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Kotak Mahindra Bank Complaints & Reviews

1.5
Updated: Feb 5, 2026
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Kotak Mahindra Bank reviews & complaints page 67

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A
anandparmar291993
from Ahmedabad, Gujarat
Dec 20, 2019
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Address: Maninagar branch,Ahmedabad, 380026

One of kotak mahindra bank account open person told me that you just have to maintain rs.10000 to maintain current account.
- lies started from this thing.
After that my rs.1100 debited after maintaining rs.10000. I contact with person who opened my account he told you have to maintain rs.25000 to maintain account. I told him to close my account he come and taken account closing request 3 times. Still account was not closed.
But on 17th december 2019 i received payment via phonepe and by mistake it will goes in kotak account and they debit rs.1935 of non maintaining account.
Account was not used since 1 year.
When i call customer care they told me that they only can reverse rs.500. So please visit any near by kotak mahindra bank branch first.
So we visit kotak mahindra bank maninagar, ahmedabad branch.
Where i told entire thing and he just me that is was your fault so we can not going to reverse any amount. Mr. Mehul kamdar (I think he think that he is owner of bank) he told in simple words aap he hota he wo karlo kuch reverse nahi milega.in customer care when i told them this is fraud i will go to consumer forum ms. Pallavi yadav said that go for it.
I want my rs.1935 back because it was not my fault.
Kotak Mahindra Bank customer support has been notified about the posted complaint.
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    S
    shivagaddam579
    from Delhi, Delhi
    Dec 20, 2019
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    Address: 560017

    Hi, i am shiva, i have applied fastag through kotak bank on 15th dec, i have got an order id but there is no update on it till now.

    There is no update at all from even kotak or fastag.

    What is the issue? When i approached bank, they are unaware... There is no information whether it is under process or not?

    Fastag applied date : 15th dec 2019
    Bank : done is online through kotak mahindra bank app.
    Ordered id : ftpgsr[protected]ff01
    Transaction ref id : 748139
    Kotak Mahindra Bank customer support has been notified about the posted complaint.
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      H
      Hemant kr choudhary
      from Noida, Uttar Pradesh
      Dec 19, 2019
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      Dear Sir

      It has been brought to my notice by your representative Mr. Manoj kumar (his business card and our mutual conversation on whatsapp attached herewith) that someone has fraudulently used the "AADHAR CARD N PAN CARD" of my wife "Mrs. Shashi Chaudhri' to open a false bank account in one of your Rohini Branch (as was told by Mr. Manoj) for someone impersonating her.
      The AADHAR registration no. of Mrs. Shashi is 5773……………
      pan card no.AHF………

      Please act ASAP to arrest the fraud and fraudster/s and save us from any misuse of the account. Also find out who this Mr. Manoj was since he has been avoiding our calls and not disclosing the details of the fraud account in question.

      Waiting for a decisive action and a subsequent feedback from your good office.

      Thanks and warm regards

      Yours Faithfully

      Hemant Choudhary
      M- [protected]
      L-23 Sector-11 Noida-201301, near metro hospital
      Kotak Mahindra Bank customer support has been notified about the posted complaint.
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        A
        anandparmar291993
        from Ahmedabad, Gujarat
        Dec 18, 2019
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        Address: C.G Road Branch,Ahmedabad., 380026

        One of kotak mahindra bank account open person told me that you just have to maintain Rs.10000 to maintain current account.
        - lies started from this thing.
        after that my Rs.1100 debited after maintaining Rs.10000. I contact with person who opened my account he told you have to maintain Rs.25000 to maintain account. I told him to close my account he come and taken account closing request 3 times. still account was not closed.
        but on 17th December 2019 I received payment via phonepe and by mistake it will goes in Kotak account and they debit Rs.1935 of non maintaining account.
        Account was not used since 1 year.
        When i call customer care they told me that they only can reverse Rs.500.
        i want my Rs.1935 Back because it was not my fault.
        Kotak Mahindra Bank customer support has been notified about the posted complaint.
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          S
          shashikant0522
          from Pune, Maharashtra
          Dec 18, 2019
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          Hello, i am filling this complain for kotak credit card collection team from delhi. They are asking me pay for the credit card which i have never owned it was taken under my name providing my information. The person had left me long time back, i am unable to contact that person. The card was never been used by me.

