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Kotak Mahindra Bank Complaints & Reviews

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Updated: Nov 7, 2025
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Kotak Mahindra Bank reviews & complaints page 67

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L
Loki812
from Mumbai, Maharashtra
Dec 18, 2019
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Address: Mumbai, Mumbai City, Maharashtra, 400076

Hi, i have been using kotak mahindra credit card since long. This year i had exhausted my kotak credit card limit, so i asked customer care to convert my total bill (1.6 lakh) into emi. At initially they accepted they request but dint give any confirmation about it, later when i called customer care they said the request hasn't really been approved so they registered my request again. Later after 4/5 months, i started getting calls from their recovery team only to find out that they are running 2 emi on the same amount, and recovery agents came to my office without permission and started making scenes that they wont go until i clear my bills on the same day itself. I had to pay 75k same day, and later when i called customer care they cancelled the wrong running emi on my request. Now i have only one emi on this credit card account, and i am asking from bank people to give me clarity over my final bills but they are not able to give any clarity by saying that they are not able to produce the emi letter. Please suggest, what should i do, i want to close this case fully?
Kotak Mahindra Bank customer support has been notified about the posted complaint.
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    M
    Mandar Dhole
    from Mumbai, Maharashtra
    Dec 17, 2019
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    Address: 411057

    I have applied for current account 10-15 days ago at kotak mahindra bank, wakad, pune but still i haven't received my account, i'm regularly visiting branch but they are not able to resolve the problem. Their behaviour is very irresponsible. I'm unable to make some transactions because i haven't received account yet. So i'm facing some financial losses on daily basis. I want action on kotak mahindra bank for my financial loss.
    Kotak Mahindra Bank customer support has been notified about the posted complaint.
    Respected HR team
    im aditya pandey, i was working as a assistant manager M1 at tippasandta branch ( Banglore)
    my emp id was - 146120
    due to some personal cumpultion u had to left the job,
    but i didn't get any salaey i worked and reliving letter

    plx help to to get that 🙏
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      1
      12345sp
      from Delhi, Delhi
      Dec 17, 2019
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      I'm receiving call from quicker side
      I'm explain my complaint details
      That person asking

      Tell me
      You want to refund or job
      I'm selected job from kotak Mahindra Bank
      After that person telling
      Ok I'm asking from kotak Mahindra Bank
      Your job is confirmed
      But bank is creating your salary account
      You deposit money from 25, 000
      Rupees after your receiving call letter and bank account ATM, CHECK BOOK

      I'M DEPOSIT 25, 000 THOUSAND RUPEES MONEY AFTER NOT ACTIVATE MY ACCOUNT NOT SENDING MY CALL LETTER
      PLEASE SIR HELP ME
      THAT PERSON ASKING AGAIN 3000
      I'M NOT SENDING

      THAT PERSON SENDING ONE SMS
      YOUR REJECTED FOR 5 YEAR'S AND
      COMPLAINT REGISTER IN CYBER POLICE

      I'M ASKING SEND ME MY MONEY

      THAT PERSON
      TELLING YOUR MONEY GONE

      PLEASE SIR HELP ME SIR

      Please sir help me

      THAT PERSON NUMBER
      [protected]
      +12 photos
      Kotak Mahindra Bank customer support has been notified about the posted complaint.
      Dec 17, 2019
      Updated by 12345sp
      Please sir help me sir
      Dec 30, 2019
      Updated by 12345sp
      Please help me sir
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        S
        Suresh221
        from Puducherry, Puducherry
        Dec 16, 2019
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        Address: 413-B,Fourth cross street,Bakthanagar,Periyakurichi,Neyveli-607802., Cuddalore, Tamil Nadu, 607802

        Hello KotakMahindraBank,

        Please unsubscribe my mobile number [protected] from receiving your unwanted SMS.

        Please stop sending SMS to this mobile number immediately.

        Already my mobile number is an registered DNDC entry.

        So stop sending me additional SMS to me.

