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Kotak Mahindra Bank Complaints & Reviews

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Updated: Mar 26, 2026
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Kotak Mahindra Bank reviews & complaints page 107

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V
vrshajain60
from Guntur, Andhra Pradesh
Sep 1, 2018
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Address: Krishna, Andhra Pradesh, 520001

I have submitted 10 sb account opeaning forms to open new sb accounts (Family account) on 04-06-18 and after 1 month my 5 sb accounts and after 45 days of another 4 accounts opeaned & till today 1 sb account has not opened
For opening sb accounts in kotak mahindra bank it will take more than 2 months every bad experience
Even today i dont why was getting delay in opening my sb account every time when i asks in bank they are telling today evening your account will opened and you will receive sms
Kotak Mahindra Bank customer support has been notified about the posted complaint.
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    Rohit 9ïgæm
    from Palampur, Himachal Pradesh
    Sep 1, 2018
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    Address: Faridabad, Haryana, 121003
    Website: Kotak Mahindra Bank

    Before 2 days i credited 1250/- in my kotak account suddenly in 5 minutes bank debited 773 rupees, and said that it's is ecs bounce charges of your emi's. I know that this amount has not debited to my account only bank freez it. So please i humbble request to you that please refund my amount because i have not enough money to pay my august's months emi. I assure you that i will pay your all ecs bounce charges soon.
    Kotak Mahindra Bank customer support has been notified about the posted complaint.
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      K
      kuldeep jadoun
      Aug 31, 2018
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      Address: 411042

      My account has been deducted for Rs.885. for annual fee on debit card.
      While taking the account I got an update from your executive that there wont be any charges were present on the bank account and debit cards.
      I don't know why you are trying to deduct now.
      If this goes on and I wont get any reimbursement for the money which was deducted, I will cancel my kotak bank account.
      Can you update and provide me the refund asap.
      Kotak Mahindra Bank customer support has been notified about the posted complaint.
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        M
        modh hardik
        from Pune, Maharashtra
        Aug 31, 2018
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        kotak mahindra bank recovery agents harassing me

        Address: 382345

        I was taken 10 year before barclays credit card & I don't think that there is any due payment that time, barclays credit card is closed now and agent told ki Kotak bank have aggrement to credit card recovery of barclays credit card bank credit card, now Kotak Mahindra bank recovery agents harreshing me for pending due with the mail & telephonic communication and harreshing me for civil court case, arrest warrant etc., I asked for statement...
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        C
        chandu mouli
        from Delhi, Delhi
        Aug 30, 2018
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        upi failed and amount debited

        I had been done upi tansaction in kotak bank app and that was failed and the amount had debited, upi id [protected]@kotak to vpa [protected]@upi and the transaction id was[protected]

        And the account number is [protected]

        NAME;VALMIKI MARAPPA CHANDRA MOULI

        PLS RESOLVE THIS AS EARLY AS POSSIBLE

        WITH REGARDS
        VM CHANDRA MOULI...
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        S
        scienaut
        from Hosur, Tamil Nadu
        Aug 30, 2018
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        Address: 382480

        I purchased a USB drive from amazon, but transaction failed, they initiate the refund on 14-aug-2018, but still I didn't received my money in my account, they give me a bank transaction ID-Â 424949, the amount is 415 Rupees only. I've called banks customer care but still I haven't get my money back since 16 days..Â
        Please resolve this issue.
        It has been 16 days..
        plz do it fast
        Kotak Mahindra Bank customer support has been notified about the posted complaint.
        Aug 30, 2018
        Updated by scienaut
        I have also talked with amazon customer care, they have released my money, but bank didn't processed
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          B
          Balaji palani
          from Chennai, Tamil Nadu
          Aug 29, 2018
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          Resolved

          Address: Chennai, Tamil Nadu, 600040

          I have applied one credit card by your credit card team from anna nagar. But my application status was invalid. I asked about these issue to your credit card executive. He did not responding as well. So i have lodged a complain about your credit card team in anna nagar. My company name was "future businesstech" but they are mentioned "feature businesstech". So there is lack of communication with your credit card team. So please let me know about my credit card application status[protected]Application number). And please ask them to give proper explanation.
          Sep 29, 2018
          Complaint marked as Resolved 
          Kotak Mahindra Bank customer support has been notified about the posted complaint.
          Verified Support
          Aug 29, 2018
          Kotak Mahindra Bank Customer Care's response
          Hey there! Looks like you’re in a fix. Can we help? Plz write to us via https://www.kotak.com/en/customer-service/contact-us/email-us.html or for immediate assistance you may call once again @ [protected].^Team Kotak
          CRN pin missing new account in Kotak mahindra
          I have requested account statement through mail but till now there is no statement received through mail
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            S
            shreyahsw
            from Bengaluru, Karnataka
            Aug 28, 2018
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            Address: 560066

