Kotak Mahindra Bank — wrong information provided while selling credit card

Address:560076

My wife got a call from number [protected], which was a Kotak Number and a credit card was sold to her. She was told that the card has insurance of 5 lacs complimentary but later even before the credit card got delivered, she was charged 1399 on the card without her consent. Wrong information was given to her. This is a complete Fraud case and Kotak executives give wrong information while selling credit card. How can someone charge money without pin or OTP? call on [protected] to discuss
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    Kotak Mahindra Bank Address
    27 BKC, C 27, G Block, Bandra Kurla Complex, Bandra (E), Mumbai, Maharashtra, India - 400051
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