[Resolved]  Home Credit — DOUBLE DEBIT OF LOAN PAYMENT

Address:West Delhi, Delhi

Dear Sir/Madam,
I purchased a Mobile Phone on[protected] and made the loan installments from Home Credit. The details are:

NAME: SUDHANSHU PANDEY
PURCHASING STORE: MITTAL AGENCIES
MOBILE MAKE: SAMSUNG S DUOS S7562
AMOUNT: Rs. 12900
DOWN PAYMENT; Rs. 4510
EMI: 1080*12 = 12960
BANK FOR ECS: AXIS BANK
LOAN AC NUMBER: [protected]
TRANSACTION CODE: [protected]

The same day I gave payment, my Id proofs and a loose cheque leaf. I told installment to be debited from my A/c on 5th of every month.
Now, after a month, I got the call on[protected] saying due to some document problem, your installment was not debited from our end. So, please make the manual. On[protected], I went to the Mittal Agencies and made the Manual payment even paid the extra Machine usage charges of Rs. 20 (ie Total payment of Rs. 1100).
Today, when I checked my A/c statement, it is showing Rs 1080 already debited from the A/c on[protected].
If already amount was debited on[protected] ie on correct date then why did I get the call on[protected] saying amount not paid and make the urgent payment. Why did they ask for another payment? Attaching all the proofs. Please find the attachments.

Since then, i am continuously following up but not getting any satisfactory reply. The amount of Rs 1100 seems to be small but for me whose salary is only Rs 9000, its a very big amount. I sent the mail to them[protected] and then again on [protected]. And calling them almost every alternate day but they don't bother at all. I talked to their seniors but no one giving me correct reply. Their names are Sachin, Ajay, Nivriti, Rajeev...all of them giving me fake promises only.

Please help me. Atleast i should get a fair response and correct reply from them.
Kindly help me. I'll be highly obliged.

Thanks and regards
Sudhanshu Pandey
[protected], [protected]
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Complaint marked as Resolved 
Verified Support
Jul 03, 2014
Home Credit India Finance Customer Care's response
your loan is finished and all the payments have been received through ecs so the complaint was resolved by home crdit as all the payments were received through ecs.


We sincerely hope that the above resolution is to your
satisfaction. Alternatively, Please do not hesitate to contact our customer service
team phone:[protected], or email:[protected]@homecredit.co.in, if you need any
further clarification.


Yours sincerely,

Customer Care Team

Home Credit India Finance Private Limited .
Complaint comments 

Comments

I agree with you my friend, as these are the only people available in customer service, and when you ask for the last name they say we once have 1st name.

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