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Kotak Mahindra Bank Complaints & Reviews

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Updated: Jun 22, 2026
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Kotak Mahindra Bank reviews & complaints page 46

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R
RajChauhan786
Aug 25, 2021
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Credit Card No.- [protected], Rakesh Chauhan
Once a customer care executive called us to make the payment of Credit Card and told us if we paid the payment they will surely close the card.
Her Name- Snehal, Number- [protected]
And Than on January 14th we paid 7, 100 rupees on Kotak's Bank Account
And they still didn't close our card and from now she isn't picking our calls
And We are still getting calls and messages about our card hasn't been closed yet and saying our payment is still at due
We Need Guidance About What We Could Do In This Situation.
Sep 27, 2021
Complaint marked as Resolved 
Kotak Mahindra Bank customer support has been notified about the posted complaint.
Verified Support
Aug 26, 2021
Kotak Mahindra Bank Customer Care's response
Hi! Sorry for the trouble. Kindly initiate the total payment as per your statement of INR. 16, 380.23/- towards Kotak credit card in order to avoid collection calls. ^Team Kotak
Kotak Prime has considered that they have full right to make you dance to their tunes. All the payments, ECS issues are under their control & you must work as per their wish. If you are a customer of their sister bank, you are just gone! Any time deductions, No fixed schedule for ECS, all happens as per their wish.
ECS works as per their wish. Any amount will get deduct anytime as per their wish from your account, even it is lesser than even 95% of actual amount!!!
Kotak Prime must reply immediately. Awaiting
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    Praveen Lingannapeta
    Aug 25, 2021
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    Address: Marredpally

    Dear Sir, .
    I have been harassed by the recovery agents of kotak mahindra bank and using abusive language...they r harassing my parents.i need help

    My number [protected]
    Kotak Mahindra Bank customer support has been notified about the posted complaint.
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      satyam999
      Aug 24, 2021
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      Address: HOUSE NO. 8E9 NEAR CITY THANA RAJPURA BESIDE MALHOTRA MODEL SCHOOL

      My name is Satyam and I ordered product of RS (59.00) from Amazon on (04/08/2021) and I cancel this order due to personal reason . And on (07/08/2021) Amazon initiated the amount to my card but I still didn't get the money. Amazon sent this reference number (74332741220121940531651) and told me to fill charge dispute form but Kotak Mahindra bank dosen't have such policy. so please kindly respond to this complaint it's very urgent
      Kotak Mahindra Bank customer support has been notified about the posted complaint.
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        H
        hariharan sridhar
        from Chennai, Tamil Nadu
        Aug 23, 2021
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        Hello Kotak Bank,

        I am getting frequent sms from Kotak Mahindra bank regarding "Open Zero Balance A/c for DBT with Kotak Mahindra Bank & get Assured Cashbacks on transactions. Click here http://w2t.in/AAFjhnh to avail this offer. *T&C apply".

        I am not intersted in this and I would like to unsubscribe from your promotional sms.Please kindly take action to stop it as soon as possible.

        My mobile number is [protected]

        Thanks
        Hariharan
        Kotak Mahindra Bank customer support has been notified about the posted complaint.
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          Anujseh
          Aug 23, 2021
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          Address: Najafgarh

          Mr Deepak one of your employee helped me in opening the account in which I have to maintain the balance of Rs.10, 000 and I have been promised to receive a platinum debit card instead of which.I have received a classic debit card which I have not requested for and Rs.235 has been deducted from my account. Then I went to the Najafgarh branch Where Mr Tarun one of your employee helped me in upgrading the account in which I have to maintain Rs.50, 000 and he told me to call customer care they will reimburse the deducted amount and they will issue the new platinum debit card in which there is no annual fee. When I called the customer care for the first time I have been told that the amount will be reimbursed within three working days. The second time I have called the customer care I have been told that I will receive the debit Card within three working days. And it’s been almost 1 month I haven’t received the platinum debit card and the deducted amount. I have get in touch with one of your employee Mr Ajit even he end up having no solution for this issue. And I don’t want to call the customer care again and again for these small issues. This is the worst customer care experience I have ever get. I will close my account and I want the full refund if this issue can’t be solved as soon as possible.
          Kotak Mahindra Bank customer support has been notified about the posted complaint.
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            Readabroad
            Aug 23, 2021
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            Drainage leakage on the main road, dirty smelly water is constantly overflowing outside our property 1 &2, Devaki chambers, 1-7-74/79, S.D.Road, Secunderabad 500003. Pl get it cleaned regularly. This is a continuous problem. My contact no [protected] Vandana Mehra
            Kotak Mahindra Bank customer support has been notified about the posted complaint.
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              M
              Madersera
              Aug 22, 2021
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              Address: Indira Nagar Lucknow, Indira Nagar

              I have 88 rs left in my account as it is 0 balance why is it not refunding
              Kotak Mahindra Bank customer support has been notified about the posted complaint.
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                S
                Shaina sameja
                Aug 22, 2021
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                Address: 2nd floor ,15 Merchant building ,cross lane ,dongri ,opp mugham palace ,Mumbai 400009

