ICICI Prudential Life Insurance — Over selling of icici prue life insurance policies

Address:

Kolkata, West Bengal, 700041

Sir,
It is for your kind information that i and my wife have been sold 16 policies of icici prudential of various types.
It is also worth mentioning that many of these are very long term policies & maturing on or after 2022 or even later (i. e at my age between 70 – 80 app.) which they did not take into consideration.
I had suffered cerebral haemorrhage and cardiac problem followed by angeo-plasty few months before the period when the policies were sold to us.in spite of disclosure from our side and with full knowledge of my critical medical condition the policies were done without doing any medical test or disclosure of the medical status which is losing situation both for us & your company. your representative have only considered their benefit and in effect made it a losing proposition for us and your organisation. however, the matter was ignored even in cases of the long term policies.
I am a critical patient & have been suffering from both cerebral & cardiac disorders since january 2012 and even had repeated cerebral attack in october, 2014 and in february 2016. i am going to retire in may 2016 and we need to spend a lot for my treatment, to keep me fit to pull through. i also have my 87 years old mother who needs constant medical care.

In the present situation, it is not possible for my family to bear the burden of rs 9. 09 lakhs per annum for 16 policies & going through my records it would be apparent that i have become a defaulter in a number of policies.
May i request you to allow me to surrender few specific policies and help us to recover the fund back with applicable interest without any loss so that the same may be utilized for medical purpose & other related issues and also for paying premium smoothly for the other active and paid up policies. the list of policies numbers are as given below,
16203611, 17034660, 18213671, 18213773, 16203605
I have already logged a complaint with icici prue for the above vide complaint no 89796629 having no result.