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Kotak Mahindra Bank Complaints & Reviews

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Updated: Jun 22, 2026
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Kotak Mahindra Bank reviews & complaints page 153

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A
agicha vinod
from Mumbai, Maharashtra
Oct 5, 2017
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Address: 421002

Your personal loan ac no. [protected] with fullerton india credit co. Ltd. Is transferred to kotak mahindra bank. Update your kyc details with the bank. For queries call[protected].
But as per my knowledge there is no loan on my name & also i called on above said number and they confirm me that this loan is not on my name. So delete the same from my account & update with the concerned persons account.
My mobile no is [protected] so call me on said number in case of any issues.
Also i would like to suggest that before mentioning mobile number ur concerned staff should confirm first whether number belongs to that person or someone else number has been updated in ur records.
Due to above it may be possible that bank will deduct loan amount from. My account so be active in this case
Kotak Mahindra Bank customer support has been notified about the posted complaint.
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    K
    krish1000
    from Patna, Bihar
    Oct 5, 2017
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    Address: Patna, Bihar, 800014
    Website: www.kotak.com

    Dear team,

    This is to inform you that we have opened silk account in your bank.

    At the time of account opening it has been informed me that there is nothing any annual charge and you will get rs.150/- per month cash back if we shop rs.5000/- every month... On minimum 20000 maintaining account... And we did so...

    But your bank has been deducted annual charges rs.295/- and i am not getting cash of rs.150/- which we have shop at first month of account opening..

    Now i am visiting of your bank since one month for my cash back money and annual charges but all the bank staffs (Mr. Rajnish, mr. Sameer ahmad and mr. Ashish) rudely behaving and ignoring to resolve.. They have also taken my mobile no almost one month back... Was saying that will get back to you shortly will resolution but i have never ever recveived any call from them...

    Why you dont have customer care e mail id for customer help... Service. [protected]@kotak.com, this id is fake id or disabled...

    Regards,
    Krishna kumar
    Patna
    [protected]
    Kotak Mahindra Bank customer support has been notified about the posted complaint.
    what happened, when will I get revert...
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      K
      kss_1986
      from Delhi, Delhi
      Oct 5, 2017
      Resolved
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      Resolved

      This is regarding that my salary account in kotak mahindra bank pitam pura branch ifsc code kkbk0004600. We have received the sms from bank to pay credit card bill while we didn't get any card and i never request for any credit card. Now bank has charged me rs. 2492.13 same debited from my salary account. I never requested to bank for any credit card. How i pay bill while i didn't get any credit card. I have informed to customer care also he promised me that all charges will be reversed immediately. And there is no need to pay bill. But still no action taken. This is totally cheating with the customer.

      Note: i have no requirement of any kotak credit card pls cancel my card and reverse all annual or joining fee immediately.

      Regards,
      Kalyan singh
      [protected]
      A/c [protected]
      Kotak mahindra bank
      Nov 15, 2017
      Complaint marked as Resolved 
      Kotak Mahindra Bank customer support has been notified about the posted complaint.
      Verified Support
      Oct 11, 2017
      Kotak Mahindra Bank Customer Care's response
      Hey there! Looks like you’re in a fix. Can we help? Plz write to us via http://bit.ly/19WK9Vg or for immediate assistance you may call @ [protected].^Team Kotak
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        M
        mazher.uddin
        from Delhi, Delhi
        Oct 4, 2017
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        Address: Moradabad, Uttar Pradesh, 244001

        Hi,
        This is to inform you that my account number is [protected] (Ac holder name firdaus begum) in kotak mahindra bank without any prior notice they had debited a amout of rs 413 twice for the reason of non maintenance charges but according to me i always maintain a balance required at the end of every month and in the terms and condition the balnce maintenance is required at an average and today ia called up to my branch they guys told me you have to maintain a rs 20000 balance daily so kindly look into this matter and reverse my money as soon as possible.