            Receiving calls from [protected] saying that they are from kotak mahindra bank regarding loan taken from citi finance in 2004, saying that i am a defaulter, threatening me for repayment. If kotak mahindra bank had taken over citi finance in 2014 then till date why they have not called me and now suddenly calling me and harressing me. If i am a defaulter then they should file a legal action against me, instead of threatening me on phone. Your help required.
            Kotak Mahindra Bank customer support has been notified about the posted complaint.
            Is there any solution provided for the issue. I'm facing the same stating my father has taken loan in 2003. Can you please help me with this.
            Thanks in advance.
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              Z
              Zahid111
              from Delhi, Delhi
              Aug 27, 2018
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              Address: New Delhi, Delhi, 110044
              Website: www.kotak.com

              On 24/08/2018 I have deposited 5000rs in my kotak 811 account. Money has been debited from my corporation bank account by using internet banking. but it is not credited in kotak account. I received successfully transaction massage from kotak Bank & deduction massage from Corporation Bank. it is attached here.
              txn ID[protected]MW3913987 CRN no[protected].
              Please resolve this problem asap.
              Kotak Mahindra Bank customer support has been notified about the posted complaint.
              My already using the bank account was deactivated my account and I have not interested the bank account
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                D
                Dishangi Shah
                from Mumbai, Maharashtra
                Aug 27, 2018
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                Address: 400002

                Hi,

                I had salary account, which was later converted to savings account once i changed job.

                On 15th of august 177 rs charges are levied as tbms for cash deposit in my account.

                May i know the reason for it. Also note, account balance is way higher than minimum balance required.

                Kindly revert asap.

                Thanks
                Dishangi shah
                [protected]@gmail.com
                Kotak Mahindra Bank customer support has been notified about the posted complaint.
                This is my reference number[protected] for amount.
                I have sent payment to my friend but he is not received that money and my money already deducted and status shows failed. I want to know when I get money back.
                And I already raised a query about that pays but no response from the bank
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                  C
                  chiraganki
                  from Bihpuriagaon, Assam
                  Aug 25, 2018
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                  Address: Tinsukia, Assam, 786182

                  Its chirag! I have cancelled ticket i. E ntsk to hwh of pnr no. [protected] and transaction id. [protected] and the refund of amount 2380 was processed on 16th august with reference id.[protected] which has not yet been credited in bank account as i have contact my bank and they said we didn't recieve any such transaction and then i have contacted irctc helpline no. And didn't recieve any solution please help me out and look towards this issue and credit the amount in my bank account as soon as possible.
                  Kotak Mahindra Bank customer support has been notified about the posted complaint.
                  My name : srinivas mobile no [protected] email id : [protected]@gmail.com
                  Oops! You cannot proceed since you have already tried opening an account with us.
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                    V
                    viral waghela
                    from Mumbai, Maharashtra
                    Aug 25, 2018
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                    Address: Thane, Maharashtra, 401105

                    Dear team,

                    I had purchase mcafee antivirus software scheme under hp back to campus offer and for further details i have attached payment screen shot and enclosure
                    But my mcafee antivirus software is expired and code still not received
                    My redemption details is as given below

                    Your redemption code : kcvi450383kc

                    Your notebook part/model no : hp notebook 15g-br003tu

                    Your notebook serial no : cnd825bgnj

                    Waiting for your revert
                    Kotak Mahindra Bank customer support has been notified about the posted complaint.
                    I made a imps transaction on 23rd August 2018 to my beneficiary but the amount was not credited to my beneficiary account.
                    IMPS Transaction Reference
                    Your a/c no. XXXXXXXX7606 is debited for Rs.2800.00 on 23-08-18 and a/c XXXXXXX0606 credited (IMPS Ref no[protected]... Please resolve my issue ASAP
                    Dear Sir,

                    My personal loan applied through mobile banking but i don't know how its happened. please cancel my loan or don't approve. right now i don't want loan.
                    please cancel...
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                      N
                      Navin0103
                      from Noida, Uttar Pradesh
                      Aug 24, 2018
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                      Address: New Delhi, Delhi

                      सर मेरा वर्तमान पता:-

                      A-28, new no. 69, street no. 7,
                      Subject: मेरा noc नही मिला अबतक जबकि औरिजनल लेटर सब जमा करा लिया गया कोटेक बैक ब्राॅचमे जो हयात होटल के पास भिखाजी कामा पैलेश मे ब्राॅच है लाईसैस संख्या[protected] जो हमने कोटेक महिन्द्रा औल्ड म्युचुअल लाईफ इंशयोरैश लिमिटे स जोकि[protected] से 2016 तक वैध था।

