Kotak Mahindra Bank — About my account balance

Address:A.s rao Nagar
Website:Kotakmahindra.compain.in

Iam charged with adhostamt. Iam using 118 account types. While Iam opening account, employees of kotak Mahindra Bank said that there will be no charges. But my account charged 49 rupees.
Can you give explaination why you charged such amount? Or you can refund my money back to my account?
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    27 BKC, C 27, G Block, Bandra Kurla Complex, Bandra (E), Mumbai, Maharashtra, India - 400051
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