        Thanks & regards
        Mazher uddin
        Kotak Mahindra Bank customer support has been notified about the posted complaint.
        Without my permission open my insurance account and deduct my 2000. Amount
        Please return my 2000 amount
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          R
          Raghava Deepak
          from Hyderabad, Telangana
          Oct 4, 2017
          Resolved
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          Resolved

          Address: Hyderabad, Andhra Pradesh

          On 3rd october afternoon i tried to transfer 700rs to one of my friend using kotak mahindra bank mobile application., i donot know the reason why the transfer has failed since i have done these kind of transfers many a times., after this failed transaction i have noticed that the money has been deducted. I tried contacting the customer care[protected] more than 10 times, the call did not connect. There was no email id to support.
          I need help as soon as possible, since money is important to me.

          Imps reference number :[protected]
          Oct 9, 2017
          Complaint marked as Resolved 
          Received the amount within 2 days of complaint, issue resolved, expecting not to face such problems again.
          Kotak Mahindra Bank customer support has been notified about the posted complaint.
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            P
            prashanthmuthoju
            from Mahbubabad, Telangana
            Oct 4, 2017
            Resolved
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            Resolved

            I’m an existing 811 account holder since long time. I’ve a grievance here for you to solve it asap.

            While funding my 811 account yesterday i encountered an error saying “please try again later”. I’ve funded (Self funding) my 811 with 4000 rs yesterday night, but my 811 account is not yet credited till today. Also my boi account got debited with 4000rs. Unfortunately today morning i tried doing 1000 rs, but it again says please try after sometime”. And also 1000 rs got debited from my boi account.

            My acc: [protected]
            My crn :[protected]
            Ifsc : kkbk0007462

            Transaction ref 1: mb811p[protected] (Rs.4000) on 3.10.2017

            Transaction ref 2: mb811p[protected] (Rs.1000) on 4.10.2017

            I’m yet to receive ₹5000 in total. Kindly refund to my account asap.
            Oct 12, 2017
            Complaint marked as Resolved 
            Sorry to post this late. My money got credited on 6th oct. no issues. Thank you for your support and I’m very much grateful to you guys. At first I started receiving calls from my home branch and from head office too. They were really concerned and helpful in the said matter. Were all Ears to listen my issue and very kind in solving it. They promised me a 24-hour solution upon escalating the issue. Surprisingly they have solved in less than 24 hours. Thank you.
            Kotak Mahindra Bank customer support has been notified about the posted complaint.
            Dear Customer,

            We are unable to trace any transaction with the provided details. Please share the below details at [protected]@citruspay.com via email to assist you further -

            • Citrus, Merchant and Bank reference number.
            • Scan copy of bank statement indicating the debit for the required transaction.
            • First six and last four digits of the card (In case transaction is processed via Credit/Debit Card).
            • Transaction date along with the amount.
            • Email id or phone number used for processing the transaction.
            • UPI / VPA if any used

            Alternately for any more assistance, you can also contact us at [protected]@citruspay.com or just create a ticket at our end through http://www.citruspay.com/contact-us.php

            Regards,
            Citrus Support Team
            I was trying to add money in 811 act... The amt has been debited from my another act(SBI)
            But not credited to my 811 act
            Plz resolve my issue ASAP.

            I HAD ADDED SCREEN SHOT BELOW
            [protected] is mine crn I'm using 811 app in that I can't make mobile recharge when I'm Tring it's shows

            internal processing issue and everything is fine I belive then what can I do
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              G
              Gohar Shahzil
              from Delhi, Delhi
              Oct 4, 2017
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              Address: Gautam Buddh Nagar, Uttar Pradesh, 201301

              I am a user of kotak mahindra bank since 1 year, every month my salary credited to my account i have applied for the credit card before 2 months still your team is not providing information and saying that am not eligible for credit card just because i live in a town name muradnagar,

              My one of friend live in delhi and applied for credit card and he got within 10 days though he is getting salary less then me,

              I want to ask one think if we are not eligible for credit card because we live in town so why have you opened bank in city villages and towns, wh this kind of discrimination by your team and do you really think that this is cool for your customer.

