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Kotak Mahindra Bank Complaints & Reviews

1.5
Updated: Nov 7, 2025
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Kotak Mahindra Bank reviews & complaints page 104

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K
Kishu Kick
from Hyderabad, Telangana
Sep 26, 2018
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Address: Anantapur, Andhra Pradesh, 515671

How can u charge 118 rupees on my Kotak account, didn't intimate ur debited 118 rupees on my account I want to reverse my amount I am using this Kotak Mahindra Bank is zero account how can u charge zero account
+1 photos
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    Nithya H S
    from Hubli, Karnataka
    Sep 26, 2018
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    Address: 560091

    Hi
    On September 6th i Recharged 129 Rs To My Mobile No And it Was Not Successful & Amount Id Debited From My Account.It Was Not Refunded. I Was Called To Customer Care No And They Told Me TO Wait For 2 MInutes And I have Waited 10 Minutes Then i Cut The Call. And And It Was Cost Me 25 Rs For Being Line With Them. Still I Did't Get My Money Back. I am Not Satisfy With The Kotak Bank Services.
    Kotak Mahindra Bank customer support has been notified about the posted complaint.
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      M
      Mer Kishor
      from Rajkot, Gujarat
      Sep 26, 2018
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      Address: Bhavnagar, Gujarat, 364001
      Website: Kotak Mahindra bank

      Dear team,

      I am ex employee in kotak mahindra bank.

      My last working day in kotak mahindra bank was 26-jul-2018.

      Emp code:-tk14271
      Name:- kishor dhanjibhai mer
      Branch code:-3028
      Branch name:- lokhand bazar bhavnagar.

      After many reminder in mail the offroll payment department not answering.

      I m called many times in[protected], 45, 34, 35. But did not received my call a single time.
      Kotak Mahindra Bank customer support has been notified about the posted complaint.
      My contact number is [protected] . ON 11TH sept. 2018 while doing a trascation on paytm my 57000 has been deducted neither it comes in paytm and gone from kotak credit card as well, it has been since 7 days im neeed it desparetly kindly reverse it or make repay.

      regards
      My debit card will not do 20 days apply by debit card the charge is
      CRN:[protected]
      Name:Sadam hussain
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        P
        Preeti Kapoor
        from Delhi, Delhi
        Sep 26, 2018
        Resolved
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        Resolved

        Address: Faridabad, Haryana, 121001

        Myself preeti kapoor has taken one credit card from barclays bank in 2006-07 (Don’t know exactly). Already settled that account in 09, but now i started receiving calls from executive from kotak mahindra bank is in contact with us saying that your dues are rs. 22000 and you have to pay it. They settled the matter in amt rs. 8000 in sept-2009 with my husband. I already have noc. All these calls are made in odd hours and person is really abusive on phone. Please note as per rbi guidelines calls are to be made to the person on his/her number

        How can we pay to third party. The bank persons are ready to show the concern letter regarding the dissolution of barclays with them. But now i am totally confused weather to give the money or not? Is it authorized agency or they are cheating us? Please give me the suggestion or any concern consultant who can handle the matter.

        After 5 years i got a call from someone claiming collection officer from kotak. Person explained me that kotak has taken over barclay and the previous settlement letter is null and void. They also know how much i am earning.

        Since morning he has called 12 times and using abusive language. I have also marked the same mail to kotak bank but this man is insisting me that i should come and meet him today only.

