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ICICI Prudential Life Insurance Complaints & Reviews

2.8
Updated: Jul 16, 2026
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ICICI Prudential Life Insurance reviews & complaints page 14

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Neelima Srivastav
Aug 26, 2020
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Address: Vaishali

You are closing the complain, harassing the customer. This is not acceptable. No resolution has been done. You are telling us that no email is received and we have a big chain since July 19th ... is it crazy??
ICICI Prudential Life Insurance customer support has been notified about the posted complaint.
Aug 26, 2020
Updated by Neelima Srivastav
This policy was taken under mis guidance by ICICI staff as insurance & investment policy which later was found as ULIP. We have written and called the bank on same day of application - Aug 19 for cancellation and refund. No action has been taken and we are still kept in dark allowing 15 days wet period to go. Please assist, this is sheer online cheating done by ICICI prudential to consumers taking away their hard earned money.
Feb 15, 2021
Updated by Neelima Srivastav
got refund
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    Niklravi Rao
    Aug 25, 2020
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    Hi
    money was deducted from my bank account without my consent .
    policy number 24619810. bank details[protected] nre.
    even there was ECS INSTRUCTIONS ON 1ST AUGUST 2020 THE MONEY GOT DEDUCTED WITHOUT MY CONSENT TODAY. REVERT IT BACK TO MY BANK ACCOUNT. COMPALINT WILL BE FILLED TO SEBI AS WELL.

    RAVINDRA.URUDAI
    QATAR
    ICICI Prudential Life Insurance customer support has been notified about the posted complaint.
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      icicicust
      Aug 22, 2020
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      My account has debited Rs 590 with the mentioned remarks NACH_AD_RTN_CHRG~IPRULI~13JUL20~cbb3779~. My due date is 13th July, so I made funds available on 6th July and paid on 12th July. Though I paid on time i am not sure why I have been penalized. During this pandemic its really a challenge to pay premiums itself on top of these imposing fines is really a hard hit for me. Could you please look in to this and waive off the fines
      ICICI Prudential Life Insurance customer support has been notified about the posted complaint.
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        R
        Rahul 9664
        Aug 18, 2020
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        Address: Malad Mumbai

        Hi

        My self rahul nagesh pandey. 1 month ago i have applied for of withdrawal but still i am not getting my pf amount please share me the status.
        Employee id 5070611
        Contact no [protected]

        Thanks and regards
        Rahul pandey
        ICICI Prudential Life Insurance customer support has been notified about the posted complaint.
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          Bhavya Gupta 4457
          Aug 18, 2020
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          I've been receiving calls from someone claiming to be working under icici prudential life insurance. And states that my father (who is no more with us)purchased a policy on my name and that he submitted the first installment of 50000 in 2012. But failed to follow up and so-called policy was scheduled to mature in 2020.
          Now either I can pay 50000 for one time settlement or I can continue the plan by paying some fine.

          The number used by called = [protected]
          ICICI Prudential Life Insurance customer support has been notified about the posted complaint.
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            R
            R psahi
            Aug 12, 2020
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            Address: ICICI Prudential Life Insurance Co HQ is in Mumbai

            Premium for polcy no 21279983 was paid on 10 aug 2020. You have sent me premium paid certificate for policy no 18920487 on 11aug similar certificate has been sent today also.
            However certificate for the policy for which premium was paid has still not been received. Are you trying to confuse me you are confused, i have not understood.
            Please send the correct certificate at the earliest.
            You need to sort out your system.
            ICICI Prudential Life Insurance customer support has been notified about the posted complaint.
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              M
              mado
              from Mumbai, Maharashtra
              Jul 27, 2020
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              Address: agarwal nursing home gomes street, mbmc office station road,bhayandar (west)

              Dr shivbhagwan nandlal agarwal policy no. 13236712 want to the surrender my policy
              ICICI Prudential Life Insurance customer support has been notified about the posted complaint.
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                S
                som parkash gupta
                Jul 20, 2020
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                Address: 1057/2 sector 39 B Chandigar inh

                My policy no 19278879
                I would like to partialwithdral some money after 5 years elapsed. What are the documents required. Pl. Forward the same
                Thank you
                Sarishti gupts
                ICICI Prudential Life Insurance customer support has been notified about the posted complaint.
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                  A
                  air unity
                  Jul 13, 2020
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                  I have been a resident in the united kingdom for past 50 years. Recently i chose to surrender one of my policies, number 19202721, held with yourself and subsequently submitted all the relevant documents such as copies my passport and cheque book to the relevant department as requested, on the 15th june 2020. Upon enquiring on the progress of the matter and also to confirm that the documents i had provided were correct, i was shocked to receive your email on the 2nd july 2020 informing me that the surrendered value amount, 19536321.11 lakhs rupees, had already been transferred to one of my bank accounts.

