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ICICI Bank Complaints & Reviews

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Updated: Dec 13, 2025
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ICICI Bank reviews & complaints page 489

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S
Saroj K Panda
from Chennai, Tamil Nadu
Apr 2, 2019
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Address: 560103

I did a transaction on 01st apr 2019 of inr 50k from my icici to a beneficiary with city union bank via imps. I got a message "dear customer, imps txn ref xxxxxxfor rs.50, 000.00 is timed out at beneficiary bank on 01-apr-2019 13:37:01. Txn status will be updated by bene bank in 3 working days.". Please help. I need the amount to be settled asap. I do not see the transaction conformation details under my list of completed transactions too. This is very disappointing. If you cant successfully credit the amount to the target bank, then why to deduct and hold the money. This does not make sense..
May 4, 2019
Complaint marked as Resolved 
ICICI Bank customer support has been notified about the posted complaint.
Verified Support
Apr 02, 2019
ICICI Bank Customer Care's response
Dear Customer,

We request you to email us your concern with your contact details on [protected]@icicibank.com. Please mention the UID (218652) in the subject line of your email. Our official will assist you.

Regards,
ICICI Bank Customer Service Team
I already emailed you describing the problem. But as always you said you will get back to me within 2 days.
ICICI Bank Customer Care's response, Apr 3, 2019
Verified Support
Dear Customer,

Please share us the email id from which you have written to us for us to check.

Regards,
ICICI Bank Customer Service Team
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    ZiaUddin135
    from Mumbai, Maharashtra
    Apr 1, 2019
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    Address: Indore, Madhya Pradesh

    Today is 1st april 2019 and i made first 3 transaction of this month from SBI and otjer was from Axis..
    aa i have not exceeded ATM usage limit why ICICI has deducted 23.60 for each transactions i made??
    its like looting public hard earned money without notice and without justification. please return me my money.
    Apr 11, 2019
    Complaint marked as Resolved 
    the amount was deducted on 1 April and i also got sms as well as checked it online portal. but now the issue is resolved and balance amount is adjusted
    ICICI Bank customer support has been notified about the posted complaint.
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      R
      Raja Varmalog in id [email protected]
      from Bengaluru, Karnataka
      Apr 1, 2019
      Resolved
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      Resolved

      Address: ICICI Bank Tower,Bandra Kurla Complex,MUMBAI,Maharashtra,400051, 560043

      From oct 2018 on wards bwssb water bills paid online on their website using my icici bank credit card. Alerts received for cc payment shows actual bill amount only.in credit card statements rs 11.80 is found added to actual amount paid. Icici bank in reply to query stated it is merchant establishments prerogative. As i find no merchant estb involved, being govt utility and not happening in electricity/telephone bills payments, matter needs to be resolved.
      May 7, 2019
      Complaint marked as Resolved 
      ICICI Bank customer support has been notified about the posted complaint.
      Verified Support
      Apr 02, 2019
      ICICI Bank Customer Care's response
      Dear Customer,

      Our official will get in touch with you. We appreciate your patience.

      Regards,
      ICICI Bank Customer Service Team
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        A
        anoopps9
        Apr 1, 2019
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        rtn chg- insufficient funds

        There has been a debit of 413/- from my account with the description as RTN CHG-INSUFFICIENT FUNDS.

        Want to know the reason why ? As I was not intimated on the same earlier.
        My salary account is in ICICI.

        I have taken a car loan from SBI, which is dated on 10th of every month. This debit has been done on 11th March.

        Not sure on what this is?...
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        rameshpondi1986
        from Chennai, Tamil Nadu
        Apr 1, 2019
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        Address: No 39 , Anitha Nagar , 4th cross, Pondicherry, Puducherry, 605004

        Am paying every loan correctly,
        then what is the reason to you debit charges from my account...
        in pondicherry branch icici staff nobody giving a proper responce for this...
        they dnt know why amount was debited...
        472+472+408 =1352 rs debited in a single day...
        very month happening like this,

        without reason debiting amount from customer account is not good one...

        ramesh.[protected]@gmail.com
        ICICI Bank customer support has been notified about the posted complaint.
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          Namithasn
          from Bengaluru, Karnataka
          Apr 1, 2019
          Resolved
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          Resolved

