Kotak Mahindra Bank — No one has confirmed yet to me about the rate of interest, duration and EMI and the amount transferred

Address:New Delhi, Delhi

The amount transferred by Kotak has been received yesterday, but still no one has confirmed yet to me about the rate of interest, duration and EMI. I have appied just for 3year and they have made this for four year without any communication with me. Not able to understand which kind of processes this bank is following. need to cancel this loan, please suggest
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    Kotak Mahindra Bank Address
    27 BKC, C 27, G Block, Bandra Kurla Complex, Bandra (E), Mumbai, Maharashtra, India - 400051
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