICICI Bank Ltd — NOT RECEIVE ANY PF DETAILS

        Dear Sir/ Madam,


        I am Atul Kumar My PF No. is MH/18796/815028. I have sentdetail through corrier on 30/04/2010.
        but till now i have,nt receive any information about that.kindly check the status and reply me the detail ASAP.



        Thanks.
        Atul Kumar
        New Delhi.
        [protected]
        Hi Atul.

        We regret the inconvenience caused to you. We'll contact you and work to address your issue at the earliest.

        Regards,
        ICICI Bank Customer Service Team.
        i had worked with ICICI Bank, Videocon Tower, 11th Floor, Block E-1, Jhandewalan Extn., New Delhi-110055 on off-rolls from 05th Oct 2007 to 31st march 2009 as an sales co ordinator(Credit Card Division udaipur(raj.)i had submitted my form for provident fund in the month of june2009 and send it to pilot commercial services in attention to Sachin Kolkata as i was under the payroll of PILOT COMMERCIAL SERVICES. i have not received any details about my pf and tried to retrieve it through ICICI bank, but till now nothing has been done yet.kindly check and do the needful.
        i had worked with ICICI corporate payment solution group under PILOT COMMERCIAL SERVICE kolkata from july 2008 to july 2010 as a sales executive code gh-03( HP drivetrack card divison )at guwahati.i had submitted form for provident fund in the month of sep 2010.i have not received any details about my PF.still now nothing has been done yet kindly check and do the needfull
        We are apolising for late reply.
        All the PF related issue from Pilot Commercial Services, Kolkata has been already resolved. If anyone have further issue kindly email us at [protected]@pilotcommercial.com

        Thanks & Regards
        Sachin Jha
        Pilot Commercial Services
        Dear Sir,

        i had worked with ICICI corporate payment solution group under PILOT COMMERCIAL SERVICE in Kolkata, as a sales executive code DME NO –D-07231.

        ( HP drivetrack card divison )at Kolkata.

        For This Reason, till now nothing has been done,
        kindly check and do the needful.
        i had worked with ICICI Bank, Videocon Tower, 11th Floor, Block E-1, Jhandewalan Extn., New Delhi-110055 as backend Executive in merchant services from 2008 to 2011.I had submitted my form for provident fund in the month of jan 2014 and send it to pilot commercial services in attention to biman Kolkata as i was under the payroll of PILOT COMMERCIAL SERVICES. i have not received any details about my pf and tried to retrieve it through ICICI bank, but till now nothing has been done yet.kindly check and do the needful as i have already marked RTI today for the said case.


        PF NO-WB /46317/ 9075

        BHAWNA SHARMA
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          Viswas Singh
          from Chennai, Tamil Nadu
          Jan 25, 2010
          Resolved
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          Dear Sir
          Kindly ignore my previous mail because my Name & contact no is Wrong so sent my
          wright now I am providing you the Right detail.

          I worked with ICICI Bank Ltd Company ( ENROLLED IN "I PROCESS SERVICE INDIA PVT.LTD." ) and after leaving the company i applied for PF withdrawal. When I called to Malad Kandiwali PF office Mumbai they said that they have received the docs on 25-th of OCT 2008 but after that till today I have not received my money. When I am making a call,Most of the time either their all phone line comes busy or no answer.

          Please take action and resolve my issue as I have great need of money.

          MY PF Account number is MH/47808/7689

          Thanks and regards'

          Viswas Singh
          [protected]
          [protected]
          Aug 14, 2020
          Complaint marked as Resolved 
          Dear Viswas,

          We apologise for the inconvenience caused.
          We'll contact you and work to address your issue at the earliest.