          The person name is satish and he is calling me and abusing my friends, my family and other unwanted people.

          I was ready to pay 34800 to close the matter however he had made it worst and rune my reputation. His number is listed as [protected] and [protected].

          When i asked for the details he denied to provide me any information, due to the phone call few people have launched fir against him and now he is apologizing with them.

          Please follow on this and terminate this person or else i will again raised the fir against him.

          If you want me to pay and close the matter which i actually not liable of please share the proper person from kotak bank and negotiate with me.

          Regards,
          Shashikant
          Kotak Mahindra Bank customer support has been notified about the posted complaint.
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            N
            nanthu.snk
            from Mumbai, Maharashtra
            Dec 18, 2019
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            Resolved

            Address: Kotak Mahindra Bank, Thennamapallayam, Tiruppur 641604., Tirupur, Tamil Nadu, 641604

            Hello,
            Complaints ID :'KMBL=[protected]'

            As am requested to update my communication address through Home Branch (Thennampalayam, Tiruppur 641604) with Proof of documents and change request form but 10 days gone till now my address was not updated.
            After That i Register Customer Complaints through Kotak Websites. after the bank persons called me to sent again the documents through whatsapp, i has been sent the document after one day after my complaint has closed due to whatsapp Aadhar documents was not clear. and i asked through mail i will sent to you mail for Aadhar proof but there is no response.
            Conclusion : My Communication Address Change Request
            Failure : As i submitted Form and Proof of Document through Home Branch What Happened? The Bank is misleading the customers time?

            Thanks and Regards,
            Nanthakumar S
            Dec 19, 2019
            Complaint marked as Resolved 
            After the complaint the Kotak CC is forwarded to my home branch after the home branch Bank Person has called me after the call the process has been resolved. But am Register Online Complaints at kotak.com that the reference is finally closed. this website complaint not noticed yet.. Anyway Solutions Clear.. Thank you Team.
            Kotak Mahindra Bank customer support has been notified about the posted complaint.
            Dec 19, 2019
            Updated by nanthu.snk
            Only Complaint notified but the solution? this is second time of my complaint. and also still waiting for the good solution about my complaint. will update after get results...
            Dec 19, 2019
            Updated by nanthu.snk
            The Complaint status is still processing but the status is marked as resolved? all the kotak complaints is following the same tricks (Mark as Resolved)?.
            am very disappointed customer support from Kotak. almost Half months passed still no solution find with all the kotak bank procedures followed by me.
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              H
              hiteshgothi
              from Mumbai, Maharashtra
              Dec 18, 2019
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              Address: MALAD WEST, MUMBAI, Mumbai City, Maharashtra, 400064

              Hi Team, My Saving Account Number- [protected]
              (HITESH GOTHI) had some deduction OF RUPEES 5000rs for MAB Charges. After Discussing to my nearer branch at Malad (mumbai), they Inform me that Charges for non maintenance of minimum monthly average balance in Salary Account, which I was not aware of this thing and i am out of india so not able to access the account.
              I requested you to please refund me my 5000 Rupees to my account.
              Kotak Mahindra Bank customer support has been notified about the posted complaint.
              They are fraud. even staff is very arrogant.
              same thing happen with me and they are liers who open account. dont share complete details with you.
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                L
                Loki812
                from Mumbai, Maharashtra
                Dec 18, 2019
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                Address: Mumbai, Mumbai City, Maharashtra, 400076

                Hi, i have been using kotak mahindra credit card since long. This year i had exhausted my kotak credit card limit, so i asked customer care to convert my total bill (1.6 lakh) into emi. At initially they accepted they request but dint give any confirmation about it, later when i called customer care they said the request hasn't really been approved so they registered my request again. Later after 4/5 months, i started getting calls from their recovery team only to find out that they are running 2 emi on the same amount, and recovery agents came to my office without permission and started making scenes that they wont go until i clear my bills on the same day itself. I had to pay 75k same day, and later when i called customer care they cancelled the wrong running emi on my request. Now i have only one emi on this credit card account, and i am asking from bank people to give me clarity over my final bills but they are not able to give any clarity by saying that they are not able to produce the emi letter. Please suggest, what should i do, i want to close this case fully?
                Kotak Mahindra Bank customer support has been notified about the posted complaint.
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                  M
                  Mandar Dhole
                  from Mumbai, Maharashtra
                  Dec 17, 2019
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                  Address: 411057

