ICICI Bank Complaints & Reviews

My saving account is showing in negative balance but i have sufficient balance.. Even bank have delinked my cc account.. When trying to get in touch with bank executives but they are not responding... I having relationships with bank since 15 years. And now bank done this

My account was deducted around 3500 rupees in 2 minutes without any purchase or any transaction.. Around 10 messages came saying that money deducted from vin*google v. I dont have any auto debits also..

I don't no how amount cutting in my home no rice is there u guys cutted 2500rs in my account pls give back my money in the name of ECS u r cutting money in my account

I just got a call from assist i don't know what they have said suddenly they activated the one assist to my account and deducted rs.1499. Please i don't want this plan. Kindly deactivate this one assist plan.

Dear ma'am,

This e-mail is in reference to the fraud that has happened.

I have an account with icici bank (Tollygunge branch) kolkata and the account was being handled by mr. Gurupada who apparently happens to be a very old and experienced employee of that branch.

There were many times when mr. Gurupada used to call me to invest more in fixed deposits or other policies. My father and i had specifically mentioned to him that we will only invest in a fixed deposit if we want to.

On first week of january my father who is 72 year old had went to the same branch for banking purpose when mr. Gurupada and saba sajjad (Also an employee of the same branch) asked him to invest in an f. D of 2 lakhs for 5 years and tax saving too. They also mentioned that after 5 years i will get an interest of 12% on 2 lakhs. On the same day they both came home along with my father. I asked them many times if i had to pay it for each 5 years they said it's only one time payment. I told them that i come from a middle class family and i am the only earning member. I just had 2 lakhs to invest one time. After they confirmed i paid them a cheque of rs 2, 00, 000 sum on the same day and i was told that the f. D receipt would be sent in a weeks time.

On 8th january i received a text on my phone which said that i have purchased icici pru life insurance of 2 lakhs and i was shocked. I immediately checked with saba sajjad and she said no it's not a policy it's an f. D.
I got very suspicious and then i kept following up on my f. D. Papers with them. Despite several follow ups i received my documents on 2nd march which is after 1.5 months. I later came to know that this delay in sending the documents was done intentionally so that 30 days period (When cancellation is possible) would pass and i would not come to know that what exactly has been done with my money.

Then they also stopped responding to my calls and then finally i called the icici customer care who explained me what this was all about. They said that if i dont pay the same amount next year the entire sum will be locked and the policy will be deactivated and can only be taken out after 5 years with an interest of only 4 %. I had also checked with mr. Gurupada and saba if required can i break this f. D whenever i want to and to which they said i can but there would be a minimum deduction like other f. Ds (Another lie).

After all this i went to the bank and said that i want discontinue this for saba gave me a false form to discontinue the fd. Then next day i again went there to tell her that it's a false form and screamed my voice out on her. The entire branch was aware of the fraud. Then finally i managed to speak to the branch manager mr. Shubhankar guha who was very patient and listened to me carefully. Even he was shocked at what had happened because i showed him all the proofs.

The branch manager himself said that this was fraud committed by his employees to fulfill their year end targets. He requested me to wait for a couple of days to see what can be done. He said that if i go to higher authorities then both his employees will have to pay huge penalty which my father and i would never want as we come from a family of strong principles.

We again went there for a meeting with him to which he said he wished he would have known before but now nothing can be done and due to covid 19 situation even if he helped me get the amount back there would be a deduction of 60, 000 rupees which is a huge sum. Why should i loose this sum without any mistake on my part. Then mr. Guha tried convince me to go ahead with this policy and it would surely give me profit and he also said that once things get back to normal after covid he will see the status of this and help me get my entire sum back.

It was a huge harrassment for us especially for my old ailing father and even after all this nothing got sorted.

Now when the lockdown has been lifted i texted mr. Guha to check on the status. He has read my message but there is no reply from him.
Though he was very kind and i understand his situation but i would not want to loose my money.

I wouldn't have written this huge email but no response from this manager made me do this as i was scared to loose it.

P. S. : i have got all the whatsapp proofs, call records and the meeting conversation records with the manager which proves that i have been cheated and a fraud has been done by icici bank. Please tell me if you need any of these proofs. I am happy to give it.

But please help me get my money back.

Regards,
Darshi vora

Sent from yahoo mail on android

I bought a mobile on amazon opting for icici no cost emi using debit card. My first month's emi was not debited on time. I had enough balance on my account but still bank charged an amount of rs.211 on the second emi as penalty. When i had enough balance and if the emi was not debited on time, was it my fault? Why should i pay penalty for this? After raising several complaints, icici agreed to refund the amount within 10 days on 3rd of jun 2020 but it's not done yet.

