Kotak Mahindra Bank — No response for pre closure request and changing personal information without my consent

Address:Mumbai City, Maharashtra, 400067

I applied for a personal loan, after six months i wanted to close the loan, when i was informed the term has changed to 1 year lock in period. No intimation sent to me.
After 1 year i did contact to get pre closure quote and was advised to write to service. [protected]@kotak.com.
I did write to them along with the previous discussion. There was no response, hence i did call the customer service desk, when i was surprised to lean that my email address was changed.
I was informed to visit a branch and submit change of details form, to receive a response.
When i did question as to why my personal details were changed, there was no answer.
I requested for a supervisor, as usual they were busy and a call back was arranged with 48 hours, which i havent yet received even after 10 days.
I received a call from closure team to verify if a request was sent by me, when again i was informed about a 3rd email id belonging to an unknown person registered on my account.
I have not yet received any response nor a resolution.
Now as i cancelled my ecs they are charging me unwanted fees and threatening to report as a defaulter.
I need this resolved as it has cause me monetary and mental torture.
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Kotak Mahindra Bank customer support has been notified about the posted complaint.
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Welcome to the club of victims of Kotak bank. It starts with false information and ends with mental torture. Unless you initiate legal actions, nothing will move forward.
Kotak Mahindra Bank Customer Care's response, Jun 6, 2016
Verified Support
Dear Customer,

Apologies for the inconvenience caused to you. We would be glad to assist you, hence request you to kindly elaborate and provide your concerns along with your Contact & account number to us at solutions.bank@kotak.com enabling us to investigate the matter and address all your concerns to your satisfaction.

Assuring you of our best services at all times.

Thanks and regards,
Kotak Team

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