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Kotak Mahindra Bank Complaints & Reviews

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Updated: Jun 22, 2026
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Kotak Mahindra Bank reviews & complaints page 146

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S
SHIVAKUMAR THATIPELLI
from Hyderabad, Telangana
Nov 14, 2017
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Address: Karimnagar, Andhra Pradesh, 505174
Website: [email protected]

Dear sir
My name is shivakumar thatipelli. I have opened 811 kotak mahindra bank account through online process.
Kotak mahindra bank my crn no. Is[protected], shivakumar thatipelli.
I didnot receive my debit card. I went to so many times to our branch and contact that's branch manager, he was not taking any serious action regarding this issue. As per bank records they dispatched debit on 12.08.2017 through speed post, but i did not receive that debit card. They credited amount of rs.93.75 for issue of debit card on 04.08.2017. I complaint through customer care also they were not provide correct information.

Thanking you sir/medam
Kotak Mahindra Bank customer support has been notified about the posted complaint.
Nov 08, 2017
Hepin's response
Start
Nov 14, 2017
Updated by SHIVAKUMAR THATIPELLI
Dear sir
My name is Shivakumar thatipelli. I have opened 811 kotak mahindra bank account through online process.
Kotak mahindra bank My CRN No. is[protected], Shivakumar thatipelli .
I didnot receive my debit card. I went to so many times to our branch and contact that's branch manager, he was not taking any serious action regarding this issue. As per bank records they dispatched debit on 12.08.2017 through speed post, but i did not receive that debit card. They credited amount of Rs.93.75 for issue of debit card on 04.08.2017. I complaint through customer care also they were not provide correct information.
Unblock to credit card
I'm using Kotak Bank from past 3 month. On 4th of november 2017 they deducted TBMS of Rs 71 from my account.some days before they also deduct 72 rupees in my Account.Custumer care no. not connecting.
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    P
    prathamchande
    from Mumbai, Maharashtra
    Nov 14, 2017
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    Address: 400078
    Website: www.kotak.com

    Account no. Is [protected]
    Bhandup w branch 400078

    I was opened new account at kotak mahindra bhandup-west branch on 10 oct 2017.
    From mr.*, we have done all procedure for documentation and i given rs.10, 000/- cheque bank of sbi branch bhandup-west cheuqe no. Is *.

    On 16th oct 2017, i called up to mr.*, and he told me that my cheque was not cleared, by sbi bank and returned the cheque which was given at the time of account opening.
    But, he didn't told me the reason why it is returned and he stated that returned cheque from sbi, he will destroy.
    And also request me to transfer the amount by neft or internet banking in your kotak bank account which was newly opened.

    On 17th oct 2017, i went to sbi bank and done inquiry about my returned cheque, and they updated me contact with your kotak bank, and they will provide you the reason for the same.
    Then i transfer money to my kotak bank account through sbi bank account.

    Still after 15 days i didn't get any callback from your kotak bank or from mr. Rajesh pal, about my returned checked, which we had discussion early to destroy the returned cheque.

    So on 30th oct 2017 i called mr* to know the status of my returned cheque.
    And he checked in the system and replied, saying that returned cheque was send again for the clearing.
    So i asked him that you told me your are going to destroy my return cheque, then why you send again to clearing without informing me.
    But, it's too late for me that my sbi account didn't have sufficient balance, to encash that cheque.
    This is your kotak bank negligence and its shows that your bank don't care for new customers.
    Because of your negligence sbi bank fine of rs.600/- for the dishorned of the cheque and my credit record is ruined in sbi bank.
    Kotak Mahindra Bank customer support has been notified about the posted complaint.
    Nov 13, 2017
    Balla Venkatanagalingeswararao's response
    pls update address and card is expaird pls change the card, card number [protected] exp 7/17
    Nov 14, 2017
    Updated by prathamchande
    Where is my atm pin, my cheque book, internet banking kit? is 40 days not enough to you for deliver this document ?
    and why your delivery persons give any document to any person without any call or information.

    my atm deliver to some other person and that person not inform me even 2 days
    when i ask near by person who tells me that your atm is taken by that person then i find it.
    supposed if by mistakenly my pin also taken by that person and do some wrong activity.
    then who is responsible for it?

    why you send atm pin with courier, and if send it then if your delivery person not find ac holder,
    why they didnt call or inform them ?