              Today i am getting upset with this worst reason tomorrow will be someone else.

              Kindly do something and revert asap and i hope that you will do definitely.

              Regards
              Shahzil
              Kotak Mahindra Bank customer support has been notified about the posted complaint.
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                P
                princemarwaha
                from Narwana, Haryana
                Oct 3, 2017
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                Address: Ludhiana, Punjab

                Kotak mahindra bank,
                Cutomer care cell.

                Subject : regarding excess amount of car loan instalment charged in the loan a/c no.03929790
                Dear sir/madam,
                We are customer of kotak mahindra bank vide our car loan agreement no.03929790. This car loan was availed on hyundai i20 car megna, vide registration no. Pb10gd0179.
                In the month of sept’17 an instalment of rs.11062/- was deducted on dt.12.09.2017 from our savings bank a/c no.[protected] being operated with jammu and kashmir bank, g. T. Road, khanna.

                This is for your kind information that in the same month your representative collected cheque from us for rs.11068/- which was passed from our j&k bank on dated 16.09.2017. (This cheque was collected by your representative by asking us that the regular instalment for the month of sept’2017 was pending and was not cleared from our bank), which actually was paid by us on dt.12.9.2017.

                When we came to know that two instalments were paid from our savings bank account, on dated 18.09.2017 we immediately contacted mr. Rohit (Who was saying he was the manager of the ludhiana branch), he assured us that the excess amount of instalment would be returned to our account within 3-4 days, but there was no amount was returned to our account.
                On dated 23.9.2017 we again contacted mr. Rohit about amount of instalment he again assured that the amount will be returned to our account within one or two days.

                Sir, there is no amount has been returned to our savings bank account, and from 26.9.2017 we are regularly requesting mr. Rohit to return the amount, but there is no proper reply from his side. This type of behaviour of mr. Rohit is making us mentally harassment. He is fully responsible for this.

                We are requesting to you kindly look into the matter and returned / refund our amount immediately. We shall be very thankful to you in this regards.
                Thanking you.

                Mohan lal s/o hari chand
                [protected]
                R/o #299, ward no.17,
                Mohalla dhobian,
                Khanna
                Kotak Mahindra Bank customer support has been notified about the posted complaint.
                Dear Sir

                We facing this issue last 10 days .we able to browsing all sites from my wan ip(182.74.116.30) but www.kotak.com we can'n browse this is very very urgent issue pls rectify at earliest .

                Regards
                JOSHY G
                [protected]
                PRIME TEX/ SRG APPARELS
                TIRUPUR-641603
                TAMILNADU
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                  D
                  Devenits2
                  from Delhi, Delhi
                  Oct 3, 2017
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                  Address: Ghaziabad, Uttar Pradesh, 201013

                  I would like to bring your kind attention toward a wrong entry by kotak bank in my cibil report.

                  The account number shown in cibil report is "c16p620415" (Personal loan).
                  I raised a dispute over wrong entry of this account and cibil informed me to contact kotak bank in this regard.

                  I therefore request you to kindly validate this account and delete concerned entries from my cibil account.

                  Name : devendra kumar

                  Pan: aplpk9958f

                  Dob:[protected]

                  You are requested to delete entry (C16p620415) from my cibil report asap.
                  Kotak Mahindra Bank customer support has been notified about the posted complaint.
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                    N
                    nickrg
                    from Delhi, Delhi
                    Oct 1, 2017
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                    Address: Gautam Buddh Nagar, Uttar Pradesh

