ICICI Prudential Life Insurance Complaints & Reviews

Hello,

I have obtained the following icici prudential policies in the past at various times.

Policy numbers:
17139516
16224009
17440254
19275777

All these policies were taken as per the advise of your representatives at villupuram branch of tamil nadu. Each of these policies were taken with an assurance from the branch that these policies could be closed after paying...

With reference to my policy 40767789, i was asked to do the medical tests specified by you, with a confirmation that the total cost of all tests will be reimbursed by you. Based on this i spent around bd 275/- (Inr approx. 51k) in june and now its more than 2 months still the same not reimbursed to me. Mr. Madhu sudhana rao keeps on telling its will be processed today... Tomorrow... For the past 2 months. My first experiance with icici is bitter now and i don't think i will renew the policy next year!!!
Lookiing favourable reply from you

I.e 08.07.2019 taken term insurance plan by online policy bazar website application number OP00161918 and ICICI Prudential life insurance issued term insurance policy number 42728521. During application I given my name as mentioned in my passport Maruthi Dattananda Shetty Hanglur because of I am NRI . Some of the document in India such as Adharcard, Pan card, Driving license, Education certificate only mentioned as a MARUTHI but all other details like Address, date of birth are same in all document. so i attached all my document and signing on the document for self-declaration i don’t want face problem my family during claim if accidentally something happen to me.

15.07.19 contacted customer care by phone and informed above subject they advised to send email to [protected]@iciciprulife.com so i send email to them on 16 .07.19 no replay and no resolve the issue again called to customer care on 19.07.19 they informed we received your request jest wait 2-3 days we will replay by email. again i send email on 26.07.19 no replay from insurance company. i called and requested minimum 10 times to resolve the issue but they not replying on that mater. icici prudential prude company they not caring customer problem. they sending fake email try to contact my number but not reachable.

I have purchased icici prudential signature [policy no. 35223705], in the name of malay kumar ghosh on 12-dec-17 by redeem on of my old policy lifelink super [03191383]. During redeem the old policy lifelink super [03191383] one of customer manager in prud. Office advised me if i purchase new policy of prudential signature then there will be no tax liability to me on the maturity of the existing policy of amount i. E. 1, 54, 232/- but now...

Dear sir,

1- i did try to pay amount rs 25000 against my insurance policy no[protected] on 01/08/2019 in between 1st time show the fail so i try to next attempt and come to message successfully done. But message come from bank, 2 times payment done of rs 25000 each and i checked my account, there are also show 2 times debited from my account.
2- i did not got premium certificate till now also....

Icici prudential is a horrible life insurance provider. Wasted a lot of time by doing tests. Finally they did not provide what i asked for and policy was withdrawn with mutual consent.

Application number :ob10691489

Now that my policy is withdrawn they are not returning my money. Never seen such horrible response from their customer cares. What is stopping you from returning my money. It is been 5 months.

I have other other policies running i am planning to discontinue them. When you take our money everything is digital and online but when customer need something then walk to our office. What is this double game you playing to fool people. I will also tag you in twitter and let everyone know about your double standards.

And you have a grievance poratal https://buy.iciciprulife.com/buy/GrievanceRedStep.htm?execution=e2s1.

It wont submit if we have some word like "didn't" but it will work for "did not". If you figured that out and submit then it will say 403 forbidden. Omg such horrible web developers you also have there employed. Seems like the whole system is crap.. If anybody reads this please stay away and refrain from buying any policy

Dear team
I have already applied for NOC a month before. But till now it’s not proceeding at all. I am facing so many problems regarding this. Already I am getting so cause notice from my recent job. Already I have visited so many times to the branch also but there is no result. Here is the acknowledgment slip given below in image. Please do needful. My agent code is 01086437...

I just inquire about team policy through policybazar.com. After i got call from them to take a policy from icici. But i have a doubt weather is it genuine or fake? I search in consumer complaints, found lot of complaints against icici. Which is thrusted bank or agency? What about sbi? Deny clime is common strategy for all complains. Compare to different companies which are thrusted one?

Paulose

I took health cum term insurance policy from icici prudential last year and then i left india.in abroad - those health benefits premium were not making sense to me as those were applicable for india only.

So i decide to not renew my health insurance. Through their prudential web application there is very hard to find surrender button but that doesn't work. They don't have any call number which domestic customer (But outside india at the moment) can use to call.

Somehow i managed to use application to register surrender message but guess what - after sending the message there is no way in system you can check to findout if you sent something or not.

Anyhow since this health/term insurance are subject to renewal on year to year basis (As they don't have lump sum return), i allowed the policy to lapse.

3rd may was renewal date and it lapsed on 3rd june. I got message from prudential that your policy has been lapsed and if you wish to renew then you can do so till certain period of time by paying some penalty charges of late payment. So far it was good as it was my choice.

Now 20 days later, i deposited some money into my icici account which was linked to policy (As it was all within icici portal) and guess what - next day premium along with late fee was deducted from my account.

And most important the moment i got alert - i called my bank (Icici) to say that this transaction has happened without my consent (It happened few minutes ago) as we do generally to report any such transaction so that our bank can help stop the transaction or initiate reverse of it but to my surprise they said that they can not do anything about it and i need to talk to prudential department on the matter. I kept complaining that guys forget for a second that it is your department - i am simply calling you to stop or reverse unauthorized transaction. Any way i got clear no from them.

Does banks have rights to allow our money without consent to be shuffled between their units forcefully?

Does prudential department have right to keep watching and withdraw money from my bank account forcefully on lapsed policy. Shouldn't lapsed means case closed? I know for sure had i gotten sick they would have said that your policy is lapsed and we wouldn't be able to pay your hospital bills.

