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ICICI Prudential Life Insurance Complaints & Reviews

2.8
Updated: Nov 11, 2025
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ICICI Prudential Life Insurance reviews & complaints page 15

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S
Sarala Venkatesan
from Mumbai, Maharashtra
Sep 20, 2019
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Address: No-82,84and 86 bascon maeru,2nd floor Kodambakkam High road thirumurthy nagar Nungambakkam chennai-34, Chennai, Tamil Nadu, XXXXXX

Dear sir / mam
This is sarala regarding previously i have worked in icici prudential life insurance company i don't receive relieving letter and pay slips then i will send request mail also but no response. I need my relieving letter and salary slips for pf money. Kindly send my salary slip, atleast pf number send my mail id [protected]@gmail.com my last working day 31.05.2018 my employee code - 5041158
ICICI Prudential Life Insurance customer support has been notified about the posted complaint.
Hi,

this is regarding icici pru life insurance.

i had not taken any insurance from icici & nor even i had any word with their customer care.they had force fully activated me for this bloody icici pru life.

this is not a first time they had, this is second time they had done this.

please help me out
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    Dipen Anandpara
    from Vadodara, Gujarat
    Sep 16, 2019
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    Address: Vadodara, Gujarat, 390012

    My self dipen anandpara, employ number 5008497 has been resigned on 2014 and i applied for my pf on 3rd august 2019. (Application send to icici pru life insurance co ltd, rani sati marg, malad east 400097). Till now i didn't receive my pf. So kindly help me to know the current status of my pf. I am not getting any reply from [protected]@iciciprulife.com as well, i have send many mails to them about the same.
    ICICI Prudential Life Insurance customer support has been notified about the posted complaint.
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      Utsav D
      from Pune, Maharashtra
      Sep 7, 2019
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      Address: Pune, 411028

      I had paid the premium of 2, 40, 000 rs online for the ulip policy : icici pru elite life super. I want to ensure that again the amount of rs 2, 40, 000 is not deducted again from my bank account i talked to icici prudential life - they told me for ecs cancellation - need to call the bank when i talked to icici relationship manager - he told me to contact icici pru life. So tell me what should i do now. Again call icici bank and icici pru life.

      Tracking call id : call id #[protected]
      Policy : 26002660



      Icici responded me on saturday evening to visit icici pru office as if they work on sunday.

      Now the banks / offices are closed : tell me where should i go to stop standing instructions. The due date is 08/sep – sunday.

      Your response is not at all helping me and neither able to understand my issue.

      Icici kept on sending me sms to pay online : where did it mentioned that standing instructions will commence 15 days earlier.
      ICICI Prudential Life Insurance customer support has been notified about the posted complaint.
      Dear team,
      Please help me to withdraw my PF amount from this company and my employee ID is 5059189
      Name - Vanshita Gehlot

      I couriered my documents and PF withdrawal form to Mumbai head office on 23rd September 2019. Still I didn't received any kind of response. So help me to get is resolve as soon as possible.

      Regards
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        A
        abhiudya
        from Lucknow, Uttar Pradesh
        Aug 28, 2019
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        Address: Lucknow, Uttar Pradesh, 226016
        Website: iciciprulife.com

        My name abhiudya vijh
        (Employee id : 5064949)
        Got campus placement in icici prudential from lucknow joining in delhi but not provided any channel and i was sent to lucknow from delhi on the basis that i have got joining there but not given me joining there in lucknow and said you don't have written document that you got joining in lucknow after that delhi hr said there also no opening is there now
        And after few days lucknow hr nikita tandon removed me from the system without giving any reason
        ICICI Prudential Life Insurance customer support has been notified about the posted complaint.
        Dear team,

        Dues -15423/-amount cleared. Please seeking your support n help to give me relieving letter
        Employee ID -596683
        Dear Sir/Mam
        I was working with the icici prudential for 1 year & in my salary slip my pf account is mention as my employee id i.e. 556080. Please help me to get my PF details.

