Kotak Mahindra Bank — Consumer Durable Loan No. A/c No. CFB8153002

For the past few months I am unable to pay the EMI in time due to financial crisis.

I need some time for clearing the dues and I request you to please postpone my EMI dues for the next six months.

It is very painful to get the threatening calls from collection department which lead me in depression stage.

Hence urging you to look my matter on an urgent basis.

Since financial crisis has arrived suddenly and wont be able to pay at this moment so request you to kindly look my matter from humanity ground.

Please postpone my EMI payments post six months so that in the meantime I can settle and come out from my financial crisis.

Hope to get cooperation from your end and resolve my matter asap.