Kotak Mahindra Bank — auto debit without intimation

Address:

600002

Dear sir,

I'm holding salary account with kotak mahindra bank for the past 7 years and maintaining good service with them. For the past 4 years kotak mahindra bank is debiting 330rs+12 rs on may month stating that it's for prime minister insurance scheme, where as i've not at all opted for this bloody scheme.

I don't know how they are debiting my hard earned money without my signature on standing instructions. When i called customer care for the past 3 years they didn't give proper response and yesterday i've approached parry's branch, they also not giving proper response as they don't have records that i've opted this scheme.

How come you debit my money without my confirmation. I want the money back (Last 4 years) which was debited to credit back to my account.

My bank account number is [protected]

Regards,

Yuvaraj.