Kotak Mahindra Bank — lien amount and system reserved amount

Address:

Ahmedabad, Gujarat, 380009

I have salary account in the kotak bank from last 3 years. Salary was not credited from last six month as i was on medical leave. So they started non-maintenance charges and also deducted lien amount and system reserved amount from my main balance without any confirmation, mail, and message. Why they do like this. I didn't expect from kotak bank. Please do the needful.