    if he cant inform then its your courier agency job to day before deliver that documet call or inform to ac holder
    then ac holder can sugest to where to deliver or some other person name
    Nov 14, 2017
    Updated by prathamchande
    account no. is [protected] bhandup w branch 400078
    Pls address changing and card is expaired my number [protected]
    exp 7/17 pls change the card and address
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      A
      Allan Culbert Tarun
      from Noida, Uttar Pradesh
      Nov 13, 2017
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      Address: Gautam Buddh Nagar, Uttar Pradesh, 201301
      Website: kotak application

      Please activate my account as soon as possible. I have been waiting for long time. my account hasn't been opened yet.
      My account no. is [protected]
      And my debit card no. is [protected]
      CAN NO. is[protected]
      I can't wait anymore. Its already passed one week but no response till now even i haven't received a single yet from bank.
      Mob: [protected]
      Kotak Mahindra Bank customer support has been notified about the posted complaint.
      Dear sir / madam actually I made 3 times mobile recharge 100, , 50, , and 50 amount has been debited from my account but not number is not reacharged

      I can wait up to the week otherwise I will goes to give complaint Don't make a fraud to customers thanks waiting for your reply
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        S
        sethumadhav93
        from Hyderabad, Telangana
        Nov 13, 2017
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        Address: Hyderabad, Andhra Pradesh

        My a/c no:[protected]
        I had done a transfer to my friend a of rs:4000 the amount had been deducted from my account but not credited to my friend account. After 10 minutes again i had done my 2nd transaction of 4000 transaction it had been credited to his account. My 1st traction was failed but till know my money is not credited to my account.

        My failed transaction id:[protected]
        Date:13-november-2017
        Timming:12:32 pm
        Kotak Mahindra Bank customer support has been notified about the posted complaint.
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          N
          nandhini selvaraj
          from Morena, Madhya Pradesh
          Nov 12, 2017
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          Address: 641603

          My name is nandhini from tiruppur a person from your bank has called me and said that your profile has been selected for our bank as a operation manager and said to paid the amount 7500 for documents verification and after than rasi called me and said i am ur relationship manager and he interviewed me through telephone and said me to pay the amount of rs 56000 for course and i have paid the amt and gautam kumar cal me and said to pay 11000 to open an account and it will be transfer as a current account after joining and 37200 as a commission for them and you will receive the appointment order with in 4days and these all the amount will be refunded when you join he said me to sign a agreement for 2 years after i have paid all the amount his number is switched off
          Kotak Mahindra Bank customer support has been notified about the posted complaint.
          Nov 06, 2017
          p.v.shankar rao's response
          Sir, I am P .V. SHANKAR RAO a credit card users of Kotak Mahindra for last 1year i am niot using my credit cards . so please requesting you to cancel my card . Cards details are given above.

          regards
          P .V. SHANKAR RAO
          [protected]
          SIR,
          I am P .V . SHANKAR RAO not using my KOTAK mahindra credit card this

          are my Credit Cards no. 1) [protected]

          2) [protected]

          c
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            M
            Manoj kumar83
            from Delhi, Delhi
            Nov 11, 2017
            Resolved
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            Resolved

            Address: New Delhi, Delhi, 110053
            Website: [email protected]

            My name is manoj kumar. My account is in the branch of kotak bank
            (D-26, sector-63, noida). My account number is ([protected]). I was not
            Using this account for a long time. I have thoroughly examined the
            Account of yamuna vihar's personal banking counter in order to use the
            Account very long after which the information is available and no
            Charge will be taken. After understanding this, i was deposited rs.
            20, 000/ - for the first time in the account and rs. 14, 500/- in second
            Time. But on 2nd november evening around 5 o'clock rs. 10, 000/- were
            Deducted from kotak bank. For which your employee of yamuna vihar is
            Responsible. Because he gave me wrong information about my account.
            Because of which my money was deducted from the account. Now tell me
            The solution to get my money back. I have also registered a compliant
            On kotak bank's customer care. It is the first compliant number
            (1/[protected]) and the second compliant number is (1/[protected]. Please
            Check the status on immediate basis & give me the solution, so that i
            Can get my money back.