          Address: Prestige Shanthinikethan, 560066

          Icici debited 1399rs from my credit card without my permission. I was getting continuous call from icici for 2 weeks. Since it was marked as spam from many users i didn't want to receive the call. They called day and night without break. So i received the call and they told something to repeat what they tell so that they can record the call and i thought it's from icici bank, and i thought they called to confirm about my new credit card, so i repeated what they asked for. But after 2 days 1399rs got debited from my account. Please deactivate the service and refund the amount.
          May 9, 2019
          Complaint marked as Resolved 
          ICICI Bank customer support has been notified about the posted complaint.
          Apr 01, 2019
          Updated by Namithasn
          ICICI Bank Complaint Status Update [ID: 2286713]
          Verified Support
          Apr 01, 2019
          ICICI Bank Customer Care's response
          Dear Customer,

          We regret the inconvenience caused. We request you to email us your concern with your contact details on [protected]@icicibank.com. Please mention the UID (214747) in the subject line of your email. Our official will assist you.

          Regards,
          ICICI Bank Customer Service Team
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            M
            Mohit Girdher
            from Gurgaon, Haryana
            Mar 31, 2019
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            Address: Ambala, Haryana, 134003

            I don't have any demat account in ICICI bank but still there is an amount of 826 got deducted from my account on 26th of March 2019. This is the second time same thing happend with my account. I don't know why there is such deduction even if we not availing the services. There are already many charges that are deducted like ATM charges, transaction charges etc, then why these charges even I am not using anything. Please refund the amount so that trust remains with the bank.
            May 3, 2019
            Complaint marked as Resolved 
            ICICI Bank customer support has been notified about the posted complaint.
            Mar 31, 2019
            Updated by Mohit Girdher
            Please find the attached screenahot also.

            Verified Support
            Apr 01, 2019
            ICICI Bank Customer Care's response
            Dear Mohit Girdher,

            We request you to email us your concern with your contact details on [protected]@icicibank.com. Please mention the UID (214745) in the subject line of your email. Our official will assist you.

            Regards,
            ICICI Bank Customer Service Team
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              prabhatjha
              from Lucknow, Uttar Pradesh
              Mar 31, 2019
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              Address: New Delhi, Delhi, 110062

              Dear Sir,

              I hold a credit card of icici bank as well as debit and forex card also, I mean i am prime user of ICICI bank.On 20th march i did a transaction of 28000 JPY(17536.21 rs) but in my statement it is showing 18378.16 rs that is 842 rs more than exact transaction.Please update the statement asap to remain a good relationship with ICICI bank.
              I have one more query regrading ICICI Forex card. I have one Forex card and there are some money left in that card.I just want to transfer that money in my ICICI bank account.Please assist me in this matter.
              May 2, 2019
              Complaint marked as Resolved 
              ICICI Bank customer support has been notified about the posted complaint.
              Verified Support
              Apr 01, 2019
              ICICI Bank Customer Care's response
              Dear Customer,

              We request you to email us your concern with your contact details on [protected]@icicibank.com. Please mention the UID (214744) in the subject line of your email. Our official will assist you.

              Regards,
              ICICI Bank Customer Service Team
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                M
                Mangesh Kuchekar
                from Pune, Maharashtra
                Mar 31, 2019
                Resolved
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                Resolved

                On[protected] made a online transaction (Rs. 2000 amount transferred ) to bank of maharashtra account no. [protected]. Rs. 2000 is debited from my ICICI bank account but its not credited in beneficiary account .in this case amount 2000 is again credited to my account but till date there is no credit in my account / or credit in beneficiary account .
                Find attached beneficiary account statement photos.

                pl. credit the amount in my account asap.
                Thanks in advance .
                +2 photos
                May 6, 2019
                Complaint marked as Resolved 
                ICICI Bank customer support has been notified about the posted complaint.
                Verified Support
                Apr 01, 2019
                ICICI Bank Customer Care's response
                Dear Mangesh Kuchekar,

                We request you to email us your concern with your contact details on [protected]@icicibank.com. Please mention the UID (214741) in the subject line of your email. Our official will assist you.

                Regards,
                ICICI Bank Customer Service Team
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                  R
                  rajtdar
                  from Bengaluru, Karnataka
                  Mar 31, 2019
                  Resolved
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                  Resolved

                  Address: 1 Floor, Ground Floor, Commissariat Rd, Bengaluru, Karnataka 560025, 560103

                  I had about 11 SIP registered with mfuonline.com On 29th Jan I had canceled all my SIPs with mfuonline and received acceptance confirmation email from mfuonline.

                  Even after canceling, this was presented multiple times to ICICI Bank in FEB, due to no funds I had been charged over Rs 4000 deduction by ICICI Bank. Image attached from bank statement.