        Thanks,
        Sureshkumar.
        Kotak Mahindra Bank customer support has been notified about the posted complaint.
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          D
          Dadi Bharath
          from Vepagunta, Andhra Pradesh
          Dec 16, 2019
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          Resolved

          failed transaction

          I have made an transaction of rs 28, 997.10 through my kotak credit card transaction was failed but amount was debited from my card immediately i called to kokat customer care and raised the complaint they said that it will credited back with in 7days after 7days i called and asked them again they said that it would take 35working days my bill was generated i have paid that bill still not resolved they are telling that our team was working...
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          S
          Santthosh raju
          from Hyderabad, Telangana
          Dec 15, 2019
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          Address: H NO-8-62/2 SRINIVAS NAGAR, CHINTAL HMT ROAD QUTUBULLAPUR, HYDERABAD, Hyderabad, Andhra Pradesh, 500054

          I have dont taken any credit card to ur kotak mahindra bank ur excutive arresing me continues call to my number u r rent holder has taken credit card card u pay the money has arresing me.. Pla take action to excutive other wise i have complaint consumer court...

          I got call from this numbers contionously... Pls take action on him is name is suresh pls take action on him...

          [protected]
          [protected]
          [protected]
          [protected]
          [protected]
          Kotak Mahindra Bank customer support has been notified about the posted complaint.
          Hi my name jitendra Mahale i am add Dream 11 account add the money not add the money

          I got a call kotak mahindra bank harrestment call - Comment #3607630 - Image #0
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            A
            Arpan Mehra
            from Hoshiarpur, Punjab
            Dec 14, 2019
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            Address: Ram ditt nagar St no 2, Ludhiana, Punjab, 141007

            Hello kotak team my name is arpan my account no [protected] mob no [protected] maine 2 saal phle kotak 811 balance account open kiya tha but saal maine account use nhi kiya jab use krna shuru kiya to wo bol the hai ki apne 811 edge account open krwaya tha jab ki maine form read krke sign kite the aur aap ke custmre care executive se bhi baat hui thi wo bol the hai ki apka 10000 wala account hai jab maine next day fr call ki to wo bol the hai ki apka account update kiya hai please solve my problem as soon as possible and contact me [protected] kam de kam 4000 rupye kat kite hai mere chlo maan let's k 10000 wala account tha lekin apne charges aur balance starting se minus me ku nhi kiya please jwab dijiye jab maine account chlana shuru kr diya after six month baad yaad aa gya k account edge hai fraud system and educated staaff all kotak bank
            +1 photos
            Kotak Mahindra Bank customer support has been notified about the posted complaint.
            My last working day was 27'th September 2019 but till date I did not receive full and final settlement and relieving letter.I am following from 18 November but didn't get any revert so for and HR is also not picking phone call.
            Request you to please look into it and do the needful at the earliest. Details are:-
            IMTIYAZ UDDIN's reply, Dec 11, 2019
            My last working day was 27'th September 2019 but till date I did not receive full and final settlement and relieving letter.I am following from 18 November but didn't get any revert so for and HR is also not picking phone call.
            Request you to please look into it and do the needful at the earliest. Details are:-
            IMTIYAZ UDDIN's reply, Dec 11, 2019
            My last working day was 27'th September 2019 but till date I did not receive full and final settlement and relieving letter.I am following from 18 November but didn't get any revert so for and HR is also not picking phone call.
            Request you to please look into it and do the needful at the earliest. Details are:-
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              R
              rahulsharma5179
              from Ahmedabad, Gujarat
              Dec 12, 2019
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              Address: SUBHASH BRIDGE, Ahmedabad, Gujarat, 380027

              His is to confirm that refund for amount 2589.0000 has been successfully processed on[protected] and the amount should reflect in your account by now.

              Refund Reference # 74332749339933805145828

              Please contact your bank’s customer care center and quote these numbers to know further about the status of the transaction in case you still haven’t received the credit within 4 business days. Please remember that you will have to call your bank’s customer care center and not visit the branch for this update.

