Indian Overseas Bank — Not refunded debited amount

Address:	639001
Website:	IOB's official net banking site.

23/10/2016 a transaction towards bsnl bill payment of rs.776 at a reference number of[protected]Merchant), 869255 (Bank) is made but due to the transaction timed out, concerned amount is debited but not credited against the bsnl bill. But until now the amount has not been refunded to me. I have paid the bill by iob official net banking website. Along with this i have also paid a reliance bill though it had the same problem the amount is returned to me.