                It's very disappointing to cme across this kind of behavior..It's a very long incident but to make it short I had my account in ING bank which was merged with kotak mahindra and I lost all my details ..I visited the branch and had word with Miss Manisha she cudnt xtract any detail after providing adhar and pan card
                However same was xtrctd at sakinaka branch by miss Anam ..Journey from town to sakinaka
                2nd visit after getting all my details all I wanted is cash on an urgent basis when miss Manisha saw me with .y 2 year daughter she immediately left for lunch break we waited (my husband, son, daughter n myself)When she returned I asked requested her for the cash she refused by saying without check book no withdrawals can be done ..I asked for the other options she put my request for cheque book which would have taken another 2 days ..I asked her for instant cheque book or any other forms she denied saying deg dnt keep all this facilities ...Again I traveled form town to share Punjab where thanks to miss Mansi where she provided me with an instant withdrawal form n I cud withdrew my cash within 10 min ...my question is why dis facility was not der in town branch
                And it was there why miss Manisha didn't help being a Manager is this kind of behavior acceptable...During this Pandamic my kids were with me Y was she not helpful...Why she failed to provide me with the form and helped me
                I would appreciate if I get a satisfactory reply otherwise this matter would be escalated
                Awaiting your reply
                Sep 22, 2021
                Complaint marked as Resolved 
                Kotak Mahindra Bank customer support has been notified about the posted complaint.
                Verified Support
                Aug 22, 2021
                Kotak Mahindra Bank Customer Care's response
                Hi! We’re extremely sorry for the trouble that you have been through. Kindly share your registered Mobile number along with your concerns at Social.[protected]@kotak.com & our team will connect with you on this. Thanks! ^Team Kotak
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                  Kalpesh Rathi
                  Aug 21, 2021
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                  Address: Jodhpur

                  Kotak Bank Jodhpur team members approached me for home loan transfer on commitment of agressive rates I gave all the documents to them even the team visited my house and has taken several vital documents but not since last more than 15 days neither they are responding my calls nor they have updated me... I totally feel cheated... Has called the credit manager she picked the call and told me that any communications has to be routed through sales manager and the sales manager and team is not picking my calls.. after several followups I am writing this in anticipation of early action
                  Kotak Mahindra Bank customer support has been notified about the posted complaint.
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                    Deepak Awara
                    Aug 20, 2021
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                    Address: Rzc 130 gali no 9 Mahavir enclave, RZ 88 old plot no 45 gali no 5 Vijay enclave
                    Website: Kotak Mahindra Bank 811

                    The matter is yesterday, I did a UPI transaction from Kotak Mahindra Bank which failed but the money was deducted from my bank, the entire amount was 2100 rupees, the one I sent, his name was Akash, his UPI ID A[protected]@paytm . My Kotak Mahindra Bank Ref.No UPI is[protected] . Please help me
                    Kotak Mahindra Bank customer support has been notified about the posted complaint.
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                      Venky8888
                      Aug 19, 2021
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                      Address: Gurgaon, haryana

                      I have 811 account and such a pathetic service when reached in sector 31 Gurgaon branch asking to make a call and raise complaint. While I applied for 811 account I was informed zero balance account and use as usual no clause. Yesterday 754/- amount is hold by the Kotak bank without any information and without providing any knowledge about it. I want my 754/- back to use or else I will cancel all the 9 account of our family members will choose another bank who atleast inform and do not have hidden clause. This is really pathetic. My CRN IS[protected]. I tried calling at[protected] and only I’ve speaks asking to call mon to fri such a worst service I have ever received.
                      Kotak Mahindra Bank customer support has been notified about the posted complaint.
                      This issue has not been resolved yet why my complaint has been marked resolved in here. Why everyone is just making fool. I guess I need try other complaint forum.
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                        S
                        satyaa.jamin
                        Aug 19, 2021
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                        Please release the lien amount
                        Kotak Mahindra Bank customer support has been notified about the posted complaint.
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                          Baldev Raj Chhabra
                          from Gurgaon, Haryana
                          Aug 19, 2021
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                          Resolved

                          This is regarding annual charges. I give request many times, that I am not going to pay annual charges so please cancel my credit card with immediate effect. After so many follow ups, a call received from Customer care that we will issue a new card and these charges will be reversed. I received new card but charges are not reversed and late payment charges & finance charges also added in statement. I called to customer care, they said that card is blocked and you contact to collection block section, he gave me number of Mr. Pratyush Shukla (# [protected]). He is not picking up the phone, I tried many times. So please help me out and cancel my card and reverse all the charges.