              Some nationalized banks may take more time than normal to credit the amount. If your bank is unable to locate the refund with the reference number provided, please dispute the transaction as 'refund not processed'. At that time, they will see a pending refund and will follow the path back to our payment processor to locate the refund.

              Thanks for choosing Amazon.in

              but bank customer care is not refund amazon
              Kotak Mahindra Bank customer support has been notified about the posted complaint.
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                S
                SubashChandra7779
                from Bengaluru, Karnataka
                Dec 9, 2019
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                Address: 560029

                I have a Kotak credit card. I am paying monthly bills correctly without any delay.

                My bill due date is 11th of every month But from the 1st of every month, Vinod is calling and behaving rudely. he harassing mem like anything.

                I am doing IMPS it will take max 5 hours to credit the amount. But Vinod threating me like I took money fro him.

                He calling on each every 5 minutes from morning to evening.

                Even I told I am paying IMPS without delay. why I am getting calls like this.

                If I delayed payment they KOTAK have right to ask. not this ### Vinod.
                Incident Date: 9th Dec 2019

                Vinod Mobile No :

                +[protected]
                +[protected]

                This is truly Harassment.

                If I ever told I will not make any payment then they have Rights. If I am paying and then getting abused calls like that then this is truly harassment. They are talking very rudely.
                Kotak Mahindra Bank customer support has been notified about the posted complaint.
                No not interested this account I bee many correna this account
                Muttu Kulakarni's reply, Dec 5, 2019
                Plz close this account
                SubashChandra7779's [Complaint's author] reply, Dec 23, 2019
                ??
                SubashChandra7779's [Complaint's author] reply, Dec 23, 2019
                ??
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                  M
                  Maulik Prajapatii
                  from Mumbai, Maharashtra
                  Dec 9, 2019
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                  Address: 382443

                  I have paid all my amount and now they are not giving any answer. I want my noc letter. Its all started as below.
                  They call me on my phone number and tell that this is your pending loan so you have to pay your remaining amount and you will get your noc letter. I have cleared it and now they are not giving any response 2-3 days they gives me excuse and now they are not picking up my call. I want my noc letter
                  Kotak Mahindra Bank customer support has been notified about the posted complaint.
                  I also have some issues with unknown charges like hoc stmt

                  they are not giving my noc letter. - Comment #3603101 - Image #0
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                    P
                    Prateekr
                    from Noida, Uttar Pradesh
                    Dec 8, 2019
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                    Hi

                    My employee i'd was 34236.

                    I have worked from 04 july 2011 to 14 may 2012

                    I wanted the experience certificate/ relieving letter as i have only received an mail copy.

                    My company is not excepting the same as they need the hard copy. I dont know the proper channel from where i can get the same

                    Please let me know the process for getting the hard copy for the same

                    I have worked from 04-jul-2011 till 14-may-12 and designation at the time of leaving was deputy manager. Emp code: 34236

                    Hope to get positive response soon
                    Kotak Mahindra Bank customer support has been notified about the posted complaint.
                    I have not received December 2019 credit card statement of my credit card no. [protected] in my email account basu.[protected]@gmail.com. Pl send it ASAP.
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                      M
                      Mubashar kazmi
                      from Rewari, Haryana
                      Dec 6, 2019
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                      Dear sir/madam.
                      Your bank was charg me ₹.118 which i not required service.
                      But i haven't asked for any such statements from bank either by visiting branch or through net banking.
                      And when i opened account bank said their is no charges of online or esttment.

                      So i need clarification from bank or reverse my ₹118 to my account. As it can be clearly seen in the screenshot attached with this mail that i have charge.
                      +1 photos
                      Kotak Mahindra Bank customer support has been notified about the posted complaint.
                      Please activate DND on my number so that I don't receive any Message from Kotak daily updates...

