Kotak collection agent Ramya said she has raised the settlement letter and asked me to 47500 within 2 months.. On 31st Jan I have paid complete amount and cleared the dues.. Ramya told me after making the payment of full amount she will share the NOC/closure letter and yet I have not received any closure letter and Ramya is disapeared now and don't answer my call. I am feeling so depressed and traumatized.. Please help me to close this
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