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Kotak Mahindra Bank

Kotak Mahindra Bank — loan from citi finance

Address:560066

Receiving calls from [protected] saying that they are from kotak mahindra bank regarding loan taken from citi finance in 2004, saying that i am a defaulter, threatening me for repayment. If kotak mahindra bank had taken over citi finance in 2014 then till date why they have not called me and now suddenly calling me and harressing me. If i am a defaulter then they should file a legal action against me, instead of threatening me on phone. Your help required.
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Is there any solution provided for the issue. I'm facing the same stating my father has taken loan in 2003. Can you please help me with this.
Thanks in advance.
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