                      सर (Preetam prakash नाम से सैल्स मैनेजर थे/ है)
                      मेरा noc आजतक नही मिला मेरा लाईसैस संख्या 882 — 9594892 है आपने मेरा original letter जो आपने issue किया था वह वापस लेकर और साईन भी कराकर ये कहा था noc मुमबैय मालद हेड औफिस से आपके घर आ जाऐगा ।
                      शाहब मेरा मोबाईल संख्या वही है [protected].
                      आप मेरा noc दिलवा दिजीऐ ।
                      मै आपसे[protected] मे मिल चुका हूँ ।
                      यदि आप ईस ईमेल पर और कोरियर करवा देतै है तो आपके कोरियर खर्च मे श्रीमान आप खाता संख्या दीजिऐ मे उसमे पैसा भेजवा देता हू।
                      यदि मेरा noc नही मिलातो आपका और आपके संस्था का तो वाकैय मे काम नही कर पाया हूँ मेरा noc दे दिया जाऐ। जिससे मे जहाॅ जाउॅ वहाॅ insurace का काम कर सकूँ ।
                      नवीन कुमार मिश्रा
                      मेरा ईमेल आईडी:-pt. [protected]@gmail.com
                      Kotak Mahindra Bank customer support has been notified about the posted complaint.
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                        A
                        arghag1602
                        from Kolkata, West Bengal
                        Aug 24, 2018
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                        I have never requested for a credit card from kotak mahindra bank. They have deliberately issued one on behalf of me and now fraudulently demanding money for the same. It is a complete fraud practice that is going on. It displays outstanding balance as rs 352 in my netbanking against a card which i have never even received nor did i raise a request for. I want the amount to be removed and no amount should be charged. This is ridiculuos
                        Kotak Mahindra Bank customer support has been notified about the posted complaint.
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                          V
                          Vishwajeet Chakraborty
                          from Mumbai, Maharashtra
                          Aug 23, 2018
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                          Address: Kolkata, West Bengal, 743217
                          Website: QUIKR.COM

                          I have received the below mail which seems to be fake, kindly teach such people a good lesson so that no one else can do such things again.

                          PFB the mail which I have received yesterday:

                          KOTAK MAHINDRA
                          Aug 22, 2018, 12:34 AM (1 day ago)
                          to Vchakraborty2014

                          Dear
                          Candidate
                          We are happy to inform you that we have received your C.V from QUIKR.COM and it has been short listed by KOTAK MAHINDRA GROUP at Direct Payroll.

                          Please visit our office with 2 hard copies of your resume, 2 passport size photos, all qualification marksheets, aadhar card, pan card

                          Walk-in Date: 23 AUG to 27 AUG

                          Thanks & Regards

                          KOTAK MAHINDRA
                          MR TONMOY
                          [protected]

                          Office:

                          1 Shakesphere sarani, AC market, 6th floor, Kolkata -700071, From back side lift

                          Near Maidan Metro.

                          Become a Premium Job Seeker - Get a job 3 times faster Know More
                          Increase Profile Visibilty 100 Premium Job Applications Profile sent to Recruiters through SMS
                          Disclaimer:

                          The sender of this email is registered with QuikrJobs as FREELANCER PRASANTO ROY and using QuikrJobs email services. The responsibility of checking the authenticity of offers/correspondence lies with you. If you consider the content of this email inappropriate, asking for money or spam, you may: Forward this email to: [protected]@quikr.com.

                          Advisory:
                          Please do not pay any money to recruiters who promises to find you a job. This could be in the form of a registration fee, or document processing fee or visa charges or any other pretext. The money could be asked for upfront or it could be asked after trust has been built after some correspondence has been exchanged. Also please note that in case you get a job offer or a letter of intent without having been through an interview process it is probably a scam. be smart.
                          Kotak Mahindra Bank customer support has been notified about the posted complaint.
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                            S
                            Sivprakashkumar
                            from Chennai, Tamil Nadu
                            Aug 23, 2018
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                            Resolved