                  I have applied for current account 10-15 days ago at kotak mahindra bank, wakad, pune but still i haven't received my account, i'm regularly visiting branch but they are not able to resolve the problem. Their behaviour is very irresponsible. I'm unable to make some transactions because i haven't received account yet. So i'm facing some financial losses on daily basis. I want action on kotak mahindra bank for my financial loss.
                  Kotak Mahindra Bank customer support has been notified about the posted complaint.
                  Respected HR team
                  im aditya pandey, i was working as a assistant manager M1 at tippasandta branch ( Banglore)
                  my emp id was - 146120
                  due to some personal cumpultion u had to left the job,
                  but i didn't get any salaey i worked and reliving letter

                  plx help to to get that 🙏
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                    1
                    12345sp
                    from Delhi, Delhi
                    Dec 17, 2019
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                    I'm receiving call from quicker side
                    I'm explain my complaint details
                    That person asking

                    Tell me
                    You want to refund or job
                    I'm selected job from kotak Mahindra Bank
                    After that person telling
                    Ok I'm asking from kotak Mahindra Bank
                    Your job is confirmed
                    But bank is creating your salary account
                    You deposit money from 25, 000
                    Rupees after your receiving call letter and bank account ATM, CHECK BOOK

                    I'M DEPOSIT 25, 000 THOUSAND RUPEES MONEY AFTER NOT ACTIVATE MY ACCOUNT NOT SENDING MY CALL LETTER
                    PLEASE SIR HELP ME
                    THAT PERSON ASKING AGAIN 3000
                    I'M NOT SENDING

                    THAT PERSON SENDING ONE SMS
                    YOUR REJECTED FOR 5 YEAR'S AND
                    COMPLAINT REGISTER IN CYBER POLICE

                    I'M ASKING SEND ME MY MONEY

                    THAT PERSON
                    TELLING YOUR MONEY GONE

                    PLEASE SIR HELP ME SIR

                    Please sir help me

                    THAT PERSON NUMBER
                    [protected]
                    Kotak Mahindra Bank customer support has been notified about the posted complaint.
                    Dec 17, 2019
                    Updated by 12345sp
                    Please sir help me sir
                    Dec 30, 2019
                    Updated by 12345sp
                    Please help me sir
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                      S
                      Suresh221
                      from Puducherry, Puducherry
                      Dec 16, 2019
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                      Address: 413-B,Fourth cross street,Bakthanagar,Periyakurichi,Neyveli-607802., Cuddalore, Tamil Nadu, 607802

                      Hello KotakMahindraBank,

                      Please unsubscribe my mobile number [protected] from receiving your unwanted SMS.

                      Please stop sending SMS to this mobile number immediately.

                      Already my mobile number is an registered DNDC entry.

                      So stop sending me additional SMS to me.

                      Thanks,
                      Sureshkumar.
                      Kotak Mahindra Bank customer support has been notified about the posted complaint.
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                        D
                        Dadi Bharath
                        from Vepagunta, Andhra Pradesh
                        Dec 16, 2019
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                        Resolved

                        failed transaction

                        I have made an transaction of rs 28, 997.10 through my kotak credit card transaction was failed but amount was debited from my card immediately i called to kokat customer care and raised the complaint they said that it will credited back with in 7days after 7days i called and asked them again they said that it would take 35working days my bill was generated i have paid that bill still not resolved they are telling that our team was working...
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                        S
                        Santthosh raju
                        from Hyderabad, Telangana
                        Dec 15, 2019
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                        Address: H NO-8-62/2 SRINIVAS NAGAR, CHINTAL HMT ROAD QUTUBULLAPUR, HYDERABAD, Hyderabad, Andhra Pradesh, 500054

                        I have dont taken any credit card to ur kotak mahindra bank ur excutive arresing me continues call to my number u r rent holder has taken credit card card u pay the money has arresing me.. Pla take action to excutive other wise i have complaint consumer court...

