Axis Bank Power Loan — Loan

Address:

South 24 Parganas, West Bengal

I have applied for Axis Bank Power Home Loan. My Applicant ID is: is 1074191. On 2nd Jan I have received a SMS from Axis Bank "Your loan has been sanctioned for RsL 924045. After a few day when I contact with Axis Bank Executive Mr. Biswajit Nandi on Axis Bank Retail Asset center Lords building Kolkata. He said that you load is sanctioned as per financial terms and condition. After few days he said that it's a under construction building so it's require for APF. He send a Master file Application form. I have given it to Developer.
He has filled up the forms with Project details. I handed over this Master file Application form to this Executive. Since few days passed no answer from their end I have called up they said the technically few thing are require for legal check. He send a sms to me

1.Draft Dead with complete devoulution of Title
2. Index of document supplied
3, Flow chart of Titlle
4. Porcha.

I have arranged those paper and given back to executives. After few days he said that property legal papers cleared. When I am asking for loan disbursement on that time the executive said due to certain technical fault APF is not be done. Need some past project details from Developer. Few days back I have given the document to the Axis bank executives. After a few days when I call gain to this executives he said that APF can't be done due to techinal fault. He has not clearly said what is the fault and he said the we can't give you the loan this time.

So my question is if the loan is not approved. Please provide me the written document why the loan is not sanctioned?

Secondly if the loan is not sanctioned please return my processing fees.