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Kotak Mahindra Bank Complaints & Reviews

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Updated: Nov 7, 2025
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S
Suraj9120
Feb 25, 2021
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Deducted Annual Debit Card Charges Rs. 885/-

Dear Team,

i am holding a kotak bank account from last 6 years. my account has been debited on 24/02/2021 for Rs. 885/- as an annual debit card charges. what kind of debit card you are providing, how is it so costly. No prior information for that. this is just ridiculous. i am going to close my kotak account it is happened like this.
Please fix it and refund my deducted amount.
Thanks
Suraj Kumarbr...
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mechajay
Feb 25, 2021
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Address: JMD Regent Square, Mehrauli-Gurgaon Rd, DLF phase 2 Kotak bank

Hello hope you are doing well.
I am living in Ireland ( Europe) because of my masters on 15th feb according to here in morning Someone made 4, 5 fake transactions from my credit card in India. I will attach those msg screenshots also because of this fraud. I blocked my mobile banking and debit card, credit card So now I am in big trouble If I will need my account how can I use it? One last thing I was facing was an issue also from my kotak app also lasting 4, 5 days . So I believe with my kotak bank You guys solve my problem and credit my fake transaction amount as soon as possible. So guide me also how can i open my mobile banking, debit card also . my registered ID in account - [protected]@gmail.com.
Mo- [protected]
[protected]
+2 photos
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    geetharenu
    Feb 24, 2021
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    Address: Indiranagar, Bangalore

    Hi Team,

    My account CRN No : 83842600, is locked from December 2020. During Initial call with the customer care, they requested to submit self attested PAN card and passport so that they can unfreeze my account, which I did share it with nriservices team on 15-Dec-2020.
    Still the issue is not resolved in spite of multiple follow up with relationship manager, email to nriservices.

    I had requested my relationship manager (Kaushal S) to help with the account, as I have outstanding medical and insurance bill to settle down, which is incurring additional interest, but again the relationship manager nor his manager does not respond to my email request.

    Thankg,
    Geetha
    Kotak Mahindra Bank customer support has been notified about the posted complaint.
    Feb 24, 2021
    Updated by geetharenu
    Please find the email copy attached

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      T
      tushargaikar
      Feb 23, 2021
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      Address: Mumbai

      My account has been deducted for Rs.885. for annual fee on debit card.
      I changed my account type last year and your executive told that there wont be any charges were present on the bank account and debit cards.
      I don't know why you are trying to deduct now.
      If this goes on and I wont get any reimbursement for the money which was deducted, I will cancel my kotak bank account.
      Can you update and provide me the refund asap
      Kotak Mahindra Bank customer support has been notified about the posted complaint.
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        J
        Jin Gaming
        Feb 19, 2021
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        Address: abids

        12000 got deducted from my account without informing!! i dont know whats wrong with kotak services!! really disappointed with the services. i need my money back in my account as soon as possible.
        Kotak Mahindra Bank customer support has been notified about the posted complaint.
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          D
          DivyaDedhia
          Feb 18, 2021
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          I have not authorised deduction of Rs 1399/-.

          Please refund my money
          Kotak Mahindra Bank customer support has been notified about the posted complaint.
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            S
            sadan007
            from Powai, Maharashtra
            Feb 18, 2021
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            Address: 69 PD MELLO

            Dear Sir / Madam

            Above mentioned in subject my Policy 02234386, which maturity date was on 10th of February 2021, but till now (18th February 2021) my maturity amount is not yet credited to my account, i have called Kotak life so got to know there is ECS rejection ?? But no one from Kotak Life called me nor informed me about this, after 7 days of maturity date i got to know, when i have called many times ??

            Please note i need money on an urgent basis because of that i am going to surrender policy.

            Now I would like to know what is the status of my payment ?? I need money urgently so please make sure to credit on an immediate basis. based on this payment i have committed another payment which would hit on 19th February 2021 to may bank account, request you to please look in to this matter and do the needful.

            if you have any query please let me know on my mobile no [protected]

            Looking forward to seeing your quick response.

            Regards
            Praveen Kumar Jain (HUF)
            Kotak Mahindra Bank customer support has been notified about the posted complaint.
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              M
              Manish oswal1982
              from Powai, Maharashtra
              Feb 17, 2021
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              Address: Padmavati Corporation 190/6 Shyam Sadan Building Opp,Kumbhar Tukda Bhuleshwar Road Mumbai 400 002 09820779442 manish

              Requested sir
              i have o.D account in your kotak bank.Than first we have informed bank to swep the proprty on new property in september to wc team sachin jadhav.But he did nit repsporend as he shoud, then i mail them for forclosed the account them mr varunsenior of sachin he started but i have to not yet got my first docoument

              i have lots of problem but can't metion
              the [censored]uation yet
              11 feb bm wc hl an rk team we all were on conference for 45 min but no solution
              now my condition is like sandwich

              please help me to solve
              Kotak Mahindra Bank customer support has been notified about the posted complaint.
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                U
                Feb 16, 2021
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                Address: The village inn town cafe, Assi nagva bhelupur varanasi Uttar Pradesh