                  I would like to point out that i was neither asked to provide the account details to which the money should be transferred, nor did i authorise the transfer to be made to this account. I have made 6 premium payments worth of 24 lakhs rupees via my nre account and therefore the policy was processed under nre status.

                  I find this extremely unacceptable and frustrating and i ask that you resolve this matter immediately. I presume that the most sensible solution is for the funds in question to be transferred to you and for you then to transfer them to an account which i have authorised. Please advise on how this should be affected.

                  Please note my uk mobile number is[protected].

                  Kind regards
                  R n chatterjee
                  59 firs drive
                  Cranford
                  Hounslow tw5 9ta
                  United kingdom
                  ICICI Prudential Life Insurance customer support has been notified about the posted complaint.
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                    Dhanraj Tate
                    Jun 29, 2020
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                    Address: gajanan colny jijau nagar old dhanora road

                    My application no is ob 13901358 cancel the policy so my refund money please contact on my mobile no [protected]
                    ICICI Prudential Life Insurance customer support has been notified about the posted complaint.
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                      varadarajbnaidu
                      Jun 26, 2020
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                      Hi sir, i had taken a housing loan from bajaj housing finance and they have deducted 130000 rs, without my consent. Later when asked they say it can be undone again. They told me at the time of foreclosure of loan it would be refunded. But unexpectedly due to this corona we are not able to do any business and we are incurring total loss, i would really happy if i get the insurance cancelled and get the amount i received the insurance loan copy now after 6 months from bajaj office. Please get it resolved it earliest possible.
                      ICICI Prudential Life Insurance customer support has been notified about the posted complaint.
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                        A
                        Aashwinii
                        Jun 6, 2020
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                        Address: Mumbai borivali west chandavarkar road

                        Dear team,
                        I requested icici bank to get me a life insurance policy only if i'm eligible to get this policy. After team a confirmation from underwriter of icicipru, i submitted the documents. Here i repeated asked ms shubhangi about the issuance of the policy, on this she said she has already spoken to her boss mr. Deepak pareek hence you are eligible to this plan. I applied for this policy starting of the march which before this panoramic and now i came to know that policy has rejected.in fact 1st time they rejected for no valid reason bcz medical was ok, when i insisted for the reason, i came to know that it was rejected due wrong details put by the icici pru staff. So after this they refunded my amount to my cc bcz i made payment from icici bank cc for which i'm paying interest, emi conversion charges and now when i will cancel emi on cc again icici bank will charge me. I had told ms. Shubhangi that il be making payment payment thru cc so if you can't issue me a policy, let me know now only, i don't want to pay charges on cc. After the refund, ms. Shubhangi was behind me to make another payment which i made immediately. Again after making a payment i had to continuously do the follow up with ms. Shubhangi and after one month of religious follow up (Which was tremendous pain) i came to know that policy is rejected for the reason "plan not available". From all of this i came to know :
                        1. Staff does not have adequate knowledge.
                        2. Just to release temporary target pressure, they give false commitment to customers. By login same customer policy they can show it as double business.
                        3. Staff is not bothered about the customers money.
                        4. Icici pru is using customers money, earning interest on it and then rejecting policies.
                        5. Im sure they are using forge documents too issue policies hence i want you to investigate the documents they submitted for my policy.
                        6. I want charge reversal on all my charges of cc levied while purchasing this policy.
                        7. Apology letter for this pathetic service and harassment bcz now if i approach some other company they will ask me if any if any policy is rejected hence chances of getting another policy is impossible. If they would have told before applying, i would have approach some other company. Icici prudential has wasted my time, money and energy.
                        8. I would also be requesting irda to remove licenses from. Such employees who do not have basic knowledge of policy plans and selling insurance. They should atleast hace basic knowledge before applying for policies. Although i know this is a scam and strategy to reduce sales target pressure and use customers money.
                        I would request you please investigate in this.
                        ICICI Prudential Life Insurance customer support has been notified about the posted complaint.
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                          Hvim
                          from Chennai, Tamil Nadu
                          May 19, 2020
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                          Sir
                          We approached the nearer Icici branch to open Fd . But the BM and others forced to take Icici prudential elite policy 23727147.

