Kotak Mahindra Bank — Credit card Annual charges

I have created a salary account with kotak mahindra bank without knowing to me they have issues credit card and that is also not reached to me.

Now they issued credit card statement with Annual charges of 588 and asking me to pay. Where as i dont even have a credit card with them.

Please clear these charges otherwise i would like to close my account with Kotak bank as this is really frustrating.

Please dont go with kotak mahindra bank.it is worst bank ever to resolve customer issues.