LIC Housing Finance Limited — not returning original property documents after foreclosing loan on 13.12.2018 loan a/c no.:[protected]

Address:	3rd Floor, Andhra Insurance Building, 12, Chowringhee Square, Kolkata – 700008, Kolkata, West Bengal
Website:	www.lichousing.com

I was fooled by the name "lic" and taken home loan from lic hfl in may 2015 @ 2 years fixed interest rate 9.90%. After 2 years interest rate started to climb sky without any information and reached 11.50%. When i inquired with them they asked me to deposit a cheque of rs.11800/- and after that interest rate will be decreased to 9%. I felt cheated and decided to foreclose the loan. On 13.12.2018 again i had visited lic hfl kolkata south branch and foreclosed the home loan a/c and i was told that they will inform once they receive the original property documents.

After that i am following up with lic hfl for return of original property documents but they are not responding to my e-mails and phone calls. I have sent mails to their regional manager, corporate office, customer care, but no one is bothered to reply my e-mails. The staffs are so unprofessional they don't know how to behave with customers.

I am writing the complaint message to warn those who are looking for home loan to avoid lic hfl, better you take home loan from sbi, allahabad bank, hdfc bank, axis bank and all other govt. Banks. Lic hfl will increase rate of interest all of a sudden and without any interest and if you transfer balance amount to another bank they will make your life hell.

So beware of lic hfl and avoid for your own good