          Regards,
          ICICI Customer Service Team.
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            D
            DILIP KUMAR GOSWAMI
            Jan 25, 2010
            Resolved
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            NON RECEIPT OF PAYMENT

            Sir,

            I would like to draw your kind attention that I Jyotimali Mahanta, C/o D.K. Goswami, LPG Department, Oil India Ltd., Duliajan-786602, Assam have purchased ICICI TAX SAVING BOND-112001-TSB of Rs. 10000/- i.e., 2 NO. of bonds 5000/- each on 24/12/2001, the details of particulars are given below

            Bond Holder No.[protected] Certificate No. 26673
            Name(s) of Bond Holder(s) - JYOTIMALI MAHANTA & DILIP...
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            H
            HEMANT KISHWAN
            from Delhi, Delhi
            Jan 25, 2010
            Resolved
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            Dear Sir

            I have been persuing ICICI bank to send me the foreclosor statment for my Loan a/c no LPDEL[protected] for the past 4-5 months but every month i was getting only asurances and no details.it was only yestaerday that i received my statement but not only the statment was delayed but am given 10-15 calls every day from the collection centre asking me to make the payment.

            Its very difficult to answer calls when in meating,while driving or even at the time of having food.

            I have been telling the bank that until and unless i get the statement i will not make the payment as every month i was making payment to them on the assurance that the statement would be sent after that but unfortunatley never received and also am told to visit the branch to clarify and not at any other branch but the branch designated by them.Over and above i have been lavied various kinds of charges like cheque bouncing,late payment , interest on pending instalments and forcloure charges also which i feel that RBI has already abolished (foreclosor charges)

            its been a very horrowing experience once again with icici bank as earlier have faced problems with ICICI dmat account which i closed somehow,then with thier Saving bank a/c which also was closed , credit card division which i feel will surrender and this time with loan a/c.

            i would like you to intervene and help me to get my problems solved and let me have minimum of phone call from ICICI bankfor the recovery.
            Aug 14, 2020
            Complaint marked as Resolved 
            Dear Hemant,

            We apologise for the inconvenience caused to you.
            We'll contact you and work to address your issue at the earliest.

            Regards,
            ICICI Customer Service Team.
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              A
              Ashok Kumar Khanna
              from New Delhi, Delhi
              Jan 23, 2010
              Resolved
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              Dear Madam, Thanks for the QAB charges which have been returned by you.Regarding illigal penality imposed on me for bouncing of cheque is totally wrong. It seems that ICICI BANK DO NOT WANT TO MAINTAIN good relations with poor account holders due to strong supports of rich account hoders.According to my survey many account holders of ICICI BANK are not operating their account due to not maintaining Rs10000/-QAB or illegal charges being deducted by bank.
              This bank is being run for only business man,brokers or others having sufficiant funds I will suggest Mrs. Chanda kochhar to change the policy of the bank and maintain uniform policy like PSU Banks. Please do not become rich bank by looting poor account holders.I pridict that icici bank share will be availabe four times below under present stock value in a very near future due to less earnings.Earlier, prior to year 2005 ICICI BANK was a very good bank,working on clear path. Now the story has been changed, no system and nothing is transparent. THANKS.I HAVE GRATITUDE FOR MR. ANUP BAGCHI. He is the person who can do better for this bank.
              =======================
              A.K.Khanna

              Sr. Manager (P & S) Retd. (Indian Railways)

              --- On Fri, 1/22/10, Head Service Quality <[protected]@icicibank.com> wrote:


              From: Head Service Quality <[protected]@icicibank.com>
              Subject: RE:'ICICICARE=[protected]'
              To: "ak.[protected]@yahoo.com" <ak.[protected]@yahoo.com>
              Date: Friday, January 22, 2010, 4:30 PM


              Dear Mr. Khanna,

              We refer your mail addressed to Mr. Anup Bagchi regarding Savings Account Numbers[protected] and[protected].

              The charges of Rs. 2,481.00 debited towards Quarterly Average Balance has been credited to the Savings Account Number[protected] on January 21, 2010 as a service credit.

              The cheque number 339635 amounting to Rs. 11,000.00 was returned for reason "Insufficient funds" as the available balance in the account on January 6, 2010 was Rs. 2,480.55 in the Savings Account Number[protected]. Hence, we will be unable to reverse cheque return charges.

              We have attached the scan copy of letter sent to your communication address for your reference.