        Regards,
        Tanmoy Ghosh
        EmplId-556080
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          S
          sathish_154
          Aug 21, 2019
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          closed policies

          Hello,

          I have obtained the following icici prudential policies in the past at various times.

          Policy numbers:
          17139516
          16224009
          17440254
          19275777

          All these policies were taken as per the advise of your representatives at villupuram branch of tamil nadu. Each of these policies were taken with an assurance from the branch that these policies could be closed after paying...
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          Sivavisa
          Aug 20, 2019
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          With reference to my policy 40767789, i was asked to do the medical tests specified by you, with a confirmation that the total cost of all tests will be reimbursed by you. Based on this i spent around bd 275/- (Inr approx. 51k) in june and now its more than 2 months still the same not reimbursed to me. Mr. Madhu sudhana rao keeps on telling its will be processed today... Tomorrow... For the past 2 months. My first experiance with icici is bitter now and i don't think i will renew the policy next year!!!
          Lookiing favourable reply from you
          ICICI Prudential Life Insurance customer support has been notified about the posted complaint.
          Hello,

          I have obtained the following ICICI Prudential Policies in the past at various times.

          Policy numbers:
          17139516
          16224009
          17440254
          19275777

          All these policies were taken as per the advise of your representatives at Villupuram Branch of Tamil Nadu. Each of these policies were taken with an assurance from the branch that these policies could be closed after paying 3 years of premium.

          I had been paying the annual premiums on time.

          In 2018, when I approached the branch regarding the closure of my policies, the branch manager and the person responsible for the ICICI Prudential section advised me to take another policy and assured me that the above mentioned policies will be closed by them within 3 weeks and FULL amount without any penalties will be refunded to me. I did take another policy (number:26958610and[protected] and submitted my application for closure of the above mentioned policies.

          The above mentioned policies were closed, but I only received part of the amount I paid as premiums. When I approached the branch manager, he assured me that he was working on getting my full amount.

          Since then, I had been repeatedly following up with the branch personnel and I have not been receiving any positive response, but just assurances that I would get my money back.

          At one point, your employee went up to the extent of saying that they would get money based on the reason that my Mother was I’ll. I had told them that my Mother passed away 5 years ago.

          After almost a year, I have lost hopes of getting my money back through the branch personnel. So, I am approaching you for a resolution.
          Regards
          Chandrasekar
          My icici pru policy 16242796 subhash chander agarwal
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            M
            Maruthi.91
            Aug 8, 2019
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            Address: Girija sadana kodi road hangalore, Udupi, Karnataka, 576217

            I.e 08.07.2019 taken term insurance plan by online policy bazar website application number OP00161918 and ICICI Prudential life insurance issued term insurance policy number 42728521. During application I given my name as mentioned in my passport Maruthi Dattananda Shetty Hanglur because of I am NRI . Some of the document in India such as Adharcard, Pan card, Driving license, Education certificate only mentioned as a MARUTHI but all other details like Address, date of birth are same in all document. so i attached all my document and signing on the document for self-declaration i don’t want face problem my family during claim if accidentally something happen to me.

            15.07.19 contacted customer care by phone and informed above subject they advised to send email to [protected]@iciciprulife.com so i send email to them on 16 .07.19 no replay and no resolve the issue again called to customer care on 19.07.19 they informed we received your request jest wait 2-3 days we will replay by email. again i send email on 26.07.19 no replay from insurance company. i called and requested minimum 10 times to resolve the issue but they not replying on that mater. icici prudential prude company they not caring customer problem. they sending fake email try to contact my number but not reachable.
            ICICI Prudential Life Insurance customer support has been notified about the posted complaint.
            Hello sir i am sangeeta chauhan advisor code-ICI01381050. i can not continue with you because my son have also agnet in LIC OF INDIA.pz accept my resign.
            send me NOC . thank you.
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              M
              malaykumarghosh
              from Kolkata, West Bengal
              Aug 6, 2019
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              prudential signature [policy no. 35223705] - misleading information