                      Thank you
                      Mandvi Singh

                      un authentic charges - Comment #3602807 - Image #0
                      Hello my name is shubham raut the Kotak mahidnra bank without asking me the bank charges 590 TBMS charge ref no is[protected] is charge without i using the any services
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                        K
                        kavya km
                        from Bengaluru, Karnataka
                        Dec 6, 2019
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                        Address: bangalore, Bangalore, Karnataka, 560070

                        Hi this is kavya here i need refund for nmc charges march 2019 i left m old company after that i called so many times to customer car exicutive to convert t zero balance but that is not done after that i visit to kotak mahendra bank i ask him to take the request for zero balance a/c and its done after take the request he is not inform me they are will put nmc charges for 3 months in sept month in my a/c 4-9-2019 nmc april and 5-9-2019nmc may 495.73 rs deducted after that i visit to kr road branch he said i need to call customer care for rise the request i called and i ask him to speak with kotak bank person he spoke and he said i need to call after 5days i called and rise the request they refunded 420rs that time is fellow not said only they will take request for waiver then[protected] nmc april 286.20 and[protected] nmc april 279.97 ..After it deducted i called customer care to take the request he said in our side only once we can give after that we cant give u go to your home branch and raise the request before this what ever they gave mail id in website i have sent mail still i am not get reply ...see here i am asking my money only not kotak bank money ..what ever amount deducted kindly refund all the amount this is my crn number[protected] and give correct mail id to customer
                        Kotak Mahindra Bank customer support has been notified about the posted complaint.
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                          S
                          sacchin pawar
                          from Mumbai, Maharashtra
                          Dec 6, 2019
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                          Address: room no 02 behind fish maket near dadoji konddew stedium,mahagiri thane west, Thane, Maharashtra, 400601

                          Hello sir i am kotak 811 customer bank says its zero account.. But from my bank account 3 times cash deposit charges deducted as 59rs per deposit its realy cheat with customer. Amount is deducted after almost 20 25 days of deposit its realy very bad service of kotak bank... Plz return my money hope u reply early and credit deducted amount. Thank you

                          Name sachin pawar
                          Crn no[protected]
                          Ac no [protected]
                          Kotak Mahindra Bank customer support has been notified about the posted complaint.
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                            sacchin pawar
                            from Mumbai, Maharashtra
                            Dec 6, 2019
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                            Address: room no 02 behind fish maket near dadoji konddew stedium,mahagiri thane west, Thane, Maharashtra, 400601

                            Sir i have purchased lenovo laptop from reliance digital thane (Maharashtra) on whole finance by kotak mahindra bank.. I have paid processing fees 1300rs for it. Kotak rep said 2000rs cash back will get after 3 clear emi paid... Now its complete... But now nobudy is responding so plz give our 2000 cash back as per bank rule thank you!!
                            My consumer loan account number is-1184701 plz take action as early
                            Kotak Mahindra Bank customer support has been notified about the posted complaint.
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                              S
                              santosh kumar tiwari603
                              from Savantvadi, Maharashtra
                              Dec 5, 2019
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                              Address: CHINCHWAD, PUNE , MAHARASTRA

                              Sir i had purchased a asus laptop from reliance digital chinchwad, pune maharashtra. A laptop price amount 95, 000/- approx. The whole amount was finance by kotak mahindra bank rep miss laxmi tiari mob no [protected] on 05 oct 2019. The rep of kotak mahindra says that rupees 2000/- will be cash back to your bank account. I was pay 800/- processing fee also. After approx 03 months i have no amount will be received. I was visit reliance digital approx 5 to 6 time and meet rep of kotak mahindra bank but they could not help me. I also shown all message received by me from kotak mahindra bank. Os you are requested please help me for giving my rupees 2000/-
                              Kotak Mahindra Bank customer support has been notified about the posted complaint.
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                                VIKASH GAHLOT
                                from Mumbai, Maharashtra
                                Dec 5, 2019
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                                Address: H.No-212, Kakrola Village, Near Surajkhunda Dharamshala, New Delhi, Delhi, 110078

                                Dear sir/madam.