Icici bank deducted rs. 27, 800 from my account in one go without informing me. When i enquired about they said that you account has multiple ece charges. Those loans are even closed. Loan was from capital first bank that is now idfc forst bank, they put 10 to 15 ecs for one emi and each emi bounce cost is rs.473. Even emi was paid manually through other payment mode.

It was hard earned money. I went to bank and asked "can i use my icici bank account?" pleas tell me if there is any charge. They said "there is no charge, you are goof to go to use your account". I got 27800 from someone and bank has deducted all my money. This is how i lost approx 40k in icici.

I have blocked my credit card around 8-10 months back and paid outstanding amount. Still every month approx 100 rs are deducted from my account for credit card. When discussed with customer care officer, i was said that i will get details in email which i did not receive.

As per the icici online website you can register a complaint through web portal, for level 1, 2, 3.
I raised a complaint on level 1, and i did not get satisfactory resolution and still amount is getting deducted.
When asked for the request number, that is not provided. Request number is mandatory as per the web portal to escalate the concern to level 2 and 3.

I have been following up on the emails i recieved for my level 1 complaint so that the customer care team could provide me request number, but there is no response on the same.

I have requested for maratorium for my credit card. Previously also they did the same that they have charged me penalty n etc. After so many requests they are agreed to reverse that. Now even after applying for maratorium they are keep calling me to pay the bill and they are telling me maratorium not applied.

I was charged with oneassist plan without my permission. I was told about oneassist plan but was not told about the charges. Please cancel this and refund money.

Rs 28 was deducted 6 times from icici bank account, it was written posdec chg, i don't what it is. Icici bank deducting my money unfairly. I need explanations for this.

I am sushil gupta my account number[protected] branch ballia up, i purchase mobil debit card, my ccpay [protected], as per customer discussion i pay amount 12656/- 12 march 20
after one month icici bank send new statement due amount 1044.29/- sir,
many times mails call icici bank but no reply.

Sushil gupta
[protected]

Dear sir
In covid -19 situation i availed 2 month moratorium for month of april& may but in installment schedule its extended for 3 month (One month is unnecessary) regarding this i tried to contact relation manager through mail & over call so either he is ignoring or not interested in my complain.
Please look into this matter as earliest.

Hi,
I have icici credit card from past 12 years, have opted for auto debit for my icici credit cards with my icici savings account on 12th june 2020 of the card due got paid other got failed due to insufficient funds. Related to this failed transaction i have not been notified either from credit card nor from savings account. But i have been charged 650/- as auto debit failure for around 5k outstanding due. On top of this they charged late pay fee 590/- as well.

This is not at all acceptable, on 16th june i verified and realized of pending due and cleared immediately. Nextday have contacted customer care requested for reversal of the charges. They denied saying its as per t&c. But while opting autodebit i dont have any t&c.

Kindly do the needful.

Am an icici bank customer. Today 17-06-20 ecsrtnchg charged 590 rupees. I don't know what the charges ecsrtnchg... They the bank hit the charges without my knowledge and without any confirmation email or sms or any phone call. Please explain what the charge it is. This type direction is not good please return my charged amount. My email id is [protected]@gmail.com

Thanks & regards,
Amit kumar
Mb-[protected]

Name: r. Sreenivasan,
Credit card no/account no: ending with 0004,
Date opened: 09/04/2018, date closed:31/05/2020 last payment date: 30/04/2020, amount closed: 73, 163
I was settled my credit card amount, since i did not get my noc and my cibil score also low due to this problem. So, kindly send my noc as soon as possible. (Need most urgent) kindly do the needful.

I canceled order from amazon and refund got approved on 06/14. But i didn't receive the amount in my bank account. The refund reference number is #[protected].

My icici account was debited rs.1899/- on 15 th june with transaction mark as
Iin/i-debit/s. I haven't authorized the transaction in any way. Please resolve this issue. I want my money back, as soon as possible.

I transferred some amount from my PAYTM account and suddenly I got a notification that bank is charging some amount as posdec charge. At first, I was like it’s not that big amount, but after that they started charging subsequently and on the same day my bank balance was zero. I called CUSTOMER CARE and they were like, PLEASE CALL us tomorrow, their is a different team for this particular issue and I was like what the ### is happening with me.

On 15th June 2020, I woke up and saw this msg that 1899 rs have been debuted from my account and there is no explanation why it was done.
It was done under SI ONEAST