              Address: 2G1, Green Wood Nook, 369/2 Purbachal kalitala Road, Kolkata, West Bengal, 700078

              I have purchased icici prudential signature [policy no. 35223705], in the name of malay kumar ghosh on 12-dec-17 by redeem on of my old policy lifelink super [03191383]. During redeem the old policy lifelink super [03191383] one of customer manager in prud. Office advised me if i purchase new policy of prudential signature then there will be no tax liability to me on the maturity of the existing policy of amount i. E. 1, 54, 232/- but now...
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              Address: avdhut 2 society, ram nagar, Surat, Gujarat, 395009

              Dear sir,

              1- i did try to pay amount rs 25000 against my insurance policy no[protected] on 01/08/2019 in between 1st time show the fail so i try to next attempt and come to message successfully done. But message come from bank, 2 times payment done of rs 25000 each and i checked my account, there are also show 2 times debited from my account.
              2- i did not got premium certificate till now also....
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              B
              Bimal Panigrahi
              Jul 12, 2019
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              Address: 560103

              Icici prudential is a horrible life insurance provider. Wasted a lot of time by doing tests. Finally they did not provide what i asked for and policy was withdrawn with mutual consent.

              Application number :ob10691489

              Now that my policy is withdrawn they are not returning my money. Never seen such horrible response from their customer cares. What is stopping you from returning my money. It is been 5 months.

              I have other other policies running i am planning to discontinue them. When you take our money everything is digital and online but when customer need something then walk to our office. What is this double game you playing to fool people. I will also tag you in twitter and let everyone know about your double standards.

              And you have a grievance poratal https://buy.iciciprulife.com/buy/GrievanceRedStep.htm?execution=e2s1.

              It wont submit if we have some word like "didn't" but it will work for "did not". If you figured that out and submit then it will say 403 forbidden. Omg such horrible web developers you also have there employed. Seems like the whole system is crap.. If anybody reads this please stay away and refrain from buying any policy
              ICICI Prudential Life Insurance customer support has been notified about the posted complaint.
              Name-diyva bansal chopra
              uan num-[protected]
              emp id-ici1137
              pls apporve my adhar card uan portal & service history upload
              i have already upload adhar num for uan portal
              so please my adhar card num
              avenger1042's reply, Aug 7, 2019
              how many time reslove this problem
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                S
                September4
                from Mumbai, Maharashtra
                Jul 11, 2019
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                applying for noc

                Address: Link Road, Seema building, 2nd floor, 753012

                Dear team
                I have already applied for NOC a month before. But till now it’s not proceeding at all. I am facing so many problems regarding this. Already I am getting so cause notice from my recent job. Already I have visited so many times to the branch also but there is no result. Here is the acknowledgment slip given below in image. Please do needful. My agent code is 01086437...
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                P
                poulosead
                Jul 1, 2019
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                Address: ICICi, 680683

                I just inquire about team policy through policybazar.com. After i got call from them to take a policy from icici. But i have a doubt weather is it genuine or fake? I search in consumer complaints, found lot of complaints against icici. Which is thrusted bank or agency? What about sbi? Deny clime is common strategy for all complains. Compare to different companies which are thrusted one?

                Paulose
                ICICI Prudential Life Insurance customer support has been notified about the posted complaint.
                I want to cancel the ICICI Pru Signature application for following concern

                My wife did not received the policy documents.
                It was never mentioned that the application is for Life insurance policy and ULIP
                Number of years locked in the application is not the same number of years mentioned during application process.

                I never expected this.
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                  A
                  ankitkalanoria
                  Jun 25, 2019
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                  Resolved

                  I took health cum term insurance policy from icici prudential last year and then i left india.in abroad - those health benefits premium were not making sense to me as those were applicable for india only.

                  So i decide to not renew my health insurance. Through their prudential web application there is very hard to find surrender button but that doesn't work. They don't have any call number which domestic customer (But outside india at the moment) can use to call.

