Jabong.com — complications on using their refund

Brought footwear worth 550. Once i received, not satisfied with product quality and returned it. As a refund, they gave jabong points. 1 point=1ruppe
The problem in using their points, i can only use 10% points from the total money i'm about to purchase. To use all the points i have to shop more than 5000ruppes and the points came with validity. It is more like compelling me to spend that money. 500 rupees is even considerable amount for me, how is that possible to spend more than 5000 rupees. When the validity expires, i can't even use the points also. At least letting me use all the points at once would be helpful for me.