        Noc is attached for your reference
        +1 photos
        Oct 27, 2018
        Complaint marked as Resolved 
        Kotak Mahindra Bank customer support has been notified about the posted complaint.
        Verified Support
        Sep 26, 2018
        Kotak Mahindra Bank Customer Care's response
        Hi! We request you to send an email to rard.[protected]@kotak.com. ^Team Kotak
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          K
          Kiran Kumar Sahoo
          from Kodumudi, Tamil Nadu
          Sep 26, 2018
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          Resolved

          Address: Mumbai City, Maharashtra
          Website: www.kotak.com

          I have paid money through debit card to a link provided by kotak bank to open kotak bank account my money deducted but it is not deposited in my kotak bank account. Here i am attaching the prof. I have contacted many time to the bank authority but they are not helping.
          My contact no [protected]
          My email - [protected]@gmail.com
          Transaction i'd by citrus - your transaction with the citrus id: ctx[protected] processed on 24.09.2018 for rs. 3000 is a successful transaction.
          Kotak bank transaction id - inva0aac4a438
          +3 photos
          Aug 5, 2021
          Complaint marked as Resolved 
          Kotak Mahindra Bank customer support has been notified about the posted complaint.
          Hi,

          Please note that this is a successful transaction via Payment Id - CTX[protected] at our end, the amount for the same has been remitted to the merchant.

          For any concern regarding, delivery of the product/Payment receipt/Account Details/Cancellation/Refund, you are requested to contact the merchant directly in order to get the status at their end.

          Regards,
          Citrus Support Team
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            B
            Bala Surendra Reddy
            from Eluru, Andhra Pradesh
            Sep 26, 2018
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            Address: Hyderabad, Telangana

            My account has been blocked without prior notice on 7th september 2018. I just received a message informing the same and reason mentioned in that was kyc deficient account.
            I was travelling at that time and i faced lot of inconvenience as i was not allowed to do any transactions. I called customer care several times, but they don't know anything and everyone was suggesting me to visit a branch, which i couldn't do as i was travelling on an important work. After that i made calls to branch and made lot of complaints with customer care and raised many escalation emails. But till date my account is still in blocked state.

            The branch officer meena told there is some issue with my brother's account and hence his and my accounts were blocked. I am shocked like.. If there is any issue or suspicion in the transactions they have to enquire about it or lodge complaint with the concerned authority and most important thing is they have to inform the same to the customer which they never did in this issue.

            The officer meena is so arrogant that she is yelling at me like.. "it will take time to unblock your account and your brother's account won't be unblocked. You can complaint to whomever you want and i don't care". When i told her that i will close my account with you if this is the behavior then she again yelled at me like do as per your wish and we don't need your account.

            With this i am helpless and baffled by the behavior of this bank. Till date i have been calling customer care again and again for unblocking my account but no one is helping.

            Kindly take up with kotak authorities on this issue.
            Kotak Mahindra Bank customer support has been notified about the posted complaint.
            You transfer from [protected]@kotak to [protected]@sbi of 25, 000/- failed but the amount deducted from my account..

            Please resolve the issue
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              A
              arujain
              from Mumbai, Maharashtra
              Sep 25, 2018
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              There were two transaction being performed from my kotak credit card without my knowledge with about 500 rs for some claro ivr recargas about which i have no idea. It is totally fraud and is not at all acceptable in terms of such a secure bank. Not sure how it happened, the amount could have been quite big. I am afraid..
              This happened with me on 25th sep, 2018 at about 10 in the morning. Although, i have requested to block my card but still would request to resolve the concern and check for these fraud transactions.
              I can see many such complaints not sure if they are ever resolved but should be as it is about money earned by hardwork
              Kotak Mahindra Bank customer support has been notified about the posted complaint.
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                R
                Rohitz Singz
                from Kolkata, West Bengal
                Sep 25, 2018
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                Address: Kolkata, West Bengal, 700024

                Waybill no [protected] shipment is not delivered to my address despite giving correct address...other stuffs from amazon and paytm get delivered to the same address by bluedart but my bank credit card is not going to deliver on my address..so i want to make a complaint against the courier boy...i am also going to complain about you guyz in consumer forum.
                Kotak Mahindra Bank customer support has been notified about the posted complaint.
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                  Ambika Kapoor
                  from Noida, Uttar Pradesh
                  Sep 25, 2018
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                  Address: Gautam Buddh Nagar, Uttar Pradesh, 201301

