Kotak Mahindra Bank — Refund not credit my account

Address:Mumbai City, Maharashtra, 273001
Website:WWW.KOTAK.COM

My ticket payment show faild on irct for ticket booking.4 july for 19 aug (train no-15066) nasik to gorakhpur, but payment debited from my account kotak mahindra bank a/c no-[protected], raju kumar verma, ref no-gbm-[protected] and irct transection id is-[protected], still amount-8286rs are not refund to my account...? plz check and solve in as soon as possible.Its needful...Thank u.
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I have a account on kotak mahindra bank after so much time i am facing so much balance deduction from my account recently my slary is come and it 1200/- on hold previously 1500 above deducted already what should i do feeling helpless.
account no.-[protected]
mobile no.-[protected]

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