                                Your bank was charg me ₹.118 which i not required service.

                                Ad hoc statement charge ₹118 have been deducted on 03-dec-2019 from my kotak account account without any information.

                                But i haven't asked for any such statements from bank either by visiting branch or through net banking.

                                And when i opened account bank said their is no charges of online or esttment.

                                So i need clarification from bank or reverse my ₹118 to my account. As it can be clearly seen in the screenshot attached with this mail that i have charge. Kindly explan to me the reason for the leving of this charges and refund me the charges hence wrongfully debited to my account.

                                Withdrawal - 118.00 rs.

                                Thanking you sir/madam
                                Kotak Mahindra Bank customer support has been notified about the posted complaint.
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                                  Gurnoorji
                                  from Mumbai, Maharashtra
                                  Dec 4, 2019
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                                  Address: Kishangarh manimajra Chandigarh, 160101

                                  My name harman and today i am going to the bank for deposit some money in my account i i stood in the queue but the bank cashier told me to sit down, i started waiting for my turn. After that, three or four people came and deposited their money. So what he was saying on the contrary is telling me to deposit the money or else go away from the bank and start saying, i don't know how many people come to the bank, he insulted me in front of everyone lij strict action against those that are not so forward with any thanks harminder singh bank code kkbk0000259 nac/manimajra
                                  Kotak Mahindra Bank customer support has been notified about the posted complaint.
                                  Can you please ask your recovery agents to stop harassing my parents and grandparents by verbal abuse. They are also abusing the receptionist in my office. I had to resign from the company. Did to these calls. They call already 100time in 30mins. Simultaneously calls are dialled both at residence and office numbers
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                                    Q
                                    Qwetyu
                                    from Mumbai, Maharashtra
                                    Dec 3, 2019
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                                    Address: Lakho binda compass

                                    My name is jyoti jaiswal and i had ordered a product of rs.899 amazon brand jeans Pepe Jean woman's skinny in amazon on 25/10/2019 & i cancelled this order due to personal reason. And on 08/11/2019 amazon initiated the amount to my account but i still didn't get the money. Amazon sent this reference number[protected] and told me to fill charge dispute form but indian bank doesn't have such policy. So please kindly respond to this complaint it's very urgent
                                    +3 photos
                                    Kotak Mahindra Bank customer support has been notified about the posted complaint.
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                                      RAJASHEKAR S
                                      from Mumbai, Maharashtra
                                      Dec 3, 2019
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                                      I received sms from kotak mahendra bank that
                                      Transaction of rs 1399 has been made on kotak credit card xx6545 on 03-dec at oneassist consumer sol. This is done without my permission. There was also a mail from one assist team. I dont know this company and this kind u[censored]nsolicited charging of my credit card and use of my card by the company is really a criminal act and the co.

                                      Please deactivate and refund my money asap
                                      Date of incident : 19.45hrs. 3 december 2019
                                      Kotak credit card no. Xx6545
                                      Oneassist relationship number :[protected].
                                      Kotak Mahindra Bank customer support has been notified about the posted complaint.
                                      On 16:11:2019 evening received call from [protected] to update my kyc details. I lossed total amount of rs 140000 approx transferred the money to no broker technologies banglore & payu payemnets pvt ltd gurgaon complained the same matter to kotak mahindra bank & mangolpuri police station outer delhi.
                                      Waiting for your revert
                                      tilakrajdua
                                      [protected]
                                      I have Kotak 811 Savings account in kotak mahindra. My brother had to transfer me some money to clear my credit card minimum due.. so he transferred to my kotak account. Total amount he transferred was ₹40000. But only ₹0. was updated as my account balance. i am not able to withdraw that amount. Please help me with this.

                                      deduction of money without prior information - Comment #3598823 - Image #0
                                      Amount debited in my account without my permission continuously two times. And also i received message for that transactions.Please do needful for these problem.Amount debited date[protected].
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