Kotak Mahindra Bank — Debited as ECS Return Charges

Address:Sonha Road, Sector 49

I have salary account which is almost not active since June 2019. From Dec 2020 it's active and Kotak has debited my 16k as ECS RETURN CHARGES.

I really want my money back, 16k is a big amount.
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    Kotak Mahindra Bank Address
    27 BKC, C 27, G Block, Bandra Kurla Complex, Bandra (E), Mumbai, Maharashtra, India - 400051
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