                  Somehow i managed to use application to register surrender message but guess what - after sending the message there is no way in system you can check to findout if you sent something or not.

                  Anyhow since this health/term insurance are subject to renewal on year to year basis (As they don't have lump sum return), i allowed the policy to lapse.

                  3rd may was renewal date and it lapsed on 3rd june. I got message from prudential that your policy has been lapsed and if you wish to renew then you can do so till certain period of time by paying some penalty charges of late payment. So far it was good as it was my choice.

                  Now 20 days later, i deposited some money into my icici account which was linked to policy (As it was all within icici portal) and guess what - next day premium along with late fee was deducted from my account.

                  And most important the moment i got alert - i called my bank (Icici) to say that this transaction has happened without my consent (It happened few minutes ago) as we do generally to report any such transaction so that our bank can help stop the transaction or initiate reverse of it but to my surprise they said that they can not do anything about it and i need to talk to prudential department on the matter. I kept complaining that guys forget for a second that it is your department - i am simply calling you to stop or reverse unauthorized transaction. Any way i got clear no from them.

                  Does banks have rights to allow our money without consent to be shuffled between their units forcefully?

                  Does prudential department have right to keep watching and withdraw money from my bank account forcefully on lapsed policy. Shouldn't lapsed means case closed? I know for sure had i gotten sick they would have said that your policy is lapsed and we wouldn't be able to pay your hospital bills.

                  Can they force someone with acts like above to renew the policy even when customer doesn't want to.

                  If they are not allowed to act like above then doesn't this case makes icici kind of scammer of money and should be criminalized? Afterall we are talking about breach of bank account security by bank itself and as consumer i am terrified by thoughts of it.

                  Please advise if what they have done is within their rights and justified?
                  Jun 30, 2019
                  Complaint marked as Resolved 
                  Icici prudential resolved this and refunded money to my account accordingly as well.
                  ICICI Prudential Life Insurance customer support has been notified about the posted complaint.
                  Jun 25, 2019
                  Updated by ankitkalanoria
                  Policy number is : 22283445
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                    Yasaninaresh
                    Jun 25, 2019
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                    Hi ICICI,

                    This is regarding my policy details updation in application form. I have requested many times to update details via email and later i received calls from ICICI also but nothing happened still the same detials showing in application which is wrong.Till this extent i dont have any remark on icici but after this am not happy with the services which am getting.

                    Please resolve asap

                    Detials-

                    Policy no[protected]
                    Apllication No- OB11375589

                    [protected]@gmail.com
                    ICICI Prudential Life Insurance customer support has been notified about the posted complaint.
                    Am eknath kokate

                    I am already pay ur policies pement so pls refund my money i am not interested

                    Policy not completed
                    DB11579538

                    Pls refund my money

                    [protected]
                    Bank of India

                    Ifsc
                    BKID0001252

                    policy details update issue - Comment #3492310 - Image #0
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                      A
                      Akhlesh Giri
                      from Mumbai, Maharashtra
                      Jun 22, 2019
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                      Address: 110059

                      I am customer of icici prudential insurance, my policy # is 17211387 due to some reason. I was unable to continue my policy. I had paid ₹15000 premium i was unable to pay the premium due to some problem. At that time i talked with customer care regarding forclosure of that policy but he told me that the policy is having locking period of 3 years and i will not get money return, please try to get money after 3 years. Now after more than three years. I talked with customer care, now they are telling that your policy has been lapsed and i will not get any amount.
                      So tell me is it fair?, that insurance company is not paying back my money.