                10000 thousend Money cut from my account But the ATM did not withdraw money. ATL / 1450/800004 / KEDIA PETROL KUSHI 140221 /08.33 Ref.no.[protected] pay return money for me in side imege. Ac.[protected]. My name Umesh kumar. IFSC KKBK0000352. Thanks
                +2 photos
                Kotak Mahindra Bank customer support has been notified about the posted complaint.
                Feb 16, 2021
                Updated by [email protected]
                10000 thousend Money cut from my account But the ATM did not withdraw money. ATL / 1450/800004 / KEDIA PETROL KUSHI 140221 /08.33 Ref.no.[protected] pay return money for me in side imege. Ac.[protected]. My name Umesh kumar. IFSC KKBK0000352. Thanks

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                  S
                  Sandeep 2487
                  Feb 12, 2021
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                  I am wrongly transferred money to another account, kindly help me to recover this amount.
                  Txn no[protected] on dated 05/11/2020 in kotak Mahindra Bank.
                  They are hold this account and advise me to lodge complaint through NPCI portal.

                  [protected]
                  Kotak Mahindra Bank customer support has been notified about the posted complaint.
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                    P
                    Pborthwick
                    from Mumbai, Maharashtra
                    Feb 12, 2021
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                    There was a fraudulent transaction done on dec 3rd 2020 in my mothers kotak mahindra bank account of rs 30000 ( rupees thirty thousand ) this occurred
                    While we were out of the city. I immediately blocked the account and all access to it there was a request number given to me by the bank as ( 1-[protected] request no )
                    i have made endless follow ups with kotak mahindra bank, filed police complaint, submitted all documentation what was asked by the bank.
                    They have given shadow credit of the amount of rupees 30000 and i was told that the investigation is going on and approximately it would take about 90 days or earlier for the bank and they will send an update about the status of the same . My mother is a senior citizen and had to personally be present to visit the bank to file complaints etc ...we have visited the bank made endless calls. There is hardly any updates . I have to keep calling the customer care and am told that here would be a revert . Theres hardly any !! Please revert as to when the amount of shadow credit will be credited to my account..and what is the status ????
                    Being in a different city at the time of this fraudulent transaction, it was simple harassment especially for my mom (who is a senior citizen and also suffers from diabetes and pressure problems) to get documents, run here and there to file a complaint ..for no fault of hers...
                    Please revert.
                    Kotak Mahindra Bank customer support has been notified about the posted complaint.
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                      P
                      Pegwar Sanjay
                      Feb 12, 2021
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                      Address: 390-B Pulak city Rau Indore

                      ID 25845246 SANJAY PEGWAR Documents regarding Home loan amount 1930000/-transfer with Top up not respond from Mr. lalwani at Indore.all documents has already submitted to email and telephonicaly discused to mr. lalwani.
                      ID 25845246 SANJAY PEGWAR Documents regarding Home loan amount 1930000/-transfer with Top up
                      From: S K PEGWAR forwarded on Tue, 09 Feb 2021 19:45:19 Add to address book
                      To:pranav.[protected]@teleperformancedibs.com, vinkesh.[protected]@kotak.comShow full headers | Hide Details
                      17 attachments - Download All
                      Aadhar_card.
                      pdf
                      611.18 kB
                      Download
                      Bank_credit_
                      rep...edit_r
                      eport.pdf
                      82.68 kB
                      Download
                      Electricity_
                      Bill_Jan_202
                      1.pdf
                      37.33 kB
                      Download
                      Home_loan_In
                      ter...ate_20
                      19-20.pdf
                      190.65 kB
                      Download
                      House_regist
                      ry.pdf
                      7.75 MB
                      Download

                      Download
                      Income_tax_r
                      etu...ied_20
                      20-21.pdf
                      27.12 kB
                      Download
                      ITR_1_AY_201
                      819.pdf
                      36.48 kB
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                      ITR1_1920_cl
                      ear_refund.p
                      df
                      38.36 kB
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                      loanAccountS
                      tat...26_Jan
                      _2021.pdf
                      300.64 kB
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                      PAN_Card.pdf
                      498.15 kB
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                      payslip_Dec_
                      2020.pdf
                      2.83 kB
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                      payslip_Jan_
                      2021.pdf
                      2.93 kB
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                      payslip_Nov_
                      2020.pdf
                      2.83 kB
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                      PNB_Housing_
                      F_P...n_27ja
                      n2021.pdf
                      314.25 kB
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                      pnb_interest
                      _ce...23_Dec
                      _2020.pdf
                      161.32 kB
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                      SBI_Bank_sta
                      tem...nt_Feb
                      202_1.pdf
                      3.64 MB
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                      Dear Sir

                      With reference to Appointment with lead ID 25845246 SANJAY PEGWAR is scheduled on 2/9/2021 6:45:00 PM hours on telephone the all relevant documents are enclosed for balance home loan amount transfer with Top up for early process. With regards
                      Sanjay Kumar Pegwar
                      [protected]
                      Kotak Mahindra Bank customer support has been notified about the posted complaint.
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                        Parikshith12
                        Feb 9, 2021
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                        I'm Parikshith I've cancelled a order in amazon and refund (reference no.[protected] and amt of 449 rupees)has initiated from Amazon side but the amount has not credited in my bank account and even after providing all the information about refund related reference no. And raising a complaint from bank side the complaint has declined they are asking for new reference number about refund from Amazon side, I dono who is playing in this hope my problem will be solved as soon as possible.