                  I have opened an 811 account online. My account number is [protected] by the name of ambika kapoor. No one has visited for verification nor i have received my debit card /cheque book. Even in your app i clicked on book an appointment section 7 days back but no one came. I opened this account so that i can receive salary of next month but its 5 days left and what should i do.
                  Kotak Mahindra Bank customer support has been notified about the posted complaint.
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                    P
                    Pinky Madukolil
                    from Neyyattinkara, Kerala
                    Sep 25, 2018
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                    Address: Thane, Maharashtra, 421202

                    This is to complain against one of your employees neha rane who in the pretext of collecting credit card emi used foul languages against me and my mom. She called my mom a beggar when asked for a time of two three days. This behaviour is ridiculous. If this is the case i will have to file a complaint against her to the police station. I request you to please look on this matter. Her name is neha rane from dombivli kotak credit department.
                    Kotak Mahindra Bank customer support has been notified about the posted complaint.
                    I also have similar and terrible experience with kotak bank. I was appraised at the time of loan that the Preclosure charges are "Zero" but now they are saying its 4%, over and GST .what is all this bull? why should i pay 4%. I am unhappy with this Kotak bank .
                    Kotak bank is worst bank in india. sarvis is very bad..., ..., , ..., ..., ...
                    I'm opened my bank account through online after that I wish to apply the debit card through online but the process is worst
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                      S
                      Sudipto1234567
                      from Kolkata, West Bengal
                      Sep 24, 2018
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                      upi transaction failed from kotak app

                      Address: South 24 Parganas, West Bengal, 700144

                      Please help me, i did a transaction inr 6000 rupees from my kotak 811 acount with kotak app to my friend's upi id.
                      My transaction got failed, and my money deducted from my account and i am very disappointed about my money,
                      Please help me to back my account
                      Account [protected]@gamil.com
                      And plese solved my issue as soon as possible.
                      Thank you very much...
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                      D
                      Dhaval Bhavsar
                      from Ahmedabad, Gujarat
                      Sep 24, 2018
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                      Address: Gandhinagar, Gujarat, 382007

                      Dear sir
                      I am complaining against kotak mahindra bank. Bank have give me information in may that if i deposit 10000 inr in my 811 account by 31st may 2018 i will get amazon voucher of 250 inr by 31st august but till date i have not received yet. I have contacted customer care for so many times but not got resolution yet.
                      So kindly look into this matter.
                      I have all the proofs regarding this matter see attachment
                      My mobile number is [protected]
                      +2 photos
                      Kotak Mahindra Bank customer support has been notified about the posted complaint.
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                        M
                        Mausamg
                        from Lala, Assam
                        Sep 22, 2018
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                        Address: Tinsukia, Assam, 786181

                        Dear team,

                        Greetings! I am writing this email with much grief and disappointment. My name is mausam goswami and lately i have been receiving collection calls on your behalf from several associates.

                        According to them they keep calling me with some payment that needs to collected for a credit card issued by barclays bank. I have pulled out my credit report recently and nowhere it is mentioned that i have used any money or made any transactions.in fact i have never applied any credit card from barclays bank till date. Moreover if there is any evidence of making transactions then i would certainly cooperate and do the needful.

                        Please help. I am becoming depressed and having anti-depression pills.

                        Please contact me via email at [protected]@gmail.com and call me on [protected]

                        Thanks.
                        Kotak Mahindra Bank customer support has been notified about the posted complaint.
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                          kolifireworks
                          from Thiruvananthapuram, Kerala
                          Sep 22, 2018
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                          Address: 625001

                          Respected,
                          I taken car loan from kotak mahindra prime ltd., madurai.
                          Due to my business loss & financial situation, i can't able pay my due for last few months. For this cause, collection agent (Hari haran) from kotak mahindra prime ltd,. (Who did n't having proper id proof) deals me by using abused words, unethical behavior and he (Collection agent) beat me severely, i upload the photo copy for proof... I also compliant to mr. Kanagavel (Direct staff, car loan, madurai) regarding this problem but he reply me "it will happen usually if any customer didn't pay due" and he supports to those collection agent.
                          So i need a resolution for this problem, pls help me from this unethical behavior persons. Myself & my family so afraid from this activities of kotak mahindra bank... Pls save us...
                          Thanks

