Kotak Mahindra Bank — Total balance manteinence service

Address:	560100
Website:	Kotak mahindra net banking

I opened ZERO balance salary account on 24/8/2016 . There was zero balance in my account in October and November . In December i made few in and out transactions . In January i deposited 5000 and I later noticed when there was an emergency I had to draw 5000 and found that two times 977 was deducted from my balance of 5000 without any intimation of low balance charges, I didnt receive any call/sms neither from customer care. This is absolutely ridiculous .How can they deduct our earned money from a ZERO balance account . My money needed to be credited at any cost . Today(30/8/17) i tried add a new beneficary account to tranfer money, it came as "Unable to process due to technical issues". i'm trying to transfer my money to other account which is already added in my beneficary list, It is again giving the sane error message as "Unable to process due to Technical Issue" . Such a ridiculous net banking site and I had the worst experience . How can they rob customers money . I am going to close my account .I suggest others not to open account in Kotak bank and i will make my freinds to close their account.