                  My : Bank Account - 000201XXX212
                  Name : Rajiv T...XXX

                  ICICI Bank has also kept debiting these ECS Return charges silently without even sending any SMS, I was shocked to see over two months whenever any balance amount was present it kept on deducting the ECS Return charges of February.

                  I had visited ICICI Bank (Koramangla & MG Road Branch Banagalore ) asking them to stop any further deduction and revert back the funds as I have already canceled the SIP in January. They are not willing to help or revert back the funds for which I had already canceled the SIP.

                  With every passing day I am unable to use the bank account as it keeps deducting the money. I had asked them to check if there is any ECS debit instructions registered on ICIICI Bank - but they are not willing to confirm or help.

                  This is a fraud to cheat customers by both www.mfuonline.com and ICICIBank after accepting cancellation the SIP & ECS Return charges keeps getting deducted without even sending any SMS or message for any deduction of ECS Return charges.

                  I am very helpless that there is no proper system in place by both these companies and no one to help. Choosing the SIP option with ECS was the biggest mistake.

                  One should never fall in the trap for registering auto debit or ECS for SIPs as there is no proper system in place for cancellation.

                  I want my refund back for ECS Return charges and stop any further charges to by Bank Account.
                  +1 photos
                  May 2, 2019
                  Complaint marked as Resolved 
                  ICICI Bank customer support has been notified about the posted complaint.
                  Verified Support
                  Apr 01, 2019
                  ICICI Bank Customer Care's response
                  Dear Customer,

                  We regret the inconvenience caused. Our official will get in touch with you. We appreciate your patience.

                  Regards,
                  ICICI Bank Customer Service Team
                  Apr 10, 2019
                  Updated by rajtdar
                  It had been over two months there is no step taken by ICICI Bank or MFUOnline to refund my amounts. Customer service of ICICI Bank had deteriorated over the years.
                  Apr 13, 2019
                  Updated by rajtdar
                  There is no action from ICICI Bank I have been waiting over 2 months for the refund
                  May 27, 2019
                  Updated by rajtdar
                  There is no action from ICICI Bank, still 2000 more got deducted. ICICI Bank is a big cheat they are just deducting my account
                  Hi
                  Sir Maine pehle complaint likhi thi aur mujhe koi response nhi mila aur is baat poora 1saal hogaya mera car loan tha jismein meri emi advance kat gayi aur gomti devi k naam se loan tha mujhe koi response bank se acha nhi mila so pls help me

                  sip & ecs cheating - icici bank auto debiting ecs return charges continuously over two months after cancellation - Comment #3393164 - Image #0
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                    P
                    ppons1959
                    from Kottayam, Kerala
                    Mar 30, 2019
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                    Address: NO 1, 2ND FLOOR NINNO STREET SANTHOME, SANTHOME CHURCH, Chennai, Tamil Nadu, 600004

                    Dear sir,

                    My account was debited for inr 2199.00 on 06th march with transaction remarks-iin/i-debit/si cppast /[protected]/906..

                    I have learnt the dr is related to cpp. Card protection.
                    I have not received the card and i requested the reversal of the same to icici customer complaint and i have not received any response regarding reversal.

                    I also requested for proof of delivery but in vain.
                    The best part is icici customer complaint numbers are not working which was tried with their branch executives also.

                    Looking forward to your immediate support and action please.

                    Thanks,
                    P. Ponnusamy
                    [protected]@gmail.com.
                    No-1, nimmo st, santhome, chennai-600004
                    Ph-+91 [protected]
                    May 6, 2019
                    Complaint marked as Resolved 
                    ICICI Bank customer support has been notified about the posted complaint.
                    Verified Support
                    Mar 31, 2019
                    ICICI Bank Customer Care's response
                    Dear Customer (Ponnusamy),

                    We regret any inconvenience caused. Our official will get in touch with you. We appreciate your patience.

                    Regards,
                    ICICI Bank Customer Service Team
                    Apr 04, 2019
                    Updated by ppons1959
                    Regret no response
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                      S
                      Sujay008
                      Mar 30, 2019
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                      Address: GANESH BASTRALAYA, C/O GANESH CHANDRA GARAIN RAJNAGAR, 731130

                      I had purchased my two wheeler motorcycle (Wb-54-d-0974) in 2006. I had taken vehicle loan from icici bank durgapur, benachiti branch, west bengal. I have cleared all the emis. Currently i am not able to find the loan clearance & noc letter from icici bank. Also i do not have details of my loan account. Request you to please issue me loan clearance & amp; noc letter at earliest. Name : ganesh chandra garain mobile : [protected] email : [protected]@gmail.com
                      ICICI Bank customer support has been notified about the posted complaint.
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                        Amol358
                        from Mumbai, Maharashtra
                        Mar 30, 2019
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                        Address: 411017