              Sincerely,

              Ashwini Priya

              Office of Head Service Quality
              Aug 14, 2020
              Complaint marked as Resolved 
              Dear Ashok,

              We're sorry to know how you feel.
              We'll contact you and work to address your issue at the earliest.

              Regards,
              ICICI Customer Service Team.
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                V
                Vishal Singh Jaiswal
                from Mumbai, Maharashtra
                Jan 23, 2010
                Resolved
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                Dear Team,
                This is to bring to your notice that Two Fraud transactions have been done using my ICICI Credit Card for which I have raised dispute and details are below:

                1. 25-Oct-09: Rs. 18,826 - Eazee Go1 Travel - SR#[protected]
                2. 26-Oct-09: Rs. 26,998 - Eazee Go1 Travel - SR#[protected]

                I was promised that an Investigation Officer will be assigned to my case and within 10 days will contact me and will share the investigation details as per progress. It was also told that it takes max of 90 days to close the case and at the end a detailed investgation report will be shared with me.
                Unfortunately, no one from ICICI Bank Authority has approached me so far and the case has been closed in bank's favor asking me to pay this heavy amount. I don't even know who is looking into the case from Bank and neither Customer Care can answer that no anyone from bank offices I have gone to.
                This is completely unprofessional behavior due to which I am suffering and being harassed.

                I have approached the vendor through which this transaction was done and they are not ready to share any details about the transaction and will only tell Bank Authority.
                When I reach ot to ICICI Customer Care, they are not of any help and keep transferring my calls to various departments and people and I have to wait for hours on calls to get any response which also is of "NO ASSISITANCE".

                I am not able to understand Why these transaction keeps on getting Debited and Credited on my account?

                I would request to roll-back these trasaction on my card and share the complete details of the investigation like who has done these transactions and on whose name these online ticket booking was done. I would like to bring those culprits to justice.

                I have completely lost trust in ICICI Bank and feel very bad that such kind of "UNPROFESSIONAL BEHAVIOUR" can be there from one of the most prestigiou bank of the country.

                Please Help.

                Thanks & Regards
                Vishal Singh Jaiswal
                [protected]
                Aug 14, 2020
                Complaint marked as Resolved 
                Am not sure i[censored] were in continous touch with the ICICI Bank customer care or not over emails. Customer care service over the ph. is like bull and they know nothing and of no help at all. This is you who has to pay all the fraud transactions so you have to take appropriate steps. Mark email to the customer care services mentioning how the fraud being delt on ur card and ask for re-registring the complaint.At the sametime mark that copy of email to all their grevience email addresses and copy of the same to the Banking Ombudsman.Get FIR copy ready and scaned copy sent in advance.Keep regular followups with the bank. Such frauds are very common on ICICI cards as they never gurantee security and non-disclosure of customer's informations. Keep everything documented along with the names, designations & ph. numbers of the Bank professionals you intract with. If you are resident of Delhi can visit head office of ICICI Bank at Videocon towers. No need to worry about the recovery agents. Get another complaint registerd with Police that you have life threat from Bank's recovery agencies who cannot abuse or any how force you to pay money as per the law by High Court. This is the miss at the bank's end and they have to get this resolved with you. Going into media is the option always availbale to you as the last resort.
                Dear Vishal,

                We're sorry to hear about your experience.
                We'll contact you and work to address your issue at the earliest.