            Please confirm urgent basis. Otherwise second option share all
            Condition and documnet with social sites kotak servicess
            Jan 19, 2018
            Complaint marked as Resolved 
            not resolved
            Kotak Mahindra Bank customer support has been notified about the posted complaint.
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              D
              dharamjeet R Prasad
              from Mumbai, Maharashtra
              Nov 11, 2017
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              Address: Gautam Buddh Nagar, Uttar Pradesh
              Website: www.kotak.com

              Six fraudulent transactions were made on 08.11.2017 on my kotak mahindra bank credit card. The payment were done online on itunes. The amount was 7900 (6 times). The bank was involved in the fraud as it allowed the transaction to go well beyond the credit limit. The total fraud was 47400/- i am not aware of the % share of kotak bank. When i called customer care he told problem will be resolved within 45 days and if it was my fault interest will be charged for those days. When i told it was not my fault and in that case i need to approach police he refrained me from doing so and advised to wait for 45 days. It only made my belief of kotak involvement deeper. My complaint no. Is sr#1-[protected]. I have learned my lesson to refrain from such fraud and cheap bank who are in search of duping people of hard earned money.
              Kotak Mahindra Bank customer support has been notified about the posted complaint.
              I'm Arunesh kumar rai, i have a current account at your main branch Lucknow.
              you are deduct my balance of Rs.3500/.approx, and I didn't receive any welcome kit by your side and you are deduct my balance on regular basis.
              Please refund my total deducted balance asap.
              Thankyou
              Arunesh Kumar rai.
              Lucknow.
              [protected]
              [protected]@gmail.com .
              Today[protected], I noticed some amount credited to my account. It seems like they have refunded some amount after deducting GST. Why should I bear the GST charge, if the mistake is from KOTAK?
              Screenshot is attached.
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                R
                Rajesh Cr
                from Bhubaneshwar, Odisha
                Nov 10, 2017
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                Am taken a persinal lone from city finance ac no 15868426 the cthe ity finance merged in kotak mahindra bank and i settiled balane ammount one time to kotak mahindra bank 31/10/2015 amt 18524 throuh cheque

                Rajesh. C. R
                [protected]central bank of india tripnithura branch cheque no0003521 cearing date 31/10/2015 from my account but tiil day showing in cibil pending ammount its not my mistake but now axis bank and hdfc bank rejected my lone application agenst this matter this problam genereated from your side
                So i want to compansation for agent this matter lose of my money detail forwerd as soon (Supporting case document agenst bank of barodra in cibil case)
                I want to immidetilty remove my name from cibl and all other letter also
                Supporting documet attached
                Pl find the attachment
                I want the expalanation from your side and my losse of money compansation
                Thanks
                Rajesh cr
                [protected]
                Kotak Mahindra Bank customer support has been notified about the posted complaint.
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                  K
                  Keshor Chetry
                  from Bengaluru, Karnataka
                  Nov 10, 2017
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                  Address: Bangalore, Karnataka

                  I have submitted all the document 6th month back and following up for the same regularly. I am not receiving my money back. They do provide the email address where no one give the reply for the mail. None of the company takes so long to give the pf money where here we are struggling to get own money. Please help!

                  Name - keshor chetry

                  Emp id - 84734

                  [protected]@gmail.com
                  Kotak Mahindra Bank customer support has been notified about the posted complaint.
                  Hi this is prasad.i got a mail 10 days back regarding '0' balance account.so i applied for that and i got a cal from ur executive and set an appointment for meeting with local executive but still no one come to my place.i cal to ur customer care centre no use at all.worst service i ever had with banking.even though i am new customer no one cares
                  I have done an upi transcation to my friend of an amount of 150 RS with transaction i'd[protected] how ever the transaction got failed but got an message from the bank saying transaction got processed and amount got debited from the account
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                    R
                    renjith abraham
                    from Delhi, Delhi
                    Nov 10, 2017
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                    Address: Gurgaon, Haryana

                    Please close my kotak mahindra bank account. It is my corporate salary account, but i havent used it because i left the job in 3 days only. I have been trying to reach the bank but i could not and also i am far away right now to come to bank for closure. Please close my account as soon as possible. "bank will incur charges on me if i didnt maintained a minimum amt" i got this on mail today. Please close my account. This is my no. [protected]. Kindly close my account. I cannot give any charges, i am financially broken now. Please note this request
                    Kotak Mahindra Bank customer support has been notified about the posted complaint.
                    Hello, sir
                    Nowdays the amounts of my ac has deducted without any info and reason. so i have been suffering from this your banking rule if i will not get refund of my account i will terminate my account and will case FIR
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                      P
                      pavan959
                      from Hyderabad, Telangana
                      Nov 10, 2017
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                      Address: Hyderabad, Andhra Pradesh, 500081

                      I didn't asked you to activate any scheme on my account, when i got a call from your person i just asked her to send a link to go through the link and understand the scheme. But then i got a message like your requested is processed. I didn't requested anything. You deducted 2049 rupees from my account. If i didn't get that amount back. I will shift to hdfc account. That is much better for me.