                          Since due to our medical expenses and financial crisis, asking them to refund our investments, I have sent mail to BM of nearest Icici and spoke to prudential person .

                          Since our investment is huge and we need our money back for our medical expenses, he asking proof for each and everything . If anything accidentally happens., then we are the loser . They are emotionally locking us to continue and no further response after several mails . Initially they told we can take our money in urgent basis and the amount will be doubled after 5 years . But so far there is no progress also . They are not even caring our financial crisis and our medical issues . We are not asking for any claim . We are asking our only investment as there is no other go .

                          We need justice on this and we need our only investment back as now no income at this critical stage . People are very cruel and very irresponsible . At any cost we need our money and if not they have to bear total cost of our loses . Seeking somebodies advice and help in this regard we want your intervention and
                          Look in to this matter urgently as no one giving proper response except forcing us to continue and emotionally loving us
                          ICICI Prudential Life Insurance customer support has been notified about the posted complaint.
                          May 19, 2020
                          Updated by Hvim
                          Mark as Resolved

                          Sir
                          We approached the nearer Icici branch to open Fd . But the BM and others forced to take Icici prudential elite policy 23727147.

                          Since due to our medical expenses and financial crisis, asking them to refund our investments, I have sent mail to BM of nearest Icici and spoke to prudential person .

                          Since our investment is huge and we need our money back for our medical expenses, he asking proof for each and everything . If anything accidentally happens., then we are the loser . They are emotionally locking us to continue and no further response after several mails . Initially they told we can take our money in urgent basis and the amount will be doubled after 5 years . But so far there is no progress also . They are not even caring our financial crisis and our medical issues . We are not asking for any claim . We are asking our only investment as there is no other go .

                          We need justice on this and we need our only investment back as now no income at this critical stage . People are very cruel and very irresponsible . At any cost we need our money and if not they have to bear total cost of our loses . Seeking somebodies advice and help in this regard we want your intervention and
                          Look in to this matter urgently as no one giving proper response except forcing us to continue and emotionally locking us
                          May 27, 2020
                          Updated by Hvim
                          I have to move forward with my mothers Medical expenses. So far not getting any favorable reply and when we are not having no source on income, we are not getting refund and unable to admit my mother also for her treatment
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                            H
                            Hvim
                            from Chennai, Tamil Nadu
                            May 8, 2020
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                            Sir
                            We took a policy and now i have paid 2 premiums yearly. The premium amount is very high and since now we are in need of huge amount for medical expenses, we at least need the amount invested and we can not continue to pay premium too.

                            Kindly help me on this regard

                            Please let me know how to send confidential policy details and my mobile number
                            What are the documents or information do i need to submit. We don’t have any other source except this investment at present.
                            ICICI Prudential Life Insurance customer support has been notified about the posted complaint.
                            May 12, 2020
                            Updated by Hvim
                            Please help us as we need money for
                            Medical issues urgently . I updated to branch manager, investment manager . No reply till no
                            May 12, 2020
                            Updated by Hvim
                            When we visited nearest icici branch to create an FD. While processing this request, bank employee made us to meet with a Marketing agent of ICICI Pru Life insurance for an alternative investment scheme.

                            The Marketing agent explained most of the benefits to us but did not communicate any of the yearly fixed expense we would be incurring if we were asked to invest in The policy. That time we were not known under which fund/scheme And we were not explained
                            In Detail about The Same .

                            Since we need huge amount for our
                            Medical expenses Now and we have no other option except this investment apart from our small other savings.

                            When we saw the statement Today we were really shocked
                            For two years premium Paid is 20l
                            Charges for insurance cover Rs. 107970

                            Premium invested. 1886710
                            It’s really cheating and already we are in deep trouble .
                            Since we need amount immediately for our medical expenses, we have no other option to deal our issues.

                            I have sent mail to the nearest branch manager and sales person Nawas and his investment manager.
                            But now not getting proper response .

