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ICICI Prudential Life Insurance Complaints & Reviews

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Updated: Jul 16, 2026
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ICICI Prudential Life Insurance reviews & complaints page 25

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P
puneet03
Jan 10, 2018
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Address: Varanasi, Uttar Pradesh
Website: www.iciciprulife.com

Policy number= 19603038

This is to inform you that an advisor falsely sold life insurance policy to mr. Pramod kumar agrawal, in the name of fixed deposit with higher returns. He (Not much educated) got traped in his sweet talks and purchased the instrument worth rs 50000/- with having trust on icici brand name.
He came to know about this fact by the end of 2016, at the time when he was asked regarding further premium of rs.50000/- that he has been sold life insurance policy in the name of fixed deposit.
He continuoslly called that advisor several times in 2017. But he didn't respond to a single call.
Thus in the end i had to file this report. He want his money i. E. Rs. 50000/- back as soon as possible
Please give some response.

Regards,

Puneet agrawal
ICICI Prudential Life Insurance customer support has been notified about the posted complaint.
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    prashantraut2511
    Jan 4, 2018
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    In may 2012 i opened a policy scheme wealthbuilder. Policy no:17312989.
    I paid premium amount inr 2, 00, 000 after that due to personal reasons i was unable to continue the policy, now the status says "foreclosed". Already the lock period is over "more than 5yrs" and still waiting for amonut to be credited into account which i invested, not sure how icici bank works, or these guys just sit on customer money ans ask to forefit.

    I would request to fullfil amount transfer asap

    Thanks in advance
    ICICI Prudential Life Insurance customer support has been notified about the posted complaint.
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      S
      Sachin_son04
      from Sambalpur, Odisha
      Jan 2, 2018
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      Address: New Delhi, Delhi, 110043

      Dear concern team,

      I went to icici bank branch for a fix deposit of amount 1lac. Your marketing executive chandan in delhi (Najafgarh branch) manuplate me and offer me a policy name wealth builder-2 to pay 1 lac annually and assure me you get 30% return yearly but it was not happened. I can see my money had reduced already and now its around 85 thousand only.

      Policy detail: icici pru wealth builder 2
      Policy no: 19020826

      After a long research i came to know its use less policy and i diss-continued to pay premium from next year.

      I want to surrender this policy from day one.
      Please help me that i need my money back urgently.

      Thanks & regards,
      Sachin saini
      [protected]
      ICICI Prudential Life Insurance customer support has been notified about the posted complaint.
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        A
        arynum
        from Delhi, Delhi
        Dec 31, 2017
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        Address: 122002

        I have icici prudential life insurance policy no. 17349926. I was going through our email trails recently. My policy has been lapsed and foreclosed on january 2017 without providing any information to the consumer. Due to the overdue amount of the costly premiums. The policy got foreclosed before the maturity period mentioned in the policy terms. Since i already have made investments, i would like to know about the status of my policy and the procedure to surrender my policy and get the funds benefits in time. I have not received any calls regarding the updates from the relationship manager since april 2015.

        I have visited the branch offices and written to the head office. I have not received any updates and satisfactory resolution in the said matter.in the month of july, i got to know the company has foreclosed the policy without prior intimation to the consumer. I have lost my fund and benefits. I had attempted to renew the policy in the month of january 2015, 2016, but due overdue charges and mode of payment were unaffordable to me, thereby, the policy got further delayed. I have asked for the refund, but i have not received any updates from the company and the matter got delayed since thereafter.

        I would be happy to know if you could take the matter on urgent basis and help me recover the invested funds.

        Thank you.

        Sincerely,
        Arun bhandari
        +91 [protected]
        +91 [protected]
        ICICI Prudential Life Insurance customer support has been notified about the posted complaint.
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          Niks@6692
          Dec 27, 2017
          Resolved
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          Resolved