                Regards,
                ICICI Customer Service Team.
                Dear Sir,
                On 06/09/2014 a person from mobile number +91 [protected] and +91 [protected], said he is calling from ICICI bank saying that my ICICI card lapse rewards point will be replaced with gift and I will get credit limit increase up to Rs. 66000/- He also said that gift send by you will be adjusted against my lapse reward points. which is already lapsed 1 year before . He had all my card detail&#039;s and also he asked some card details from me . After that he just asked for my 3 digit code, which I was not agreed to tell him . But he told me that it is required for OTP which he used for only adjustment against lapse rewards point . Immediately after that my card debited the amount &amp;amp;one SMS has came on my cell &quot; Tranx of INR Rs.7750/- using credit Card 4XXX3002 is made at amshopping -TPSL on 06-Sep-14&quot; which was a fraud transaction
                I request you to please revert the transaction and stop the dispatching the gift which i am not got till date, I have not done any shopping transaction with you but shown monthly statement received recently. Please take immediate action of my complaint. My email ID is [protected]@gmail.com &amp;amp; mobile no. Is [protected]
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                  R
                  Rajdeep Singh
                  from Pune, Maharashtra
                  Jan 22, 2010
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                  Dear Sir
                  I had taken house loan of Rs 13.86 lakhs from ICICI Bank Indore branch in Jun 2005 vide account no LBIND [protected]. The monthly installment for the aforesaid loan was always paid in time. Since I am in Indian Air Force, after one year i.e in Sep 2006 My Group Insurance Society sanctioned a loan of similar amount at 7.0 % interest rate. I decided to foreclose my remaining loan with ICICI bank but they charged me a foreclosure fee of Rs 61452/ vide their reciept no. CL[protected] dated 09 Sep 2006 ( Scanned Copy is Enclosed for your ready reference). I have taken up with their customer grievances at couple of times but their is no response. Now the honourable Supreme Court has also ruled that the charging of Foreclosure fee on loan amounts to practicing monopolies hence the bank should immediately return the money with interest. In my case particulary the violation is more severe as I transfered my loan to the Insuance Society run by my Employer and not to their Competitieve Bank.

                  Your Sicerely
                  Rajdeep Singh
                  +1 photos
                  Aug 14, 2020
                  Complaint marked as Resolved 
                  Dear Rajdeep,

                  We're sorry to hear about your experience.
                  We'll contact you and work to address your issue at the earliest.

                  Regards,
                  ICICI Customer Service Team.
                  The Bank will charge any aount if it is mentioned in the Sanction Letter. It is absurd, Unless RBI come down heavily with Cap on such Charges, the fleecing charges will continue. It seems that the RBI is presumed to be the sleeping tiger.

                  Krishnan, Chennai
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                    D
                    Dechamma Uthappa.P.
                    from Ahmedabad, Gujarat
                    Jan 22, 2010
                    Resolved
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                    Hi,
                    I was working with Converges India Pvt Ltd, Bangalore for nearly 4 years. Every month my pf amount EPF NO=HR/GGN/2520/423536 was deducted from my salary amount. Due to my ill health I had to quit my company. I was hospitalized and then I was diagnosed that, my kidney has to be transplanted immediately. If its delayed I have to suffer serious health set back. This may even cost my life if it’s delayed too long. I am from a middle class family. I have whole burden of my family on my shoulder. The only earnings I had was my PF amount. I applied for my PF amount withdrawal and gave my ICICI bank ac no:[protected] to transfer the amount. I had previously taken personal loan from ICICI bank LPBNG-[protected]. I always paid all my EMI's on time without any delay. However From the time I left my job at converges I didn't pay my EMI's. But it was only for few months. In between I spoke to ICICI executives to give me some time to get a job and I would start to pay my EMI's just like before. In the mean time my PF amount of rs.72927was debited to my ICICI account without any prior notice to me. Neither did ICICI bank didn't inform me about the amount being debited from my PF office. Now ICICI bank has debited the whole PF amount of rs.72927 towards my personal loan. I applied for PF amount to meet the need of my hospital expenses. I want this money to save not only my life but also other three lives that’s depended on me. Please help me to get this amount back. I will start to pay my EMI's just like before. Now I need this money for my surgery purpose. Please sir, help me to get this amount. I am dieing each minute by minute. I applied for my PF for my health reasons not to buy any luxuries. I am begging you sir please help me....Please at least on humanitarian grounds please debit back this amount to my ac. I am joining my hand and pleading you to help me. This is my hard earned money. I got this health problem because I worked for night shifts. Please just once put yourself in my place and just think about my situation. I am lodging this complaint with high hope. I am expecting for a positive response from your end. If needed I can submit the doctors report and other bill charges towards my surgery. Please Help Me. Help Me. Help Me. Waiting for your response.
                    Regards,
                    Dechamma Uthappa
                    Aug 14, 2020
                    Complaint marked as Resolved 
                    Dear Dechamma,

                    We're sorry to hear about your experience.
                    We'll contact you and work to address your issue at the earliest.

