Dear Sir, I took an ICICI car loan for 1.8 lakh rupees in Dec 2005. ICICI is taking 9750Rs per month for 36 months. This works out to 30 % intetrst per annum. remember interest rates were low in Dec 2005. I didnt cross check at the time of loan. They didnt give me any bond. They just gave a repayment schedule. Now I verified the number almost at the end of tnure, I see I have been cheated. I trusted the agent because he was from ICICI and the payment is going to ICICI thru ECS. I have been cheated around one lakh ininterest. Is there anything I can do now?
Need advise.
Regards
Harish
Complaint marked as Resolved
Verified Support
Sep 24, 2015
ICICI Bank Customer Care's response Dear Mr. Harish,
We regret the inconvenience caused. Please write to [protected]@icicibank.com with your contact details. Our official will address your concerns. Please mention UID (a2wsdr) in the subject line.
Regards,
ICICI Bank Customer Service Team
I am Rajiv, am having bike loan in your bank ( Loan number - LTMDU[protected]) . I have contacted the bank in madurai kalavasal byepass branch to close my bike loan account. As they informed I have to pay 39827.
Kindly answer my below questions
1. I have applied only one moratorium for one only month, Apart from the month i have maintain sufficient loan amount on that particular deduction date.But system automatically deducted for 2 month and now i have pay moratorium charge extra.
2. while getting the bank loan, the executive (dinesh ) not informed about the pre closure charge, i had paid more than 50% emi of my loan but now i have to pay 5.6% extra charges for closing my account,
2. I mobile is showing one rate and while reach out to bank they are informing different rate . Why this hidden charges or not reflected in I mobile application.
I am really disappointed with your hidden charges. Kindly consider my request and reduce the one moratorium change and also reduce the pre closure percent & charges.
Loan details :-
Loan Account Number(16 digit alphanumeric number) - LTMDU[protected]
Date of birth - 01/06/1990
Loan amount - 65000rs
Equated Monthly Installment amount (E.M.I) - 3329
Email id to be updated - [protected]@gmail.com
communication address with 6 digit pincode nelliyappapuram 5th Street thirunagar Madurai 625006
NOTE - IF I CALCULATED ALL YOUR HIDDEN CHARGES LIKE DOCUMENT CHARGE, MORATORIUM CHARGE, PRE CLOSURE CHARGE, INTEREST RATE ETC ... MY INTEREST WILL APPROXIMATELY REACH 24% INTEREST OF MY LOAN AMOUNT(EXAMPLE - i have to pay more than 20000 rs charges for my loan 65000 in 14 months )
kindly consider my request and do the needfull.
Thanks and regards
Rajiv