                      Please do the needful
                      ICICI Prudential Life Insurance customer support has been notified about the posted complaint.
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                        BhagBsdk
                        from Mumbai, Maharashtra
                        Jun 8, 2019
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                        Address: Vill Bhimakol Post Hunsepur PS Maharajganj, Azamgarh, Uttar Pradesh, 276137

                        Dear Sir,

                        Myself Vishal Verma, i was working with icici predential . now i have already applied for my PF,
                        MY EMP ID - 5038463.
                        now i am not recived any amount from my PF,
                        i have send all the Document related PF Withdraw
                        so please Reply me on my mail id- [protected]@gmail.com, you can inform me on my cell. +91 [protected]

                        So please do the need ful.
                        ICICI Prudential Life Insurance customer support has been notified about the posted complaint.
                        Icici has robbed my entire money now they are deducting money from my savings account every day, not sure how and where I can complain
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                          Swati167
                          from Delhi, Delhi
                          May 31, 2019
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                          On 29 may, 2019 i submitted complaint regarding my policies and gst refund against icici prudential life insurance. On 30 may, 2019 i receive a call from +91-[protected] this number person name deepak kumar (Employee id:12777). He said he is employee of icici prudential and contacting me regarding my complaint. He confirmed my bank account details with me and did three transactions amount rs 3602/, rs 8602/ and rs 8902/ on asking he said the amount will get credited in my account.

                          I found those transactions suspicious and called bank to check whether those transactions are credit or debit. Bank customer care confirmed those transactions are debit transactions.

                          Today, that person deepak kumar didn't answer my call so i filed dispute in bank and fir in police station.

                          Icici prudential life insurance is fraud first they didn't fulfill all the commitments which they made at the time of purchase of policy. Now, they are making fraud transactions on my account.

                          I want to withdraw both policies and refund complete amount.

                          Thanks,
                          Swati
                          +3 photos
                          ICICI Prudential Life Insurance customer support has been notified about the posted complaint.
                          Jun 12, 2019
                          Updated by Swati167
                          This consumer complaint forum is leaking data to fraud people who are making fraud banking transactions. No one is replying from from ICICI Prudential Life Insurance, fake people and worst service provider.
                          Most urgent

                          I am an advisor and policy holder too, I'm not doing anything as an advisor or as an policy holder, though I am getting OTP, so please check it urgently, who is trying to do mischief mischief. Please take it seriously and urgently.
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                            Swati167
                            from Delhi, Delhi
                            May 29, 2019
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                            not received: gst refund and correction in maturity amount

                            Address: 560102

                            Last year i purchased two policies from icici prudential in august 2018.

                            1. Icici pru saving suraksha (Policy no.[protected] of annual premium rs. 30, 000 with sum assured rs. 3, 00, 000 and maturity benefit rs. 2, 33, 372. Gst amount is rs.1, 351.

                            2. Icici pru future perfect (Policy no.[protected] of annual premium rs. 50, 000 with sum assured rs. 5, 00, 000 and maturity benefit of rs. 2, 39, 925. Gst amount is...
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                            Wasimmd
                            from Mumbai, Maharashtra
                            May 20, 2019
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                            Address: Munger Bazar, Munger, Bihar

                            Sir i am md wasim worked as an insurance adviser 3 years in icici prudential life insurance company munger bihar but my agency was terminated in 2014 owing to not completed my mbg. But company renewed my licence in 2015 without my consent as i was terminated.
                            Now i want to work in other insurance company but my pan is still with icici prudential and current status of my agency is blacklisted i don't know why. I need help in releasing my pan as it's matter of my career and survival. As per humanity i have right to be free.
                            Kindly look into my problem and help me to get pan released. I need help
                            Yours faithfully
                            Md wasim
                            Code no - 969305
                            Pan no abmp9365m
                            ICICI Prudential Life Insurance customer support has been notified about the posted complaint.
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                              Prthakkar
                              from Kheralu, Gujarat
                              May 15, 2019
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                              Address: Patan, Gujarat, 384240

                              I am residing at harij. I am a customer of icici pru. Life insurance and hold policy no.05727072 there is no branch of icici prudential so i have problem of part withdrawal of same i want to apply online for part withdrawal. Pls guide me for same. Insurance companies are accepting premiums online then they should be flexible for customers to withdraw the payments online and should modify their websites to apply online
                              ICICI Prudential Life Insurance customer support has been notified about the posted complaint.
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