                      Thank you.
                      Kotak Mahindra Bank customer support has been notified about the posted complaint.
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                        P
                        PrasannaKale
                        from Pune, Maharashtra
                        Nov 9, 2017
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                        Address: 411006

                        Hi, i am having a personal loan with kotak mahindra bank (Crn no:[protected].
                        As per the criteria i have completed 15 emi till now and now i want to close the personal loan. I simply called customer care before 2 week and asked for the same and they have taken a request and said you have to serve 15 days of notice period. Which was not at all mentioned anywhere in the provided documents while approval of loan.
                        Still i waited for 15 days and visit to pune office to close the loan. But the executive in pune office said your request if not updated in the system, i asked her to check the call records also but she said you have to wait for 1-2 days and will get back to you on the same in next couple of days.
                        Its now 4-5 days i am waiting but still i didnt got any response.
                        Also they are asking customer to pay 5% of principle amount + gst for closing the loan.
                        I am attaching photos of the document which i received from kotak. I didnt found the points which says i have to pay 5%+gst mentioned in any document. I would request kotak bank to please suggest me the document name of mail which they shared with me to find the mentioned point. I only got one page of welcome letter as well as payment schedule sheet.

                        Kindly check the mail and documents which you sent me at the time of loan approval. Date: 07/03/2016, time 7.12 am.

                        Please take this on priority and resolve as i have applied for home loan and my home loan is not getting processed because of this pl.

                        Kotak bank dont have any customer care email id and the write to us portal dont work. Most of the time i am getting error on the same.

                        Such type of services is not expect ablefrom ruputed bank like kotak.
                        Kotak Mahindra Bank customer support has been notified about the posted complaint.
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                          S
                          Selvaraj jpi
                          from Chennai, Tamil Nadu
                          Nov 9, 2017
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                          Address: 642126
                          Website: Net banking

                          Hi
                          I'm send the money of 15619 ₹ and9488₹ kotak bank account ofoiclro451202, ifsc;kkbk0000958 but not it received the oriental insurance company account please send it, am the insurance agent in orientalinsurance company udumalpet branch, tamilnadu, please send the money immediately in my company account

                          Regards

                          S selvaraj, the orientalinsurance company ltd
                          Kotak Mahindra Bank customer support has been notified about the posted complaint.
                          I have mailed to service.[protected]@kotak.Com requesting for beneficiary activation code to the registered number. I am waiting for reply since 5 days no one is bother to sort my issues.

                          It is so disgusting waiting for one single reply past 5 days.

                          I want this issue to be sorted out intermediately.
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                            F
                            Floral Fas
                            from Delhi, Delhi
                            Nov 9, 2017
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                            Address: New Delhi, Delhi, 110034

                            Please provide every month statement my credit card crn number is...83497861... Thanks... M. M... Okkk
                            Kotak Mahindra Bank customer support has been notified about the posted complaint.
                            Worst bank ever.. Please dont use this bank.. i'm strong recommended to all..
                            By far the worst bank I ever in India... I have faced and I finally quit there because I think thats the worst bank ever I have...
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                              N
                              Naveen Uppal
                              from Delhi, Delhi
                              Nov 9, 2017
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                              Address: New Delhi, Delhi, 110095

                              I have an account with kodak bank since 2010. It was a zero balance account. However, due to non transaction of salary, it has been converted to minimum balance account. I haven't receive any information from bank and no email, no phone call, no message. So, i would be closing this account with kodak mahindra and never recommend any one to open account with kodak mahindra.