                        I got call from this numbers contionously... Pls take action on him is name is suresh pls take action on him...

                        [protected]
                        [protected]
                        [protected]
                        [protected]
                        [protected]
                        Kotak Mahindra Bank customer support has been notified about the posted complaint.
                        Hi my name jitendra Mahale i am add Dream 11 account add the money not add the money
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                          A
                          Arpan Mehra
                          from Hoshiarpur, Punjab
                          Dec 14, 2019
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                          Address: Ram ditt nagar St no 2, Ludhiana, Punjab, 141007

                          Hello kotak team my name is arpan my account no [protected] mob no [protected] maine 2 saal phle kotak 811 balance account open kiya tha but saal maine account use nhi kiya jab use krna shuru kiya to wo bol the hai ki apne 811 edge account open krwaya tha jab ki maine form read krke sign kite the aur aap ke custmre care executive se bhi baat hui thi wo bol the hai ki apka 10000 wala account hai jab maine next day fr call ki to wo bol the hai ki apka account update kiya hai please solve my problem as soon as possible and contact me [protected] kam de kam 4000 rupye kat kite hai mere chlo maan let's k 10000 wala account tha lekin apne charges aur balance starting se minus me ku nhi kiya please jwab dijiye jab maine account chlana shuru kr diya after six month baad yaad aa gya k account edge hai fraud system and educated staaff all kotak bank
                          Kotak Mahindra Bank customer support has been notified about the posted complaint.
                          My last working day was 27'th September 2019 but till date I did not receive full and final settlement and relieving letter.I am following from 18 November but didn't get any revert so for and HR is also not picking phone call.
                          Request you to please look into it and do the needful at the earliest. Details are:-
                          IMTIYAZ UDDIN's reply, Dec 11, 2019
                          My last working day was 27'th September 2019 but till date I did not receive full and final settlement and relieving letter.I am following from 18 November but didn't get any revert so for and HR is also not picking phone call.
                          Request you to please look into it and do the needful at the earliest. Details are:-
                          IMTIYAZ UDDIN's reply, Dec 11, 2019
                          My last working day was 27'th September 2019 but till date I did not receive full and final settlement and relieving letter.I am following from 18 November but didn't get any revert so for and HR is also not picking phone call.
                          Request you to please look into it and do the needful at the earliest. Details are:-
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                            R
                            rahulsharma5179
                            from Ahmedabad, Gujarat
                            Dec 12, 2019
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                            Address: SUBHASH BRIDGE, Ahmedabad, Gujarat, 380027

                            His is to confirm that refund for amount 2589.0000 has been successfully processed on[protected] and the amount should reflect in your account by now.

                            Refund Reference # 74332749339933805145828

                            Please contact your bank’s customer care center and quote these numbers to know further about the status of the transaction in case you still haven’t received the credit within 4 business days. Please remember that you will have to call your bank’s customer care center and not visit the branch for this update.

                            Some nationalized banks may take more time than normal to credit the amount. If your bank is unable to locate the refund with the reference number provided, please dispute the transaction as 'refund not processed'. At that time, they will see a pending refund and will follow the path back to our payment processor to locate the refund.

                            Thanks for choosing Amazon.in

                            but bank customer care is not refund amazon
                            Kotak Mahindra Bank customer support has been notified about the posted complaint.
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                              S
                              SubashChandra7779
                              from Bengaluru, Karnataka
                              Dec 9, 2019
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                              Address: 560029

                              I have a Kotak credit card. I am paying monthly bills correctly without any delay.

                              My bill due date is 11th of every month But from the 1st of every month, Vinod is calling and behaving rudely. he harassing mem like anything.

                              I am doing IMPS it will take max 5 hours to credit the amount. But Vinod threating me like I took money fro him.

                              He calling on each every 5 minutes from morning to evening.

                              Even I told I am paying IMPS without delay. why I am getting calls like this.

                              If I delayed payment they KOTAK have right to ask. not this ### Vinod.
                              Incident Date: 9th Dec 2019

                              Vinod Mobile No :

                              +[protected]
                              +[protected]

                              This is truly Harassment.