                          My e-mail is - [protected]@gmail.com
                          Sep 22, 2021
                          Complaint marked as Resolved 
                          Kotak Mahindra Bank customer support has been notified about the posted complaint.
                          Verified Support
                          Aug 22, 2021
                          Kotak Mahindra Bank Customer Care's response
                          Hi! We certainly understand your concerns. However, the said fees are appropriately applied as per your card type. Further, we request you to kindly initiate the as on date payment of INR 1, 847.87 towards the credit card.
                          Please note: Post receipt of the payment we will raise request for Card cancellation. ^Team Kotak
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                            ramandviji
                            Aug 18, 2021
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                            Address: 4A, Status Square Apartments, Bharathi Park 7th Cross, Saibaba Colony Hangout Restaurant

                            Not able to recharge using any of the below options
                            1) using Kotak Moble banking
                            2) logging in to etc4ventureinfotek.com
                            3) using Paytm

                            I raised he issue on 13 Aug 2021.

                            I have reminded Fastag.[protected]@kotak.com on almost every alternate day to no avail.

                            I am a Privilege banking customer of your Coimbatore Saibaba colony branch
                            Kotak Mahindra Bank customer support has been notified about the posted complaint.
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                              md sharib007
                              Aug 18, 2021
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                              Address: Delhi

                              6th aug 2021 i received a mail that my account is freezed because of legal notice received from cybercell mumbai.
                              my account freezed without any prior notice.
                              I am a student and i kept my all expenses and college fee amount in my bank account only.
                              now i am in trouble i can't even withdraw a single penny from my own account.
                              my account num is [protected] branch- jasola, new delhi
                              Ifsc- KKBK0004618.
                              Please i want to get my money back or please de feeze it as soon as possible,
                              still no response from bank
                              Kotak Mahindra Bank customer support has been notified about the posted complaint.
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                                vsvikash
                                Aug 17, 2021
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                                Purchased silver bar of Rs4744 from amazon but transaction not completed but money deducted. Taking followups from last 19 days. all are saying to wait 5-6 days.
                                Please do the needful.
                                Kotak Mahindra Bank customer support has been notified about the posted complaint.
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                                  Mac619
                                  Aug 17, 2021
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                                  Resolved

                                  Due to my Health Issue (coxxyx, also known as the tailbone "is a small, triangular bone resembling a shortened tail located at the bottom of the spine"), I am partially handicapped and lost my current Job, my entire family expenses taking care of my friend. So I unable to Pay Outstanding Loan Amount.
                                  I explained this issue to your Agency Staffs and Managers, but they are continuously coming to my home one by one and using non parliamentary words with me and my family and giving us mental agony.

                                  I attached my Medical Report for your reference.

                                  Kindly waive my Loan amount to consider my Health Issue and Family situation
                                  Sep 22, 2021
                                  Complaint marked as Resolved 
                                  Kotak Mahindra Bank customer support has been notified about the posted complaint.
                                  Verified Support
                                  Aug 20, 2021
                                  Kotak Mahindra Bank Customer Care's response
                                  Hi! Apologies for any inconvenience caused. Seems we have made you unhappy. Let us take a quick look at this for you. We request you to write to us at Social.[protected]@kotak.com along with your contact details and we’ll reach out to you. ^Team Kotak
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                                    Vedang Tyagi
                                    Aug 17, 2021
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                                    Hello Kotak Bank,

                                    I am getting frequent sms from Kotak Mahindra bank regarding "Open Zero Balance A/c for DBT with Kotak Mahindra Bank & get Assured Cashbacks on transactions. Click here http://w2t.in/AAFjhnh to avail this offer. *T&C apply".

                                    I am not intersted in this and I would like to unsubscribe from your promotional sms.Please kindly take action to stop it as soon as possible.
                                    My mobile number is [[protected]]

                                    Thanks
                                    VEDANG TYAGI
                                    Kotak Mahindra Bank customer support has been notified about the posted complaint.
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                                      Sarmistha Routray
                                      Aug 16, 2021
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                                      Address: Bhubaneswar, Odisha

                                      Hi Admin,
                                      I was getting charged for not maintain the balance. I wanted to close the account but then the customer representive told me not to close instead make it 0 balance account.
                                      I did it, after 2 months they charged me 590 twice for not maintaining balance in the month of Jan and Feb, I mean before my account was converted to 0 balance account, I raised complain they told me they will refund 1000 but the GST amount cant be refunded, This is some sort of scam on the name of Government.
                                      Not everyone like me really care about the deduction part.
                                      So they get there way by this malicious way.
                                      Kotak Mahindra Bank customer support has been notified about the posted complaint.
                                      Seriously they have done with me too. Opened zero balance account and thats it i am stuck with all non maintenance charges
                                      Kotak Mahindra Bank Customer Care's response, Aug 20, 2021
                                      Verified Support
                                      Hi! Apologies for any inconvenience caused. Seems we have made you unhappy. Let us take a quick look at this for you. We request you to write to us at [email protected] along with your contact details and we’ll reach out to you. ^Team Kotak
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                                        Pritam94
                                        Aug 16, 2021
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                                        Dear Team,

                                        My Name is Pritam Chandrakant Tandlekar, Contact No - [protected] and Email ID- [protected]@gmail.com

                                        I have still not received any confirmation on the Email or closure letter for closing the credit card, I have emailed your team but still not received any update from your side

                                        Request No[protected]
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