                    Regards,
                    ICICI Customer Service Team.
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                      S
                      sunil tiwari
                      from Dabra, Madhya Pradesh
                      Jan 22, 2010
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                      Dear sir,

                      I had taken personal loan against icici credit card([protected]) before 3.5years.i have paid 22 emi out of 24 and 2 emi was due to because of bank fault.i have also salary account[protected] in icici bank at mava parisar branch ,indoe(m.p).On 15 jan.2010 bank has debit 3561/- from my account without my permission and any information. According to bank now total due amount in my credit card is 15477.Can bank do this according to RBI policy? What should i do right now? I want to settle my credit card account but bank wants 9500/- that is more.plz tell me about RBI policy in this matter? CAN BANK DO THIS OR NOT?

                      Thanks & Regards,

                      Sunil Tiwari,
                      1646-d sudama nagar,
                      Indore(m.p)-452009,
                      [protected],[protected]
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                        B
                        Balakrishna Rao
                        from Udagamandalam, Tamil Nadu
                        Jan 21, 2010
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                        Of late its getting quite impossible to talk to any of the phone banking executives of this bank. Try using the customer care by calling ICICI BANK CUSTOMER CARE. The loads of confusing options described by the automated answering machine ensures that you exceed the maximum number of tries and call being disconnected.

                        I recently changed my phone and hence had to de-activate the application for mobile banking in my older phone so that another application could be installed in the new phone.. The only way to do this was to talk to the phone banking executive. I wonder if they exist anymore. If at all any of the bank officials bother to check this complaint, Please mail me and let me know how do i talk to your people. In case of the mobile banking application, going to the bank is useless as they are not entitled to enable this facility!!
                        Aug 14, 2020
                        Complaint marked as Resolved 
                        Dear Balakrishna,

                        We apologise for the inconvenience.

                        Please email us your contact info and bank account number at [protected]@icicibank.com (Subject line: UID 186477). We'll be glad to assist you.

                        Regards,
                        ICICI Customer Service Team.
                        Dear Balakrishna,
                        ur 110% right i'm customer of this bank since 9 yrs but way of dealing of this bank changed for last 4 yrs in banks there excs doesnt no how to talk i had very bad exp 2 yes b4 in govind nagar branch kanpur, one of lady with thick glasses; i think she was branch manager very badly behaved with me. i would ve slapped but she was lady so i ve only scolded.
                        and now a days im facing same problem iwant internet banking and same way every where i routed to 24 hr automated call centre and again so many confusing response i ve waisted lot of money on phone in no of trials. now i ve decided to change my bank this is the last solution.
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                          R
                          raj rout
                          from Ratlam, Madhya Pradesh
                          Jan 21, 2010
                          Resolved
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                          My debit card number [protected] has been blocked from online transaction and on contacting the bank no solution is being provided.
                          Aug 14, 2020
                          Complaint marked as Resolved 
                          Dear Raj,

                          We apologise for the inconvenience caused to you.
                          We'll contact you and work to address your issue at the earliest.

                          Regards,
                          ICICI Customer Service Team.
                          hi,

                          i had posted the above complaint, the customer service team contacted me and were able to understand and resolve the issue which no other person from the bank(of the level of branch manager) could provide a solution. I sincerely thank the customer service team for the effort they put in which brought back my faith in the system of icici bank.

                          Keep up the good work.

                          Thanking you,

                          Raj rout.
                          Hi,

                          Evan i got the same problem and am not getting the solution yet. My account number[protected] has been blocked from online transaction and on contacting the bank no solution is being provided.
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                            R
                            Roshan Lal Jain
                            from Ghugus, Maharashtra
                            Jan 21, 2010
                            Resolved
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                            Resolved

                            when i puchase some goods in dubai, and make payment from my ICICI Bank Credit card No. is [protected] , when i swep my card the transaction was withheld due to security reason of Bank. when i contacted to customer care there was no response, and i am surprise to know that there is no toll free number available for contracting customer care. and for that reason i had paid around 3000 INR for calling the customer care, & Still till date i couldnot get any positive responce after my contact to customer care in dubai.
                            Ref: Contected to number :[protected] dated 17.01.2010 from dubai.
                            Aug 14, 2020
                            Complaint marked as Resolved 
                            Dear Roshan,

                            We apologise for the inconvenience caused to you.
                            We'll contact you and work to address your issue at the earliest.