                              If I ever told I will not make any payment then they have Rights. If I am paying and then getting abused calls like that then this is truly harassment. They are talking very rudely.
                              Kotak Mahindra Bank customer support has been notified about the posted complaint.
                              No not interested this account I bee many correna this account
                              Muttu Kulakarni's reply, Dec 5, 2019
                              Plz close this account
                              SubashChandra7779's [Complaint's author] reply, Dec 23, 2019
                              ??
                              SubashChandra7779's [Complaint's author] reply, Dec 23, 2019
                              ??
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                                Maulik Prajapatii
                                from Mumbai, Maharashtra
                                Dec 9, 2019
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                                Address: 382443

                                I have paid all my amount and now they are not giving any answer. I want my noc letter. Its all started as below.
                                They call me on my phone number and tell that this is your pending loan so you have to pay your remaining amount and you will get your noc letter. I have cleared it and now they are not giving any response 2-3 days they gives me excuse and now they are not picking up my call. I want my noc letter
                                Kotak Mahindra Bank customer support has been notified about the posted complaint.
                                I also have some issues with unknown charges like hoc stmt
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                                  Prateekr
                                  from Noida, Uttar Pradesh
                                  Dec 8, 2019
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                                  Hi

                                  My employee i'd was 34236.

                                  I have worked from 04 july 2011 to 14 may 2012

                                  I wanted the experience certificate/ relieving letter as i have only received an mail copy.

                                  My company is not excepting the same as they need the hard copy. I dont know the proper channel from where i can get the same

                                  Please let me know the process for getting the hard copy for the same

                                  I have worked from 04-jul-2011 till 14-may-12 and designation at the time of leaving was deputy manager. Emp code: 34236

                                  Hope to get positive response soon
                                  Kotak Mahindra Bank customer support has been notified about the posted complaint.
                                  I have not received December 2019 credit card statement of my credit card no. [protected] in my email account basu.[protected]@gmail.com. Pl send it ASAP.
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                                    Mubashar kazmi
                                    from Rewari, Haryana
                                    Dec 6, 2019
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                                    Dear sir/madam.
                                    Your bank was charg me ₹.118 which i not required service.
                                    But i haven't asked for any such statements from bank either by visiting branch or through net banking.
                                    And when i opened account bank said their is no charges of online or esttment.

                                    So i need clarification from bank or reverse my ₹118 to my account. As it can be clearly seen in the screenshot attached with this mail that i have charge.
                                    Kotak Mahindra Bank customer support has been notified about the posted complaint.
                                    Please activate DND on my number so that I don't receive any Message from Kotak daily updates...

                                    Thank you
                                    Mandvi Singh
                                    Hello my name is shubham raut the Kotak mahidnra bank without asking me the bank charges 590 TBMS charge ref no is[protected] is charge without i using the any services
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                                      kavya km
                                      from Bengaluru, Karnataka
                                      Dec 6, 2019
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                                      Address: bangalore, Bangalore, Karnataka, 560070

                                      Hi this is kavya here i need refund for nmc charges march 2019 i left m old company after that i called so many times to customer car exicutive to convert t zero balance but that is not done after that i visit to kotak mahendra bank i ask him to take the request for zero balance a/c and its done after take the request he is not inform me they are will put nmc charges for 3 months in sept month in my a/c 4-9-2019 nmc april and 5-9-2019nmc may 495.73 rs deducted after that i visit to kr road branch he said i need to call customer care for rise the request i called and i ask him to speak with kotak bank person he spoke and he said i need to call after 5days i called and rise the request they refunded 420rs that time is fellow not said only they will take request for waiver then[protected] nmc april 286.20 and[protected] nmc april 279.97 ..After it deducted i called customer care to take the request he said in our side only once we can give after that we cant give u go to your home branch and raise the request before this what ever they gave mail id in website i have sent mail still i am not get reply ...see here i am asking my money only not kotak bank money ..what ever amount deducted kindly refund all the amount this is my crn number[protected] and give correct mail id to customer
                                      Kotak Mahindra Bank customer support has been notified about the posted complaint.
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