          Address: Aurangabad, Maharashtra

          I have apply for home loan of 20 lacs 1 month before, as per my eligibility 20 lacs is possible said by officials.which was suited for me.
          but after that without any intimation or any enquiry they increase my loan amount up to 20 lacs 65 thousands and sanction with those amount. In that amount they added my life insurance without my knowledge or without any conference.
          I don't want that additional insurance policy which forcefully added to my amount. I want to know how they do like this..just like playing with the customer as they have need.
          this is unethical thing done by the bank.
          Dec 28, 2017
          Complaint marked as Resolved 
          I am taking my complaint back as I have meet official at icici. they clarify my query, and solve the issue. thanks to them and to this forum also
          ICICI Prudential Life Insurance customer support has been notified about the posted complaint.
          Dec 28, 2017
          Updated by Niks@6692
          I am taking my complaint back..
          as I have talk with icici official.
          and they clarify my doubts and confusion.
          and solve my issue.
          thanks consumer court for response.
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            V
            Vijay Lanka
            from Hyderabad, Telangana
            Jun 13, 2018
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            Dear team,

            I purchased the subject polocy in August 2014 and paid premium of Rs.20618/-.My polocy no: 18842270. after that i moved to another job and mobile number got changed and because of some financial crises i could not make the payment further. I contacted the executive who sold that polocy he said that i can get back my premium after 4 four year. now i contacted ICICI to check the status they said that my polocy was foreclosed and i do not get single penny.

            This was not correct. I am not expecting any thing more then what i paid to icici.

            Kindly consider my request and help me out.

            Regards,
            Vijay Kumar
            ICICI Prudential Life Insurance customer support has been notified about the posted complaint.
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              B
              bhavnaben vanra
              from Jamnagar, Gujarat
              Dec 19, 2017
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              Address: 395010

              Date 19/12/2017
              Bhavnaben D Vanra
              Policy No. 16349386

              To
              Respected sir
              manager icici prulife,
              subject : policy refund related

              This reference to last sms received from your regarding premium due of 29126 pertain into insurance policy no:16349386 now i surprise i had never bought any insurance policy of such scheme. i had bought policy for one time premium or single premium towards paid rupees 25386.
              now i come to know this is regular policy till date . i do not receive any policy document so i am not aware about terms and condition benefits of the policy. so this is pure negligence. i am requesting full refund of premium rupees 25386 within 30 days .you may refund directly to me .
              i close the my home loan 25/11/2017.
              so please solution my matter.
              your faithfully
              Bhavnaben D. vanra
              ICICI Prudential Life Insurance customer support has been notified about the posted complaint.
              Please change my mobile no in my policy no 13088893
              My new mobile no is [protected]
              Add my addhar card no.[protected]
              Verify my PAN no AMAPM3828N
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                A
                Ambika Sehgal
                from Mumbai, Maharashtra
                Dec 15, 2017
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                Address: Mumbai City, Maharashtra, 400050

                Dear team

                I have sent multiple emails since past 2 years and have visited the bank multiple times however no one has helped with the above policy.

                Please note that i was sold this policy wrongly. I was told that i have to pay the premium only once and then i was out of india for sometime.

                I have been trying to open the policy again however it has been foreclosed.

                This is very unfair that icici is doing this with their privilege customer. I have been banking with you since more than 10 years and i am not given an option to either start this policy again or icici is not ready to return my money,

                Please come back to with some solution asap.

                Look forward to hear back at the earliest.
                ICICI Prudential Life Insurance customer support has been notified about the posted complaint.
                SIr,
                I have bought ICICI Guarenteed Wealth ProtectorLP No.18851258 during 2014. In that details my DOB is wrongly entered as 7.7.1955. But my DOB is 23.07.1955. Hence please be correct,
                Thank you
                P. Perumal
                Dear Concern
                Pls note I am Ramanjinappa TA policy no-OB08041700 and received the documents and refered all the terms and facilities so its as expected so requesting you to pls cancel my policy.
                Thanks
                Ramanjinappa TA
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                  K
                  Karanschauhan
                  from Delhi, Delhi
                  Dec 15, 2017
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                  I had already paid premium of rs. 39674/- against my policy 18235485 on 30 nov. 2017 but he receipt of the same has not been received till date through email. Even i had already registered my complaint in paota branch jodhpur last year as i have not received last 5years receipts on premium which was already deducted from saving account automatically on due date. Kindly send me copies of receits and also change my mobile no. [protected] to [protected] and oblidge, my email id is as under but no reply has sinc been received till date please expidite.
                  Singh. [protected]@gmail.com
                  ICICI Prudential Life Insurance customer support has been notified about the posted complaint.
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                    R
                    ritugarg
                    from Rath, Uttar Pradesh
                    Dec 11, 2017
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                    Address: 121004
                    Website: iciciprudential life insurance company

                    I am ankit garg nominee of mr ashok garg policy no 0459663. My father has expired. I have submitted my documents at address mentioned in mail received by me from [protected]@iciciprulife.com. Adressis

                    Icici pru claim care center
                    Icici prudential life insurance company limited
                    9th floor, b wing, office no. 906, bsel tech park,
                    Opp vashi station, sec-30, vashi
                    Navi mumbai 400706

                    I submiited my documents on 27/10/2017. I am trying to know my status but i did not get any solution last 45 days.