                        Sir i am amol banate. My mo no is [protected]. I had call customer care of icici bank credit card department last 20 day. But no one give me proper information. Sir i want final settelment on my credit card. So plz help. Otherwise i will not pay late fees of any kind. Because i contac them last 20 days. Its totally there fualt. So plz sir solve my problem.
                        May 4, 2019
                        Complaint marked as Resolved 
                        ICICI Bank customer support has been notified about the posted complaint.
                        Verified Support
                        Mar 31, 2019
                        ICICI Bank Customer Care's response
                        Dear Customer (Amol Banate),

                        We regret any inconvenience caused. Our official will get in touch with you. We appreciate your patience.

                        Regards,
                        ICICI Bank Customer Service Team
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                          ajithjg
                          Mar 30, 2019
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                          Resolved

                          Address: Ernakulam, Kerala

                          Today morning there was a transaction happened from my credit card and rs 3538.82 rs was transferred to some digital river ireland. This is a fraud and i tried to report the complaint via icici customer care and they have wasted my time and they want me to call them after 9pm, means they don't have an associate to work on fraud during the day time? Please help me to solve this issue and get the transaction reverted.
                          May 1, 2019
                          Complaint marked as Resolved 
                          ICICI Bank customer support has been notified about the posted complaint.
                          Verified Support
                          Mar 31, 2019
                          ICICI Bank Customer Care's response
                          Dear Customer (ajithjg),

                          We regret the inconvenience caused. We request you to email us your concern with your contact details on [protected]@icicibank.com. Please mention the UID (a5rls2) in the subject line of your email. Our official will assist you.

                          Regards,
                          ICICI Bank Customer Service Team
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                            T
                            Tahir Hussain Shaikh
                            from Mumbai, Maharashtra
                            Mar 30, 2019
                            Resolved
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                            Resolved

                            Address: New LInk Road Andheri west

                            Dear sir,
                            I was offered a free credit cards amex (Amex card not even activated) and visa but made to pay the annual fees as a result i got the card cancelled alter on.
                            Also got enrolled for cpp plan with out my consent and they deducted minimum amount of rs 100 every month from my account (Auto debit for more than 3 years) and later they refund after numerous follow up on rs 2598 to my icici acct xx1804 vide utr no. Kkbk[protected].
                            Still as a settlement they sent the credit card bill of amount 3k plus and this month has gone up to 4k plus.
                            Request you to waive off all these charges or i have to close the account with icici bank because of these mental trouble.
                            Thanks and regards
                            Tahir s.
                            Apr 30, 2019
                            Complaint marked as Resolved 
                            ICICI Bank customer support has been notified about the posted complaint.
                            Verified Support
                            Mar 30, 2019
                            ICICI Bank Customer Care's response
                            Dear Customer (Tahir Shaikh),

                            We regret the inconvenience caused. We request you to email us your concern with your contact details on [protected]@icicibank.com. Please mention the UID (a5rk1c) in the subject line of your email. Our official will assist you.

                            Regards,
                            ICICI Bank Customer Service Team
                            Apr 23, 2019
                            Updated by Tahir Hussain Shaikh
                            Reminder 2
                            Dear ICICI Team
                            My issue is still no solved, They do not want to cancel the credit card niether they are willing to show the transaction for that they have billed it.
                            I have returned the packed unit of American express Card with opening(card was mot even activated )
                            why should i pay for something which i haven't used or else i will close the saving account

                            UID NO UID (a5rk1c)

                            Regards
                            Tahir S.
                            Jun 07, 2019
                            Updated by Tahir Hussain Shaikh
                            Reminder 3
                            CPP [protected] as required by you to cancel the credit card.
                            Kindly show me the transactions details for the amount due.
                            I Repeat i have not even activated the card and neither i have spent the money through the card .otherise show the transaction details
                            The issue is still unresolve.even after sending third reminder through consumer complaint
                            Regards
                            Tahir S.
                            Dear Customer,

                            Request you to please share your CPP membership number and contact details. This will help us in resolving your query.

                            Request you to please contact us on our 24 hour helpline numbers –[protected]toll-free) or[protected]please prefix city STD code) for any further assistance.

