Kotak Mahindra Bank — Give me the NOC of my loan and cancel all charges.

Address:E/7 gayatri Nagar society behind old R.T.O warasiya

Last few years I take a consumer loan through kotak Mahindra Bank.
I pay all the EMI loan amounts completed with proper time.
But now they given me the statement of 2079 rupees of penalties charges. They misguided me and taking the charges unnecessary and unruled.
Please solve my issue and give me the noc of my loan
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    Kotak Mahindra Bank Address
    27 BKC, C 27, G Block, Bandra Kurla Complex, Bandra (E), Mumbai, Maharashtra, India - 400051
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