                            Regards,
                            ICICI Customer Service Team.
                            What is the process of extend the limit I want to extend my credit card limit from 10, 000 to 20, 000, my card validity is 04/2011


                            From :
                            Sudhir Khanna
                            email id :[protected]@yahoo.co.in
                            Phone No.[protected]
                            sambireddy
                            email id : [protected]@gmail.com

                            I want to cancel all my credit cards and add-on cards, and want to keep only one card in personal.
                            REQUEST FOR RESTORATION OF ICICI VISA CREDIT CARD MY CARD NO :- [protected]

                            THANKS & REGARDS
                            JETHO PANJABI
                            [protected]
                            I had applied for a icici coral credit card around 2-3 months back and bank executive has already collected all the kyc or mandatory docs but after that there was no response from bank and i have written so many email to the bank site but still no response and i am fedup with such kind ot ignorance service .kindly look in to the matter as earliest withoit any further delay.
                            My application number is[protected].

                            Regards
                            Manish kedia
                            [protected]
                            Bangalore
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                              vijayender Katoch
                              from Bengaluru, Karnataka
                              Jan 21, 2010
                              Resolved
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                              Hi Sir,

                              I Vijayender Katoch having a Future group credit card and my total out standing is approx 30,000rs and wish to pay the amt instalmentaly. Kindly help for the same and my card details with ph number mentioned below...

                              Future Card od ICICI
                              CC No [protected]
                              Contact number [protected]
                              Valid from 12/08 till 12/12
                              Aug 14, 2020
                              Complaint marked as Resolved 
                              Dear Vijayender,

                              We'll contact you and work to address your concerns at the earliest.

                              Regards,
                              ICICI Customer Service Team.
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                                R
                                Renuka Saxena
                                Jan 21, 2010
                                Resolved
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                                Resolved

                                Ref : - ICICI Bank fCredit Card no. [protected]

                                Sir

                                I have made full & final settlement of my abovesaid credit Card of Rs.10,000/- as final letter & receipt received from ICICI bank on 31.12.2009 ,but still phone calls and messages being received from ICICI bank to me for making payments.

                                For your reference, I can send you copy of letter no. REF:ICICIDEL/08-09/89543/09 dt.29.12.09 & cash receipt no.1182 dt.31.12.09 ( Rohini ).

                                Please do the needful at the earliest.
                                Aug 14, 2020
                                Complaint marked as Resolved 
                                Dear Renuka,

                                We're sorry to hear about your experience.
                                We'll contact you and work to address your issue at the earliest.

                                Regards,
                                ICICI Customer Service Team.
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                                  V
                                  vijay prans tripathi
                                  from Bhusawal, Maharashtra
                                  Jan 21, 2010
                                  Resolved
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                                  Sir

                                  I Vijay Pransh Tripathi S/o shri Ramashankar Tripathi residing BM 35 Housing Board Colony, Pithampur , Distt –Dhar (MP) hereby inform to you that I have purchased a Bike Make- Bajaj CT 100 Reg. No. MP09MB3845 from pithampur on finance from ICICI Bank (Malav Parisar, A.B. Road, Indore) in February 2006. My Loan account No. was LTPHM [protected]. At the time of finance I have issued 5 cheques of Centurion Bank, Pithampur on demand of ICICI Bank for ECS. I have informed that the installments of Rs. 1081/- shall be debited each month from your account to ICICI Bank automatically, whereas not any single month the instilment has been withdrawn from my account from ICICI Bank. In every month I have to pay the installments through cash payment on the demand of Bank. In a month the Bank agent has not given me the receipt and again I had to pay the additional installmet. In this regard I had sent the memo to ICICI Bank through my advocate dated 13.10.2007 and remind to deduct my installments through my bank account. But not any action taken by bank. I also want to say that I have always sufficient amount in my bank account. Finally I have totally paid the all loan amount to ICICI Bank by January 2009. But I have to say with very sorrow that the Bank is not returning my original documents. I have visited many times in their head office of ICICI Bank (Malav Parisar, A.B. Road, Indore) and met their officers. They are demanding additional amount. I don’t know that why they are demanding the additional amount.