                            Regards,
                            CPP Team
                            Dear ICICI Team
                            My issue is still no solved, They do not want to cancel the credit card niether they are willing to show the transaction for that they have billed it.
                            I have returned the packed unit of American express Card with opening(card was mot even activated )
                            why should i pay for something which i haven't used or else i will close the saving account

                            UID NO UID (a5rk1c)

                            Regards
                            Tahir S.
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                              psuresh2204
                              Mar 30, 2019
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                              Address: 9/2 Yamuna Street, Sri Devi Karumari Amman Nagar, Extension, Velachery, Chennai, Tamil Nadu, 600042

                              Hi

                              I have applied icici credit card.
                              Very poor customer service
                              They never reply to your query
                              They never call the customer and take survey about there issues
                              They will charge annual fee
                              They will charge chip charge
                              They will charge interests after paying outstaneding for the month b4 due date also.
                              If you raise any query thru online they will close the query as customer not reachable and contact customer but no and proper response will be there in customer care.
                              Worst customer care number to reach the agent to tell our probs.

                              Icici credit card-poor, waste and worst - customer service
                              [protected]
                              4375*4002
                              ICICI Bank customer support has been notified about the posted complaint.
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                                psuresh2204
                                Mar 30, 2019
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                                Address: 9/2 Yamuna Street, Sri Devi Karumari Amman Nagar, Extension, Velachery, Chennai, Tamil Nadu, 600042

                                Hi

                                I have applied icici credit card.
                                Very poor customer service
                                They never reply to your query
                                They never call the customer and take survey about there issues
                                They will charge annual fee
                                They will charge chip charge
                                They will charge interests after paying outstanding for the month b4 due date also.
                                If you raise any query thru online they will close the query as customer not reachable and contact customer but no and proper response will be there in customer care.
                                Worst customer care number to reach the agent to tell our probs.
                                ICICI Bank customer support has been notified about the posted complaint.
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                                  Rafath Alam
                                  from Bengaluru, Karnataka
                                  Mar 30, 2019
                                  Resolved
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                                  Resolved

                                  Address: 1st Floor , Leemans Complex , Cunningham Road , Bangalore, Bangalore, Karnataka, 560053

                                  Penal charhhave been debited from our current avcount of ourbcompany m/s. Asq business solutions, bangalore (Oct - dec 2018) rs. 1770

                                  Due to bad market conditions all new companies like us are strained for cash & other resources.. On this regular deductions like this every quarter are killing us.

                                  What is this icici bank team, plz help us get back this credited

                                  This is happening regularly with my current account.. So many deductions happening every quarterly

                                  Plz look into.. We asq business solutions are a loyal client of icici
                                  May 7, 2019
                                  Complaint marked as Resolved 
                                  ICICI Bank customer support has been notified about the posted complaint.
                                  Verified Support
                                  Mar 30, 2019
                                  ICICI Bank Customer Care's response
                                  Dear Customer (Rafath Alam),

                                  We regret the inconvenience caused. We request you to email us your concern with your contact details on [protected]@icicibank.com. Please mention the UID (a5rk1f) in the subject line of your email. Our official will assist you.

                                  Regards,
                                  ICICI Bank Customer Service Team
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                                    Nikhil Fadnis
                                    from Pune, Maharashtra
                                    Mar 29, 2019
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                                    Address: Pune, Maharashtra, 411015

                                    I tried to withdraw money from my account but the atm said insufficient funds and the balance slip showed me -8818 as balance. I have 3k in my account and the balance is incorrect. I checked to see my transaction and there was no debit transaction of that amount. The customer care executive says that the bank is holding the amount and i need to call after 7 am to get this resolved. He was not even able to see what my recent transactions were. Icici bank is a loot.
                                    ICICI Bank customer support has been notified about the posted complaint.
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                                      M
                                      Madabattula Sai Akhil
                                      Mar 29, 2019
                                      Resolved
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                                      Resolved

                                      Hello,

                                      I have paid amount inr 400 for andhra university which got deducted from my axis bank account (Same was confirmed with bank as well).

                                      But it is still showing the amount that is to be paid for andhra university even after the deduction. Please refund the amount.

                                      Attaching the screenshots from axis bank and andhra university respectively.
                                      +2 photos
                                      Mar 29, 2019
                                      Complaint marked as Resolved 
                                      Hello, I have paid amount INR 400 for Andhra University which got deducted from my Axis bank account (same was confirmed with bank as well). But it is still showing the amount that is to be paid for Andhra University even after the deduction. Please refund the amount. Attaching the screenshots from Axis Bank and Andhra University respectively.
                                      ICICI Bank customer support has been notified about the posted complaint.
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