                        Contact No. - [protected]

                        Thank you

                        Parikshith
                        Kotak Mahindra Bank customer support has been notified about the posted complaint.
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                          M
                          M Moeen
                          from Mumbai, Maharashtra
                          Feb 9, 2021
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                          Reversal of IMPS

                          Address: Mumbai

                          Below is the list of service requests raised for reversal of IMPS.
                          1-[protected] (Rejected in 20 Days, Reason: customer not accessible for debit confirmation)
                          1-[protected] (Rejected in 4 Days, Reason: Not provided)
                          1-[protected] (Rejected in 1 Days, Reason: Not provided)
                          1-[protected] (Rejected in 3 Days, Reason: Not provided)
                          1-[protected] (Rejected in less than 24 hours, Reason: Not provided, ) br...
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                          Md Sharik
                          from Noida, Uttar Pradesh
                          Feb 6, 2021
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                          Address: Delhi yamuna vihar branch

                          Name: SHARIK
                          Email: [protected]@gmail.com
                          Mobile number: [protected]
                          CRN: [protected]
                          Type of customer: Existing Customer
                          Complaint: Dear Sir,

                          I am customer of your bank for more than 3 years and but very sadly, on 27 January 2021, I transferred 24000 rupees to someone And the transaction has been successful, money has also been debited from the account.But not yet reached his account Today it has been a long time, due to one mistake, I have to go through so much trouble, only you are responsible. Please give me my money back as soon as possible And solve the problem of this transaction in its own way please help me
                          Thanks
                          +1 photos
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                            V
                            VaibhavParab
                            from Borivli, Maharashtra
                            Feb 5, 2021
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                            Branch: Borivali (E) M.G. Road
                            Incident time: 5th Feb 2021, Approx. 07:15 Pm

                            Today my friend went to withdraw money from Kotak ATM. She received a torn note from the ATM, Kotak bank was connected to the ATM so she requested the security guy to exchange the note. Guy took the note, went inside, came back and said the bank is now closed so come tomorrow. She requested the guy to change the note today as coming tomorrow was not possible on which the guy adamantly said 'Chal Chal Nikal' (Get lost).

                            Is this the way now staff will behave to the Kotak service users? This is how staff will respond to a lady customer?

                            I expect strict actions should be taken with such staff and this should not happen again with anyone.
                            Kotak Mahindra Bank customer support has been notified about the posted complaint.
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                              I had a bank transaction fraud last year on 4th Jan 2020 and in that i lost 50, 000. The same day I had lodged a police complaint with cyber cell and asked the bank to freeze my account. After the incident i kept on following with the bank on the same. But I didnt receive any response. They lied about sending me a letter through courier in March 2020 as I havent received any letter. As I am working in Hyd my dad kept on following with the...
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                              Mudra Buchasia
                              from Kāmārhāti, West Bengal
                              Feb 5, 2021
                              Resolved
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                              Resolved

                              I got a call from the bank in 2019 and they asked me if I wanted to activate CPP plan. I clearly said no but they activated it without my permission. I called them back and they said that they would send cancellation request to bank. However no action was taken and the plan remained active. The plan automatically renewed on 13th April 2020 and when I asked bank about the deduction they did not say it was for CPP. Instead they said it was a fraud. Recently i came to know it was for CPP and asked them how to deactivate. They told me to call toll free number but it is always busy and no one even calls back.
                              Aug 8, 2021
                              Complaint marked as Resolved 
                              Kotak Mahindra Bank customer support has been notified about the posted complaint.
                              Dear Customer,

                              We would request you to mention your CPP membership number or registered contact details. This will help us in resolving your query.

                              Please contact us on our help line numbers[protected]toll-free) or[protected]please prefix city STD code) for any further assistance.

                              Regards
                              CPP Team
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                                S
                                skc112
                                Feb 4, 2021
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                                Sir
                                I had ordered Fastag through the subject bank online on 21st Jan 2021at 21:18:38 hrs vide Order ID-FTPGSR[protected].Payement of Rs400 was made on line through Transaction Ref No-T01030.
                                Later as per the bank requirement i had mailed my vehicle RC book copy at email address provided by the bank at my mob [protected] as a text message. Unfortunately nothing happened after that .Neither I recieved the Fastag nor any refund, ,
                                Submitted for your further action.
                                Kotak Mahindra Bank customer support has been notified about the posted complaint.
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                                  S
                                  S P Rana
                                  from Mankapur, Uttar Pradesh
                                  Feb 3, 2021
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                                  No online payment

                                  Address: FLAT NO - 306, 3RD FLOOR, SHIVALYA HOMES, MOHALLA - SHIVALYA, POST - SADARPUR

                                  KPY008:No Account found for transaction

                                  Sorry, we could not complete the transaction
                                  Don't worry, no money has been transferred to the merchant yet...
                                  +1 photos
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