                            Address: 600042
                            Website: www.kotak.com

                            Royale CC has provided to me on july 2018 and they have promised me that the card was lifetime free card, however 1399 has debited from my card for Oneassist. and they haven't informed me about the deduction before the card has issued. Really this is insane. so they can tell any lies to sell the card right?? I have called the customer care and they didnt give proper response and i have contacted the agent who has provided the info about the card and he has also not given the proper response. I have to blame the kotak only, they have only cheated me with the false info. im maintaining the saving account, RD account and credit card with Kotak. but still i was cheated by them
                            Sep 25, 2018
                            Complaint marked as Resolved 
                            Kotak Mahindra Bank customer support has been notified about the posted complaint.
                            Verified Support
                            Aug 24, 2018
                            Kotak Mahindra Bank Customer Care's response
                            Hey there! Looks like you’re in a fix. Can we help? Plz write to us via https://www.kotak.com/en/customer-service/contact-us/email-us.html or for immediate assistance you may call once again @ [protected].
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                              J
                              Jay74368
                              from Patan, Maharashtra
                              Aug 23, 2018
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                              complaint against the vasai east branch

                              Address: Thane, Maharashtra, 401208

                              My wife went to the vasai east branch on 4 aug 18 to open a saving account, the sales executive told that it will open in 5 to 7 but till date that's on 23 aug 18 the account is not open, everyone is giving excuses but no one called us, when we went personally to the branch to know the status of account so they told account will open in 24 hrs but still the account is not opened, after 18 days they are telling that it will take 4 to 5 days...
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                              S
                              Soumya@1234
                              from Bargarh, Odisha
                              Aug 23, 2018
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                              Date of incident - 20/08/2018
                              Chq/ref no.[protected]
                              The amount of 1500 was deducted from my 811 kotak account but not till now added to my paytm account.
                              2 days passed but neither the money is added to my paytm payments bank account nor it will be added back to my kotak 811 account.
                              Before this transaction i have made more transactions but for it only it takes a lot of time to process please look for it and do something as soon as possibe.
                              Kotak Mahindra Bank customer support has been notified about the posted complaint.
                              I am facing the same issue., TBMS charges are applied in my account without prior information.
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                                S
                                from Bengaluru, Karnataka
                                Aug 22, 2018
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                                Resolved

                                Very bad experience while opening 811.
                                I have open 811 new account online and verification done on last saturday in sarjapura branch bangalore. After verification i got message with link to pay rs. 10000 and i paid through net banking, but still amount not updated in my 811 account. Visited branch the told will sent your request to other team but still no output. Tryied called to customer care they blocked my pin. Rise complaint request to kotak bank site but no responce. Can you guys tell me what going on? Please i am requesting you give me my money back? I tried every possible way to reach you i don't want to open account in your branch please give my money back.

                                Below are the transaction detais..
                                Crn:[protected]
                                A/c - [protected]

                                1. Bank name. Axis bank
                                2. Email id used at the time of transaction. Sonu.[protected]@gmail.com
                                3. Contact number [protected]
                                4. Mode of payment (Credit card or debit card) internet banking
                                5. If card is used then first 6 and last 4 digits of card.
                                6. Bank statement. Attached
                                7. Transaction date.18/08/2018
                                8. Transaction amount.10000
                                9. Website name. https://sabio.kotak.com/STP_FUNDI\
                                10. Transaction id (If available): inv7fc84c371
                                Aug 23, 2018
                                Complaint marked as Resolved 
                                done
                                Kotak Mahindra Bank customer support has been notified about the posted complaint.
                                Very bad experience while opening 811.
                                I have open 811 new account online and verification done on last Thusday in Baguihati branch kolkata. After verification i got message with link to pay rs. 5000 and i paid through net banking, but still amount not updated in my 811 account.call to baguihati branch they told will sent your request to other team but still no output
                                . Rise complaint request to kotak bank site but no responce. Can you guys tell me what going on? Please i am requesting you give me my money back? I tried every possible way to reach you i don't want to open account in your branch please give my money back.

                                Below are the transaction detais..
                                Crn: XXXX7061
                                A/c - XXXX3680

                                1. Bank name. DBS bank
                                2. Email id used at the time of transaction. [protected]@gmail.com
                                3. Contact number [protected]
                                4. Mode of payment- debit card
                                5. If card is used then-463227xxxxxx5724
                                6. Bank statement. Attached
                                7. Transaction date.[protected]
                                8. Transaction amount.5000
                                9. Website name. https://sabio.kotak.com/STP_FUNDI
                                10.Link: https://t.payu.in/4fSBKU
                                10. Transaction id (If available): INVC3abFef2099
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                                  Mehak_Bhatia
                                  from Gurgaon, Haryana
                                  Aug 22, 2018
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                                  harassment recovery agencies

                                  Address: New Delhi, Delhi, 110008

                                  Kotak mahindra bank ltd. Shared a video.
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                                  August 7 at 10:38 pm ·
                                  I'm a male and i'm a professional kathak dancer. I understand that, according to social norms, my profession and my gender can't co-exist with each other. As...
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