                    Mr. Arvind sharma the collection manager working for kotak mahindra prime limited has betrayed me by taking rs-22, 000/from my residence as a loan emi on 28 september 2017 he didnt gave me any type of reciept by saying that when you gave the rest rs-20, 000/- then i will submit your this payment and your car will not be picked up after that on 30 september 2017 my car had been picked from my residence and the 20thousand rupees has not been submited to my account his contact no. ([protected]) my self rajeev gautam my contact no. ([protected], [protected])
                    Kotak Mahindra Bank customer support has been notified about the posted complaint.
                    Not received credit card after 5 days of dispactch from bank////
                    kindly do the needfull
                    name -ayush rana
                    no-[protected]
                    agent call today bt he is not receiving the call now.
                    I want to close my kotak credit card immediately as i dont need one right now,
                    I contacted on customer care number, but could not connect with executive
                    I wasn't satisfied with your services..tried to reach u by calling customer care..getting busy msg evry time...
                    I need to close my account
                    Pls respond if possible
                    Mobile : [protected]
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                      S
                      Sherin Elizabeth Thomas
                      from Mysore, Karnataka
                      Oct 1, 2017
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                      Kotak mahindra bank — atm transaction failed, but money got deducted from account.
                      I tried to withdraw an amount of rs.1500 on the 30th of september at 6:18 pm from the sbi bank atm located near general hospital pala, kottayam district, kerala. My account is in kotak bank. Right after i made the withdrawal attempt, i received a pop-up message in the machine saying that my transaction had timed out. I tried again with 1500 rupees and the same thing happened. But my account got debited with rs 1500 two times.in total rs. 3000 got debited and i didn't receive any money from the machine. Want a refund
                      Kotak Mahindra Bank customer support has been notified about the posted complaint.
                      My name moh jishan
                      mob [protected]: [protected] Reference No :[protected]
                      Pickup Date 13 September 2017
                      From New Delhi
                      To Haridwar
                      Status SHIPMENT DELIVERED
                      Date of Delivery 21 September 2017
                      Time of Delivery 14:20
                      Recipient Mohd Zishan

                      Status and Scans
                      Location Details Date Time *
                      Waybill No : [protected]
                      my acaunt no.[protected]
                      Hi,

                      I am receiving threatening calls in the name of Kotak Bank to my office landline for more than 70 times now.
                      I am not related to Kotak bank in terms of defaulter loans.
                      Please get this stopped now.
                      Please call me on my number asap

                      Regards
                      Sneha [protected]
                      Kotak Mahindra Bank Customer Care's response, Oct 3, 2017
                      Verified Support
                      Hi, we request you to write to us at [email protected] or for immediate assistance you may call @18602662666.^Team Kotak
                      I want to close my account before your staff cheats me..he tolds me every thing wrong about your products and account eligibility i want to close my account earlier wanna i would to complaint in consumer court
                      ...
                      This bank service is bad to wrost, especially if you are an NRI. Your account can be blocked without your knowledge, while you are on travel better to have another card in your wallet. Customer Service ? horrible.
                      Kotak Mahindra Bank Customer Care's response, Oct 4, 2017
                      Verified Support
                      Hi! I apologize for the disappointing experience you've had. We certainly didn't expect this to happen. Request you to kindly buzz us at 1860 266 2666 and our team will be glad to resolve it. ^Team Kotak
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                        F
                        Farisal
                        from Lucknow, Uttar Pradesh
                        Sep 29, 2017
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                        Address: Jaipur, Rajasthan, 302029

                        Hi team,
                        My organization mattsen kumar opened my salary account in your bank but somehow you registered wrong number as my registered mobile number, my original registered number is [protected] but may be you have entered it as [protected] which is causing issue in otp generation for net banking transaction. Hence request you to plz change my registered number else provide all types of otps on my registered email address. Pfb the details of changes to be made

                        Acc holder - mohammed faisal
                        Acc no. - [protected]
                        Crn no.[protected]
                        Number to be registered - [protected]
                        Email id - [protected]@gmail.com

                        Hope to get positive response from your side.