                    My post tracking detail is:
                    www.indiapost.gov.in
                    Consigment no.-eh[protected]in

                    Pls check it resolved it on priority basis. It already so long...
                    ICICI Prudential Life Insurance customer support has been notified about the posted complaint.
                    Dear Concern
                    Pls note requesting you to pls cancel my insurance policy application no-OB08041700 and online policy details have received but benifits are not as expected so pls cancel my policy and confirm.

                    Thanks
                    Ramanjinappa TA
                    OB08041700
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                      R
                      Raghawanand Singh
                      from Kaithal, Haryana
                      Dec 8, 2017
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                      Policy no21552687 on13nov17 sent by blue dart and 14nov returns back. I contacted icici prulife mallroad kanpur for the policy detail they said within 5 days you'll get your policy. I contacted mr. Sumit mishra branch manager for the same. Till date policy has not reached to me.
                      Now i don't need this policy. Please look into the matter for free lookout
                      ICICI Prudential Life Insurance customer support has been notified about the posted complaint.
                      Hello,
                      I am Kavita sanjay nikam.
                      I have a policy of super pension plan to icici life prudential.. ..since 2008.
                      I lost my phone.. So I want to change my mobile number and email address.. For the policy number 10691127...
                      Please help kindly.
                      My new mobile number is [protected]
                      E mail address is.. [protected]@gmail.com

                      Thanks
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                        V
                        vjain_us
                        Dec 8, 2017
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                        Address: Pune, Maharashtra

                        Hi,

                        Please note that the policy # 21585283 was opened without my final concent by rohit kumar at pune icici prudential office.

                        The sequence of events was as follows:

                        1. I live in usa. I was visiting india in november 2017.
                        2. I wanted to surrender my existing icici prudential policy #15827113.
                        3. Rohit kumar started pressurizing me to buy another policy for 6 lacs.
                        4. There was an undue delay in processing the surrendering of my policy. Meanwhile, rohit kept on insisting me to buy a new policy.
                        5. Since my surrender paperwork was getting delayed i agreed to sign the documents for a new policy along with a cheque.
                        6. Rohit suggested opening the policy in my son's name to keep the cost down.
                        5. Rohit agreed to hold off any processing until i provide all the documents viz. A copy of my son's passport as well as my final approval.
                        6. I requested policy literature which rohit provided.
                        7. I decided not to go ahead with the policy. I notified rohit not to move forward via whatsapp and email. I have supporting email communication.
                        8. I did not provide the document nor did i provide my final consent to open the policy. I have supporting email and whatsapp communication with rohit.
                        7. And yet, i see the policy has been opened in my name. Ridiculous!

                        Fortunately, the cheque bounced as i moved the funds sensing fraud intentions.

                        I want everybody to be aware of such malpractice and hence this note.
                        ICICI Prudential Life Insurance customer support has been notified about the posted complaint.
                        ! wish to update my mobile number for two polices -

                        1.[protected] LIFE - ICICI Pru iCare RP Option I

                        2.[protected] HEALTH - Hospital care II

                        New mobile number is [protected]

                        The old mobile number was [protected]

                        Address is correct.

                        Email address is correct.
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                          M
                          Mallika8
                          from Jayamkondacholapuram, Tamil Nadu
                          Dec 3, 2017
                          Resolved
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                          Resolved

                          Address: Cuddalore, Tamil Nadu, 607106

                          Sir
                          I have received my policy
                          Policy wholder: mallika. P.
                          Policy name: icici pru life time classic
                          Policy number : 21315122
                          Name of icici branch :panruti-607106
                          Reciptno: g6586801
                          Date of receipt : aug 23, 2017

                          The date of birth in my policy was wrong which was 15/05/1959
                          While my original date of birth is 15/05/1957 my pan card and aadhaar
                          Card was given for my opening policy
                          I have reported my advisor on september 2017
                          Again pancard and aadhaar card was given for correcting my dob

                          But still date i can't my updating for my dob
                          Jan 5, 2018
                          Complaint marked as Resolved 
                          ICICI Prudential Life Insurance customer support has been notified about the posted complaint.
                          Verified Support
                          Dec 04, 2017
                          ICICI Prudential Life Insurance Customer Care's response
                          Dear Mallika,

                          We have made a note of the details. Our official will get in touch with you.

