Kotak Mahindra Bank — kotak mahindra bank unwanted auto debit failure charges and over limit charges in my credit card statement

Address:Gurgaon, Haryana

Not understand this charges though i have paid all outstanding before the due date. Today i got sms that "nov-17 stmt for kotak credit card xxxx0152 has been generated. Due date 23-nov-17 min amt. Rs. 190. Total due rs. 590. Your e-statement has been sent to your email address registered with the bank. Visit https://www.kotak.com/ccstmt/nonlogincc/faces/jsp/nonLogin.jsp to pay your bills and check detailed statement." i checked statement saying its auto debit failure charges. Please look into it.
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