                              Regards
                              Naveen uppal
                              [protected]
                              [protected]
                              [protected]
                              Kotak Mahindra Bank customer support has been notified about the posted complaint.
                              I transferred money to someone else bank account by mistake . I added four more digits in account no.I added a image of that account number with Ifsc code with upi referral no .
                              Worst services providing by you guys and never recomend to any one to open account in your branch
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                                B
                                bharat0799
                                from Bengaluru, Karnataka
                                Nov 9, 2017
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                                Hello,
                                I have a savings account in kotak mahindra bank and as of today "08/11/2017, rs. 2049 is deducted from my account for some service which i did not ask to start, i got to know about that only when i received a msg showing the ref no : [protected] for some service then i checked my account and rupees 2049 were deducted for some service and same ref no was displayed in debits&transactions.
                                If i dont get my money back in my account then i'll close my account and also ask my friends to not choose your bank as they are looking for a bank for their"sip"investments and previously i had recommended them kotak mahindra bank but now if my problem is not resolved then i'll ask them to look for some other sources.
                                My account number -"[protected]"
                                Ifsc code -"kkbk0000446"
                                Branch located in club road, hubli-580030

                                Hope you'll do the needful
                                Kotak Mahindra Bank customer support has been notified about the posted complaint.
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                                  D
                                  dip_shiv88
                                  from Ahmedabad, Gujarat
                                  Nov 8, 2017
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                                  Address: Gandhinagar, Gujarat, 382006

                                  It's been almost a month i have opened up a privy account with you guys i had given rs. 20000/- cheque which is already been debited from my brother on 18th oct 2017, but till date the amount is not been credited. So it's been more than 20 days you guys have debited our money more importantly because of that i couldn't apply for couple of ipo application.

                                  I need some one senior person to get back to me asap.

                                  Vibha goswami & dipak goswami
                                  Crm=[protected]
                                  M= [protected]
                                  Kotak Mahindra Bank customer support has been notified about the posted complaint.
                                  My kotak account no is [protected]
                                  i opened my account and transfere 1000 rupees in account from hdfc card .money is debited from hdfc but it does not came in my account
                                  my name malvika bagati bansal
                                  [protected], email [protected]@gmail.com
                                  iadde money through fund my account option through debit card kindly help plz
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                                    M
                                    manu16031982
                                    from Jaipur, Rajasthan
                                    Nov 8, 2017
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                                    Address: Ajmer, Rajasthan, 305001

                                    Dear team,
                                    Iam a customer of kotak marhindra bank and having 2 savings ac in ur bank.
                                    Iam pretty dissatisfied with the s ervices of kotak as i have approached ajmer branch over 10 times for closure request of my sb a/c in the name of i. E.
                                    1 - shivani mishra
                                    2 - shanti devi mishra
                                    Closure request for the ac of mrs shanti devi mishra has been submitted by me to mr. Kamal kishor prajapati over 4 months earlier and closure request for the a/c shivani mishra has been submitted 2 months earlier.
                                    Dear team can i please have a action on these requests as i am waiting since 4 months for the related concern. I have also approached branch manger mr. Ashish patni for the related concerns but no satisfactory answer was given by him. So you are requested to do the needful asap as i am not ready to bear any nmc charges for the same.
                                    Kotak Mahindra Bank customer support has been notified about the posted complaint.
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                                      A
                                      Ajit Chiplunkar
                                      from Mumbai, Maharashtra
                                      Nov 8, 2017
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                                      Address: Thane, Maharashtra, 400606

                                      I have trinity account (811), which is a zero balance account. Still they levied charge of rs 413 for sept 2018 as amb (Non maintenance charge). Also
                                      They charged rs 118 as net banking pin generation charge.

                                      They had sent wrong dmat pin via courier. After repeated requests they resent the pin. They charged for it.

                                      ​a screenshot is attached herein for your reference.
                                      Kotak Mahindra Bank customer support has been notified about the posted complaint.
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                                        M B Patel Akbari
                                        from Rajkot, Gujarat
                                        Nov 8, 2017
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                                        Address: Junagadh, Gujarat, 362002
                                        Website: [email protected]

                                        Mera nam madhabhai akbari. Sardarpara junagadh gujarat no. [protected]. Mene dinak 06/11/17. Ko 11000 se junagadh branch se a/c open karvaya he. By imps allahabad bank junagadh se money transferred kiya he debit ho gaya he, meta a/c no. [protected]. He aur ifsc kkbk0003014. He, esme credit nai huva he, plz credit kijiye ya refund kijiye original allahabad bank junagadh a/cme
                                        Kotak Mahindra Bank customer support has been notified about the posted complaint.
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