                                  Sir I am poor person and in frustration. I have lose my lot of money as conveyance to met the bank officials and wasted my times and duty from my private company from last one year. You are requested to do the needful action against Bank. I have all documents that will bi produced on demanding.

                                  Regards
                                  Vijay Prans Tripathi
                                  BM 35- Housing Board Colony,
                                  Pithampur, Distt- Dhar (MP)
                                  Pin – 454775
                                  Mobile No. [protected], [protected]
                                  Mail ID : [protected]@rediffmail.com
                                  Aug 14, 2020
                                  Complaint marked as Resolved 
                                  this bank is worst bank ever seen in my life al my families account are in their bank only bt thy dint gave me education loan...wat d hell u think o[censored]rself huh very clever ah? god is watching... im tlakina bt tiruppur branch .
                                  Dear Vijay,

                                  We're sorry to hear about your experience.
                                  We'll contact you and work to address your issue at the earliest.

                                  Regards,
                                  ICICI Customer Service Team.
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                                    A
                                    Aswin_kini
                                    from Chennai, Tamil Nadu
                                    Jan 21, 2010
                                    Resolved
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                                    Hi,
                                    My name is Aswin Kini M.K. I own an ICICI Credit Card. I have been using the card for the past two years and have paid my dues very well in advance. I have always used the card only when the purchase amount exceeded 10k and converted my purchases into EMIs.

                                    Recently, I used the ICICI Credit card to pay 18500 rs for my bike. I had done a similar transaction earlier last year and successfully paid for it in EMIs. But this year, when I called ICICI, They informed me that they do not provide the option anymore. They never informed this earlier and now claim that it is only value add. I can't pay the entire amount now.

                                    EMI option was like a boon to me. But now without it, this card is useless. I would request some help regarding this.
                                    Aug 13, 2020
                                    Complaint marked as Resolved 
                                    Dear Aswin,

                                    We're sorry to know about your experience.

                                    Please write to us with your contact details and credit card number at [protected]@icicibank.com (Subject line: UID 186562). We'll contact you and work to address your issue.

                                    Regards,
                                    ICICI Customer Service Team.
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                                      S
                                      sureshs
                                      from Mysore, Karnataka
                                      Jan 20, 2010
                                      Resolved
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                                      Hello,
                                      I have a housing loan with ICICI since last 3 years. I have made part prepayment twice so far, the latest one on Jan 9th. They said there are no prepayment charges (which was agreed while taking the loan itself) but when I asked about when will this get reflected in my account, they said it will be only effective from March 1st !!. They say this is because my EMI cycle is 1st of every month (it is dedcuted auto debit on 1st of every month from my account) etc., which I really did not understand...

                                      The fact is that, I am losing out on about 50 days of interest on the part prepayment that I made !! because the part prepayment cheque is already cleared from my a/c and till March 1st the bank will be simply holding that money and earning interest on this.

                                      I feel that bank is just playing around with the clauses to earn money. When I took the loan I was told there are no prepayment charges but they have took an alternate path to charge for this.

                                      I believe thousands of customers are cheated (in a official way !! ) like this as normally these things can not be noticed by a ordinary customer who may not be so good in accounting.
                                      Aug 13, 2020
                                      Complaint marked as Resolved 
                                      Dear Suresh,

                                      We're sorry to hear about your experience.

                                      Please write to us with your contact details and loan account number at [protected]@icicibank.com (Subject line: UID 185391). We'll contact you and work to address your issue.

                                      Regards,
                                      ICICI Customer Service Team.
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