                          Date of incident : 17/09/2018
                          Incidental place : sivakasi
                          Collection agent name : hari haran (Accused)
                          Collectin agent phone :[protected]
                          Direct staff : kanagavel ([protected])

                          Note : in sivakasi police station, already some case suit to those particular collection agent & his manager for this same reason by some other customer

                          Thanks,
                          By
                          P jeya eswaran,
                          48/26, odai street,
                          Sivakasi - 626123.
                          Loan account number : cf14216650
                          Ph. No: [protected]
                          Email id : [protected]@gmail.com
                          Kotak Mahindra Bank customer support has been notified about the posted complaint.
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                            A
                            Aamir Wasim
                            from Noida, Uttar Pradesh
                            Sep 22, 2018
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                            Address: 110025

                            I am being harassed by kotak mahindra bank, someone stole the copy of my pan card and driving licence, and got the credit card in my name, and they are saying that the card was issued, my personal assistant. I am a poor man i can't afford a personal assistant, i met with the banker and ask for the following information but they are refusing to do so:
                            1. Please have the forensic test done of my signature and the documents that i filled at the time of credit card request.

                            2. Please provide the contact details - (Such as, mobile number, e-mail id, and permanent address) of the person to whom i requested for the credit card and gave my pan card details and driving license details.

                            3. Please provide the contact details of the person who did the verification, and please share the copy of verification report.

                            4. Please provide the contact details of the person who delivered the card to whom it was delivered.

                            5. Please provide the contact details of the persons to whom add-on card was issued, also please provide me the evidence if i signed any consent for add-on card, because the person - (Sunny kumar bansal) you spoke of was my colleague in my previous organization was not my family member.

                            I can be contacted on [protected]
                            Kotak Mahindra Bank customer support has been notified about the posted complaint.
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                              N
                              Nilakantha Mohanty
                              from Delhi, Delhi
                              Sep 22, 2018
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                              Phoenix arc has spoiled my credit rating by updating wrong information.
                              I have raised this issue to highest level in kotak and phoenix. They accepted mistake happened from kotak side. But still no correction happened.

                              1) [protected] - r1cp142382
                              The status is already “closed”. The status was changed last week.
                              The actual concern is:
                              Dpd from march 2018 to july 2018 were changed to “900” (Refer to the screenshot below)
                              Till last week the dpd’s were “xxx” –

                              - dpd’s cannot be changed since it was already a settled account in 2013. Post 2013 this a/c was not reported
                              - dpd’s should be “xxx” post settlement happened 2013. Phoenix cannot report me post 2013 since the a/c was settled.

                              Action required from your side – correction in dpd “march 2018 to july 2018” to “xxx”

                              2) [protected] - b1c0169460 (Refer to screenshot below)
                              No change in status it is still “written off and sold”
                              Kotak Mahindra Bank customer support has been notified about the posted complaint.
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                                R
                                Rajeshvanga
                                from Hyderabad, Telangana
                                Sep 21, 2018
                                Resolved
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                                Resolved

                                Address: 500081
                                Website: www.kotak.com/en.html

                                Respected sir/ madam, my name is mr. Rajesh vanga and myself had taken) kotak mahindra bank account. And they charged me rs 3185, i complained about this to home branch (Hyderbad) and they said that its backend fault and they will rectify it. I had received money rs 1358 only, and now they charged agin 177 from my account. Now they are not responding my complaint, i am suffering mental stress because of this annoying charges. Please help me out here.
                                Oct 23, 2018
                                Complaint marked as Resolved 
                                Still Its not resloved
                                Kotak Mahindra Bank customer support has been notified about the posted complaint.
                                I have opened a new 811 account with kotac but i have not received my debit card yet. my account number [protected]. my branch is tejli, jagadhri, yamunanagar, haryana
                                Rajeshvanga's [Complaint's author] reply, Sep 21, 2018
                                one of worst services in kotak mahindra bank, i think you never get debit card, better you can take account with some other bank
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                                  Neha-Verma1983
                                  from Chandigarh, Chandigarh
                                  Sep 20, 2018
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                                  Address: 160101
                                  Website: www.kotak.com