                            Kindly look into and return the account amount immediately for our medical expenses.

                            In spite of our health issues, we are in contact with prudential people but simply wasting our time and our health also due to the stress caused by this

                            Please help us to refund the amount which we need at present urgently.

                            Expecting your reply at the earliest .
                            I have mailed my concern to [protected]@iciciprulife.com, the mail I’d given
                            By prudential guys in that branch.

                            they called us
                            Many times and insisted to take the policy and But now they are not even bothered about our concerns and neglecting our priorities and avoiding us after we are investing huge amount .

                            Help us in this regard and refund my amount as We totally now depending on that only

                            Since it’s very urgent, I have updated my complaint again and again as till now no response

                            Also my dad was being told that the free look up period will be 1 year where as in reality it is 15 days from the date of receipt of policy.

                            The whole fraud is on account of false representation by the marketing agent who did not disclose the expense. Had that expense been disclosed to us at that point of time, we would have definitely not taken the policy.
                            Also my dad was being told that the free look up period will be 1 year where as in reality it is 15 days from the date of receipt of policy.

                            The whole fraud is on account of false representation by the marketing agent who did not disclose the expense. Had that expense been disclosed to us at that point of time, we would have definitely not taken the policy.
                            May 12, 2020
                            Updated by Hvim
                            When we visited nearest icici branch to create an FD. While processing this request, bank employee made us to meet with a Marketing agent of ICICI Pru Life insurance for an alternative investment scheme.

                            The Marketing agent explained most of the benefits to us but did not communicate any of the yearly fixed expense we would be incurring if we were asked to invest in The policy. That time we were not known under which fund/scheme And we were not explained
                            In Detail about The Same .

                            Since we need huge amount for our
                            Medical expenses Now and we have no other option except this investment apart from our small other savings.

                            When we saw the statement Today we were really shocked
                            For two years premium Paid is 20l
                            Charges for insurance cover Rs. 107970

                            Premium invested. 1886710
                            It’s really cheating and already we are in deep trouble .
                            Since we need amount immediately for our medical expenses, we have no other option to deal our issues.

                            I have sent mail to the nearest branch manager and sales person Nawas and his investment manager.
                            But now not getting proper response .

                            Kindly look into and return the account amount immediately for our medical expenses.

                            In spite of our health issues, we are in contact with prudential people but simply wasting our time and our health also due to the stress caused by this

                            Please help us to refund the amount which we need at present urgently.

                            Expecting your reply at the earliest .
                            I have mailed my concern to [protected]@iciciprulife.com, the mail I’d given
                            By prudential guys in that branch.

                            they called us
                            Many times and insisted to take the policy and But now they are not even bothered about our concerns and neglecting our priorities and avoiding us after we are investing huge amount .

                            Help us in this regard and refund my amount as We totally now depending on that only

                            Since it’s very urgent, I have updated my complaint again and again as we are depending
                            On this
                            Amount only

                            The whole fraud is on account of false representation by the marketing agent who did not disclose the expense. Had that expense been disclosed to us at that point of time, we would have definitely not taken the policy.

                            They promised that we can take our our amount any time if there is some emergency.
                            Pls help to get my amount for my immediate medical expenses
                            May 12, 2020
                            Updated by Hvim
                            We are in need of our money for medical expenses urgently ... please respond as we are restless of sending so many mails and follow up. Don’t know why are they giving false comitments and making is in trouble.
                            We are losing our patience and hope
                            May 16, 2020
                            Updated by Hvim
                            Sir so far haven’t received any calls on this . Seeking your help at the earliest
                            May 18, 2020
                            Updated by Hvim
                            Sir, I have sent many mails to nearest Icici branch manAgee . So further updates . Seeking your help at the earliest
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                              A
                              Amardip Singh
                              May 7, 2020
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                              Address: HOUSE NO 23298 ST HO 18

                              Please send receipt of my policy No 00753783. premium is deposited before 25 Feb 2020. my mail ID is [protected]@gmail.com and my date of birth is 20/03/1967. please send receipt
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                                gurjitsvaid
                                May 7, 2020
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                                Inspite of several mails/phone calls till now have not received my survival benefit payout amount to my account. I need my account with penalty. Some correspondence detail given below:-
                                =
                                Icici prudential life insurance co. Ltd call id #[protected]
                                Inbox
                                X

                                [protected]@iciciprulife.com
                                Tue, may 5, 6:24 pm (1 day ago)
                                Dear sir/madam, this is in reference to your policy held with icici prudential life insurance co. Ltd. We are currently reviewing the details at our end and wil

                                Gurjit singh
                                7:29 pm (3 hours ago)
                                To sru, gurjeet

                                Dear ms mehra,

                                First of all i would like to correct my yesterday's interaction id. It should be[protected].