                          Regards,
                          Team ICICI Pru Life
                          www.iciciprulife.com
                          Verified Support
                          Dec 05, 2017
                          ICICI Prudential Life Insurance Customer Care's response
                          Dear Mallika,

                          We tried contacting you on your registered number but we couldn't get through. Kindly share an alternate number or suggest a good time to get in touch with you on priority.

                          Regards,
                          Team ICICI Pru Life
                          www.iciciprulife.com
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                            R
                            rajanjoshi3103
                            from Hosur, Tamil Nadu
                            Dec 1, 2017
                            Resolved
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                            Resolved

                            Address: 382030

                            Hi,

                            I have been worked with icici prudential life insurance company from the period of jan'10 to june'13, my employee num is 590288, but unfortunately i dint get my experience certificate, i have sent lots of email to customer service to requesting the documents, but i dont received any response from the team, please help me to get the same asap.

                            Thanks & regards
                            Rajan joshi
                            590288
                            [protected]@gmail.com
                            Jan 4, 2018
                            Complaint marked as Resolved 
                            ICICI Prudential Life Insurance customer support has been notified about the posted complaint.
                            Verified Support
                            Dec 01, 2017
                            ICICI Prudential Life Insurance Customer Care's response
                            Dear Rajan,

                            We have made a note of the details. Our official will get in touch with you.

                            Regards,
                            Team ICICI Pru Life
                            www.iciciprulife.com
                            Verified Support
                            Dec 04, 2017
                            ICICI Prudential Life Insurance Customer Care's response
                            Dear Rajan,

                            We've evaluated and clarified your concern via email.

                            Regards,
                            Team ICICI Pru Life
                            www.iciciprulife.com
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                              K
                              Kranthi Kumar Kurapati
                              from Hyderabad, Telangana
                              Nov 29, 2017
                              Resolved
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                              Resolved

                              Hello,

                              My wife has a life insurance policy of the number 10515504 and it has the date birth printed on the policy - 24/07/1991, when i am trying to know the current fund value with the ivr entered policy details and date of birthi am getting invalid input for date of birth, please let me know the number to call executive and get it confirmed or mail me the statement.
                              Jan 5, 2018
                              Complaint marked as Resolved 
                              ICICI Prudential Life Insurance customer support has been notified about the posted complaint.
                              Verified Support
                              Nov 29, 2017
                              ICICI Prudential Life Insurance Customer Care's response
                              Dear Kranthi,

                              We have made a note of the details. Our official will get in touch with you.

                              Regards,
                              Team ICICI Pru Life
                              www.iciciprulife.com
                              Verified Support
                              Nov 30, 2017
                              ICICI Prudential Life Insurance Customer Care's response
                              Dear Kranthi,

                              We understand that our official has contacted you and is addressing your concern.

                              We appreciate your patience.

                              Regards,
                              Team ICICI Pru Life
                              www.iciciprulife.com
                              Verified Support
                              Dec 05, 2017
                              ICICI Prudential Life Insurance Customer Care's response
                              Dear Kranthi,

                              We understand that our representative has contacted you and assisted you with your concern.

                              Regards,
                              Team ICICI Pru Life
                              www.iciciprulife.com
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                                nelsonk nelka
                                from Vasai-Virar, Maharashtra
                                Nov 27, 2017
                                Resolved
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                                Resolved

                                I didn't receive my pan card due to unavailability because i was at work in tanjore. So kindly send my pan card to my office or work place and made me needful
                                Ref no. U[protected]
                                Pan no. Biypn3653b
                                Office address.
                                Icici prudential life insurance co. Ltd, tabs complex, 3rd floor, 41- williams road, contonment, tiruchirapalli 620001.
                                Contact. [protected]

                                Work place address.
                                Icici bank, no 17, 18, vishothan towers, ground floor, west main street, thanjavur, tamilnadu 613009.
                                Dec 29, 2017
                                Complaint marked as Resolved 
                                ICICI Prudential Life Insurance customer support has been notified about the posted complaint.
                                Verified Support
                                Nov 28, 2017
                                ICICI Prudential Life Insurance Customer Care's response
                                Dear Nelsonk,

                                We have made a note of your details. Our official will get in touch with you.