                        Regards,
                        Mohamed faisal
                        Kotak Mahindra Bank customer support has been notified about the posted complaint.
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                          J
                          jeetjan
                          from Mumbai, Maharashtra
                          Sep 29, 2017
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                          Address: Mumbai City, Maharashtra, 400070

                          Dear sir/madam

                          Myself jitesh d. Chikhalkar i activates the online account in your kotak mahindra bank and i want to make some transactions in my account but i dont know my account number and let me know how shall i get the atm card and cheque book pls help me my email id is [protected]@gmail.com ive changed my contact number...
                          My mobile number is [protected]
                          Thank you
                          Kotak Mahindra Bank customer support has been notified about the posted complaint.
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                            E
                            Everything Mysterious
                            from Mumbai, Maharashtra
                            Sep 29, 2017
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                            Address: Mumbai City, Maharashtra, 400051

                            Hello,

                            My name is sunny mali i have 811 account with kotak bank in bkc branch. When the account was opened there was uninformed deduction done with my account.

                            At the when i was visited to the branch the told me that there will be no reversal for those deduction and i have requested most of time for reversal but they doesn't agree for that.

                            After this the one senior person of the kotak bank of bkc branch was taking those details with me which are not required and he also doesn't have a manner that how to talk with the customer.

                            Plz take some action against this or i will find another way.

                            Thanks and regards,
                            Sunny mali.
                            Kotak Mahindra Bank customer support has been notified about the posted complaint.
                            Dear Sir,

                            I received call from Phoenix trust. I have Card No.[protected] . I have settle my card 12 year ago now sundly i received call from this company they are saying payment is pending 12000/- from my side. I do not have any pending payment i have settle my credit card 12 year ago and now they calling me and harsing me they call any body rude to every one. I am widow please help me i am not able to work proper in office because of this call
                            Please help me and shortout problem as soon as possibel
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                              J
                              Jhsanghani
                              from Mumbai, Maharashtra
                              Sep 29, 2017
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                              Address: 400091

                              I have opened one savings bank account bearing account no.[protected] with kotak mahindra bank [malad west branch]. Forms duly signed along with all necessary supportings were collected by respective officer of malad west branch on 14.09.2017

                              Since then i have not received my kit containing cheque book, debit card and net banking pin etc.

                              On inquiring with respective officer i was told that blue dart [the official couriered] tried to deliver on different dates and timings. This is a sheer lie.

                              As a matter of fact the blue dart courier company should call and confirm the convenient time for delivery of same, as no body is going to seat home and wait for the same till it is delivered.

                              Waiting for the same...
                              Kotak Mahindra Bank customer support has been notified about the posted complaint.
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                                G
                                Gorewar Arjun
                                from Ahmedabad, Gujarat
                                Sep 29, 2017
                                Resolved
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                                Resolved

                                Address: Pune, Maharashtra

                                I have submitted all the documents regarding loan to your cunsern person... Last 1 an half month.. Im regularly followup for the same but they are still not respond and he's saying me same one working on it we will call you back...in fact my both address has been verified office and residents. If it is not doing then why ignore it please let me know if you did not done
                                Kindly look at and do the needful as soon as possible
                                Regards
                                Gorewar
                                Nov 4, 2017
                                Complaint marked as Resolved 
                                Kotak Mahindra Bank customer support has been notified about the posted complaint.
                                Sep 29, 2017
                                Updated by Gorewar Arjun
                                Very bad
                                Verified Support
                                Oct 03, 2017
                                Kotak Mahindra Bank Customer Care's response
                                Hey there! Looks like you’re in a fix. Can we help? Plz write to us via http://bit.ly/2wg92xK
                                or for immediate assistance you may call @ [protected].^Team Kotak
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                                  S
                                  saketkmr
                                  from Raha, Assam
                                  Sep 28, 2017
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                                  My account# is [protected]. Two weeks back i received a message that rs. 234 is due against my credit card for the month of aug. After a couple of days, i again got a message saying the credit card statement for the month of sep has been generated and the amount due is rs 361 (234 + 126).
                                  As of now i don't hold any credit card from kotak. The available balance is 'my actual balance' - 361 presently. Why am i being charged for a card i don't even hold?
                                  I work for a renowned mnc and i have made the account under corporate plan and this is my salary account. Your bank has a corporate tie up with my company. Do resolve this asap else i will talk to my hr and will make sure they question the credibility of your bank at their level as this is a serious security breach. A card getting issued using my credentials for which i have to pay is intolerable.
                                  Kotak Mahindra Bank customer support has been notified about the posted complaint.
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                                    E
                                    Er. Gurupreet Singh
                                    from Pilani, Rajasthan
                                    Sep 28, 2017
                                    Resolved
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                                    Resolved