                                Please be noted that till now i have not received my survival benefit payout amount in my account and now i have no other option to lodge a complaint with consumer forum against icici prudential life insurance and the same will be lodged by tomorrow morning i. E. 07th may 2020.

                                Credit date was 26th april 2020 and i am waiting for the last 11 days to credit the amount in account. Sms confirmation given below for your reference. So many times i was requested icici via mail as well as by phone call.

                                "congratulations! You are eligible to receive a survival benefit payout from your smartkid policy no.00895825 on april 26, 2020. The amount will be transferred to your bank account no. Xxxxxx2919. To receive payout in alternate bank account click :http://1kx.in/DbW4hFqnyj7"

                                Thanks

                                Gurjit singh
                                [protected]
                                =
                                ICICI Prudential Life Insurance customer support has been notified about the posted complaint.
                                May 09, 2020
                                Updated by gurjitsvaid
                                still not received any response
                                Hi, Pl approach directly ICICI-prudential by email/post/courier for pay out of survival benefit, if not credited within 30 days from the dt of your communication, then you may approach insurance ombudsman or consumer forum as the case may be otherwise cpa or iom may not entertain complaint.
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                                  Yendru venkatesh
                                  May 2, 2020
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                                  Address: Kakinada

                                  Hi sir,
                                  This is venkatesh yendru.
                                  Working for icici lombard gic ltd kakinada as a usm on roles job.
                                  While studying my mba i wrote irda exam for subbu sir but i didn't active that code. After completion of mba i joined iffco tokio general insurance company ltd, then icici lombard gic ltd in 2018. At the time of joining, our hr asked about icici prudential licence. I showed it is inactive irda pan site. Then accepted to icici lombard. Now i want to change the job but in irda pan site shows the licence is inforce. Actually one of your employe called me in december 2019 for activation of my licence. I don't want to do business because now i am working for icici lombard. Now irda pan site shows updated it in the month of december 2019. Please help me for cancel the licence.
                                  My pan no antpv3297n.
                                  I already contacted with my nearest branch manager. He is not lifting my call. Then i whatsapp my query to the sir. But not reply me. His name is chandra shekhar rao
                                  +[protected].
                                  So please solve my problem
                                  ICICI Prudential Life Insurance customer support has been notified about the posted complaint.
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                                    Devendrakumaratulkar
                                    Apr 27, 2020
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                                    Address: Super E 1207 Mpseb, Colony Ward No 6

                                    Respected gro sir, date-27.04.2020
                                    Icici

                                    Please find my written complaint inward copy of my complaints in icici branch, chandrapur with regarding documents. I hope you look this matter personally and resolved an earliest. I have already continuous requested from last three months approx.
                                    So, again kindly requested to you share, reasons or your underwriting norms the aforesaid my applications cannot be issued & my medical test reports in my registered e-mail id.

                                    Copy to:- 1) irdai
                                    ICICI Prudential Life Insurance customer support has been notified about the posted complaint.
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                                      Karankochhar
                                      Apr 27, 2020
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                                      Address: 3007 Chandigarh road near shiv mandri Ludhian

                                      I have an policy no 19244818 the payout was due on 28th March 2020.but no payment was done in my account.i called helpline number many time every time they it will come 10 day now it's been an mount.
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                                        YogeshKhowal
                                        Apr 13, 2020
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                                        Address: ICICI Prulife Towers, 1089, Appasaheb Marathe Marg, Prabhadevi, Mumbai 400025

                                        Hi Team

                                        My self Yogesh Kumar my Employee id is 552501 in ICICI Prudential Priority Circle Connaught place, DLF Building Branch. I would like to withdrwal my PF amount, but i am unable to do so as i dont have the details like my UAN number etc. Request you to please help me in same

                                        Regards

                                        Yogesh Kumar
                                        [protected]
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