                                  I have converted my account to salary account with minimum zero balance and when I have received my salary they deducted around to 2000 as maintenance charges minimum balance and they freeze my account.

                                  Even they are not unfreezing and not refunding my amount. Customer care not pick up the call. third class bank and services I request users not to open account in Kotak Mahindra,
                                  +2 photos
                                  Kotak Mahindra Bank customer support has been notified about the posted complaint.
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                                    sharmisthasandeep
                                    from Ahmedabad, Gujarat
                                    Sep 19, 2018
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                                    Address: 380015

                                    I did a wrong account transfer on 13th sept 2018, i have made a complaint to your bank 1-[protected] reference no, everytime i had called up customer care and asked for call back, and no one informed that i need to visit bob bank, today i was said to viait bob bank and handle myself, i will go but this should be informed earlier by your bank, which they dint. Unhappy with the service.

                                    Today i.e 19/09/2018, i had also visited BOB bank but they said that it is supposed to be handled by Kotak and when i told that Kotak executive gave resolution that is wrong and they dint receive any email from kotak as its a different branch.

                                    Kotak should send the email to the branch email id, thats a common sense

                                    Sharmistha mukherjee
                                    +1 photos
                                    Kotak Mahindra Bank customer support has been notified about the posted complaint.
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                                      bhaumikdesai4289
                                      from Gurgaon, Haryana
                                      Sep 18, 2018
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                                      Address: Pune, Maharashtra, 411020
                                      Website: www.kotak.com

                                      I am Bhaumik Desai. MY kotak loan number is :SPLN60506955. I had applied for personal loan from KOTAK on August 2017. I was wanted to get PL of 2.5lac. they asked me to do balance transfer from my 11.69 ROI loan to kotak, Doing that they will give additional 2.5lac. I asked multiple time for ROI but they said I will get to know it before disbursal. After blocking me to apply to other bank they approved only 60k after 20 days they offered me the loan with higher interest and made me helpless to agree for that Higher rate. Also the rate of interest which was acknowledged in mail was 12.99 and they gave me a loan at higher rate 13.1630%. LOAN which I balance transferred was of 11.69%

                                      For their benefits they opened my account in KOTAK bank. They will link all account and without intimating they will block your money which can cause your EMI bounce which will lead your CIBIL downwards. When you call to the bank they will make stories and round and round talks.

                                      Also they sent credit-card to me without my knowledge. They misused my documents.

                                      I must say don't apply for any kind of service from KOTAK. They are frauds. Even employees of KOTAK banks agree that they don't have clarity in their products they are completely frauds. By using their products one day you might get defaulter or your CIBIL will go downwards.

                                      Thanks,
                                      Bhaumik
                                      [protected]
                                      Kotak Mahindra Bank customer support has been notified about the posted complaint.
                                      I sameer khan my mobile no. Is [protected] from marol andheri east i would like to tell you that someone had already tried to open a kotak 811 account from my no. now i came to about your wonderful scheme and i want to open my account bt some error is coming hope you will help me out from this promblem

                                      cheated on personal loan - Comment #3213458 - Image #0
                                      Name- Saurabh Kumar
                                      Acc no- [protected]
                                      Branch- Mohali Sector 65
                                      IFSC- KKBK0004098

                                      Rs2500 deposited through Pnb bank(Branch- Noida Sec. 62) on 11/9/2018

                                      But, Money is not reached in my account.

                                      Please Check and transfer money
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