Kotak Mahindra Bank — Home loan interest matter HF No[protected]

We, Jinesh Doshi and Rupa Doshi have got approved home loan from kotak bank on February month 2022.
We transfer home loan from bank of baroda to kotak bank for rs.10500000/-
Our all legal formality for the said loan got accomplised by 20/02/2022.
We got cheque of home loan on 25/02/2022 from kotak bank on friday at 3.30 pm
The cheque get clear on 03/03/2022.
Now the issue is Kotak Bank has charged interest from 12/02/2022 because they issued cheque on 02/02/2022 without getting finish of all legal formalities. So our concern is we have charged interest from Kotak bank and bank of baroda also for the period 12/02/2022 and 03/03/2022 for approx Rs.40, 000/- by both banks. So please solve this issue as soon as possible.