                                Regards,
                                Team ICICI Pru Life
                                www.iciciprulife.com
                                Verified Support
                                Nov 28, 2017
                                ICICI Prudential Life Insurance Customer Care's response
                                Dear Nelsonk,

                                We request you to contact NSDL for immediate resolution to your query.

                                Do let us know if you have any queries related to ICICI Prudential Life Insurance.

                                Regards,
                                Team ICICI Pru Life
                                www.iciciprulife.com
                                My Policy No.00040073 matured on 7.11.17, company has not intimated me and i had submit the original policy for matured claim on 15.11.17 but till date i have not received the matured claim even after -10- reminder every time they say wait for seven days, they are not able to inform the maturity amt, please help me for maturity amt with delay int
                                ICICI Prudential Life Insurance Customer Care's response, Dec 5, 2017
                                Verified Support
                                Dear Mahesh,

                                We have made a note of the details. Our official will get in touch with you.

                                Regards,
                                Team ICICI Pru Life
                                www.iciciprulife.com
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                                  M
                                  Mudit bhandari
                                  from Delhi, Delhi
                                  Nov 25, 2017
                                  Resolved
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                                  Resolved

                                  I had icici prulife policy name: investshield life with policy number 04993667 having premium of 8000 per month. This policy got matured in march 2017

                                  I got a call from icici saying that, they have better policy for me with better returns. I had faith on the brand so i agreed to meet there agent

                                  They send a agent
                                  Name : dhirendra singh
                                  Code/licence : 01174208
                                  Contact no:[protected].

                                  This agent convinced me to buy policy name : lifetime classics, and he said that premium would be only 15, 000 only. I agreed.

                                  When i asked him should i pay by cheque, he said not required as it will get deducted from my policy account, i agreed. He took all my details and said i dont need to give more info as i am existing customer.
                                  I got confirmation call from icici for the policy with new policy details and saying that policy premium is 15000

                                  Today, when i checked on site to my shock, the premium was 1.5 lac not 15000. I have been fooled by icici and there agent.

                                  Icici pru have looted me of rs 1.5 lac when they said that the premium is of rs 15000

                                  This is case of a fraud. Please return my hard earned money
                                  Dec 30, 2017
                                  Complaint marked as Resolved 
                                  ICICI Prudential Life Insurance customer support has been notified about the posted complaint.
                                  Verified Support
                                  Nov 27, 2017
                                  ICICI Prudential Life Insurance Customer Care's response
                                  Dear Mudit,

                                  We have made a note of the details. Our official will get in touch with you.

                                  Regards,
                                  Team ICICI Pru Life
                                  www.iciciprulife.com
                                  Verified Support
                                  Nov 29, 2017
                                  ICICI Prudential Life Insurance Customer Care's response
                                  Dear Mudit,

                                  We tried contacting you on your registered number but we couldn't get through. Kindly share an alternate number or suggest a good time to get in touch with you on priority.

                                  Regards,
                                  Team ICICI Pru Life
                                  www.iciciprulife.com
                                  Hi, All insurance agents & officials playing this, for which this insurer is also not an an exception, when policy has been matured you should not have agreed for new policy which will post pone further 10 to 20 years of maturity depending on policy re issued. They should not advice or canvass for reinvestment unless insured has requested for reissue specifically. Now new policy has been issued by reinvesting maturity value that means insured has agreed for the same.
                                  This is being done by misleading the customers to get business & earning for themselves not for insured.
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                                    K
                                    Karthikeyan Rajamanickam
                                    from Karaikal, Puducherry
                                    Nov 20, 2017
                                    Resolved
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                                    Resolved

                                    Address: Cuddalore, Tamil Nadu

                                    Hi,
                                    I have been worked with icici prudential life insurance company from the period of dec'10 to may'12, my epr num is 597149, but unfortunately i lost my salary slips and experience certificate, i have sent lots of email to customer service to requesting the documents, but i dont received any response from the team, please help me to get the same asap.
                                    Thanks and regards,
                                    Karthikeyan. R
                                    Cell-[protected]
                                    [protected]@gmail.com
                                    Dec 23, 2017
                                    Complaint marked as Resolved 
                                    ICICI Prudential Life Insurance customer support has been notified about the posted complaint.
                                    Verified Support
                                    Nov 21, 2017
                                    ICICI Prudential Life Insurance Customer Care's response
                                    Dear Karthikeyan,

                                    We have made a note of the details. Our official will get in touch with you and assist you.