Can they force someone with acts like above to renew the policy even when customer doesn't want to.

If they are not allowed to act like above then doesn't this case makes icici kind of scammer of money and should be criminalized? Afterall we are talking about breach of bank account security by bank itself and as consumer i am terrified by thoughts of it.

Please advise if what they have done is within their rights and justified?

Hi ICICI,

This is regarding my policy details updation in application form. I have requested many times to update details via email and later i received calls from ICICI also but nothing happened still the same detials showing in application which is wrong.Till this extent i dont have any remark on icici but after this am not happy with the services which am getting.

Please resolve asap

Detials-

Policy no[protected]
Apllication No- OB11375589

[protected]@gmail.com

I am customer of icici prudential insurance, my policy # is 17211387 due to some reason. I was unable to continue my policy. I had paid ₹15000 premium i was unable to pay the premium due to some problem. At that time i talked with customer care regarding forclosure of that policy but he told me that the policy is having locking period of 3 years and i will not get money return, please try to get money after 3 years. Now after more than three years. I talked with customer care, now they are telling that your policy has been lapsed and i will not get any amount.
So tell me is it fair?, that insurance company is not paying back my money.

Please do the needful

Dear Sir,

Myself Vishal Verma, i was working with icici predential . now i have already applied for my PF,
MY EMP ID - 5038463.
now i am not recived any amount from my PF,
i have send all the Document related PF Withdraw
so please Reply me on my mail id- [protected]@gmail.com, you can inform me on my cell. +91 [protected]

So please do the need ful.

On 29 may, 2019 i submitted complaint regarding my policies and gst refund against icici prudential life insurance. On 30 may, 2019 i receive a call from +91-[protected] this number person name deepak kumar (Employee id:12777). He said he is employee of icici prudential and contacting me regarding my complaint. He confirmed my bank account details with me and did three transactions amount rs 3602/, rs 8602/ and rs 8902/ on asking he said the amount will get credited in my account.

I found those transactions suspicious and called bank to check whether those transactions are credit or debit. Bank customer care confirmed those transactions are debit transactions.

Today, that person deepak kumar didn't answer my call so i filed dispute in bank and fir in police station.

Icici prudential life insurance is fraud first they didn't fulfill all the commitments which they made at the time of purchase of policy. Now, they are making fraud transactions on my account.

I want to withdraw both policies and refund complete amount.

Thanks,
Swati

Last year i purchased two policies from icici prudential in august 2018.

1. Icici pru saving suraksha (Policy no.[protected] of annual premium rs. 30, 000 with sum assured rs. 3, 00, 000 and maturity benefit rs. 2, 33, 372. Gst amount is rs.1, 351.

2. Icici pru future perfect (Policy no.[protected] of annual premium rs. 50, 000 with sum assured rs. 5, 00, 000 and maturity benefit of rs. 2, 39, 925. Gst amount is...

Sir i am md wasim worked as an insurance adviser 3 years in icici prudential life insurance company munger bihar but my agency was terminated in 2014 owing to not completed my mbg. But company renewed my licence in 2015 without my consent as i was terminated.
Now i want to work in other insurance company but my pan is still with icici prudential and current status of my agency is blacklisted i don't know why. I need help in releasing my pan as it's matter of my career and survival. As per humanity i have right to be free.
Kindly look into my problem and help me to get pan released. I need help
Yours faithfully
Md wasim
Code no - 969305
Pan no abmp9365m

I am residing at harij. I am a customer of icici pru. Life insurance and hold policy no.05727072 there is no branch of icici prudential so i have problem of part withdrawal of same i want to apply online for part withdrawal. Pls guide me for same. Insurance companies are accepting premiums online then they should be flexible for customers to withdraw the payments online and should modify their websites to apply online

I want not policy not insurance company and i want to make ko in the pese de and no one is here yet but i want to make ko in the morning and no one is here yet but i will let you know when i want to make ko in the morning and i will be there at next week and no one is here yet but i will let you know when i get it i will send it to you know when i get it i will send

I was an adviser in icici prudential life insurance munger bihar, i was terminated owing to not completed mbg in 2014. Icici munger renewed my licence in 2015 without my consent as i was terminated. Now i want to work with another insurance company but icici prudential is not releasing my pan and they mark my agency status as blacklist.
I need help in releasing my pan as it is matter of my career so register my complain regarding this.
Yours faithfully
Md wasim
Agency code - 969305
Pan - abmp9365m

I have purachased a life cover of rs 47 lakh from icici prudential (Policy no[protected] and the policy issued of rs 42 lakh only and taken full premium of 47 lakh now there is no option to modify or cancel the policy and charging me rs 70000 for cancellation of policy. Pls don't trust on their advisors totally fraud company.
Contact no-[protected]
Loan a/c no-lbjhn[protected]...

Dear sir
/ madam

It's a big cheat with me by icici prudential staff. Mr ravi dhayal (Mobile number :[protected]/[protected] & his email id :ravi. [protected]@gmail.com) who was /is my rm done breach of trust. He came my office 7 times and every time, he was having my statement (Surprised) and forced me to invest for saving his job. With trust i have signed a form and requested not to deposit anywhere without my permission. When i was chennai he called me so many time and requested to say yes for one time investment only he didn't tell me that where he is putting. My cheque and form. I have trusted him blindly and he has done crime with me.

Now i don't have money to pay further.

Kindly help me resolve this issue
Please take a strict action against so that i can out from this situation asap.

Policy no according to msg 22289905

Warm regards

Vishwa raman nirmal
Policy no according to msg 22289905
Icici produntional