                                    Address: Gurgaon, Haryana, 122001

                                    Hi dignities,

                                    After forwarding request many times to the concerned team members, the credit limit of my card hasn't enhanced yet and almostly more than one year has been over and kotak assures to enhance the credit limit after every six month. But all those statements of kotak are just a myth. I think due to least credit limit i am paying more than 500 rupees every month since one year. Kindly help if possible.
                                    Nov 10, 2017
                                    Complaint marked as Resolved 
                                    Kotak Mahindra Bank customer support has been notified about the posted complaint.
                                    Verified Support
                                    Sep 29, 2017
                                    Kotak Mahindra Bank Customer Care's response
                                    Hey there! Looks like you’re in a fix. Can we help? Plz write to us via http://bit.ly/2wg92xK
                                    or for immediate assistance you may call @ [protected].^Team Kotak
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                                      V
                                      vaibhu300912
                                      from New Delhi, Delhi
                                      Sep 28, 2017
                                      Resolved
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                                      Resolved

                                      Address: New Delhi, Delhi, 110063
                                      Website: kotak.com

                                      Hi,

                                      On august 19th, there was 6 unauthorized transactions were done from kotak credit card. All the 6 transactions were done on google play services (Young joy). These details are as per the mails which i've received for the transactions. Three transactions are of rs59.89 each and rest of the three is of rs 5987.73 each. As per you customer care executive she informed that 2 transactions of rs 59.89 have been reversed back to my card.

                                      I've also blocked my credit card whose number is 4166-xxxx-xxxx-1145 and requested for a replacement of my credit card.

                                      As per the telephonic conversation, i've filled the transaction dispute form and that has been attached with this email.

                                      I would request you to please look into the matter and reverse all the unauthorized transactions to my credit card.

                                      Thanks & regards.
                                      Sep 28, 2017
                                      Complaint marked as Resolved 
                                      No resolution provided till now.
                                      Kotak Mahindra Bank customer support has been notified about the posted complaint.
                                      Hi,

                                      On March 5th 2018, there was 9unauthorized transactions were done from Kotak Mahindra Bank Ltd. Credit card. All the 9 transactions were done on ITUNES.COM. These details are as per the mails which i've received for the transactions. Eight transactions are of Rs 7900each and One transactions of 2099.
                                      I've also blocked my credit card whose number is 4166-xxxx-xxxx-1738.
                                      As per the telephonic conversation, i've filled the transaction dispute form and that has been attached with this email.

                                      I would request you to please look into the matter and reverse all the unauthorized transactions to my credit card.

                                      Thanks & regards.
                                      FASIHURRAHMAN
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                                        S
                                        Shubham Monga
                                        from Delhi, Delhi
                                        Sep 28, 2017
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                                        Address: 133001

                                        One of the representative told me that the new account will be operational in 5-6 days. It has been 25 days now and i have still not made any transaction. They have locked in rs11000 of mine and i can't make payment for my credit card bill and have to incur interest on late payment. They charged me rs750 for demat opening without telling me any such charge.
                                        I have tried every mean but the response rate of their customer care is terrible.
                                        Only account is open i don't have any debit card or net banking password so what's the use.
                                        Kotak Mahindra Bank customer support has been notified about the posted complaint.
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