                                    Regards,
                                    Team ICICI Pru Life
                                    www.iciciprulife.com
                                    Verified Support
                                    Nov 22, 2017
                                    ICICI Prudential Life Insurance Customer Care's response
                                    Dear Karthikeyan,

                                    Our official has sent you an email regarding your concern. Request you to refer the same.

                                    Regards,
                                    Team ICICI Pru Life
                                    www.iciciprulife.com
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                                      O
                                      opaiari
                                      from Delhi, Delhi
                                      Nov 16, 2017
                                      Resolved
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                                      Resolved

                                      Sir,

                                      It is to inform that i have a policy bearing no[protected]. The premium amount of rs 16000 is paid twice during the year. The second premium was paid on 4th august 2017 through sbi credit card. Although the acknowledgement of the same was sent stating your transaction with id 8062400 has been successfully completed. However, till date neither the receipt has been sent nor i am able to generate the receipt despite giving the opt.
                                      You are kindly requested to look into the matter and send the receipt immediately or i shall be constrained to think to continue as your customer.

                                      Rajendra prasad awasthi
                                      Jan 5, 2018
                                      Complaint marked as Resolved 
                                      ICICI Prudential Life Insurance customer support has been notified about the posted complaint.
                                      Verified Support
                                      Nov 20, 2017
                                      ICICI Prudential Life Insurance Customer Care's response
                                      Dear Mr. Awasthi,

                                      We have made a note of the details. Our official will get in touch with you and assist you.

                                      Regards,
                                      Team ICICI Pru Life
                                      www.iciciprulife.com
                                      Verified Support
                                      Nov 22, 2017
                                      ICICI Prudential Life Insurance Customer Care's response
                                      Dear Mr. Awasthi,

                                      We understand that our official has contacted you and is addressing your concern.

                                      We appreciate your patience.

                                      Regards,
                                      Team ICICI Pru Life
                                      www.iciciprulife.com
                                      Verified Support
                                      Dec 05, 2017
                                      ICICI Prudential Life Insurance Customer Care's response
                                      Dear Mr. Awasthi,

                                      We understand that our representative has contacted you and assisted you with your concern.

                                      Regards,
                                      Team ICICI Pru Life
                                      www.iciciprulife.com
                                      Dear Customer, We would love to get in touch with you and address the issue, request you to please mail us your contact or card details at [protected]@sbicard.com mentioning reference number 1217 in your mail to enable us to address your concern on priority.
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                                        Sharmark60
                                        Nov 10, 2017
                                        Resolved
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                                        Resolved

                                        Address: Faridabad, Haryana, 121005

                                        Dears i would like to inform u, i never invested in icici prudential life insurance. Some body else misused my cheque n attach with ecs form which i never filled n never signed. N my money going to some another account. I personally visited my bank n icici prudential office in faridabad, got information in details. Plz check the details of this policy no 17225585. N return my money back.
                                        Thanks n best regards.
                                        [protected]@gmail.com
                                        Dec 14, 2017
                                        Complaint marked as Resolved 
                                        ICICI Prudential Life Insurance customer support has been notified about the posted complaint.
                                        Verified Support
                                        Nov 10, 2017
                                        ICICI Prudential Life Insurance Customer Care's response
                                        Dear Mr. Sharma,

                                        We have made a note of the details. Our official will get in touch with you.

                                        Regards,
                                        Team ICICI Pru Life
                                        www.iciciprulife.com
                                        Verified Support
                                        Nov 13, 2017
                                        ICICI Prudential Life Insurance Customer Care's response
                                        Dear Mr. Sharma,

                                        We tried contacting you on your registered number but we couldn't get through. Kindly share an alternate number or suggest a good time to get in touch with you on priority.

                                        Regards,
                                        Team ICICI Pru Life
                                        www.iciciprulife.com
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